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Edit: wxwp_highfivefinance.sql
-- MySQL dump 10.13 Distrib 5.5.60, for Linux (x86_64) -- -- Host: localhost Database: wxwp_highfivefinance -- ------------------------------------------------------ -- Server version 5.5.60 /*!40101 SET @OLD_CHARACTER_SET_CLIENT=@@CHARACTER_SET_CLIENT */; /*!40101 SET @OLD_CHARACTER_SET_RESULTS=@@CHARACTER_SET_RESULTS */; /*!40101 SET @OLD_COLLATION_CONNECTION=@@COLLATION_CONNECTION */; /*!40101 SET NAMES utf8 */; /*!40103 SET @OLD_TIME_ZONE=@@TIME_ZONE */; /*!40103 SET TIME_ZONE='+00:00' */; /*!40014 SET @OLD_UNIQUE_CHECKS=@@UNIQUE_CHECKS, UNIQUE_CHECKS=0 */; /*!40014 SET @OLD_FOREIGN_KEY_CHECKS=@@FOREIGN_KEY_CHECKS, FOREIGN_KEY_CHECKS=0 */; /*!40101 SET @OLD_SQL_MODE=@@SQL_MODE, SQL_MODE='NO_AUTO_VALUE_ON_ZERO' */; /*!40111 SET @OLD_SQL_NOTES=@@SQL_NOTES, SQL_NOTES=0 */; -- -- Table structure for table `cerber_acl` -- DROP TABLE IF EXISTS `cerber_acl`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_acl` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL COMMENT 'IP', `ip_long_begin` bigint(20) unsigned NOT NULL DEFAULT '0' COMMENT 'IPv4 range begin', `ip_long_end` bigint(20) unsigned NOT NULL DEFAULT '0' COMMENT 'IPv4 range end', `tag` char(1) NOT NULL COMMENT 'Type: B or W', `comments` varchar(250) NOT NULL, UNIQUE KEY `ip_begin_end` (`ip`,`ip_long_begin`,`ip_long_end`), KEY `begin_end_tag` (`ip_long_begin`,`ip_long_end`,`tag`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber IP Access Lists'; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_acl` -- LOCK TABLES `cerber_acl` WRITE; /*!40000 ALTER TABLE `cerber_acl` DISABLE KEYS */; INSERT INTO `cerber_acl` VALUES ('111.93.114.26',1868395034,1868395034,'W',''),('94.130.35.51',1585586995,1585586995,'B',''); /*!40000 ALTER TABLE `cerber_acl` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_blocks` -- DROP TABLE IF EXISTS `cerber_blocks`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_blocks` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL COMMENT 'Remote IP', `block_until` bigint(20) unsigned NOT NULL COMMENT 'Unix timestamp', `reason` varchar(250) NOT NULL COMMENT 'Why IP was blocked', UNIQUE KEY `ip` (`ip`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber list of currently blocked IPs'; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_blocks` -- LOCK TABLES `cerber_blocks` WRITE; /*!40000 ALTER TABLE `cerber_blocks` DISABLE KEYS */; INSERT INTO `cerber_blocks` VALUES ('213.251.182.*',1548945316,'Probing for vulnerable PHP code'); /*!40000 ALTER TABLE `cerber_blocks` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_countries` -- DROP TABLE IF EXISTS `cerber_countries`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_countries` ( `country` char(3) NOT NULL DEFAULT '' COMMENT 'Country code', `locale` char(10) NOT NULL DEFAULT '' COMMENT 'Locale i18n', `country_name` varchar(250) NOT NULL DEFAULT '' COMMENT 'Country name', PRIMARY KEY (`country`,`locale`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_countries` -- LOCK TABLES `cerber_countries` WRITE; /*!40000 ALTER TABLE `cerber_countries` DISABLE KEYS */; /*!40000 ALTER TABLE `cerber_countries` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_lab` -- DROP TABLE IF EXISTS `cerber_lab`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_lab` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL COMMENT 'Remote IP', `reason_id` int(11) unsigned NOT NULL DEFAULT '0', `stamp` bigint(20) unsigned NOT NULL COMMENT 'Unix timestamp', `details` text NOT NULL ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber lab cache'; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_lab` -- LOCK TABLES `cerber_lab` WRITE; /*!40000 ALTER TABLE `cerber_lab` DISABLE KEYS */; /*!40000 ALTER TABLE `cerber_lab` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_lab_ip` -- DROP TABLE IF EXISTS `cerber_lab_ip`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_lab_ip` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL COMMENT 'IP', `reputation` int(11) unsigned NOT NULL COMMENT 'Reputation of IP', `expires` int(11) unsigned NOT NULL COMMENT 'Unix timestamp', PRIMARY KEY (`ip`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber lab IP cache'; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_lab_ip` -- LOCK TABLES `cerber_lab_ip` WRITE; /*!40000 ALTER TABLE `cerber_lab_ip` DISABLE KEYS */; /*!40000 ALTER TABLE `cerber_lab_ip` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_lab_net` -- DROP TABLE IF EXISTS `cerber_lab_net`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_lab_net` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL DEFAULT '' COMMENT 'IP address', `ip_long_begin` bigint(20) unsigned NOT NULL DEFAULT '0', `ip_long_end` bigint(20) unsigned NOT NULL DEFAULT '0', `country` char(3) CHARACTER SET ascii NOT NULL DEFAULT '' COMMENT 'Country code', `expires` int(11) unsigned NOT NULL DEFAULT '0', PRIMARY KEY (`ip`), UNIQUE KEY `begin_end` (`ip_long_begin`,`ip_long_end`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber lab network cache'; /*!40101 SET character_set_client = @saved_cs_client */; -- -- Dumping data for table `cerber_lab_net` -- LOCK TABLES `cerber_lab_net` WRITE; /*!40000 ALTER TABLE `cerber_lab_net` DISABLE KEYS */; /*!40000 ALTER TABLE `cerber_lab_net` ENABLE KEYS */; UNLOCK TABLES; -- -- Table structure for table `cerber_log` -- DROP TABLE IF EXISTS `cerber_log`; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `cerber_log` ( `ip` varchar(39) CHARACTER SET ascii NOT NULL COMMENT 'Remote IP', `ip_long` bigint(20) unsigned NOT NULL DEFAULT '0' COMMENT 'IPv4 long', `user_login` varchar(60) NOT NULL COMMENT 'Username from HTTP request', `user_id` bigint(20) unsigned NOT NULL DEFAULT '0', `stamp` decimal(14,4) NOT NULL, `activity` int(10) unsigned NOT NULL DEFAULT '0', `session_id` char(32) CHARACTER SET ascii NOT NULL DEFAULT '', `country` char(3) CHARACTER SET ascii NOT NULL DEFAULT '' COMMENT 'Country code', `details` varchar(250) CHARACTER SET ascii NOT NULL DEFAULT '' COMMENT 'Details about HTTP request', KEY `ip` (`ip`), KEY `ip_long` (`ip_long`), KEY `session_index` (`session_id`) ) ENGINE=InnoDB DEFAULT CHARSET=utf8 COMMENT='Cerber activity log'; /*!40101 SET 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- custom_17%</div><div wdid=\"18\" class=\"wdform_row\">%18 - type_submit_reset_18%</div><div wdid=\"19\" class=\"wdform_row\">%19 - custom_19%</div><div wdid=\"20\" class=\"wdform_row\">%20 - custom_20%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',17,'// before form is load\r\nfunction before_load() { \r\n} \r\n//before form submit\r\nfunction before_submit() {\r\n} \r\n// before form reset\r\nfunction before_reset() { \r\n}','','',0,'%all%','%all%',21,1,'1#**id**#First Name:#**label**#type_text#****#2#**id**#custom_2#**label**#type_editor#****#3#**id**#Last Name:#**label**#type_text#****#4#**id**#custom_4#**label**#type_editor#****#5#**id**#E-mail Address:#**label**#type_submitter_mail#****#6#**id**#custom_6#**label**#type_editor#****#7#**id**#Company / Restaurant Name:#**label**#type_text#****#8#**id**#custom_8#**label**#type_editor#****#9#**id**#Telephone:#**label**#type_text#****#10#**id**#custom_10#**label**#type_editor#****#11#**id**#Alternate Telephone:#**label**#type_text#****#12#**id**#custom_12#**label**#type_editor#****#13#**id**#Requirements/ Comments:#**label**#type_textarea#****#14#**id**#custom_14#**label**#type_editor#****#15#**id**#How Did You Hear About Us?#**label**#type_text#****#16#**id**#custom_16#**label**#type_editor#****#17#**id**#custom_17#**label**#type_editor#****#18#**id**#type_submit_reset_18#**label**#type_submit_reset#****#19#**id**#custom_19#**label**#type_editor#****#20#**id**#custom_20#**label**#type_editor#****##**id**##**label**##****#','1#**id**#First Name:#**label**#type_text#****#2#**id**#custom_2#**label**#type_editor#****#3#**id**#Last Name:#**label**#type_text#****#4#**id**#custom_4#**label**#type_editor#****#5#**id**#E-mail Address:#**label**#type_submitter_mail#****#6#**id**#custom_6#**label**#type_editor#****#7#**id**#Company / Restaurant Name:#**label**#type_text#****#8#**id**#custom_8#**label**#type_editor#****#9#**id**#Telephone:#**label**#type_text#****#10#**id**#custom_10#**label**#type_editor#****#11#**id**#Alternate Telephone:#**label**#type_text#****#12#**id**#custom_12#**label**#type_editor#****#13#**id**#Requirements/ Comments:#**label**#type_textarea#****#14#**id**#custom_14#**label**#type_editor#****#15#**id**#How Did You Hear About Us?#**label**#type_text#****#16#**id**#custom_16#**label**#type_editor#****#17#**id**#custom_17#**label**#type_editor#****#18#**id**#type_submit_reset_18#**label**#type_submit_reset#****#19#**id**#custom_19#**label**#type_editor#****#20#**id**#custom_20#**label**#type_editor#****#','0','none','false','true','','','',0,'testmode','','',0,'1*:*id*:*type_text*:*type*:*First Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*2*:*id*:*type_editor*:*type*:*custom_2*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*3*:*id*:*type_text*:*type*:*Last Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*4*:*id*:*type_editor*:*type*:*custom_4*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*5*:*id*:*type_submitter_mail*:*type*:*E-mail Address:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:**:*w_unique*:**:*w_class*:**:*new_field*:*6*:*id*:*type_editor*:*type*:*custom_6*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*7*:*id*:*type_text*:*type*:*Company / Restaurant Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*8*:*id*:*type_editor*:*type*:*custom_8*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*9*:*id*:*type_text*:*type*:*Telephone:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*10*:*id*:*type_editor*:*type*:*custom_10*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*11*:*id*:*type_text*:*type*:*Alternate Telephone:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*12*:*id*:*type_editor*:*type*:*custom_12*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*13*:*id*:*type_textarea*:*type*:*Requirements/ Comments:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size_w*:*100*:*w_size_h*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*14*:*id*:*type_editor*:*type*:*custom_14*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*15*:*id*:*type_text*:*type*:*How Did You Hear About Us?*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*16*:*id*:*type_editor*:*type*:*custom_16*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*17*:*id*:*type_editor*:*type*:*custom_17*:*w_field_label*:** Indicates required fields*:*w_editor*:**:*new_field*:*18*:*id*:*type_submit_reset*:*type*:*type_submit_reset_18*:*w_field_label*:*Submit*:*w_submit_title*:*Reset*:*w_reset_title*:**:*w_class*:*true*:*w_act*:**:*new_field*:*19*:*id*:*type_editor*:*type*:*custom_19*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*20*:*id*:*type_editor*:*type*:*custom_20*:*w_field_label*:*<br>*:*w_editor*:**:*new_field*:*',1,1,'*','','','','',1,'','','','','','','','','','','',1,1,1,1,'administrator,',1,'','',0,0,0,0,1,'','','','',1),(5,'Simple Contact with Phone','embedded','','<div class=\"wdform-page-and-images\" style=\"display:table; border-top:0px solid black;\"><div id=\"form_id_tempform_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"false\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"1\" class=\"wdform_row\">%1 - Name:%</div><div wdid=\"2\" class=\"wdform_row\">%2 - E-mail:%</div><div wdid=\"3\" class=\"wdform_row\">%3 - Phone:%</div><div wdid=\"4\" class=\"wdform_row\">%4 - Message:%</div><div wdid=\"5\" class=\"wdform_row\">%5 - type_submit_reset_5%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',25,'// before form is load\r\nfunction before_load() { \r\n} \r\n//before form submit\r\nfunction before_submit() {\r\n} \r\n// before form reset\r\nfunction before_reset() { \r\n}','','',0,'%all%','%all%',6,1,'1#**id**#Name:#**label**#type_name#****#2#**id**#E-mail:#**label**#type_submitter_mail#****#3#**id**#Phone:#**label**#type_phone#****#4#**id**#Message:#**label**#type_textarea#****#5#**id**#type_submit_reset_5#**label**#type_submit_reset#****##**id**##**label**##****#','1#**id**#Name:#**label**#type_name#****#2#**id**#E-mail:#**label**#type_submitter_mail#****#3#**id**#Phone:#**label**#type_phone#****#4#**id**#Message:#**label**#type_textarea#****#5#**id**#type_submit_reset_5#**label**#type_submit_reset#****#','0','none','false','true','','','',0,'testmode','','',0,'1*:*id*:*type_name*:*type*:*Name:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*****:*w_first_val*:*****:*w_title*:*Title***First***Last***Middle*:*w_mini_labels*:*100*:*w_size*:*normal*:*w_name_format*:*yes*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*2*:*id*:*type_submitter_mail*:*type*:*E-mail:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*yes*:*w_required*:**:*w_unique*:**:*w_class*:**:*new_field*:*3*:*id*:*type_phone*:*type*:*Phone:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*135*:*w_size*:*****:*w_first_val*:*****:*w_title*:*Area Code***Phone Number*:*w_mini_labels*:*yes*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*4*:*id*:*type_textarea*:*type*:*Message:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*200*:*w_size_w*:*100*:*w_size_h*:**:*w_first_val*:**:*w_title*:*yes*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*5*:*id*:*type_submit_reset*:*type*:*type_submit_reset_5*:*w_field_label*:*Submit Form*:*w_submit_title*:*Reset*:*w_reset_title*:**:*w_class*:*false*:*w_act*:**:*new_field*:*',1,1,'*','','','','',1,'','','','','','','','','','','',1,1,1,1,'administrator,',1,'','',0,0,0,0,1,'','','','',1),(6,'User Credentials','embedded','','<div class=\"wdform-page-and-images\" style=\"display:table; border-top:0px solid black;\"><div id=\"form_id_tempform_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"false\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"1\" class=\"wdform_row\">%1 - Name:%</div></div></div><div wdid=\"2\" type=\"type_section_break\" class=\"wdform_tr_section_break\">%2 - custom_2%</div><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"3\" class=\"wdform_row\">%3 - custom_3%</div></div></div><div wdid=\"4\" type=\"type_section_break\" class=\"wdform_tr_section_break\">%4 - custom_4%</div><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"5\" class=\"wdform_row\">%5 - E-mail:%</div><div wdid=\"6\" class=\"wdform_row\">%6 - Phone:%</div><div wdid=\"7\" class=\"wdform_row\">%7 - Mobile Phone Number:%</div><div wdid=\"8\" class=\"wdform_row\">%8 - Address:%</div><div wdid=\"14\" class=\"wdform_row\">%14 - Message Inquiry / Comments:%</div><div wdid=\"15\" class=\"wdform_row\">%15 - type_submit_reset_15%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',34,'// before form is load\r\nfunction before_load() { \r\n} \r\n//before form submit\r\nfunction before_submit() {\r\n} \r\n// before form reset\r\nfunction before_reset() { \r\n}','','',0,'%all%','%all%',16,1,'1#**id**#Name:#**label**#type_name#****#3#**id**#custom_3#**label**#type_editor#****#5#**id**#E-mail:#**label**#type_submitter_mail#****#6#**id**#Phone:#**label**#type_phone#****#7#**id**#Mobile Phone Number:#**label**#type_phone#****#8#**id**#Street Address#**label**#type_address#****#9#**id**#Street Address Line 2#**label**#type_address#****#10#**id**#City#**label**#type_address#****#11#**id**#State / Province / Region#**label**#type_address#****#12#**id**#Postal / Zip Code#**label**#type_address#****#13#**id**#Country#**label**#type_address#****#14#**id**#Message Inquiry / Comments:#**label**#type_textarea#****#15#**id**#type_submit_reset_15#**label**#type_submit_reset#****##**id**##**label**##****#','1#**id**#Name:#**label**#type_name#****#3#**id**#custom_3#**label**#type_editor#****#5#**id**#E-mail:#**label**#type_submitter_mail#****#6#**id**#Phone:#**label**#type_phone#****#7#**id**#Mobile Phone Number:#**label**#type_phone#****#8#**id**#Street Address#**label**#type_address#****#9#**id**#Street Address Line 2#**label**#type_address#****#10#**id**#City#**label**#type_address#****#11#**id**#State / Province / Region#**label**#type_address#****#12#**id**#Postal / Zip Code#**label**#type_address#****#13#**id**#Country#**label**#type_address#****#14#**id**#Message Inquiry / Comments:#**label**#type_textarea#****#15#**id**#type_submit_reset_15#**label**#type_submit_reset#****#','0','none','false','true','','','',0,'testmode','','',0,'1*:*id*:*type_name*:*type*:*Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*****:*w_first_val*:*****:*w_title*:*Title***First***Last***Middle*:*w_mini_labels*:*100*:*w_size*:*normal*:*w_name_format*:*yes*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*2*:*id*:*type_section_break*:*type*:*custom_2*:*w_field_label*:*<div class=\"wdform-section-break-div\" style=\"min-width: 300px; border-top:1px solid\"></div>*:*w_editor*:**:*new_field*:*3*:*id*:*type_editor*:*type*:*custom_3*:*w_field_label*:*<h3> How do we contact you </h3>*:*w_editor*:**:*new_field*:*4*:*id*:*type_section_break*:*type*:*custom_4*:*w_field_label*:*<div class=\"wdform-section-break-div\" style=\"min-width: 300px; border-top:1px solid\"></div>*:*w_editor*:**:*new_field*:*5*:*id*:*type_submitter_mail*:*type*:*E-mail:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:*ex: myname@example.com*:*w_first_val*:*ex: myname@example.com*:*w_title*:*yes*:*w_required*:**:*w_unique*:**:*w_class*:**:*new_field*:*6*:*id*:*type_phone*:*type*:*Phone:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*135*:*w_size*:*****:*w_first_val*:*****:*w_title*:*Area Code***Phone Number*:*w_mini_labels*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*7*:*id*:*type_phone*:*type*:*Mobile Phone Number:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*135*:*w_size*:*****:*w_first_val*:*****:*w_title*:*Area Code***Phone Number*:*w_mini_labels*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*8*:*id*:*type_address*:*type*:*Address:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*300*:*w_size*:*Street Address***Street Address Line 2***City***State / Province / Region***Postal / Zip Code***Country*:*w_mini_labels*:*no***no***no***no***no***no***no*:*w_disabled_fields*:*no*:*w_required*:*wdform_address*:*w_class*:**:*new_field*:*14*:*id*:*type_textarea*:*type*:*Message Inquiry / Comments:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size_w*:*100*:*w_size_h*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*15*:*id*:*type_submit_reset*:*type*:*type_submit_reset_15*:*w_field_label*:*Submit*:*w_submit_title*:*Reset*:*w_reset_title*:**:*w_class*:*false*:*w_act*:**:*new_field*:*',1,1,'*','','','','',1,'','','','','','','','','','','',1,1,1,1,'administrator,',1,'','',0,0,0,0,1,'','','','',1),(7,'Simple Contact Captcha','embedded','','<div class=\"wdform-page-and-images\" style=\"display:table; border-top:0px solid black;\"><div id=\"form_id_tempform_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"false\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"1\" class=\"wdform_row\">%1 - Name:%</div><div wdid=\"2\" class=\"wdform_row\">%2 - E-mail:%</div><div wdid=\"3\" class=\"wdform_row\">%3 - Phone:%</div><div wdid=\"4\" class=\"wdform_row\">%4 - type_submit_reset_4%</div></div><div class=\"wdform_column\"><div wdid=\"5\" class=\"wdform_row\">%5 - Enter the message as it's shown:%</div><div wdid=\"6\" class=\"wdform_row\">%6 - Message:%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',19,'// before form is load\r\nfunction before_load() { \r\n} \r\n//before form submit\r\nfunction before_submit() {\r\n} \r\n// before form reset\r\nfunction before_reset() { \r\n}','','',0,'%all%','%all%',7,1,'1#**id**#Name:#**label**#type_text#****#2#**id**#E-mail:#**label**#type_text#****#3#**id**#Phone:#**label**#type_phone#****#4#**id**#type_submit_reset_4#**label**#type_submit_reset#****#5#**id**#Enter the message as it's shown:#**label**#type_captcha#****#6#**id**#Message:#**label**#type_textarea#****##**id**##**label**##****#','1#**id**#Name:#**label**#type_text#****#2#**id**#E-mail:#**label**#type_text#****#3#**id**#Phone:#**label**#type_phone#****#4#**id**#type_submit_reset_4#**label**#type_submit_reset#****#5#**id**#Enter the message as it's shown:#**label**#type_captcha#****#6#**id**#Message:#**label**#type_textarea#****#','0','none','false','true','','','',0,'testmode','','',0,'1*:*id*:*type_text*:*type*:*Name:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*yes*:*w_required*:*no*:*w_unique*:**:*new_field*:*2*:*id*:*type_text*:*type*:*E-mail:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*new_field*:*3*:*id*:*type_phone*:*type*:*Phone:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*135*:*w_size*:*****:*w_first_val*:*****:*w_title*:*Area Code***Phone Number*:*w_mini_labels*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*4*:*id*:*type_submit_reset*:*type*:*type_submit_reset_4*:*w_field_label*:*Submit*:*w_submit_title*:*Reset*:*w_reset_title*:**:*w_class*:*false*:*w_act*:**:*new_field*:*5*:*id*:*type_captcha*:*type*:*Enter the message as it's shown:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*6*:*w_digit*:**:*w_class*:**:*new_field*:*6*:*id*:*type_textarea*:*type*:*Message:*:*w_field_label*:*150*:*w_field_label_size*:*top*:*w_field_label_pos*:*200*:*w_size_w*:*100*:*w_size_h*:**:*w_first_val*:**:*w_title*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:**:*new_field*:*',1,1,'*','','','','',1,'','','','','','','','','','','',1,1,1,1,'administrator,',1,'','',0,0,0,0,1,'','','','',1),(8,'Contact Details','embedded','contact@highfivefinance.com,','<div class=\"wdform-page-and-images\" style=\"display:table; border-top:0px solid black;\"><div id=\"form_id_tempform_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"false\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section\"><div class=\"wdform_column ui-sortable\"><div wdid=\"1\" class=\"wdform_row ui-sortable-handle\">%1 - custom_1%</div><div wdid=\"2\" class=\"wdform_row ui-sortable-handle\">%2 - Pub/Brewery Name:%</div><div wdid=\"3\" class=\"wdform_row ui-sortable-handle\">%3 - Full Name:%</div><div wdid=\"4\" class=\"wdform_row ui-sortable-handle\">%4 - Address:%</div><div wdid=\"10\" class=\"wdform_row ui-sortable-handle\">%10 - E-mail:%</div><div wdid=\"11\" class=\"wdform_row ui-sortable-handle\">%11 - Phone Number:%</div><div wdid=\"12\" class=\"wdform_row ui-sortable-handle\">%12 - Custom Message (If selected above):%</div><div wdid=\"13\" class=\"wdform_row ui-sortable-handle\">%13 - type_submit_reset_13%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',24,'// before form is load\r\nfunction before_load() {\r\n \r\n}\r\n\r\n//before form submit\r\nfunction before_submit() {\r\n}\r\n\r\n// before form reset\r\nfunction before_reset() {\r\n \r\n}','','',1,'%all%','%all%',14,1,'1#**id**#custom_1#**label**#type_editor#****#2#**id**#Pub/Brewery Name:#**label**#type_text#****#3#**id**#Full Name:#**label**#type_name#****#4#**id**#Street Address#**label**#type_address#****#5#**id**#Street Address Line 2#**label**#type_address#****#6#**id**#City#**label**#type_address#****#7#**id**#State / Province / Region#**label**#type_address#****#8#**id**#Postal / Zip 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above):#**label**#type_textarea#****#13#**id**#type_submit_reset_13#**label**#type_submit_reset#****#','0','none','false','true','','','',0,'testmode','','',0,'1*:*id*:*type_editor*:*type*:*custom_1*:*w_field_label*:*<h2>Featured PubQuest Listing Request</h2><br>*:*w_editor*:**:*new_field*:*2*:*id*:*type_text*:*type*:*Pub/Brewery Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*yes*:*w_required*:*no*:*w_regExp_status*:**:*w_regExp_value*:**:*w_regExp_common*:**:*w_regExp_arg*:*Incorrect Value*:*w_regExp_alert*:*no*:*w_unique*:**:*new_field*:*3*:*id*:*type_name*:*type*:*Full Name:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:***********:*w_first_val*:***********:*w_title*:*Title***First***Last***Middle*:*w_mini_labels*:*100*:*w_size*:*normal*:*w_name_format*:*no*:*w_required*:*no*:*w_unique*:**:*w_class*:*no***no*:*w_name_fields*:**:*new_field*:*4*:*id*:*type_address*:*type*:*Address:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*300*:*w_size*:*Street Address***Street Address Line 2***City***State / Province / Region***Postal / Zip Code***Country*:*w_mini_labels*:*no***no***no***no***no***no***no*:*w_disabled_fields*:*yes*:*w_required*:*wdform_address*:*w_class*:**:*new_field*:*10*:*id*:*type_submitter_mail*:*type*:*E-mail:*:*w_field_label*:*150*:*w_field_label_size*:*left*:*w_field_label_pos*:*200*:*w_size*:**:*w_first_val*:**:*w_title*:*yes*:*w_required*:**:*w_unique*:**:*w_class*:**:*new_field*:*11*:*id*:*type_phone*:*type*:*Phone 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id=\"form_id_tempform_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"false\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section\"><div class=\"wdform_column\"><div wdid=\"1\" class=\"wdform_row\">%1 - Name:%</div><div wdid=\"2\" class=\"wdform_row\">%2 - E-mail:%</div><div wdid=\"3\" class=\"wdform_row\">%3 - Message:%</div><div wdid=\"4\" class=\"wdform_row\">%4 - type_submit_reset_4%</div><div wdid=\"5\" class=\"wdform_row\">%5 - map_5%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',20,'// before form is load\r\nfunction before_load() { 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class=\"wdform_row\">%10 - E-mail:%</div><div wdid=\"11\" class=\"wdform_row\">%11 - Phone Number:%</div><div wdid=\"12\" class=\"wdform_row\">%12 - Custom Message (If selected above):%</div><div wdid=\"13\" class=\"wdform_row\">%13 - type_submit_reset_13%</div></div></div><div valign=\"top\" class=\"wdform_footer\" style=\"width: 100%;\"><div style=\"width: 100%;\"><div style=\"width: 100%; display: table;\"><div style=\"display: table-row-group;\"><div id=\"form_id_temppage_nav1\" style=\"display: table-row;\"></div></div></div></div></div></div></div>',24,'// before form is load\r\nfunction before_load() { \r\n} \r\n//before form submit\r\nfunction before_submit() {\r\n} \r\n// before form reset\r\nfunction before_reset() { \r\n}','','',0,'%all%','%all%',14,1,'1#**id**#custom_1#**label**#type_editor#****#2#**id**#Pub/Brewery Name:#**label**#type_text#****#3#**id**#Full Name:#**label**#type_name#****#4#**id**#Street Address#**label**#type_address#****#5#**id**#Street Address Line 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So far it was expensive and inaccessible. \nToday, thanks to GH Balance it is available within your fingertips. \n\nBuy today and get a 50% discount. http://ghbalance.pro',3,'2017-08-22 22:07:08','172.68.10.160',0),(32,8,'2','',4,'2017-08-23 03:49:02','162.158.91.197',0),(33,8,'3','Lily@@@Lily',4,'2017-08-23 03:49:02','162.158.91.197',0),(34,8,'4','',4,'2017-08-23 03:49:02','162.158.91.197',0),(35,8,'5','',4,'2017-08-23 03:49:02','162.158.91.197',0),(36,8,'6','',4,'2017-08-23 03:49:02','162.158.91.197',0),(37,8,'7','',4,'2017-08-23 03:49:02','162.158.91.197',0),(38,8,'8','',4,'2017-08-23 03:49:02','162.158.91.197',0),(39,8,'10','',4,'2017-08-23 03:49:02','162.158.91.197',0),(40,8,'11','Lily Lily',4,'2017-08-23 03:49:02','162.158.91.197',0),(41,8,'12','',4,'2017-08-23 03:49:02','162.158.91.197',0),(42,8,'2','',5,'2017-08-23 18:28:33','162.158.91.197',0),(43,8,'3','Rich@@@Rich',5,'2017-08-23 18:28:33','162.158.91.197',0),(44,8,'4','',5,'2017-08-23 18:28:33','162.158.91.197',0),(45,8,'5','',5,'2017-08-23 18:28:33','162.158.91.197',0),(46,8,'6','',5,'2017-08-23 18:28:33','162.158.91.197',0),(47,8,'7','',5,'2017-08-23 18:28:33','162.158.91.197',0),(48,8,'8','',5,'2017-08-23 18:28:33','162.158.91.197',0),(49,8,'10','',5,'2017-08-23 18:28:33','162.158.91.197',0),(50,8,'11','Rich Rich',5,'2017-08-23 18:28:33','162.158.91.197',0),(51,8,'12','',5,'2017-08-23 18:28:33','162.158.91.197',0),(52,8,'2','',6,'2017-08-24 17:48:39','162.158.91.197',0),(53,8,'3','Erin@@@Erin',6,'2017-08-24 17:48:39','162.158.91.197',0),(54,8,'4','',6,'2017-08-24 17:48:39','162.158.91.197',0),(55,8,'5','',6,'2017-08-24 17:48:39','162.158.91.197',0),(56,8,'6','',6,'2017-08-24 17:48:39','162.158.91.197',0),(57,8,'7','',6,'2017-08-24 17:48:39','162.158.91.197',0),(58,8,'8','',6,'2017-08-24 17:48:39','162.158.91.197',0),(59,8,'10','',6,'2017-08-24 17:48:39','162.158.91.197',0),(60,8,'11','Erin Erin',6,'2017-08-24 17:48:39','162.158.91.197',0),(61,8,'12','',6,'2017-08-24 17:48:39','162.158.91.197',0),(62,8,'2','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(63,8,'3','6449762@@@6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(64,8,'4','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(65,8,'5','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(66,8,'6','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(67,8,'7','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(68,8,'8','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(69,8,'10','6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(70,8,'11','6449762 6449762',7,'2017-08-29 20:36:37','172.68.10.70',0),(71,8,'12','Impressive muscles in a few weeks.\nWhen you use Probolan 50, you increase your muscle mass, you turn your fat into pure muscles. \n\nHMB, best creatine, nitrobolon, or other supplements won't give you such an effect that you'll get with Probolan 50.\n\nBuy today and get a 50% discount. http://probolan50.pro',7,'2017-08-29 20:36:37','172.68.10.70',0),(72,8,'2','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(73,8,'3','58238443@@@58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(74,8,'4','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(75,8,'5','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(76,8,'6','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(77,8,'7','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(78,8,'8','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(79,8,'10','58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(80,8,'11','58238443 58238443',8,'2017-09-04 17:21:32','172.68.182.232',0),(81,8,'12','Are you still lonely?\nDon`t be upset! Join our dating website and you can find your happiness just now! Everybody know that the most beautiful girls are Russians.\n\nYou can meet pretty Russian girl if you will register on our dating site. Registration is free! Don`t waste your time! Enjoy dating Russian beauties right now! http://ru-brides.pro',8,'2017-09-04 17:21:32','172.68.182.232',0),(82,8,'2','',9,'2017-09-04 21:55:41','172.68.110.16',0),(83,8,'3','Mike@@@Mike',9,'2017-09-04 21:55:41','172.68.110.16',0),(84,8,'4','',9,'2017-09-04 21:55:41','172.68.110.16',0),(85,8,'5','',9,'2017-09-04 21:55:41','172.68.110.16',0),(86,8,'6','',9,'2017-09-04 21:55:41','172.68.110.16',0),(87,8,'7','',9,'2017-09-04 21:55:41','172.68.110.16',0),(88,8,'8','',9,'2017-09-04 21:55:41','172.68.110.16',0),(89,8,'10','',9,'2017-09-04 21:55:41','172.68.110.16',0),(90,8,'11','Mike Mike',9,'2017-09-04 21:55:41','172.68.110.16',0),(91,8,'12','',9,'2017-09-04 21:55:41','172.68.110.16',0),(92,8,'2','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(93,8,'3','email_rassylka@@@email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(94,8,'4','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(95,8,'5','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(96,8,'6','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(97,8,'7','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(98,8,'8','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(99,8,'10','email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(100,8,'11','email_rassylka email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(101,8,'12','Review of the best mailing services on our page: https://vk.com/email_rassylka',10,'2017-09-05 19:03:33','162.158.210.112',0),(102,8,'2','',11,'2017-09-05 20:45:24','162.158.90.192',0),(103,8,'3','The Coolest Gift@@@The Coolest Gift',11,'2017-09-05 20:45:24','162.158.90.192',0),(104,8,'4','',11,'2017-09-05 20:45:24','162.158.90.192',0),(105,8,'5','',11,'2017-09-05 20:45:24','162.158.90.192',0),(106,8,'6','',11,'2017-09-05 20:45:24','162.158.90.192',0),(107,8,'7','',11,'2017-09-05 20:45:24','162.158.90.192',0),(108,8,'8','',11,'2017-09-05 20:45:24','162.158.90.192',0),(109,8,'10','',11,'2017-09-05 20:45:24','162.158.90.192',0),(110,8,'11','The Coolest Gift The Coolest Gift',11,'2017-09-05 20:45:24','162.158.90.192',0),(111,8,'12','',11,'2017-09-05 20:45:24','162.158.90.192',0),(112,8,'2','',12,'2017-09-08 22:00:00','172.68.110.16',0),(113,8,'3','The Coolest Gift@@@The Coolest Gift',12,'2017-09-08 22:00:00','172.68.110.16',0),(114,8,'4','',12,'2017-09-08 22:00:00','172.68.110.16',0),(115,8,'5','',12,'2017-09-08 22:00:00','172.68.110.16',0),(116,8,'6','',12,'2017-09-08 22:00:00','172.68.110.16',0),(117,8,'7','',12,'2017-09-08 22:00:00','172.68.110.16',0),(118,8,'8','',12,'2017-09-08 22:00:00','172.68.110.16',0),(119,8,'10','',12,'2017-09-08 22:00:00','172.68.110.16',0),(120,8,'11','The Coolest Gift The Coolest Gift',12,'2017-09-08 22:00:00','172.68.110.16',0),(121,8,'12','',12,'2017-09-08 22:00:00','172.68.110.16',0),(122,8,'2','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(123,8,'3','54636402@@@54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(124,8,'4','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(125,8,'5','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(126,8,'6','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(127,8,'7','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(128,8,'8','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(129,8,'10','54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(130,8,'11','54636402 54636402',13,'2017-09-12 19:15:01','141.101.76.154',0),(131,8,'12','Lose 25 pounds and feel great in 5 weeks. No effort, wasting time and strict diets.\n\nWith AcaiBerry900 you will rapidly get rid of a record number of pounds. \nNeither gym nor strict diets can equal to it. In addition, you will save a lot of time. \nBuy with discount: http://acaiberry900.pro',13,'2017-09-12 19:15:01','141.101.76.154',0),(132,8,'2','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(133,8,'3','rassylka__email@@@rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(134,8,'4','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(135,8,'5','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(136,8,'6','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(137,8,'7','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(138,8,'8','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(139,8,'10','rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(140,8,'11','rassylka__email rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(141,8,'12','Review of the best mailing services on our page: https://vk.com/rassylka__email',14,'2017-09-21 06:29:10','172.68.182.70',0),(142,8,'2','',15,'2017-09-27 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{\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px solid #000 !important;\r\npadding-left:10px;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n\r\n.sel-imul {\r\n display: none;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/10/01/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 38px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/10/next.png) no-repeat right #013D7C;\r\npadding: 0px 36px 0 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-right-radius: 7px;\r\nborder-bottom-right-radius: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\ncolor: #A2A2A2;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 37px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/09/previous.png) no-repeat left #F1F1F1;\r\npadding: 0 20px 0 36px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-left-radius: 7px;\r\nborder-bottom-left-radius: 7px;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #013D7C;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #013D7C;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #013D7C;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n padding: 2px;\r\n height: 26px;\r\n border: 1px solid #B7B7B7;\r\nbackground: #F8F8F8;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\nselect {\r\n outline: none;\r\n}\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n\r\n\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n\r\n\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #013E7D;\r\nbackground-color: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 29px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 16px;\r\nfont-weight:bold;\r\n}\r\n.page_active {\r\ncolor: #FFF;\r\ncursor: pointer;\r\nbackground-color: #013E7D;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 20px;\r\npadding: 5px 25px 0px 25px;\r\nline-height: 26px;\r\nfont-weight:bold;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 0px;\r\nborder-spacing: 0px;\r\nheight: 16px;\r\nline-height: 16px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nvertical-align: middle;\r\nbackground: #013E7F;\r\ncolor: #fff;\r\nborder-top-left-radius: 5px;\r\nborder-bottom-left-radius: 5px;\r\n}\r\n.page_percentage_deactive {\r\nheight: 16px;\r\nline-height: 16px;\r\nbackground-color: #F1F1F1;\r\ntext-align: left !important;\r\nmargin-bottom: 1px;\r\nborder-radius: 5px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\nmargin: 3px 5px 3px 9px;\r\ncolor: #FFF;\r\nfont-size: 12px;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(2,'Theme 01 purple','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #6C005E;\r\nborder-radius: 5px;\r\ncolor: #6C005E;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\ninput[type=\"radio\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\ninput[type=\"checkbox\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px solid #000 !important;\r\npadding-left:10px;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n\r\n.sel-imul {\r\n display: none;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/10/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 38px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/10/next.png) no-repeat right #6C005E;\r\npadding: 0px 36px 0 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-right-radius: 7px;\r\nborder-bottom-right-radius: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\ncolor: #A2A2A2;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 37px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/09/previous.png) no-repeat left #F1F1F1;\r\npadding: 0 20px 0 36px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-left-radius: 7px;\r\nborder-bottom-left-radius: 7px;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #6C005E;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #6C005E;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #6C005E;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n padding: 2px;\r\n height: 26px;\r\n border: 1px solid #B7B7B7;\r\nbackground: #F8F8F8;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\nselect {\r\n outline: none;\r\n}\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n\r\n\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n\r\n\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #6C005E;\r\nbackground-color: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 29px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 16px;\r\nfont-weight:bold;\r\n}\r\n.page_active {\r\ncolor: #FFF;\r\ncursor: pointer;\r\nbackground-color: #6C005E;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 20px;\r\npadding: 5px 25px 0px 25px;\r\nline-height: 26px;\r\nfont-weight:bold;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 0px;\r\nborder-spacing: 0px;\r\nheight: 16px;\r\nline-height: 16px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nvertical-align: middle;\r\nbackground: #6C005E;\r\ncolor: #fff;\r\nborder-top-left-radius: 5px;\r\nborder-bottom-left-radius: 5px;\r\n}\r\n.page_percentage_deactive {\r\nheight: 16px;\r\nline-height: 16px;\r\nbackground-color: #F1F1F1;\r\ntext-align: left !important;\r\nmargin-bottom: 1px;\r\nborder-radius: 5px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\nmargin: 3px 5px 3px 9px;\r\ncolor: #FFF;\r\nfont-size: 12px;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(3,'Theme 01 black','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #000000;\r\nborder-radius: 5px;\r\ncolor: #000000;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\ninput[type=\"radio\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\ninput[type=\"checkbox\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px solid #000 !important;\r\npadding-left:10px;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n\r\n.sel-imul {\r\n display: none;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/10/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 38px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/10/next.png) no-repeat right #000;\r\npadding: 0px 36px 0 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-right-radius: 7px;\r\nborder-bottom-right-radius: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\ncolor: #A2A2A2;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 37px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/09/previous.png) no-repeat left #F1F1F1;\r\npadding: 0 20px 0 36px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-left-radius: 7px;\r\nborder-bottom-left-radius: 7px;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #000;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #000;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #000;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n padding: 2px;\r\n height: 26px;\r\n border: 1px solid #B7B7B7;\r\nbackground: #F8F8F8;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\nselect {\r\n outline: none;\r\n}\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n\r\n\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n\r\n\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #000;\r\nbackground-color: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 29px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 16px;\r\nfont-weight:bold;\r\n}\r\n.page_active {\r\ncolor: #FFF;\r\ncursor: pointer;\r\nbackground-color: #000;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 20px;\r\npadding: 5px 25px 0px 25px;\r\nline-height: 26px;\r\nfont-weight:bold;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 0px;\r\nborder-spacing: 0px;\r\nheight: 16px;\r\nline-height: 16px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nvertical-align: middle;\r\nbackground: #000;\r\ncolor: #fff;\r\nborder-top-left-radius: 5px;\r\nborder-bottom-left-radius: 5px;\r\n}\r\n.page_percentage_deactive {\r\nheight: 16px;\r\nline-height: 16px;\r\nbackground-color: #F1F1F1;\r\ntext-align: left !important;\r\nmargin-bottom: 1px;\r\nborder-radius: 5px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\nmargin: 3px 5px 3px 9px;\r\ncolor: #FFF;\r\nfont-size: 12px;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(4,'Theme 01 transparent (black button)','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #000000;\r\nborder-radius: 5px;\r\ncolor: #000000;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\ninput[type=\"radio\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\ninput[type=\"checkbox\"]\r\n{\r\nborder:none !important;\r\noutline:none !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px solid #000 !important;\r\npadding-left:10px;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n\r\n.sel-imul {\r\n display: none;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/10/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 38px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/10/next.png) no-repeat right #000;\r\npadding: 0px 36px 0 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-right-radius: 7px;\r\nborder-bottom-right-radius: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\ncolor: #A2A2A2;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 37px;\r\nline-height: 35px;\r\nbackground:url([SITE_ROOT]/images/09/previous.png) no-repeat left #F1F1F1;\r\npadding: 0 20px 0 36px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder-top-left-radius: 7px;\r\nborder-bottom-left-radius: 7px;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #000;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #000;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #000;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n padding: 2px;\r\n height: 26px;\r\n border: 1px solid #B7B7B7;\r\nbackground: #F8F8F8;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\nselect {\r\n outline: none;\r\n}\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n\r\n\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n\r\n\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #000;\r\nbackground-color: #FFF;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 29px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 16px;\r\nfont-weight:bold;\r\n}\r\n.page_active {\r\ncolor: #FFF;\r\ncursor: pointer;\r\nbackground-color: #000;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 20px;\r\npadding: 5px 25px 0px 25px;\r\nline-height: 26px;\r\nfont-weight:bold;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 0px;\r\nborder-spacing: 0px;\r\nheight: 16px;\r\nline-height: 16px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nvertical-align: middle;\r\nbackground: #000;\r\ncolor: #fff;\r\nborder-top-left-radius: 5px;\r\nborder-bottom-left-radius: 5px;\r\n}\r\n.page_percentage_deactive {\r\nheight: 16px;\r\nline-height: 16px;\r\nbackground-color: #F1F1F1;\r\ntext-align: left !important;\r\nmargin-bottom: 1px;\r\nborder-radius: 5px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\nmargin: 3px 5px 3px 9px;\r\ncolor: #FFF;\r\nfont-size: 12px;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(5,'Theme 02 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #ADC0DB;\r\nmargin-bottom: 10px;\r\ncolor: #ADC0DB;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/02/bg.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #285485!important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-slider {\r\n background: #fff !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 4px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 29px;\r\n background: url([SITE_ROOT]/images/02/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/02/01/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #285485;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 33px;\r\n background: url([SITE_ROOT]/images/02/01/next.png) top right #708EB4;\r\n padding: 0px 30px 0 15px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n .next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/01/next.png) top right #144077;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #285485;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/02/01/previous.png) top left #708EB4;\r\n padding: 0px 15px 0 30px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n .previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/01/previous.png) top left #144077;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/02/bg.png) #708EB4;\r\n cursor: pointer;\r\n font-size: 16px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #285485;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 600;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #ADC0DB;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 1px solid #C5C5C5;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/02/bg.png) #708EB4;\r\n text-align: left;\r\n padding: 10px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: center;\r\nfont-size:18px;\r\nfont-family: Segoe UI;\r\ncolor:#0E3F76;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor:#0E3F76;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 4px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/02/01/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n} \r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 11px;\r\n height: 10px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 1px;\r\n left: 1px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: rgb(158, 0, 0);\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 4px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #2564A3;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n font-weight: bold;\r\n}\r\n.page_deactive:nth-child(even) {\r\n background-color: #DCDADB;\r\n}\r\n.page_deactive:nth-child(odd) {\r\n background-color: #D1CDCE;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #0E3F77;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 18px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 17px;\r\n line-height: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #0e3f77; /* Old browsers */\r\n background: -moz-linear-gradient(left, #0e3f77 0%, #0f437d 49%, #2f72b5 84%, #165ba9 99%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #0e3f77), color-stop(49%, #0f437d), color-stop(84%, #2f72b5), color-stop(99%, #165ba9)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #0e3f77 0%, #0f437d 49%, #2f72b5 84%, #165ba9 99%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #0e3f77 0%, #0f437d 49%, #2f72b5 84%, #165ba9 99%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #0e3f77 0%, #0f437d 49%, #2f72b5 84%, #165ba9 99%); /* IE10+ */\r\n background: linear-gradient(to right, #0e3f77 0%, #0f437d 49%, #2f72b5 84%, #165ba9 99%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 17px;\r\n line-height: 17px;\r\n background-color: #CCCCCC;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -2px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\nfont-size: 13px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 17px;\r\n height: 17px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(6,'Theme 02 yellow','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #EADEB4;\r\nborder: 1px solid #E3E2E4;\r\nmargin-bottom: 10px;\r\ncolor: #E3E2E4;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/02/bg.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #ECBD00 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-slider {\r\n background: #fff !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 4px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 29px;\r\n background: url([SITE_ROOT]/images/02/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/02/02/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 33px;\r\n background: url([SITE_ROOT]/images/02/next.png) top right #CFAB1A;\r\n padding: 0px 30px 0 15px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/next.png) top right #A08104;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #CFAB1A;\r\n padding: 0px 15px 0 30px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #A08104;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/02/bg.png) #CFAB1A;\r\n cursor: pointer;\r\n font-size: 16px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #4D4A3C;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 600;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #E2DED7;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 1px solid #CFCFCF;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/02/bg.png) #CFAB1A;\r\n text-align: left;\r\n padding: 10px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: center;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\nfont-weight: 600;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 4px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/02/02/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 11px;\r\n height: 10px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 1px;\r\n left: 1px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: rgb(158, 0, 0);\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 4px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #3F3927;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n font-weight: bold;\r\n}\r\n.page_deactive:nth-child(even) {\r\n background-color: #DCDADB;\r\n}\r\n.page_deactive:nth-child(odd) {\r\n background-color: #D1CDCE;\r\n}\r\n.page_active {\r\n color: #3F3927;\r\n cursor: pointer;\r\n background-color: #ECBD00;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 18px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 17px;\r\n line-height: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #ECBD00 ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #ECBD00 0%, #F5C403 49%, #F8C90B 84%, #FFCC00 99%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #ECBD00 ), color-stop(49%, #F5C403 ), color-stop(84%, #F8C90B ), color-stop(99%, #FFCC00 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #ECBD00 0%, #F5C403 49%, #F8C90B 84%, #FFCC00 99%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #ECBD00 0%, #F5C403 49%, #F8C90B 84%, #FFCC00 99%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #ECBD00 0%, #F5C403 49%, #F8C90B 84%, #FFCC00 99%); /* IE10+ */\r\n background: linear-gradient(to right, #ECBD00 0%, #F5C403 49%, #F8C90B 84%, #FFCC00 99%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 17px;\r\n line-height: 17px;\r\n background-color: #D9D7D8;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -2px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #292929;\r\n font-weight: bold;\r\nfont-size:13px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 17px;\r\n height: 17px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(7,'Theme 02 violet','v.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #C9ADEF;\r\nborder: 1px solid #E3E2E4;\r\nmargin-bottom: 10px;\r\ncolor: #E3E2E4;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/02/bg.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #5C00DA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-slider {\r\n background: #fff !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 4px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 29px;\r\n background: url([SITE_ROOT]/images/02/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/02/02/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 33px;\r\n background: url([SITE_ROOT]/images/02/next.png) top right #5C00DA;\r\n padding: 0px 30px 0 15px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/next.png) top right #3D0886;\r\n}.previous-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #5C00DA;\r\n padding: 0px 15px 0 30px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #3D0886;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/02/bg.png) #5C00DA;\r\n cursor: pointer;\r\n font-size: 16px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #4D4A3C;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 600;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #E3E2E4;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 1px solid #CFCFCF;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/02/bg.png) #5C00DA;\r\n text-align: left;\r\n padding: 10px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: center;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\nfont-weight: 600;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 4px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/02/03/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 11px;\r\n height: 10px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 1px;\r\n left: 1px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: rgb(158, 0, 0);\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 4px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #3F3927;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n font-weight: bold;\r\n}\r\n.page_deactive:nth-child(even) {\r\n background-color: #DCDADB;\r\n}\r\n.page_deactive:nth-child(odd) {\r\n background-color: #D1CDCE;\r\n}\r\n.page_active {\r\n color: #FFF;\r\n cursor: pointer;\r\n background-color: #5C00DA;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 18px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 17px;\r\n line-height: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #5C00DA ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #5C00DA 0%, #5C00DB 49%, #6600F0 84%, #7917FF 99%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #5C00DA ), color-stop(49%, #5C00DB ), color-stop(84%, #6600F0 ), color-stop(99%, #7917FF )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #5C00DA 0%, #5C00DB 49%, #6600F0 84%, #7917FF 99%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #5C00DA 0%, #5C00DB 49%, #6600F0 84%, #7917FF 99%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #5C00DA 0%, #5C00DB 49%, #6600F0 84%, #7917FF 99%); /* IE10+ */\r\n background: linear-gradient(to right, #5C00DA 0%, #5C00DB 49%, #6600F0 84%, #7917FF 99%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 17px;\r\n line-height: 17px;\r\n background-color: #D9D7D8;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -2px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #fff;\r\n font-weight: bold;\r\nfont-size:13px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 17px;\r\n height: 17px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(8,'Theme 02 transparent (aquamarine button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #EAF9F3;\r\nborder: 1px solid #4D4A58;\r\nmargin-bottom: 10px;\r\ncolor: #4D4A58;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/02/bg.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #CEECE2 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-slider {\r\n background: #fff !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 4px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 29px;\r\n background: url([SITE_ROOT]/images/02/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/02/02/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 33px;\r\n background: url([SITE_ROOT]/images/02/next.png) top right #94FFD5;\r\n padding: 0px 30px 0 15px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/next.png) top right #E4F3E2;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #4D4A3C;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #94FFD5;\r\n padding: 0px 15px 0 30px;\r\n vertical-align: middle;\r\n font-weight: 600;\r\n font-size: 16px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/02/previous.png) top left #E4F3E2;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/02/bg.png) #94FFD5;\r\n cursor: pointer;\r\n font-size: 16px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #4D4A3C;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 600;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 1px solid #CFCFCF;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/02/bg.png) #CFAB1A;\r\n text-align: left;\r\n padding: 10px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: center;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\nfont-weight: 600;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\nfont-family: Segoe UI;\r\ncolor: #292929;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 4px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\nbackground: #E9E9E9;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #E9E9E9;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #E9E9E9;\r\n}\r\ntextarea {\r\n border-radius: 4px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #E9E9E9;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/02/02/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 11px;\r\n height: 10px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 1px;\r\n left: 1px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: rgb(158, 0, 0);\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 4px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #3F3927;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n font-weight: bold;\r\n}\r\n.page_deactive:nth-child(even) {\r\n background-color: #EEEEEE;\r\n}\r\n.page_deactive:nth-child(odd) {\r\n background-color: #EEEEEE;\r\n}\r\n.page_active {\r\n color: #3F3927;\r\n cursor: pointer;\r\n background-color: #CEECE2;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 18px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 17px;\r\n line-height: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #95D3BE ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #80CEB4 0%, #95D6C1 49%, #95D3BE 84%, #B3E7D6 99%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #80CEB4 ), color-stop(49%, #95D6C1 ), color-stop(84%, #95D3BE ), color-stop(99%, #B3E7D6 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #80CEB4 0%, #95D6C1 49%, #95D3BE 84%, #B3E7D6 99%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #80CEB4 0%, #95D6C1 49%, #95D3BE 84%, #B3E7D6 99%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #80CEB4 0%, #95D6C1 49%, #95D3BE 84%, #B3E7D6 99%); /* IE10+ */\r\n background: linear-gradient(to right, #80CEB4 0%, #95D6C1 49%, #95D3BE 84%, #B3E7D6 99%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 17px;\r\n line-height: 17px;\r\n background-color: #E0DFE0;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -2px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #292929;\r\n font-weight: bold;\r\nfont-size:13px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 17px;\r\n height: 17px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(9,'Theme 03 green','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EEEF;\r\nborder: 1px solid #3A620A;\r\nmargin-bottom: 10px;\r\ncolor: #3A620A;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 0px;\r\n border: 1px solid #39680B;\r\n background: #C9FD9C;\r\n height: 13px;\r\n width: 13px;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -5px !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #4A8C08!important;\r\n color: #fff;\r\n}\r\n.ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #C9FD9C !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 23px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/03/01/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 32px;\r\n height: 25px;\r\n background: url([SITE_ROOT]/images/03/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background-color: #ACABAB;\r\npadding: 2px 15px;\r\nvertical-align: middle;\r\nborder: none;\r\nfont-size: 15px;\r\n}\r\n\r\n\r\n.button-submit {\r\n background: #3A620A;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #fff;\r\n border: 2px solid #4A8C08;\r\n margin: 5px;\r\n box-shadow: 0px 0px 1px 1px #44740E;\r\n font-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: #D8D6D7;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 2px solid #fff;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px 1px #969495;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #CDD9C3;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/03/01/bg.png);\r\n text-align: left;\r\n padding: 10px 20px 10px 50px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: right;\r\n color: #000;\r\nfont-size: 18px;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 15px;\r\ntext-align: left;\r\nfont-size: 18px;\r\ncolor: #555;\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n padding: 0px 15px;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n padding: 2px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n background-color: #DFDFDF;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #fff;\r\n background-color: #42810e;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n background-color: #36690c;\r\n cursor: pointer;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 33px;\r\n text-align: center;\r\n font-size: 21px;\r\n padding: 5px 20px 0px 20px;\r\n margin-bottom: -13px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 20px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #62983A; /* Old browsers */\r\n background: -moz-linear-gradient(left, #61b217 0%, #62983a 39%, #62983a 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #61b217), color-stop(39%, #62983a), color-stop(100%, #62983a)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #61b217 0%, #62983a 39%, #62983a 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #61b217 0%, #62983a 39%, #62983a 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #61b217 0%, #62983a 39%, #62983a 100%); /* IE10+ */\r\n background: linear-gradient(to right, #61b217 0%, #62983a 39%, #62983a 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #DFDFDF;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -34px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 12px;\r\nline-height: 18px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 34px;\r\n height: 18px;\r\n background: url([SITE_ROOT]/images/03/01/percentage_arrow.png);\r\n position: relative;\r\n left: -1px;\r\ntop:0px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(10,'Theme 03 red','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EEEF;\r\nborder: 1px solid #811919;\r\nmargin-bottom: 10px;\r\ncolor: #811919;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 0px;\r\n border: 1px solid #39680B;\r\n background: #C9FD9C;\r\n height: 13px;\r\n width: 13px;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -5px !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #5D0000 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #942323 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 23px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/03/02/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 32px;\r\n height: 25px;\r\n background: url([SITE_ROOT]/images/03/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background-color: #ACABAB;\r\npadding: 2px 15px;\r\nvertical-align: middle;\r\nborder: none;\r\nfont-size: 15px;\r\n}\r\n\r\n.button-submit {\r\nbackground: #811919;\r\ncursor: pointer;\r\nfont-size: 17px;\r\nmin-width: 80px;\r\nmin-height: 34px;\r\ncolor: #fff;\r\nborder: 2px solid #9E1919;\r\nmargin: 5px;\r\nbox-shadow: 0px 0px 1px 1px #811818;\r\nfont-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: #D8D6D7;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 2px solid #fff;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px 1px #969495;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #F0EEEF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/03/02/bg.png);\r\n text-align: left;\r\n padding: 10px 20px 10px 50px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: right;\r\n color: #fff;\r\nfont-size: 18px;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 15px;\r\ntext-align: left;\r\ncolor: #555;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n padding: 0px 15px;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n padding: 2px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n background-color: #DFDFDF;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #fff;\r\n background-color: #640B0B;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n background-color: #942323;\r\n cursor: pointer;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 33px;\r\n text-align: center;\r\n font-size: 21px;\r\n padding: 5px 20px 0px 20px;\r\n margin-bottom: -13px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 20px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #752D2D ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #9A0B0B 0%, #7B2828 39%, #752D2D 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #9A0B0B ), color-stop(39%, #7B2828 ), color-stop(100%, #752D2D )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #9A0B0B 0%, #7B2828 39%, #752D2D 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #9A0B0B 0%, #7B2828 39%, #752D2D 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #9A0B0B 0%, #7B2828 39%, #752D2D 100%); /* IE10+ */\r\n background: linear-gradient(to right, #9A0B0B 0%, #7B2828 39%, #752D2D 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #DFDFDF;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -34px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 12px;\r\nline-height:18px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 34px;\r\n height: 18px;\r\n background: url([SITE_ROOT]/images/03/02/percentage_arrow.png);\r\n position: relative;\r\n left: -1px;\r\ntop:0px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(11,'Theme 03 dark cyan','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EEEF;\r\nborder: 1px solid #0B7A97;\r\nmargin-bottom: 10px;\r\ncolor: #0B7A97;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 0px;\r\n border: 1px solid #39680B;\r\n background: #C9FD9C;\r\n height: 13px;\r\n width: 13px;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -5px !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #0C6177 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #2796B3 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 23px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/03/03/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 32px;\r\n height: 25px;\r\n background: url([SITE_ROOT]/images/03/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background-color: #ACABAB;\r\npadding: 2px 15px;\r\nvertical-align: middle;\r\nborder: none;\r\nfont-size: 15px;\r\n}\r\n\r\n.button-submit {\r\nbackground: #0B7A97;\r\ncursor: pointer;\r\nfont-size: 17px;\r\nmin-width: 80px;\r\nmin-height: 34px;\r\ncolor: #fff;\r\nborder: 2px solid #18627C;\r\nmargin: 5px;\r\nbox-shadow: 0px 0px 1px 1px #56B4D5;\r\nfont-family: Segoe UI;\r\n}\r\n.button-reset {\r\n background: #D8D6D7;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 2px solid #fff;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px 1px #969495;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #F0EEEF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/03/03/bg.png);\r\n text-align: left;\r\n padding: 10px 20px 10px 50px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: right;\r\n color: #fff;\r\nfont-size:18px;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 15px;\r\ntext-align: left;\r\ncolor: #555;\r\nfont-size:18px;\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n padding: 0px 15px;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n padding: 2px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n background-color: #DFDFDF;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #fff;\r\n background-color: #0C6177;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n background-color: #2796B3;\r\n cursor: pointer;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 33px;\r\n text-align: center;\r\n font-size: 21px;\r\n padding: 5px 20px 0px 20px;\r\n margin-bottom: -13px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 20px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #752D2D ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #0E6378 0%, #2C7487 39%, #2D7587 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #0E6378 ), color-stop(39%, #2C7487 ), color-stop(100%, #2D7587 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #0E6378 0%, #2C7487 39%, #2D7587 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #0E6378 0%, #2C7487 39%, #2D7587 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #0E6378 0%, #2C7487 39%, #2D7587 100%); /* IE10+ */\r\n background: linear-gradient(to right, #0E6378 0%, #2C7487 39%, #2D7587 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #DFDFDF;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -34px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 12px;\r\nline-height:18px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 34px;\r\n height: 18px;\r\n background: url([SITE_ROOT]/images/03/03/percentage_arrow.png);\r\n position: relative;\r\n left: -1px;\r\ntop:0px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(12,'Theme 03 transparent (salmon button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #D8D6D7;\r\nborder: 1px solid #D8D6D7;\r\nmargin-bottom: 10px;\r\ncolor: #D8D6D7;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 0px;\r\n border: 1px solid #39680B;\r\n background: #C9FD9C;\r\n height: 13px;\r\n width: 13px;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -5px !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #FA8072 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #C9FD9C !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 23px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/03/01/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 32px;\r\n height: 25px;\r\n background: url([SITE_ROOT]/images/03/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background-color: #ACABAB;\r\npadding: 2px 15px;\r\nvertical-align: middle;\r\nborder: none;\r\nfont-size: 15px;\r\n}\r\n\r\n\r\n.button-submit {\r\nbackground: #FA8072;\r\ncursor: pointer;\r\nfont-size: 17px;\r\nmin-width: 80px;\r\nmin-height: 34px;\r\ncolor: #fff;\r\nborder: 2px solid #FFABA1;\r\nmargin: 5px;\r\nbox-shadow: 0px 0px 1px 1px #FF9689;\r\nfont-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: #D8D6D7;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 2px solid #fff;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px 1px #969495;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/03/01/bg.png);\r\n text-align: left;\r\n padding: 10px 20px 10px 50px;\r\n border-radius: 0px;\r\n -moz-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n box-shadow: 7px -9px 20px -5px rgba(0, 0, 0, 0.23), -7px 9px 20px -5px rgba(0, 0, 0, 0.23);\r\n width: 466px;\r\n text-align: right;\r\n color: #000;\r\nfont-size: 18px;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\nmargin: 16px 15px;\r\ntext-align: left;\r\nfont-size: 18px;\r\ncolor: #555;\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n padding: 0px 15px;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n padding: 2px;\r\n height: 26px;\r\n overflow: hidden;\r\n border: 0px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\nbackground: #ECECEC;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #ECECEC;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #ECECEC;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 25px;\r\n border: 0px solid #ccc;\r\n padding:0 3px !important;\r\nbackground: #ECECEC;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n background-color: #DFDFDF;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #fff;\r\n background-color: #FF9A8E;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n background-color: #FA8072;\r\n cursor: pointer;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 33px;\r\n text-align: center;\r\n font-size: 21px;\r\n padding: 5px 20px 0px 20px;\r\n margin-bottom: -13px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 20px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #FF8F83; /* Old browsers */\r\n background: -moz-linear-gradient(left, #F7B4AC 0%, #F89F95 39%, #FF8F83 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #F7B4AC), color-stop(39%, #F89F95), color-stop(100%, #FF8F83)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #F7B4AC 0%, #F89F95 39%, #FF8F83 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #F7B4AC 0%, #F89F95 39%, #FF8F83 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #F7B4AC 0%, #F89F95 39%, #FF8F83 100%); /* IE10+ */\r\n background: linear-gradient(to right, #F7B4AC 0%, #F89F95 39%, #FF8F83 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #DFDFDF;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -34px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 12px;\r\nline-height: 18px;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 34px;\r\n height: 18px;\r\n background: url([SITE_ROOT]/images/03/04/percentage_arrow.png);\r\n position: relative;\r\n left: -1px;\r\ntop:0px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(13,'Theme 04 dark orange','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #F6CE9D;\r\nmargin-bottom: 10px;\r\ncolor: #F6CE9D;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 15px;\r\n height: 15px;\r\n top: -5px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n@font-face {\r\n font-family: ArTarumianHandes;\r\n src: url([SITE_ROOT]/css/HANDES.ttf);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #EDE5DA;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #E2B983 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 20px;\r\n width: 22px;\r\n background: url([SITE_ROOT]/images/04/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 45px;\r\n height: 44px;\r\n background: url([SITE_ROOT]/images/04/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #424242;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 35px;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-weight: 400;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n}\r\ndiv.wdform-page-button:hover {\r\n color: #69512F;\r\n border: 1px solid #D89E5F;\r\n background: #C8A470; /* Old browsers */\r\n background: -moz-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* FF3.6+ */\r\n background: -webkit-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* IE10+ */\r\n background: linear-gradient(to bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* W3C */\r\n box-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-submit {\r\n color: #424242 !important;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 32px;\r\n padding: 0px 20px 5px;\r\n vertical-align: middle;\r\n font-weight: 400 !important;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n font-family: Segoe UI;\r\nbackground:transparent;\r\n}\r\n.button-submit:hover {\r\n color: #69512F;\r\n border: 1px solid #D89E5F;\r\n background: #C8A470; /* Old browsers */\r\n background: -moz-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* FF3.6+ */\r\n background: -webkit-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* IE10+ */\r\n background: linear-gradient(to bottom, #DFC091 0%, #CFAE7B 49%, #C19C67 84%, #AA824E 95%); /* W3C */\r\n box-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #F6CE9D;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/04/01/bg.png) no-repeat;\r\n text-align: left;\r\n border-radius: 0px;\r\n width: 300px;\r\n padding: 13px;\r\n text-align: center;\r\nfont-size: 18px;\r\n}\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ccc;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus {\r\n border-color: #E2B983;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n border-color: #E2B983;\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n border-color: #E2B983;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/04/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 10px;\r\n height: 10px;\r\n background: #DAA157;\r\n background: -moz-linear-gradient(bottom, #F8DCB2 0%, #E7C187 49%, #E6BE86 84%, #DAA157 95%);\r\n background: -webkit-linear-gradient(bottom, #F8DCB2 0%, #E7C187 49%, #E6BE86 84%, #DAA157 95%);\r\n background: -o-linear-gradient(bottom, #F8DCB2 0%, #E7C187 49%, #E6BE86 84%, #DAA157 95%);\r\n background: -ms-linear-gradient(bottom, #F8DCB2 0%, #E7C187 49%, #E6BE86 84%, #DAA157 95%);\r\n background: linear-gradient(to bottom, #F8DCB2 0%, #E7C187 49%, #E6BE86 84%, #DAA157 95%);\r\n box-shadow: 0px 0px 5px 0px rgb(214, 214, 214) inset;\r\n border-radius: 7px;\r\n top: 1px;\r\n left: 1px;\r\n border: 1px solid #C0A77E;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 20px 0px 20px;\r\n font-weight: bold;\r\n background-color: #E2B983;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #AA824E;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 20px 0px 20px;\r\n margin-left: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #AA824E;\r\n vertical-align: middle;\r\n font-family: ArTarumianHandes;\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #E2B983;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 20px;\r\n height: 23px;\r\n background-color: #AA824E;\r\n position: relative;\r\n left: -14px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n -moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(14,'Theme 04 light blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #CEE4E4;\r\nmargin-bottom: 10px;\r\ncolor: #CEE4E4;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 15px;\r\n height: 15px;\r\n top: -5px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n@font-face {\r\n font-family: ArTarumianHandes;\r\n src: url([SITE_ROOT]/css/HANDES.ttf);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #EDE5DA;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #678B94 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 20px;\r\n width: 22px;\r\n background: url([SITE_ROOT]/images/04/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 45px;\r\n height: 44px;\r\n background: url([SITE_ROOT]/images/04/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #424242;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 35px;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-weight: 400;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n}\r\ndiv.wdform-page-button:hover {\r\ncolor: #fff;\r\nborder: 1px solid #88A1A6;\r\nbackground: #86A0A7 ;\r\nbackground: -moz-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -webkit-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -o-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -ms-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: linear-gradient(to bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-submit {\r\n color: #767676 !important;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 32px;\r\n padding: 0px 20px 5px;\r\n vertical-align: middle;\r\n font-weight: 400 !important;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n font-family: Segoe UI;\r\nbackground:transparent;\r\n}\r\n.button-submit:hover {\r\ncolor: #fff !important;\r\nborder: 1px solid #88A1A6;\r\nbackground: #86A0A7 ;\r\nbackground: -moz-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -webkit-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -o-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: -ms-linear-gradient(bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbackground: linear-gradient(to bottom, #A0C5CF 0%, #95B3BB 49%, #869AA0 84%, #86A0A7 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #CEE4E4;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/04/02/bg.png) no-repeat;\r\n text-align: left;\r\n border-radius: 0px;\r\n width: 300px;\r\npadding: 5px;\r\n text-align: center;\r\nfont-size: 16px;\r\n}\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ccc;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus {\r\n border-color: #678B94;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n border-color: #678B94;\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n border-color: #678B94;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/04/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.radio-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 10px;\r\nheight: 10px;\r\nbackground: #63929E ;\r\nbackground: -moz-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -webkit-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -o-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -ms-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: linear-gradient(to bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(214, 214, 214) inset;\r\nborder-radius: 7px;\r\ntop: 1px;\r\nleft: 1px;\r\nborder: 1px solid #678B94;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 20px 0px 20px;\r\n font-weight: bold;\r\n background-color: #88B4BD;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #678B94;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 20px 0px 20px;\r\n margin-left: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #678B94;\r\n vertical-align: middle;\r\n font-family: ArTarumianHandes;\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #88B4BD;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 20px;\r\n height: 23px;\r\n background-color: #678B94;\r\n position: relative;\r\n left: -14px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n -moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(15,'Theme 04 red','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #CEE4E4;\r\nmargin-bottom: 10px;\r\ncolor: #CEE4E4;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 15px;\r\n height: 15px;\r\n top: -5px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n@font-face {\r\n font-family: ArTarumianHandes;\r\n src: url([SITE_ROOT]/css/HANDES.ttf);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #EDE5DA;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #8A6B63 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 20px;\r\n width: 22px;\r\n background: url([SITE_ROOT]/images/04/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 45px;\r\n height: 44px;\r\n background: url([SITE_ROOT]/images/04/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #424242;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 35px;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-weight: 400;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n}\r\ndiv.wdform-page-button:hover {\r\ncolor: #fff;\r\nborder: 1px solid #C09F97;\r\nbackground: #86A0A7;\r\nbackground: -moz-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -webkit-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -o-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -ms-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: linear-gradient(to bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-submit {\r\n color: #767676 !important;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 32px;\r\n padding: 0px 20px 5px;\r\n vertical-align: middle;\r\n font-weight: 400 !important;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n font-family: Segoe UI;\r\nbackground:transparent;\r\n}\r\n.button-submit:hover {\r\ncolor: #fff !important;\r\nborder: 1px solid #C09F97;\r\nbackground: #86A0A7;\r\nbackground: -moz-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -webkit-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -o-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: -ms-linear-gradient(bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbackground: linear-gradient(to bottom, #E0B8AF 0%, #CAA298 49%, #BD9E96 84%, #B6958E 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #E0D0CD;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\nmargin: 16px 10px 16px 0px;\r\ndisplay: inline-block;\r\nbackground: url([SITE_ROOT]/images/04/03/bg.png) no-repeat;\r\ntext-align: left;\r\nborder-radius: 0px;\r\nwidth: 300px;\r\npadding: 5px 10px;\r\ntext-align: center;\r\nfont-size: 18px;\r\n}\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ccc;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus {\r\n border-color: #8A6B63;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n border-color: #8A6B63;\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n border-color: #8A6B63;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/04/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.radio-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 10px;\r\nheight: 10px;\r\nbackground: #B98476 ;\r\nbackground: -moz-linear-gradient(bottom, #CA9B8F 0%, #DBACA0 49%, #B98476 84%, #A38279 95%);\r\nbackground: -webkit-linear-gradient(bottom, #CA9B8F 0%, #DBACA0 49%, #B98476 84%, #A38279 95%);\r\nbackground: -o-linear-gradient(bottom, #CA9B8F 0%, #DBACA0 49%, #B98476 84%, #A38279 95%);\r\nbackground: -ms-linear-gradient(bottom, #CA9B8F 0%, #DBACA0 49%, #B98476 84%, #A38279 95%);\r\nbackground: linear-gradient(to bottom, #CA9B8F 0%, #DBACA0 49%, #B98476 84%, #A38279 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(214, 214, 214) inset;\r\nborder-radius: 7px;\r\ntop: 1px;\r\nleft: 1px;\r\nborder: 1px solid #9B766D;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 20px 0px 20px;\r\n font-weight: bold;\r\n background-color: #CCAAA3;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #8A6B63;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 20px 0px 20px;\r\n margin-left: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #8A6B63;\r\n vertical-align: middle;\r\n font-family: ArTarumianHandes;\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #CCAAA3;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 20px;\r\n height: 23px;\r\n background-color: #8A6B63;\r\n position: relative;\r\n left: -14px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n -moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(16,'Theme 04 transparent (gray button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #FFFFFF;\r\nborder: 1px solid #A6A6A6;\r\nmargin-bottom: 10px;\r\ncolor: #A6A6A6;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 15px;\r\n height: 15px;\r\n top: -5px;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n@font-face {\r\n font-family: ArTarumianHandes;\r\n src: url([SITE_ROOT]/css/HANDES.ttf);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #EDE5DA;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #B3B3B3 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 20px;\r\n width: 22px;\r\n background: url([SITE_ROOT]/images/04/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 45px;\r\n height: 44px;\r\n background: url([SITE_ROOT]/images/04/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #424242;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 35px;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-weight: 400;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n}\r\ndiv.wdform-page-button:hover {\r\ncolor: #fff;\r\nborder: 1px solid #919191;\r\nbackground: #7A7A7A ;\r\nbackground: -moz-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -webkit-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -o-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -ms-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: linear-gradient(to bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-submit {\r\n color: #767676 !important;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 39px;\r\n line-height: 32px;\r\n padding: 0px 20px 5px;\r\n vertical-align: middle;\r\n font-weight: 400 !important;\r\n font-size: 20px;\r\n border: 1px solid #959595;\r\n border-radius: 5px;\r\n font-family: Segoe UI;\r\nbackground:transparent;\r\n}\r\n.button-submit:hover {\r\ncolor: #fff !important;\r\nborder: 1px solid #919191;\r\nbackground: #7A7A7A ;\r\nbackground: -moz-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -webkit-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -o-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: -ms-linear-gradient(bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbackground: linear-gradient(to bottom, #C7C7C7 0%, #A0A0A0 49%, #7A7A7A 84%, #858585 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(221, 221, 221) inset;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding: 15px 15px 15px 50px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: url([SITE_ROOT]/images/04/02/bg.png) no-repeat;\r\n text-align: left;\r\n border-radius: 0px;\r\n width: 300px;\r\npadding: 5px;\r\n text-align: center;\r\nfont-size: 16px;\r\n}\r\n.wdform_section_break\r\n{\r\nmargin: 16px 10px 16px 0px;\r\ntext-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ccc;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus {\r\n border-color: #B3B3B3;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n border-color: #B3B3B3;\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n border-color: #B3B3B3;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/02/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/04/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 14px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 8px 1px rgb(213, 213, 213) inset;\r\n}\r\n.radio-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 10px;\r\nheight: 10px;\r\nbackground: #63929E ;\r\nbackground: -moz-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -webkit-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -o-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: -ms-linear-gradient(bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbackground: linear-gradient(to bottom, #84B8C5 0%, #75A1AC 49%, #63929E 84%, #377483 95%);\r\nbox-shadow: 0px 0px 5px 0px rgb(214, 214, 214) inset;\r\nborder-radius: 7px;\r\ntop: 1px;\r\nleft: 1px;\r\nborder: 1px solid #678B94;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.5;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 20px 0px 20px;\r\n font-weight: bold;\r\n background-color: #C0C0C0;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #A8A8A8;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 20px 0px 20px;\r\n margin-left: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #678B94;\r\n vertical-align: middle;\r\n font-family: ArTarumianHandes;\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #88B4BD;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_percentage_arrow {\r\n display: inline-block;\r\n width: 20px;\r\n height: 23px;\r\n background-color: #678B94;\r\n position: relative;\r\n left: -14px;\r\n z-index: 0;\r\n vertical-align: middle;\r\n -moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n -ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(17,'Theme 05 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #0E7297;\r\nborder: 1px solid #A0CBDB;\r\nmargin-bottom: 10px;\r\ncolor: #A0CBDB;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 14px;\r\n height: 14px;\r\n top: -6px;\r\n border: 2px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/05/01/nextbg_hover.png) url([SITE_ROOT]/images/05/01/previousbg_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #00B4F6 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\nui-state-hover {\r\n background: #00B4F6 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\nborder-radius: 0px;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: #fff;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 27px;\r\n background: url([SITE_ROOT]/images/05/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/05/01/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/01/nextbg.png) no-repeat;\r\n padding: 0px 20px 0 0;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/01/nextbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/01/previousbg.png) no-repeat;\r\n padding: 0px 0 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/01/previousbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/05/01/submit.png) no-repeat;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 32px;\r\n color: #fff;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 500;\r\n padding: 0 12px 0 24px;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #A0CBDB;\r\n padding:15px 20px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 0px;\r\n background: #006A91;\r\n border-radius: 0px;\r\npadding: 6px 10px 15px;\r\ntext-align: center;\r\nfont-size: 18px;\r\ncolor: #fff;\r\nbox-shadow: 0px 3px 5px #4B4B4B;\r\n}\r\n\r\n.wdform-field-section-break2:after {\r\n content: \" \";\r\n position: relative;\r\n width: 97.7%;\r\n right: 0px;\r\n bottom: 20px;\r\n height: 4px;\r\n -webkit-box-shadow: 0 2px 3px #444141;\r\n -moz-box-shadow: 0 2px 3px #444141;\r\n box-shadow: 0 2px 3px #444141;\r\n display: inline-block;\r\n}\r\n\r\n.wdform_section_break {\r\n margin: 16px 0px;\r\n border-radius: 0px;\r\n text-align: left;\r\nfont-size: 18px;\r\ncolor: #3F3F3F;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\nborder: 1px solid transparent;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #006A91;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #006A91;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #006A91;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #026994;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/05/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 21px;\r\n position: relative;\r\n left: -19px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #026994;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #026994;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #006A91;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #01B4F6;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-left: 1px;\r\n line-height: 25px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 27px;\r\n line-height: 27px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #018ABE;\r\n background: -moz-linear-gradient(left, #0079A6 0%, #018ABE 39%, #00B6FA 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #0079A6), color-stop(39%, #018ABE ), color-stop(100%, #00B6FA ));\r\n background: -webkit-linear-gradient(left, #0079A6 0%, #018ABE 39%, #00B6FA 100%);\r\n background: -o-linear-gradient(left, #0079A6 0%, #018ABE 39%, #00B6FA 100%);\r\n background: -ms-linear-gradient(left, #0079A6 0%, #018ABE 39%, #00B6FA 100%);\r\n background: linear-gradient(to right, #0079A6 0%, #018ABE 39%, #00B6FA 100%);\r\n border-top-right-radius: 9px;\r\n border-bottom-right-radius: 9px;\r\n box-shadow: 2px 0px 7px #9E9B9B;\r\n}\r\n.page_percentage_deactive {\r\n height: 27px;\r\n line-height: 27px;\r\n background-color: #C4D5DF;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #ffffff;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(18,'Theme 05 green','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #007326;\r\nborder: 1px solid #B6E4CF;\r\nmargin-bottom: 10px;\r\ncolor: #B6E4CF;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 14px;\r\n height: 14px;\r\n top: -6px;\r\n border: 2px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/05/02/nextbg_hover.png) url([SITE_ROOT]/images/05/02/previousbg_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #018D08 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #018D08 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #018D08 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #018D08 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #018D08 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #018D08 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\nui-state-hover {\r\n background: #018D08 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\nborder-radius: 0px;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: #fff;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 27px;\r\n background: url([SITE_ROOT]/images/05/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/05/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/02/nextbg.png) no-repeat;\r\n padding: 0px 20px 0 0;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/02/nextbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/02/previousbg.png) no-repeat;\r\n padding: 0px 0 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/02/previousbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/05/02/submit.png) no-repeat;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 32px;\r\n color: #fff;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 500;\r\n padding: 0 12px 0 24px;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #B6E4CF;\r\n padding: 15px 20px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2{\r\n margin: 16px 0px;\r\n background: #0D7A31;\r\n border-radius: 0px;\r\npadding: 6px 10px 15px;\r\ntext-align: center;\r\nfont-size: 18px;\r\ncolor: #fff;\r\nbox-shadow: 0px 3px 5px #4B4B4B;\r\n}\r\n\r\n.wdform-field-section-break2:after {\r\n content: \" \";\r\n position: relative;\r\n width: 97.7%;\r\n right: 0px;\r\n bottom: 20px;\r\n height: 4px;\r\n -webkit-box-shadow: 0 2px 3px #444141;\r\n -moz-box-shadow: 0 2px 3px #444141;\r\n box-shadow: 0 2px 3px #444141;\r\n display: inline-block;\r\n}\r\n\r\n.wdform_section_break{\r\n margin: 16px 0px;\r\n border-radius: 0px;\r\n text-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\nborder: 1px solid transparent;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #0D7A31;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #0D7A31;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #0D7A31;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #0D7A31;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/05/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 21px;\r\n position: relative;\r\n left: -19px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #0D7A31;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #0D7A31;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #018D08;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #00AC0A;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-left: 1px;\r\n line-height: 25px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 27px;\r\n line-height: 27px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #018F08 ;\r\n background: -moz-linear-gradient(left, #018D08 0%, #018F08 39%, #00BE0A 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #018D08 ), color-stop(39%, #018F08 ), color-stop(100%, #00BE0A ));\r\n background: -webkit-linear-gradient(left, #018D08 0%, #018F08 39%, #00BE0A 100%);\r\n background: -o-linear-gradient(left, #018D08 0%, #018F08 39%, #00BE0A 100%);\r\n background: -ms-linear-gradient(left, #018D08 0%, #018F08 39%, #00BE0A 100%);\r\nbackground: linear-gradient(to right, #018D08 0%, #018F08 39%, #00BE0A 100%);\r\n border-top-right-radius: 9px;\r\n border-bottom-right-radius: 9px;\r\n box-shadow: 2px 0px 7px #9E9B9B;\r\n}\r\n.page_percentage_deactive {\r\n height: 27px;\r\n line-height: 27px;\r\n background-color: #CEE0D3;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #ffffff;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(19,'Theme 05 pink','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #B05785;\r\nborder: 1px solid #F6E2ED;\r\nmargin-bottom: 10px;\r\ncolor: #F6E2ED;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 14px;\r\n height: 14px;\r\n top: -6px;\r\n border: 2px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/05/03/nextbg_hover.png) url([SITE_ROOT]/images/05/03/previousbg_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #B05785 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #B05785 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #B05785 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #B05785 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #B05785 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #B05785 !important;\r\n color: #fff;\r\noutline:none;\r\n}\r\nui-state-hover {\r\n background: #B05785 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\nborder-radius: 0px;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #E5E5E5 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 20px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: #fff;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 22px;\r\n width: 27px;\r\n background: url([SITE_ROOT]/images/05/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/05/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/03/nextbg.png) no-repeat;\r\n padding: 0px 20px 0 0;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/03/nextbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 32px;\r\n line-height: 28px;\r\n background: url([SITE_ROOT]/images/05/03/previousbg.png) no-repeat;\r\n padding: 0px 0 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n width: 90px;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/05/03/previousbg_hover.png) no-repeat;\r\n width: 113px;\r\n}\r\n.button-submit {\r\n background: url([SITE_ROOT]/images/05/03/submit.png) no-repeat;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 32px;\r\n color: #fff;\r\n margin: 5px;\r\n border: 0px;\r\n font-family: Segoe UI;\r\n font-weight: 500;\r\n padding: 0 12px 0 24px;\r\n}\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n font-family: Segoe UI;\r\n text-decoration: underline;\r\n}\r\n.wdform_page {\r\n background: #F6E2ED;\r\n padding: 15px 20px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform-field-section-break {\r\n text-align: center;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 0px;\r\n background: #B05785;\r\n border-radius: 0px;\r\npadding: 6px 10px 15px;\r\ntext-align: center;\r\nfont-size: 18px;\r\ncolor: #fff;\r\nbox-shadow: 0px 3px 5px #4B4B4B;\r\n}\r\n\r\n.wdform-field-section-break2:after {\r\n content: \" \";\r\n position: relative;\r\n width: 97.7%;\r\n right: 0px;\r\n bottom: 20px;\r\n height: 4px;\r\n -webkit-box-shadow: 0 2px 3px #444141;\r\n -moz-box-shadow: 0 2px 3px #444141;\r\n box-shadow: 0 2px 3px #444141;\r\n display: inline-block;\r\n\r\n}\r\n\r\n.wdform_section_break {\r\n margin: 16px 0px;\r\n border-radius: 0px;\r\n text-align: left;\r\nfont-size: 18px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\nborder: 1px solid transparent;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n border: 1px solid transparent;\r\n height: 20px;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #B05785;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #B05785;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #B05785;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #B05785;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/05/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 21px;\r\n position: relative;\r\n left: -19px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #B05785;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #B05785;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #D7639F;\r\n margin-left: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #E47DB3;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-left: 1px;\r\n line-height: 25px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 27px;\r\n line-height: 27px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #D863A0 ;\r\n background: -moz-linear-gradient(left, #D7639F 0%, #D863A0 39%, #F173B4 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #D7639F ), color-stop(39%, #D863A0 ), color-stop(100%, #F173B4 ));\r\n background: -webkit-linear-gradient(left, #D7639F 0%, #D863A0 39%, #F173B4 100%);\r\n background: -o-linear-gradient(left, #D7639F 0%, #D863A0 39%, #F173B4 100%);\r\n background: -ms-linear-gradient(left, #D7639F 0%, #D863A0 39%, #F173B4 100%);\r\nbackground: linear-gradient(to right, #D7639F 0%, #D863A0 39%, #F173B4 100%);\r\n border-top-right-radius: 9px;\r\n border-bottom-right-radius: 9px;\r\n box-shadow: 2px 0px 7px #9E9B9B;\r\n}\r\n.page_percentage_deactive {\r\n height: 27px;\r\n line-height: 27px;\r\n background-color: #D6CAD2;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #ffffff;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #6E6E6E;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 27px;\r\n height: 27px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}',0,1),(20,'Theme 06 turquoise','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #B1EBE9;\r\nborder: 1px solid #018580;\r\nmargin-bottom: 10px;\r\ncolor: #018580;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: transparent !important;\r\n margin: 7px 0px;\r\nborder:1px solid #ABAAAA !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #029A95 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 4px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: transparent;\r\n background-position: right 2px center;\r\n width: 100%;\r\n border: 1px solid #ABAAAA;\r\n border-radius: 7px;\r\n color: #4C4C4C;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 25px;\r\n width: 28px;\r\n background: url([SITE_ROOT]/images/06/01.png) no-repeat 0% 50%;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 66px;\r\n height: 49px;\r\n background: url([SITE_ROOT]/images/06/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page\r\n{\r\n width:inherit !important;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/06/next.png) no-repeat right #019993;\r\n padding: 0px 36px 0 20px ;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #018580;\r\n\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/06/next.png) no-repeat right #00C5BD;\r\n}\r\n.previous-page\r\n{\r\n width:inherit !important;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #959595;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #E8E8E8;\r\n}\r\n.previous-page div.wdform-page-button:before {\r\n content: \" \";\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left;\r\n height: 19px;\r\n width: 20px;\r\n display: inline-block;\r\n vertical-align: middle;\r\n top: -2px;\r\n position: relative;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #019993;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #018580;\r\n}\r\n.button-submit:hover {\r\n background: #00C5BD;\r\n}\r\n.button-reset {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #959595;\r\n margin-left: 5px;\r\n}\r\n.button-reset:hover {\r\n background: #E8E8E8;\r\n}\r\n.wdform_page {\r\n background: #B1EBE9;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #029A95;\r\n color: #ffffff !important;\r\n font-size: 16px;\r\n text-align: left;\r\npadding: 7px 30px 10px;\r\n}\r\n\r\n.wdform_section_break2 p{\r\n color: #ffffff !important;\r\n \r\n}\r\n\r\n.wdform_section_break2:after {\r\n content: \" \" ;\r\n position: relative;\r\n width: 16px;\r\n height: 13px;\r\n top: -3px;\r\n left: 1px;\r\n box-shadow: 0px 7px 2px #c9c9c9;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\n margin: 16px 10px 16px 0px;\r\ncolor:#4C4C4C;\r\nfont-size: 16px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 5px;\r\n height: 27px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ABAAAA;\r\nbackground: transparent;\r\ncolor: #5C5C5C;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"password\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ntextarea {\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #029A95;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #029A95;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #029A95;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #029A95;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/06/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\n box-shadow: 0px 3px 9px 1px rgb(218, 218, 218) inset;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #4C4C4C;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #4C4C4C;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #029A95;\r\n margin-right: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #00DAD3;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 20px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-right: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #01B3AD ;\r\n background: -moz-linear-gradient(left, #01B3AD 0%, #01CDC6 39%, #02DED6 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #01B3AD ), color-stop(39%, #01CDC6 ), color-stop(100%, #02DED6 ));\r\n background: -webkit-linear-gradient(left, #01B3AD 0%, #01CDC6 39%, #02DED6 100%);\r\n background: -o-linear-gradient(left, #01B3AD 0%, #01CDC6 39%, #02DED6 100%);\r\n background: -ms-linear-gradient(left, #01B3AD 0%, #01CDC6 39%, #02DED6 100%);\r\nlinear-gradient(to right, #01B3AD 0%, #01CDC6 39%, #02DED6 100%)\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #029A95;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: left !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #ffffff;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #ffffff;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 23px;\r\n height: 23px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #ABAAAA !important;\r\n}',0,1),(21,'Theme 06 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #BBDBE7;\r\nborder: 1px solid #25A5DF;\r\nmargin-bottom: 10px;\r\ncolor: #25A5DF;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: transparent !important;\r\n margin: 7px 0px;\r\nborder:1px solid #ABAAAA !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #0176AA !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 4px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: transparent;\r\n background-position: right 2px center;\r\n width: 100%;\r\n border: 1px solid #ABAAAA;\r\n border-radius: 7px;\r\n color: #4C4C4C;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 25px;\r\n width: 28px;\r\n background: url([SITE_ROOT]/images/06/01.png) no-repeat 0% 50%;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 66px;\r\n height: 49px;\r\n background: url([SITE_ROOT]/images/06/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\nbackground: url([SITE_ROOT]/images/06/next.png) no-repeat right #0D66B1;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\nborder: 1px solid #107DAF;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\nbackground: url([SITE_ROOT]/images/06/next.png) no-repeat right #25A5DF;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #959595;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #E8E8E8;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #0D66B1;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #107DAF;\r\n}\r\n.button-submit:hover {\r\n background: #25A5DF;\r\n}\r\n.button-reset {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #959595;\r\n margin-left: 5px;\r\n}\r\n.button-reset:hover {\r\n background: #E8E8E8;\r\n}\r\n.wdform_page {\r\n background: #BBDBE7;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #0D66B1;\r\n color: #ffffff;\r\n font-size: 16px;\r\n text-align: left;\r\npadding: 7px 30px 10px;\r\n}\r\n\r\n.wdform_section_break2:after {\r\n content: \" \" ;\r\n position: relative;\r\n width: 16px;\r\n height: 13px;\r\n top: -3px;\r\n left: 1px;\r\n box-shadow: 0px 7px 2px #c9c9c9;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\n margin: 16px 10px 16px 0px;\r\ncolor:#4C4C4C;\r\n font-size: 16px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 5px;\r\n height: 27px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ABAAAA;\r\nbackground: transparent;\r\ncolor: #5C5C5C;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"password\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ntextarea {\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #0176AA ;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #0176AA ;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #0176AA ;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #0176AA ;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/06/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\nbox-shadow: 0px 3px 9px 1px rgb(218, 218, 218) inset;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #4C4C4C;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #4C4C4C;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #0176AA;\r\n margin-right: 1px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #008AFF;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 20px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-right: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #0073D3 ;\r\n background: -moz-linear-gradient(left, #0073D3 0%, #008FE1 39%, #00A7ED 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #0073D3 ), color-stop(39%, #008FE1 ), color-stop(100%, #00A7ED ));\r\n background: -webkit-linear-gradient(left, #0073D3 0%, #008FE1 39%, #00A7ED 100%);\r\n background: -o-linear-gradient(left, #0073D3 0%, #008FE1 39%, #00A7ED 100%);\r\nbackground: -webkit-linear-gradient(left, #0073D3 0%, #008FE1 39%, #00A7ED 100%);\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\n background-color: #0176AA;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: left !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #ffffff;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #ffffff;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 23px;\r\n height: 23px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #ABAAAA !important;\r\n}',0,1),(22,'Theme 06 orange','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EEEF;\r\nborder: 1px solid #FAB17A;\r\nmargin-bottom: 10px;\r\ncolor: #FAB17A;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: transparent !important;\r\n margin: 7px 0px;\r\nborder:1px solid #ABAAAA !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #FFA15C !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 4px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: transparent;\r\n background-position: right 2px center;\r\n width: 100%;\r\n border: 1px solid #ABAAAA;\r\n border-radius: 7px;\r\n color: #4C4C4C;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 25px;\r\n width: 28px;\r\n background: url([SITE_ROOT]/images/06/01.png) no-repeat 0% 50%;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 66px;\r\n height: 49px;\r\n background: url([SITE_ROOT]/images/06/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #473C34;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/06/01/next.png) no-repeat right #FFA15C;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #C78655;\r\n}\r\n\r\n.next-page div.wdform-page-button:hover {\r\n background:url([SITE_ROOT]/images/06/01/next.png) no-repeat right #FAB17A;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #959595;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #E8E8E8;\r\n}\r\n.button-submit {\r\ncolor: #473C34;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 35px;\r\nline-height: 35px;\r\nbackground: #FFA15C;\r\npadding: 0px 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder: 1px solid #C78655;\r\n}\r\n.button-submit:hover {\r\n background: #FAB17A;\r\n}\r\n.button-reset {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #959595;\r\n margin-left: 5px;\r\n}\r\n.button-reset:hover {\r\n background: #E8E8E8;\r\n}\r\n.wdform_page {\r\n background: #F0EEEF;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_section_break2{\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #FFA15C ;\r\n color: #030303;\r\n font-size: 16px;\r\n text-align: left;\r\npadding: 7px 30px 10px;\r\n}\r\n\r\n.wdform_section_break2:after {\r\n content: \" \" ;\r\n position: relative;\r\n width: 16px;\r\n height: 13px;\r\n top: -3px;\r\n left: 1px;\r\n box-shadow: 0px 7px 2px #c9c9c9;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\n margin: 16px 10px 16px 0px;\r\ncolor:#4C4C4C;\r\n font-size: 16px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 5px;\r\n height: 27px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ABAAAA;\r\nbackground: transparent;\r\ncolor: #5C5C5C;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"password\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ntextarea {\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #FFA15C ;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #FFA15C ;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #FFA15C ;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #FFA15C ;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/06/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\nbox-shadow: 0px 3px 9px 1px rgb(218, 218, 218) inset;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #4C4C4C;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #4C4C4C;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #342114;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #C78655;\r\n margin-right: 1px;\r\n}\r\n.page_active {\r\n color: #342114;\r\n cursor: pointer;\r\n background-color: #FF8A34;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 20px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-right: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #FF8932 ;\r\n background: -moz-linear-gradient(left, #F3BA28 0%, #FFD325 39%, #FEB824 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #F3BA28 ), color-stop(39%, #FFD325 ), color-stop(100%, #FEB824 ));\r\n background: -o-linear-gradient(left, #F3BA28 0%, #FFD325 39%, #FEB824 100%);\r\nbackground: -ms-linear-gradient(left, #F3BA28 0%, #FFD325 39%, #FEB824 100%);\r\nbackground: -webkit-linear-gradient(left, #F3BA28 0%, #FFD325 39%, #FEB824 100%);\r\n\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\nbackground-color: #ECBE9C;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: left !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #473C34;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #ffffff;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 23px;\r\n height: 23px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #ABAAAA !important;\r\n}',0,1),(23,'Theme 06 transparent (light green button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #FFFFFF;\r\nborder: 1px solid #90EE90;\r\nmargin-bottom: 10px;\r\ncolor: #90EE90;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: transparent !important;\r\n margin: 7px 0px;\r\nborder:1px solid #ABAAAA !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #CECECE;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #6BD86B !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #DCDCDC;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n padding: 2px 0px 2px 4px;\r\n font-size: 13px;\r\n height: 23px;\r\n line-height: 20px;\r\n overflow: hidden;\r\n background: transparent;\r\n background-position: right 2px center;\r\n width: 100%;\r\n border: 1px solid #ABAAAA;\r\n border-radius: 7px;\r\n color: #4C4C4C;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 25px;\r\n width: 28px;\r\n background: url([SITE_ROOT]/images/06/01.png) no-repeat 0% 50%;\r\n position: absolute;\r\n top: -1px;\r\n right: 0px;\r\n padding: 2px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 4px;\r\n height: 24px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n padding-top: 3px;\r\n margin-top: 2px;\r\n}\r\n.file-picker {\r\n width: 66px;\r\n height: 49px;\r\n background: url([SITE_ROOT]/images/06/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\ncolor: #473C34;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/06/01/next.png) no-repeat right #6BD86B;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #459B45;\r\n}\r\n\r\n.next-page div.wdform-page-button:hover {\r\n background:url([SITE_ROOT]/images/06/01/next.png) no-repeat right #90EE90;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n margin-right: 20px;\r\n margin-left: 20px;\r\n border: 1px solid #959595;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left #E8E8E8;\r\n}\r\n.previous-page div.wdform-page-button:before {\r\n content: \" \";\r\n background: url([SITE_ROOT]/images/06/previous.png) no-repeat left;\r\n height: 19px;\r\n width: 20px;\r\n display: inline-block;\r\n vertical-align: middle;\r\n top: -2px;\r\n position: relative;\r\n}\r\n.button-submit {\r\ncolor: #473C34;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 35px;\r\nline-height: 35px;\r\nbackground: #6BD86B;\r\npadding: 0px 20px;\r\nvertical-align: middle;\r\nfont-size: 18px;\r\nborder: 1px solid #459B45;\r\n}\r\n.button-submit:hover {\r\n background: #90EE90;\r\n}\r\n.button-reset {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #959595;\r\n margin-left: 5px;\r\n}\r\n.button-reset:hover {\r\n background: #E8E8E8;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_column>div {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_column>.wdform_row:last-child {\r\n border-bottom: 0px solid #E7E7E7;\r\n}\r\n.wdform_section_break2{\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #6BD86B ;\r\n color: #030303;\r\n font-size: 16px;\r\n text-align: left;\r\npadding: 7px 30px 10px;\r\n}\r\n\r\n.wdform_section_break2:after {\r\n content: \" \" ;\r\n position: relative;\r\n width: 16px;\r\n height: 13px;\r\n top: -3px;\r\n left: 1px;\r\n box-shadow: 0px 7px 2px #c9c9c9;\r\n}\r\n\r\n.wdform_section_break\r\n{\r\n margin: 16px 10px 16px 0px;\r\ncolor:#4C4C4C;\r\n font-size: 16px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 5px;\r\n height: 27px;\r\n overflow: hidden;\r\n padding: 2px;\r\nborder: 1px solid #ABAAAA;\r\nbackground: transparent;\r\ncolor: #5C5C5C;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"password\"]{\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ntextarea {\r\n border: 1px solid #ABAAAA;\r\n height: 25px;\r\n padding:0 3px !important;\r\n border-radius: 5px;\r\n background: transparent;\r\n color: #5C5C5C;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border: 1px solid #6BD86B ;\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n border: 1px solid #6BD86B ;\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n border: 1px solid #6BD86B ;\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #6BD86B ;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/06/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 20px;\r\n height: 24px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 14px;\r\n height: 13px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 7px;\r\n position: relative;\r\n display: inline-block;\r\nbox-shadow: 0px 3px 9px 1px rgb(218, 218, 218) inset;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #4C4C4C;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #4C4C4C;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #342114;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding: 5px 25px 0px 25px;\r\n font-weight: bold;\r\n background-color: #90EE90;\r\n margin-right: 1px;\r\n}\r\n.page_active {\r\n color: #342114;\r\n cursor: pointer;\r\n background-color: #6BD86B;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 20px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 25px 0px 25px;\r\n margin-right: 1px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 23px;\r\n line-height: 23px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n vertical-align: middle;\r\n background: #72DB72 ;\r\n background: -moz-linear-gradient(left, #8FEB8F 0%, #5CF35C 39%, #72DB72 100%);\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #8FEB8F ), color-stop(39%, #5CF35C ), color-stop(100%, #72DB72 ));\r\n background: -o-linear-gradient(left, #8FEB8F 0%, #5CF35C 39%, #72DB72 100%);\r\nbackground: -ms-linear-gradient(left, #8FEB8F 0%, #5CF35C 39%, #72DB72 100%);\r\nbackground: -webkit-linear-gradient(left, #8FEB8F 0%, #5CF35C 39%, #72DB72 100%);\r\n\r\n}\r\n.page_percentage_deactive {\r\n height: 23px;\r\n line-height: 23px;\r\nbackground-color: #E0E0E0;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: left !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px 5px 3px 9px;\r\n color: #473C34;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #ffffff;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 23px;\r\n height: 23px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #0E4D92;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 4px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #fff;\r\n border: 2px solid #0E3F77;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_button button:active {\r\n border: 2px solid #0B2D52;\r\n background: #0E3F77;\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #ABAAAA !important;\r\n}',0,1),(24,'Theme 07 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #0072A2;\r\nmargin-bottom: 10px;\r\ncolor: #0072A2;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #A4A4A4;\r\n border: 1px solid #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F1F1F1 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #696969;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #0072A2 !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F1F1F1;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/07/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/next.png) no-repeat right #0072A2;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border-right: 1px solid #CECECE;\r\n} \r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #0072A2;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #267EA9;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #267EA9;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F1F1F1;\r\nborder: 1px solid transparent;\r\ncolor: #696969;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #0072A2;\r\n background-color: #ECEBEB;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #0072A2;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 18px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #006C9A; /* Old browsers */\r\n background: -moz-linear-gradient(left, #0072A2 0%, #00709F 39%, #006A97 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #0072A2), color-stop(39%, #00709F), color-stop(100%, #006A97)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #0072A2 0%, #00709F 39%, #006A97 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #0072A2 0%, #00709F 39%, #006A97 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #0072A2 0%, #00709F 39%, #006A97 100%); /* IE10+ */\r\n background: linear-gradient(to right, #0072A2 0%, #00709F 39%, #006A97 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #EBEAEA;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation:after {\r\n content: \" \";\r\n display: block;\r\n height: 9px;\r\n background: url([SITE_ROOT]/images/07/0.png) no-repeat;\r\n position: relative;\r\n background-size: cover;\r\n top: -9px;\r\n}\r\n.wdform_percentage_text {\r\n margin-right:9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n',0,1),(25,'Theme 07 green','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #00A25B;\r\nmargin-bottom: 10px;\r\ncolor: #00A25B;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #A4A4A4;\r\n border: 1px solid #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F1F1F1 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #696969;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #00A25B !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F1F1F1;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/07/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/next.png) no-repeat right #00A25B;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/07/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border-right: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #00A25B;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #00A25B;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #00A25B;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F1F1F1;\r\nborder: 1px solid transparent;\r\ncolor: #696969;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #00A25B;\r\n background-color: #ECEBEB;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #00A25B;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 18px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #00A15B ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #00A25B 0%, #00A15A 39%, #00A15B 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #00A25B ), color-stop(39%, #00A15A ), color-stop(100%, #00A15B )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #00A25B 0%, #00A15A 39%, #00A15B 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #00A25B 0%, #00A15A 39%, #00A15B 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #00A25B 0%, #00A15A 39%, #00A15B 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #00A25B 0%, #00A15A 39%, #00A15B 100%);\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #EBEAEA;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation:after {\r\n content: \" \";\r\n display: block;\r\n height: 9px;\r\n background: url([SITE_ROOT]/images/07/0.png) no-repeat;\r\n position: relative;\r\n background-size: cover;\r\n top: -9px;\r\n}\r\n.wdform_percentage_text {\r\n margin-right:9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(26,'Theme 07 dark violet','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #33016B;\r\nmargin-bottom: 10px;\r\ncolor: #33016B;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #A4A4A4;\r\n border: 1px solid #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F1F1F1 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #696969;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #33016B !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F1F1F1;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/07/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/next.png) no-repeat right #33016B;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border-right: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #33016B;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #33016B;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #33016B;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F1F1F1;\r\nborder: 1px solid transparent;\r\ncolor: #696969;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #33016B;\r\n background-color: #ECEBEB;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #33016B;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 18px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #33016A ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #33016B 0%, #320169 39%, #33016A 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #33016B ), color-stop(39%, #320169 ), color-stop(100%, #33016A )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #33016B 0%, #320169 39%, #33016A 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #33016B 0%, #320169 39%, #33016A 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #33016B 0%, #320169 39%, #33016A 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #33016B 0%, #320169 39%, #33016A 100%);\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #EBEAEA;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation:after {\r\n content: \" \";\r\n display: block;\r\n height: 9px;\r\n background: url([SITE_ROOT]/images/07/0.png) no-repeat;\r\n position: relative;\r\n background-size: cover;\r\n top: -9px;\r\n}\r\n.wdform_percentage_text {\r\n margin-right:9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n',0,1),(27,'Theme 07 transparent (burlywood button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #E6C18B;\r\nmargin-bottom: 10px;\r\ncolor: #E6C18B;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\n width: 16px;\r\n height: 16px;\r\n top: -6px;\r\n border: 0px;\r\n border-radius: 13px;\r\n background: #A4A4A4;\r\n border: 1px solid #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F1F1F1 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #696969;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:active{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:active{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\nui-state-hover {\r\n background: #E6C18B !important;\r\n color: #fff;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #ccc !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F1F1F1;\r\n border: 0px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/07/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/next.png) no-repeat right #E6C18B;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background:url([SITE_ROOT]/images/07/previous.png) no-repeat left #F0EFEF;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border-right: 1px solid #CECECE;\r\n} \r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #E6C18B;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #267EA9;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #267EA9;\r\n font-size: 20px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F1F1F1;\r\nborder: 1px solid transparent;\r\ncolor: #696969;\r\n outline: none;\r\n}\r\ninput[type=\"text\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"password\"] {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F1F1F1;\r\n border: 1px solid transparent;\r\ncolor: #696969;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/03/checkbox.png);\r\n border-radius: 0px;\r\n top: -3px;\r\n left: 1px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #A7A7A7;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \" \";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #A7A7A7;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #A8A8A8;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n color: #E6C18B;\r\n background-color: #ECEBEB;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 25px 0px 25px;\r\n font-size: 12px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #E6C18B;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n font-size: 16px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 18px;\r\n line-height: 18px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #F3CC92 ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #F3CC92 0%, #F3CC92 39%, #F5CB8F 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #F3CC92 ), color-stop(39%, #F3CC92 ), color-stop(100%, #F5CB8F )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #F3CC92 0%, #F3CC92 39%, #F5CB8F 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #F3CC92 0%, #F3CC92 39%, #F5CB8F 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #F3CC92 0%, #F3CC92 39%, #F5CB8F 100%); /* IE10+ */\r\n background: linear-gradient(to right, #F3CC92 0%, #F3CC92 39%, #F5CB8F 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 18px;\r\n line-height: 20px;\r\n background-color: #EBEAEA;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: center!important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation:after {\r\n content: \" \";\r\n display: block;\r\n height: 9px;\r\n background: url([SITE_ROOT]/images/07/0.png) no-repeat;\r\n position: relative;\r\n background-size: cover;\r\n top: -9px;\r\n}\r\n.wdform_percentage_text {\r\n margin-right:9px;\r\n color: #FFFFFF;\r\n font-weight: normal;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n',0,1),(28,'Theme 08 transparent (black button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #000000;\r\nmargin-bottom: 10px;\r\ncolor: #000000;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\na.ui-spinner-button\r\n{\r\nbackground:none !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #414141;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 1px solid #EEEEEE !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/08/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/08/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/08/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #000;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #000000;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break \r\n{\r\n color: #000000;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 0px solid #fff;\r\ncolor: #414141;\r\n outline: none;\r\n}\r\n\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F0F0F0;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F0F0F0;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F0F0F0;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"text\"]:focus {\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #000;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/08/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #000000;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #000000;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #CDCDCD;\r\nbackground-color: #F8F8F8;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-right:3px;\r\nmargin-bottom:3px;\r\nfont-weight: bold;\r\n}\r\n.page_active {\r\n color: #000;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #EEEEEE;\r\nfont-weight: bold;\r\nmargin-right:3px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 1px;\r\nborder-spacing: 0px;\r\nheight: 21px;\r\nline-height: 20px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nbackground: #000;\r\n}\r\n.page_percentage_deactive {\r\n height: 24px;\r\nline-height: 20px;\r\nbackground-color: #FFFFFF;\r\ntext-align: left !important;\r\nmargin: 0 5px;\r\nborder: 1px solid #EEEEEE;\r\ndisplay: inline-block;\r\nwidth: 98%;\r\nborder-bottom: none;\r\n\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -1px;\r\n}\r\n\r\n.wdform_percentage_text {\r\n color: #FFF;\r\n font-weight: bold;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(29,'Theme 08 deep pink','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #930049;\r\nmargin-bottom: 10px;\r\ncolor: #930049;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\na.ui-spinner-button\r\n{\r\nbackground:none !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #414141;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #930049 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 1px solid #EEEEEE !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/08/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/08/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/08/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #930049;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #EEEEEE;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #930049;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break \r\n{\r\n color: #930049;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 0px solid #fff;\r\ncolor: #414141;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"text\"]:focus {\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #636363;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/08/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8A8A8A;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8A8A8A;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #CDCDCD;\r\nbackground-color: #F8F8F8;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-right:3px;\r\nmargin-bottom:3px;\r\nfont-weight: bold;\r\n}\r\n.page_active {\r\n color: #930049;\r\ncursor: pointer;\r\nbackground-color: #fff;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #EEEEEE;\r\nfont-weight: bold;\r\nmargin-right:3px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 1px;\r\nborder-spacing: 0px;\r\nheight: 21px;\r\nline-height: 20px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nbackground: #930049;\r\n}\r\n.page_percentage_deactive {\r\n height: 24px;\r\nline-height: 20px;\r\nbackground-color: #FFFFFF;\r\ntext-align: left !important;\r\nmargin: 0 5px;\r\nborder: 1px solid #EEEEEE;\r\ndisplay: inline-block;\r\nwidth: 98%;\r\nborder-bottom: none;\r\n\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -1px;\r\n}\r\n\r\n.wdform_percentage_text {\r\n color: #fff;\r\n font-weight: bold;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(30,'Theme 08 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #070068;\r\nmargin-bottom: 10px;\r\ncolor: #070068;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\na.ui-spinner-button\r\n{\r\nbackground:none !important;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #414141;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #070068 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 1px solid #EEEEEE !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 0px solid #D3D3D3;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/08/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 71px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/07/upload.png);\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/08/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/08/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #070068;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #FFFFFF;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #070068;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n.wdform_section_break \r\n{\r\n color: #070068;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n}\r\n\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 22px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 0px solid #fff;\r\ncolor: #414141;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:0px solid #fff;\r\ncolor: #414141;\r\n}\r\ninput[type=\"text\"]:focus {\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus {\r\n outline: none;\r\n}\r\ntextarea:focus {\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #636363;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/08/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8A8A8A;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8A8A8A;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #8A8A8A;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #CDCDCD;\r\nbackground-color: #F8F8F8;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-right:3px;\r\nmargin-bottom:3px;\r\nfont-weight: bold;\r\n}\r\n.page_active {\r\n color: #070068;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #EEEEEE;\r\nfont-weight: bold;\r\nmargin-right:3px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nmargin: 1px;\r\nborder-spacing: 0px;\r\nheight: 21px;\r\nline-height: 20px;\r\nfont-size: 15px;\r\nfloat: left;\r\ntext-align: right !important;\r\nz-index: 1;\r\nposition: relative;\r\nbackground: #070068;\r\n}\r\n.page_percentage_deactive {\r\n height: 24px;\r\nline-height: 20px;\r\nbackground-color: #FFFFFF;\r\ntext-align: left !important;\r\nmargin: 0 5px;\r\nborder: 1px solid #EEEEEE;\r\ndisplay: inline-block;\r\nwidth: 98%;\r\nborder-bottom: none;\r\n\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: -1px;\r\n}\r\n\r\n.wdform_percentage_text {\r\n color: #fff;\r\n font-weight: bold;\r\n font-size: 13px;\r\n position: relative;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(31,'Theme 09 light gray','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #DDDDDD;\r\nborder: 1px solid #818181;\r\nmargin-bottom: 10px;\r\ncolor: #818181;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #8A8A8A !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\nborder-top: 1px solid #7F7F7F !important;\r\n\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 1px solid #B7B7B7;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/09/01/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/09/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/09/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #013D7C;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #DDDDDD;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\npadding:10px;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n\r\n}\r\n.wdform_section_break2 {\r\n color: #013D7C;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n\r\n}\r\n\r\n.wdform_section_break {\r\n color: #013D7C;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 1px solid #B7B7B7;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/09/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8B8B8B;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #808080;\r\nbackground-color: #E5E5E5;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-left:3px;\r\nmargin-bottom:2px;\r\n}\r\n.page_active {\r\n color: #C2C2C2;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #7F7F7F;\r\nmargin-left:3px;\r\nmargin-bottom: -1px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nborder-spacing: 0px;\r\nheight: 10px;\r\nbackground: #727272;\r\nfloat: left;\r\n}\r\n.page_percentage_deactive {\r\nheight: 10px;\r\nline-height: 20px;\r\nbackground-color: #E5E5E5;\r\ntext-align: left !important;\r\nmargin-bottom: 2px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\ncolor: #fff;\r\nfont-size: 12px;\r\nposition: relative;\r\nbackground: url([SITE_ROOT]/images/09/01/02.png) no-repeat;\r\nwidth: 36px;\r\ndisplay: inline-block;\r\nheight: 36px;\r\ntop: -37px;\r\nleft: 17px;\r\ntext-align: center;\r\nline-height: 27px;\r\nfloat: right;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(32,'Theme 09 yellow','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #DDDDDD;\r\nborder: 1px solid #E9B500;\r\nmargin-bottom: 10px;\r\ncolor: #E9B500;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #E9B500 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\nborder-top: 1px solid #7F7F7F !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 1px solid #B7B7B7;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/09/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/09/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/09/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #E9B500;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #DDDDDD;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\npadding:10px;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #013D7C;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 5px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #E9B500;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #7F7F7F !important;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 1px solid #B7B7B7;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/09/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8B8B8B;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #808080;\r\nbackground-color: #E5E5E5;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-left:3px;\r\nmargin-bottom:2px;\r\n}\r\n.page_active {\r\n color: #C2C2C2;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #7F7F7F;\r\nmargin-left:3px;\r\nmargin-bottom: -1px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nborder-spacing: 0px;\r\nheight: 10px;\r\nbackground: #E7C85C;\r\nfloat: left;\r\n}\r\n.page_percentage_deactive {\r\nheight: 10px;\r\nline-height: 20px;\r\nbackground-color: #E5E5E5;\r\ntext-align: left !important;\r\nmargin-bottom: 2px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\ncolor: #fff;\r\nfont-size: 12px;\r\nposition: relative;\r\nbackground: url([SITE_ROOT]/images/09/02/02.png) no-repeat;\r\nwidth: 36px;\r\ndisplay: inline-block;\r\nheight: 36px;\r\ntop: -37px;\r\nleft: 17px;\r\ntext-align: center;\r\nline-height: 27px;\r\nfloat: right;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(33,'Theme 09 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #DDDDDD;\r\nborder: 1px solid #015875;\r\nmargin-bottom: 10px;\r\ncolor: #015875;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #015875 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\nborder-top: 1px solid #7F7F7F !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 1px solid #B7B7B7;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/09/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/09/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/09/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #015875;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: #DDDDDD;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\npadding:10px;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #015875;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 40px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #015875;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #80ABBA !important;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 1px solid #B7B7B7;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/09/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8B8B8B;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #808080;\r\nbackground-color: #DEE9EC;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-left:3px;\r\nmargin-bottom:2px;\r\n}\r\n.page_active {\r\n color: #C2C2C2;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #7F7F7F;\r\nmargin-left:3px;\r\nmargin-bottom: -1px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nborder-spacing: 0px;\r\nheight: 10px;\r\nbackground: #5C90A2;\r\nfloat: left;\r\n}\r\n.page_percentage_deactive {\r\nheight: 10px;\r\nline-height: 20px;\r\nbackground-color: #E5E5E5;\r\ntext-align: left !important;\r\nmargin-bottom: 2px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\ncolor: #fff;\r\nfont-size: 12px;\r\nposition: relative;\r\nbackground: url([SITE_ROOT]/images/09/03/02.png) no-repeat;\r\nwidth: 36px;\r\ndisplay: inline-block;\r\nheight: 36px;\r\ntop: -37px;\r\nleft: 17px;\r\ntext-align: center;\r\nline-height: 27px;\r\nfloat: right;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(34,'Theme 09 transparent (lightgreen button)','.radio-div input[type=\"radio\"],\r\n.checkbox-div input[type=\"checkbox\"]\r\n{\r\nvisibility: hidden;\r\n}\r\n.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F0EFEF;\r\nborder: 1px solid #30D1B1;\r\nmargin-bottom: 10px;\r\ncolor: #30D1B1;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\na.ui-spinner-button\r\n{\r\nborder-radius:0px !important;\r\nbackground: none!important;\r\n}\r\n\r\na.ui-slider-handle {\r\nwidth: 13px;\r\nheight: 13px;\r\ntop: -4px;\r\nborder: 0px;\r\nborder-radius: 13px;\r\nbackground: #FAFAFA;\r\nborder: 3px solid #B1B1B1;\r\noutline: none;\r\n}\r\n\r\n.ui-slider {\r\n height: 6px;\r\n background: #F5F5F5 !important;\r\n margin: 7px 0px;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n color: #000;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 0px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\n\r\n\r\n.ui-slider-range {\r\n background: #E9B500 !important;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\nborder-top: 1px solid #7F7F7F !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 0px;\r\n padding: 0px 0px 0px 2px;\r\n font-size: 13px;\r\n height: 22px;\r\n line-height: 22px;\r\n overflow: hidden;\r\n background: #F8F8F8;\r\n border: 1px solid #B7B7B7;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 23px;\r\n width: 30px;\r\n background: url([SITE_ROOT]/images/09/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 0px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text]{\r\n margin: 0px;\r\n}\r\ninput[type=password]{\r\n margin: 0px;\r\n}\r\ninput[type=url]{\r\n margin: 0px;\r\n}\r\ninput[type=email]{\r\n margin: 0px;\r\n}\r\ninput.text{\r\n margin: 0px;\r\n}\r\ninput.title{\r\n margin: 0px;\r\n}\r\ntextarea{\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n position: absolute;\r\n border-radius: 0px;\r\n height: 23px;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n }\r\n.file-picker {\r\n width: 41px;\r\n height: 32px;\r\n background: url([SITE_ROOT]/images/09/02/upload.png) no-repeat;\r\n display: inline-block;\r\n}\r\n.next-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 32px;\r\n background: url([SITE_ROOT]/images/09/next.png) no-repeat right;\r\n padding: 0px 36px 0 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.previous-page div.wdform-page-button {\r\n color: #A2A2A2;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 35px;\r\n line-height: 35px;\r\n background: url([SITE_ROOT]/images/09/previous.png) no-repeat left;\r\n padding: 0 20px 0 36px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n border: 1px solid #CECECE;\r\n}\r\n.button-submit {\r\n color: #ffffff;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #30D1B1;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.button-reset {\r\n color: #787878;\r\n cursor: pointer;\r\n display: inline-block;\r\n line-height: 35px;\r\n background: #F0EFEF;\r\n padding: 0px 20px;\r\n vertical-align: middle;\r\n font-size: 18px;\r\n min-width: 80px;\r\n min-height: 35px;\r\n font-family: Segoe UI;\r\n float: right;\r\n border: 1px solid transparent;\r\n margin: 5px;\r\n}\r\n.wdform_page {\r\n background: transparent;\r\n padding-top: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\npadding:10px;\r\n}\r\n.wdform_column {\r\n padding-right: 50px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform_section_break2 {\r\n color: #013D7C;\r\n display: inline-block;\r\n text-align: left;\r\n font-size: 23px;\r\nmargin: 16px 10px 5px 0px;\r\n}\r\n\r\n.wdform_section_break {\r\n color: #E9B500;\r\n font-size: 23px;\r\nmargin: 16px 0px;\r\n\r\n}\r\n\r\n.wdform-section-break-div\r\n{\r\nborder-top:1px solid #7F7F7F !important;\r\n}\r\n\r\n.wdform_section {\r\n display: inline-block;\r\n}\r\nselect {\r\n border-radius: 0px;\r\n height: 24px;\r\n overflow: hidden;\r\n padding: 2px;\r\nbackground: #F8F8F8;\r\nborder: 1px solid #B7B7B7;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ntextarea {\r\n border-radius: 0px;\r\n height: 22px;\r\n padding:0 3px !important;\r\n background: #F8F8F8;\r\nborder:1px solid #B7B7B7;\r\n}\r\ninput[type=\"text\"]:focus{\r\n outline: none;\r\n}\r\ninput[type=\"password\"]:focus{\r\n outline: none;\r\n}\r\ntextarea:focus{\r\n outline: none;\r\n}\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 30px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\ncursor: pointer;\r\n-ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\nfilter: alpha(opacity=0);\r\nopacity: 0;\r\ncontent: \"\";\r\nposition: absolute;\r\nwidth: 13px;\r\nheight: 9px;\r\nbackground: url([SITE_ROOT]/images/09/checkbox.png) no-repeat;\r\nborder-radius: 0px;\r\ntop: 1px;\r\nleft: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/03/date.png) no-repeat !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 22px;\r\n height: 22px;\r\n position: relative;\r\n left: -22px;\r\n vertical-align: top;\r\n outline: none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 13px;\r\n height: 12px;\r\n background: transparent;\r\n border: 1px solid #8B8B8B;\r\n border-radius: 0px;\r\n position: relative;\r\n display: inline-block;\r\n top: 2px;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 8px;\r\n background: #8B8B8B;\r\n border-radius: 0px;\r\n top: 2px;\r\n left: 2px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 0px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\ncolor: #808080;\r\nbackground-color: #E5E5E5;\r\ncursor: pointer;\r\ndisplay: inline-block;\r\nheight: 27px;\r\ntext-align: center;\r\nvertical-align: bottom;\r\npadding: 5px 25px 0px 25px;\r\nfont-size: 18px;\r\nmargin-left:3px;\r\nmargin-bottom:2px;\r\n}\r\n.page_active {\r\n color: #C2C2C2;\r\ncursor: pointer;\r\nbackground-color: #FFFFFF;\r\ndisplay: inline-block;\r\nvertical-align: bottom;\r\nheight: 29px;\r\ntext-align: center;\r\nfont-size: 22px;\r\npadding: 5px 25px 0px 25px;\r\nborder: 1px solid #7F7F7F;\r\nmargin-left:3px;\r\nmargin-bottom: -1px;\r\nborder-bottom: none;\r\nline-height: 26px;\r\n}\r\n.page_percentage_active {\r\npadding: 0px;\r\nborder-spacing: 0px;\r\nheight: 10px;\r\nbackground: #E7C85C;\r\nfloat: left;\r\n}\r\n.page_percentage_deactive {\r\nheight: 10px;\r\nline-height: 20px;\r\nbackground-color: #E5E5E5;\r\ntext-align: left !important;\r\nmargin-bottom: 2px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n}\r\n\r\n.wdform_percentage_text {\r\ncolor: #fff;\r\nfont-size: 12px;\r\nposition: relative;\r\nbackground: url([SITE_ROOT]/images/09/02/02.png) no-repeat;\r\nwidth: 36px;\r\ndisplay: inline-block;\r\nheight: 36px;\r\ntop: -37px;\r\nleft: 17px;\r\ntext-align: center;\r\nline-height: 27px;\r\nfloat: right;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 20px;\r\n height: 20px;\r\n vertical-align: middle;\r\n}\r\n.wdform_button button {\r\n background: #4D792C;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 0px;\r\n min-width: 80px;\r\n min-height: 31px;\r\n color: #fff;\r\n border: 2px solid #68943B;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(35,'Theme 10 orange','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #F7D3BB;\r\nborder: 1px solid #FAAA63;\r\nmargin-bottom: 10px;\r\ncolor: #FAAA63;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/01/01/next_hoverbg.png) url([SITE_ROOT]/images/01/01/previous_hover.png) url([SITE_ROOT]/images/01/01/next_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 7px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 26px;\r\n line-height: 26px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 28px;\r\n width: 32px;\r\n background: url([SITE_ROOT]/images/01/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 1px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-page-and-images:after {\r\n width: 100%;\r\n content: \"\";\r\n display: block;\r\n height: 17px;\r\n background: url([SITE_ROOT]/images/01/0.png) no-repeat center center;\r\n position: relative;\r\n background-size: cover;\r\n top: -17px;\r\n left: -50px;\r\n padding-left: 100px;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 7px;\r\n height: 27px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n//text-overflow: ellipsis;\r\n}\r\n.file-picker {\r\n width: 38px;\r\n height: 34px;\r\n background: url([SITE_ROOT]/images/01/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #000;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/01/nextbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\n border-style: solid;\r\n padding: 0px 15px;\r\n vertical-align: middle;\r\n border-color: transparent;\r\n}\r\ndiv.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/01/01/next_hoverbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\n}\r\n.next-page div.wdform-page-button {\r\n border-width: 0px 18px 0px 0px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n box-shadow: inset 51px 0px 8px -50px #636363;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/01/next_hover.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/01/next_hover.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/01/next_hover.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/01/next_hover.png) 0 36 0 0 stretch;\r\n}\r\n.next-page:before {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n border-width: 0px 0px 0px 18px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n box-shadow: inset -51px 0px 8px -50px #636363;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/01/previous_hover.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/01/previous_hover.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/01/previous_hover.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/01/previous_hover.png) 0 0 0 36 stretch;\r\n}\r\n.previous-page:after {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow1.png) no-repeat right center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: -7px;\r\n}\r\n.button-submit {\r\n background: #f58b33; /* Old browsers */\r\n background: -moz-linear-gradient(left, #f58b33 0%, #faaa63 20%, #faaa63 80%, #f58b33 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #f58b33), color-stop(20%, #faaa63), color-stop(80%, #faaa63), color-stop(100%, #f58b33)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #f58b33 0%, #faaa63 20%, #faaa63 80%, #f58b33 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #f58b33 0%, #faaa63 20%, #faaa63 80%, #f58b33 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #f58b33 0%, #faaa63 20%, #faaa63 80%, #f58b33 100%); /* IE10+ */\r\n background: linear-gradient(to right, #f58b33 0%, #faaa63 20%, #faaa63 80%, #f58b33 100%); /* W3C */\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #8D5D35;\r\n border: 1px solid #F0C579;\r\n margin: 5px;\r\n box-shadow: 0px 0px 1px 1px #EC8E37;\r\n font-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 1px solid #c9c9c9;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #F7D3BB;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n border-top: 2px solid #FFB471;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break2 {\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #e8a467; /* Old browsers */\r\n background: -moz-linear-gradient(left, #e8a467 1%, #ffb471 20%, #ffb471 80%, #ffcd72 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(1%, #e8a467), color-stop(20%, #ffb471), color-stop(80%, #ffb471), color-stop(100%, #ffcd72)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #e8a467 1%, #ffb471 20%, #ffb471 80%, #ffcd72 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #e8a467 1%, #ffb471 20%, #ffb471 80%, #ffcd72 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #e8a467 1%, #ffb471 20%, #ffb471 80%, #ffcd72 100%); /* IE10+ */\r\n background: linear-gradient(to right, #e8a467 1%, #ffb471 20%, #ffb471 80%, #ffcd72 100%); /* W3C */\r\n text-align: left;\r\n padding: 7px 30px 10px 10px;\r\n border-top-left-radius: 0px;\r\n border-top-right-radius: 10px;\r\n border-bottom-right-radius: 10px;\r\n border-bottom-left-radius: 0px;\r\n -moz-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\nfont-size:18px;\r\n}\r\n\r\n.wdform_section_break {\r\n margin: 16px 10px 16px 0px;\r\nfont-size:18px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 7px;\r\n height: 32px;\r\n overflow: hidden;\r\n border: 1px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\ninput[type=\"password\"]:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\ntextarea:focus{\r\n border-color: #FFB471;\r\n outline: none;\r\n}\r\n\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 70px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/01/checkbox.png);\r\n border-radius: 2px;\r\n top: 0px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/01/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 37px;\r\n height: 30px;\r\n position: relative;\r\n left: -35px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 10px;\r\n background: #615F60;\r\n border-radius: 2px;\r\n top: 3px;\r\n left: 3px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n border-top: 1px solid #D8D6D7;\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 7px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #000;\r\n cursor: pointer;\r\n background-color: #FFD9B8;\r\n margin: 1px;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_active {\r\n color: #000;\r\n cursor: pointer;\r\n background-color: #FFB471;\r\n margin: 1px;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 25px;\r\n line-height: 25px;\r\n border-top-left-radius: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #FF983C; /* Old browsers */\r\n background: -moz-linear-gradient(left, #f6a965 0%, #f6a965 67%, #ff983c 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #f6a965), color-stop(67%, #f6a965), color-stop(100%, #ff983c)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #f6a965 0%, #f6a965 67%, #ff983c 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #f6a965 0%, #f6a965 67%, #ff983c 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #f6a965 0%, #f6a965 67%, #ff983c 100%); /* IE10+ */\r\n background: linear-gradient(to right, #f6a965 0%, #f6a965 67%, #ff983c 100%); /* W3C */\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 25px;\r\n line-height: 25px;\r\n background-color: #FFD9B8;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n border-top-left-radius: 17px;\r\n border-top-right-radius: 17px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation span:first-child {\r\n border-top-left-radius: 17px;\r\n}\r\n.wdform_percentage_arrow {\r\ndisplay: inline-block;\r\nwidth: 21px;\r\nheight: 25px;\r\nbackground-color: #FF983D;\r\nposition: relative;\r\nleft: -15px;\r\nz-index: 0;\r\nvertical-align: middle;\r\n-moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n-o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\ntransform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -14px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 25px;\r\n height: 25px;\r\n vertical-align: middle;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform_button button {\r\n background: #e4e4e4; /* Old browsers */\r\n background: -moz-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #e4e4e4), color-stop(100%, #cccccc)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* IE10+ */\r\n background: linear-gradient(to bottom, #e4e4e4 0%, #cccccc 100%); /* W3C */\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(36,'Theme 10 blue','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #D1E0F0;\r\nborder: 1px solid #075DA4;\r\nmargin-bottom: 10px;\r\ncolor: #075DA4;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/01/02/next_hoverbg.png) url([SITE_ROOT]/images/01/02/previous_hover.png) url([SITE_ROOT]/images/01/02/next_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #004D8E !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #004D8E !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #004D8E !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #004D8E !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #FFB471 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 7px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 26px;\r\n line-height: 26px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 28px;\r\n width: 32px;\r\n background: url([SITE_ROOT]/images/01/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 1px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-page-and-images:after {\r\n width: 100%;\r\n content: \"\";\r\n display: block;\r\n height: 17px;\r\n background: url([SITE_ROOT]/images/01/0.png) no-repeat center center;\r\n position: relative;\r\n background-size: cover;\r\n top: -17px;\r\n left: -50px;\r\n padding-left: 100px;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 7px;\r\n height: 27px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n//text-overflow: ellipsis;\r\n}\r\n.file-picker {\r\n width: 38px;\r\n height: 34px;\r\n background: url([SITE_ROOT]/images/01/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/01/nextbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\n border-style: solid;\r\n padding: 0px 15px;\r\n vertical-align: middle;\r\n border-color: transparent;\r\n}\r\ndiv.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/01/02/next_hoverbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\ncolor:#fff;\r\n}\r\n.next-page div.wdform-page-button {\r\n border-width: 0px 18px 0px 0px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n box-shadow: inset 51px 0px 8px -50px #636363;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/02/next_hover.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/02/next_hover.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/02/next_hover.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/02/next_hover.png) 0 36 0 0 stretch;\r\n}\r\n.next-page:before {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n border-width: 0px 0px 0px 18px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n box-shadow: inset -51px 0px 8px -50px #636363;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/02/previous_hover.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/02/previous_hover.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/02/previous_hover.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/02/previous_hover.png) 0 0 0 36 stretch;\r\n}\r\n.previous-page:after {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow1.png) no-repeat right center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: -7px;\r\n}\r\n.button-submit {\r\nbackground: #035192 ;\r\nbackground: -moz-linear-gradient(left, #035192 0%, #0860A9 20%, #0860A9 80%, #035192 100%);\r\nbackground: -webkit-gradient(linear, left top, right top, color-stop(0%, #035192 ), color-stop(20%, #0860A9 ), color-stop(80%, #0860A9 ), color-stop(100%, #035192 ));\r\nbackground: -webkit-linear-gradient(left, #035192 0%, #0860A9 20%, #0860A9 80%, #035192 100%);\r\nbackground: -o-linear-gradient(left, #035192 0%, #0860A9 20%, #0860A9 80%, #035192 100%);\r\nbackground: -ms-linear-gradient(left, #035192 0%, #0860A9 20%, #0860A9 80%, #035192 100%);\r\nbackground: linear-gradient(to right, #035192 0%, #0860A9 20%, #0860A9 80%, #035192 100%);\r\ncursor: pointer;\r\nfont-size: 17px;\r\nborder-radius: 7px;\r\nmin-width: 80px;\r\nmin-height: 34px;\r\ncolor: #fff;\r\nborder: 1px solid #3A8BCF;\r\nmargin: 5px;\r\nbox-shadow: 0px 0px 1px 1px #063A66;\r\nfont-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 1px solid #c9c9c9;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #D1E0F0;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n border-top: 1px solid #004D8E;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break2 {\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #0559A0 ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #00457F 1%, #0559A0 20%, #0E6AB8 80%, #006CC7 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(1%, #00457F ), color-stop(20%, #0559A0 ), color-stop(80%, #0E6AB8 ), color-stop(100%, #006CC7 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #00457F 1%, #0559A0 20%, #0E6AB8 80%, #006CC7 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #00457F 1%, #0559A0 20%, #0E6AB8 80%, #006CC7 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #00457F 1%, #0559A0 20%, #0E6AB8 80%, #006CC7 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #00457F 1%, #0559A0 20%, #0E6AB8 80%, #006CC7 100%); /* W3C */\r\n text-align: left;\r\n padding: 7px 30px 10px 10px;\r\n border-top-left-radius: 0px;\r\n border-top-right-radius: 10px;\r\n border-bottom-right-radius: 10px;\r\n border-bottom-left-radius: 0px;\r\n -moz-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\ncolor:#fff;\r\nfont-size:18px;\r\n}\r\n\r\n.wdform_section_break {\r\n margin: 16px 0px;\r\nfont-size:18px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 7px;\r\n height: 32px;\r\n overflow: hidden;\r\n border: 1px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #004D8E;\r\n outline: none;\r\n}\r\n\r\ninput[type=\"password\"]:focus{\r\n border-color: #004D8E;\r\n outline: none;\r\n}\r\n\r\ntextarea:focus{\r\n border-color: #004D8E;\r\n outline: none;\r\n}\r\n\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 70px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/01/checkbox.png);\r\n border-radius: 2px;\r\n top: 0px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/01/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 37px;\r\n height: 30px;\r\n position: relative;\r\n left: -35px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 10px;\r\n background: #615F60;\r\n border-radius: 2px;\r\n top: 3px;\r\n left: 3px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n border-top: 1px solid #D8D6D7;\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 7px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #0D5492;\r\n cursor: pointer;\r\n background-color: #7FA6C6;\r\n margin: 1px;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #004D8E;\r\n margin: 1px;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 25px;\r\n line-height: 25px;\r\n border-top-left-radius: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #00559D ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #00559D 0%, #005BA7 67%, #00559D 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #00559D ), color-stop(67%, #005BA7 ), color-stop(100%, #00559D )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #00559D 0%, #005BA7 67%, #00559D 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #00559D 0%, #005BA7 67%, #00559D 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #00559D 0%, #005BA7 67%, #00559D 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #00559D 0%, #005BA7 67%, #00559D 100%);\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 25px;\r\n line-height: 25px;\r\n background-color: #7FA6C6;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n border-top-left-radius: 17px;\r\n border-top-right-radius: 17px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation span:first-child {\r\n border-top-left-radius: 17px;\r\n}\r\n.wdform_percentage_arrow {\r\ndisplay: inline-block;\r\nwidth: 21px;\r\nheight: 25px;\r\nbackground-color: #0057A0;\r\nposition: relative;\r\nleft: -15px;\r\nz-index: 0;\r\nvertical-align: middle;\r\n-moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n-o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\ntransform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -14px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 25px;\r\n height: 25px;\r\n vertical-align: middle;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform_button button {\r\n background: #e4e4e4; /* Old browsers */\r\n background: -moz-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #e4e4e4), color-stop(100%, #cccccc)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* IE10+ */\r\n background: linear-gradient(to bottom, #e4e4e4 0%, #cccccc 100%); /* W3C */\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(37,'Theme 10 green','.wdform-page-and-images .other_input\r\n{\r\nmax-width: none;\r\n}\r\nbutton,\r\ninput,\r\nselect,\r\ntextarea\r\n{\r\nfont-size:14px;\r\n}\r\n.warning,\r\n.error\r\n{\r\nbackground-color: #D8E5DB;\r\nborder: 1px solid #007616;\r\nmargin-bottom: 10px;\r\ncolor: #007616;\r\npadding: 5px;\r\n}\r\n.warning *,\r\n.error *\r\n{\r\nmargin:0;\r\n}\r\n.recaptcha_input_area input\r\n{\r\nheight:initial !important;\r\n}\r\n.wdform_grading input {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell input[type=\"text\"] {\r\n width: 100px;\r\n}\r\n.wdform-matrix-cell select {\r\n width: 60px;\r\n}\r\n.wdform_section .wdform_column:last-child {\r\n padding-right: 0px !important;\r\n}\r\n.wdform_preload {\r\n display: none;\r\n content: url([SITE_ROOT]/images/01/03/next_hoverbg.png) url([SITE_ROOT]/images/01/03/previous_hover.png) url([SITE_ROOT]/images/01/03/next_hover.png);\r\n}\r\n.wdform_grading {\r\n padding: 3px 0px;\r\n}\r\n.wdform-matrix-table {\r\n display: table;\r\n border-spacing: 0px;\r\n}\r\n.wdform-matrix-column {\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-matrix-cell {\r\n text-align: center;\r\n display: table-cell;\r\n padding: 6px 10px;\r\n}\r\n.wdform-matrix-head>div {\r\n display: table-cell;\r\n text-align: center;\r\n}\r\n.wdform-matrix-head {\r\n display: table-row;\r\n}\r\n.wdform-matrix-row0 {\r\n background: #DFDFDF;\r\n display: table-row;\r\n}\r\n.wdform-matrix-row1 {\r\n background: #E9E9E9;\r\n display: table-row;\r\n}\r\n.selected-text {\r\n text-align: left;\r\n}\r\n.wdform-quantity {\r\n width: 30px;\r\n margin: 2px 0px;\r\n}\r\n.wdform_scale_rating label {\r\n vertical-align: middle;\r\n}\r\n.ui-corner-all {\r\n border-radius: 3px;\r\n}\r\n.ui-widget-content {\r\n border: 0px;\r\n background: transparent;\r\n}\r\na.ui-spinner-button:hover{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:active{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-spinner-button:focus{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:hover{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:active{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\na.ui-slider-handle:focus{\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\nui-state-hover {\r\n background: #006C14 !important;\r\n color: #fff;\r\n outline: none;\r\n}\r\n.ui-slider {\r\n height: 6px;\r\n background: #fff;\r\n margin: 7px 0px;\r\n}\r\na.ui-slider-handle {\r\n border-radius: 10px;\r\n border: 2px solid #fff;\r\n background: #A4A4A4;\r\n}\r\n.ui-slider-horizontal .ui-slider-handle {\r\n top: -8px !important;\r\n}\r\n.ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-content .ui-state-default{\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-widget-header .ui-state-default {\r\n border: 1px solid #d3d3d3;\r\n background: #DFDDDD;\r\n font-weight: normal;\r\n color: #555555;\r\n}\r\n.ui-slider-range {\r\n background: #A4A4A4 !important;\r\n}\r\n.wdform-page-and-images {\r\n width: 100%;\r\n border: 0px !important;\r\n}\r\n.paypal-property {\r\n display: inline-block;\r\n margin-right: 15px;\r\n vertical-align: middle;\r\n}\r\n.sel-wrap {\r\n display: inline-block;\r\n vertical-align: middle;\r\n width:100%;\r\n}\r\n.sel-wrap select {\r\n position: absolute;\r\n z-index:-1;\r\n width: 0px !important;\r\n}\r\n.sel-imul {\r\n display: inline-block;\r\n}\r\n.sel-imul .sel-selected {\r\n cursor: pointer;\r\n position: relative;\r\n display: inline-block;\r\n border-radius: 7px;\r\n padding: 2px 0px 2px 2px;\r\n font-size: 13px;\r\n height: 26px;\r\n line-height: 26px;\r\n overflow: hidden;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n background-position: right 2px center;\r\n width: 100%;\r\n}\r\n.sel-imul.act .sel-selected {\r\n background: #fff;\r\n}\r\n.sel-selected .sel-arraw {\r\n height: 28px;\r\n width: 32px;\r\n background: url([SITE_ROOT]/images/01/01.png) 50% 50% no-repeat;\r\n position: absolute;\r\n top: 0px;\r\n right: 0px;\r\n padding: 1px;\r\n}\r\n.sel-imul:hover .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul.act .sel-selected .sel-arraw {\r\n// background-color:#e0e0e0;\r\n// border-left:1px solid #bbb;\r\n}\r\n.sel-imul .sel-options {\r\n background: #fff;\r\n border: 1px solid #dbdbdb;\r\n border-top: none;\r\n position: absolute;\r\n width: inherit;\r\n display: none;\r\n z-index: 10;\r\n max-height: 200px;\r\n overflow-y: auto;\r\n overflow-x: hidden;\r\n}\r\n.sel-options .sel-option {\r\n padding: 3px 4px;\r\n font-size: 13px;\r\n border: 1px solid #fff;\r\n border-right: none;\r\n border-left: none;\r\n text-align: left;\r\n}\r\n.sel-options .sel-option:hover {\r\n border-color: #dbdbdb;\r\n cursor: pointer;\r\n}\r\n.sel-options .sel-option.sel-ed {\r\n background: #dbdbdb;\r\n border-color: #dbdbdb;\r\n}\r\ninput[type=text] {\r\n margin: 0px;\r\n}\r\ninput[type=password] {\r\n margin: 0px;\r\n}\r\ninput[type=url] {\r\n margin: 0px;\r\n}\r\ninput[type=email] {\r\n margin: 0px;\r\n}\r\ninput.text {\r\n margin: 0px;\r\n}\r\ninput.title {\r\n margin: 0px;\r\n}\r\ntextarea {\r\n margin: 0px;\r\n}\r\nselect {\r\n margin: 0px;\r\n}\r\n.form-error {\r\n border-color: red !important;\r\n}\r\n.form-error:focus {\r\n border-color: red !important;\r\n}\r\n.wdform-page-and-images:after {\r\n width: 100%;\r\n content: \"\";\r\n display: block;\r\n height: 17px;\r\n background: url([SITE_ROOT]/images/01/0.png) no-repeat center center;\r\n position: relative;\r\n background-size: cover;\r\n top: -17px;\r\n left: -50px;\r\n padding-left: 100px;\r\n}\r\n.wdform-field {\r\n display: table-cell;\r\n padding: 5px 0px;\r\n}\r\n.wdform-label-section{\r\n text-align: left;\r\n display: table-cell;\r\n}\r\n.wdform-element-section {\r\n text-align: left;\r\n display: table-cell;\r\n min-width: 140px;\r\n}\r\n.file-upload input {\r\n position: absolute;\r\n visibility: hidden;\r\n}\r\n.file-upload-status {\r\n margin-left: 10px;\r\n max-width: 200px;\r\n font-weight: bold;\r\n font-size: 16px;\r\n color: #888;\r\n background: #fff;\r\n position: absolute;\r\n border-radius: 7px;\r\n height: 27px;\r\n border: 1px solid #ccc;\r\n padding-left: 5px;\r\n padding-right: 5px;\r\n white-space: nowrap;\r\n overflow: hidden;\r\n direction: rtl;\r\n//text-overflow: ellipsis;\r\n}\r\n.file-picker {\r\n width: 38px;\r\n height: 34px;\r\n background: url([SITE_ROOT]/images/01/upload.png);\r\n display: inline-block;\r\n}\r\ndiv.wdform-page-button {\r\n color: #414141;\r\n cursor: pointer;\r\n display: inline-block;\r\n height: 36px;\r\n line-height: 36px;\r\n background: url([SITE_ROOT]/images/01/nextbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\n border-style: solid;\r\n padding: 0px 15px;\r\n vertical-align: middle;\r\n border-color: transparent;\r\n}\r\ndiv.wdform-page-button:hover {\r\n background: url([SITE_ROOT]/images/01/03/next_hoverbg.png) no-repeat right center;\r\n -webkit-background-size: cover;\r\n -moz-background-size: cover;\r\n -o-background-size: cover;\r\n background-size: cover;\r\ncolor:#fff;\r\n}\r\n.next-page div.wdform-page-button {\r\n border-width: 0px 18px 0px 0px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/next.png) 0 36 0 0 stretch;\r\n box-shadow: inset 51px 0px 8px -50px #636363;\r\n}\r\n.next-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/03/next_hover.png) 0 36 0 0 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/03/next_hover.png) 0 36 0 0 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/03/next_hover.png) 0 36 0 0 stretch;\r\n border-image: url([SITE_ROOT]/images/01/03/next_hover.png) 0 36 0 0 stretch;\r\n}\r\n.next-page:before {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: 7px;\r\n}\r\n.previous-page div.wdform-page-button {\r\n border-width: 0px 0px 0px 18px;\r\n -moz-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/previous.png) 0 0 0 36 stretch;\r\n box-shadow: inset -51px 0px 8px -50px #636363;\r\n}\r\n.previous-page div.wdform-page-button:hover {\r\n -moz-border-image: url([SITE_ROOT]/images/01/03/previous_hover.png) 0 0 0 36 stretch;\r\n -webkit-border-image: url([SITE_ROOT]/images/01/03/previous_hover.png) 0 0 0 36 stretch;\r\n -o-border-image: url([SITE_ROOT]/images/01/03/previous_hover.png) 0 0 0 36 stretch;\r\n border-image: url([SITE_ROOT]/images/01/03/previous_hover.png) 0 0 0 36 stretch;\r\n}\r\n.previous-page:after {\r\n content: \"\";\r\n height: 56px;\r\n vertical-align: middle;\r\n background: url([SITE_ROOT]/images/01/shadow1.png) no-repeat right center;\r\n background-size: contain;\r\n width: 7px;\r\n display: inline-block;\r\n position: relative;\r\n left: -7px;\r\n}\r\n.button-submit {\r\nbackground: #006C14 ;\r\nbackground: -moz-linear-gradient(left, #006C14 0%, #018819 20%, #018819 80%, #006C14 100%);\r\nbackground: -webkit-gradient(linear, left top, right top, color-stop(0%, #006C14 ), color-stop(20%, #018819 ), color-stop(80%, #018819 ), color-stop(100%, #006C14 ));\r\nbackground: -webkit-linear-gradient(left, #006C14 0%, #018819 20%, #018819 80%, #006C14 100%);\r\nbackground: -o-linear-gradient(left, #006C14 0%, #018819 20%, #018819 80%, #006C14 100%);\r\nbackground: -ms-linear-gradient(left, #006C14 0%, #018819 20%, #018819 80%, #006C14 100%);\r\nbackground: linear-gradient(to right, #006C14 0%, #018819 20%, #018819 80%, #006C14 100%);\r\ncursor: pointer;\r\nfont-size: 17px;\r\nborder-radius: 7px;\r\nmin-width: 80px;\r\nmin-height: 34px;\r\ncolor: #fff;\r\nborder: 1px solid #0DBB2C;\r\nmargin: 5px;\r\nbox-shadow: 0px 0px 1px 1px #006C14;\r\nfont-family: Segoe UI;\r\n }\r\n.button-reset {\r\n background: transparent;\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 34px;\r\n color: #787878;\r\n border: 1px solid #c9c9c9;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}\r\n.wdform_page {\r\n background: #D8E5DB;\r\n padding: 15px;\r\n border-radius: 0px;\r\n font-family: Segoe UI;\r\n border-top: 1px solid #006C14;\r\n}\r\n.wdform_column {\r\n padding-right: 30px !important;\r\n float: left;\r\n border-spacing: 2px;\r\n border-collapse: separate !important;\r\n}\r\n.wdform-field-section-break2 {\r\n background: url([SITE_ROOT]/images/01/shadow.png) no-repeat left center;\r\n background-size: contain;\r\n}\r\n.wdform_section_break2 {\r\n margin: 16px 10px 16px 0px;\r\n display: inline-block;\r\n background: #006312 ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #006312 1%, #047519 20%, #057C1C 80%, #069140 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(1%, #006312 ), color-stop(20%, #047519 ), color-stop(80%, #057C1C ), color-stop(100%, #069140 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #006312 1%, #047519 20%, #057C1C 80%, #069140 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #006312 1%, #047519 20%, #057C1C 80%, #069140 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #006312 1%, #047519 20%, #057C1C 80%, #069140 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #006312 1%, #047519 20%, #057C1C 80%, #069140 100%); /* W3C */\r\n text-align: left;\r\n padding: 7px 30px 10px 10px;\r\n border-top-left-radius: 0px;\r\n border-top-right-radius: 10px;\r\n border-bottom-right-radius: 10px;\r\n border-bottom-left-radius: 0px;\r\n -moz-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n -webkit-box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\n box-shadow: inset 51px 0px 8px -50px #636363, 4px 0px 7px 0px rgba(0, 0, 0, 0.23);\r\ncolor:#fff;\r\nfont-size:18px;\r\n}\r\n\r\n.wdform_section_break {\r\n margin: 16px 0px;\r\nfont-size:18px;\r\n}\r\n.wdform_section {\r\n display: table-row;\r\n}\r\nselect {\r\n border-radius: 7px;\r\n height: 32px;\r\n overflow: hidden;\r\n border: 1px solid #ccc;\r\n padding: 2px;\r\n outline: none;\r\n}\r\ninput[type=\"text\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"password\"]{\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ntextarea {\r\n border-radius: 7px;\r\n height: 30px;\r\n border: 1px solid #ccc;\r\n padding:0 3px !important;\r\n}\r\ninput[type=\"text\"]:focus{\r\n border-color: #006C14;\r\n outline: none;\r\n}\r\n\r\ninput[type=\"password\"]:focus{\r\n border-color: #006C14;\r\n outline: none;\r\n}\r\n\r\ntextarea:focus{\r\n border-color: #006C14;\r\n outline: none;\r\n}\r\n\r\n\r\n.input_deactive {\r\n color: #999999;\r\n font-style: italic;\r\n}\r\n.input_active {\r\n color: #000000;\r\n font-style: normal;\r\n}\r\n.am_pm_select {\r\n width: 70px;\r\n vertical-align: middle;\r\n}\r\n.checkbox-div input[type=checkbox] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.checkbox-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.checkbox-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 16px;\r\n height: 13px;\r\n background: url([SITE_ROOT]/images/01/checkbox.png);\r\n border-radius: 2px;\r\n top: 0px;\r\n left: 2px;\r\n}\r\n.checkbox-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .checkbox-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.checkbox-div input[type=checkbox]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.wdform-calendar-button,\r\n.wdform-calendar-button:hover {\r\n display:inline-block;\r\n background: transparent url([SITE_ROOT]/images/01/date.png) no-repeat left 50% !important;\r\n border: 0px;\r\n color: transparent;\r\n width: 37px;\r\n height: 30px;\r\n position: relative;\r\n left: -35px;\r\n vertical-align: top;\r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none; \r\n}\r\n.wdform-calendar-button:focus {\r\n outline:none;\r\n}\r\n.radio-div input[type=radio] {\r\n position : absolute;\r\n z-index: -1;\r\n}\r\n.forlabs {\r\n float: right;\r\n margin-right: 20px;\r\n}\r\n.radio-div {\r\n width: 15px;\r\n height: 16px;\r\n background: #fff;\r\n border: 1px solid #ccc;\r\n border-radius: 5px;\r\n position: relative;\r\n display: inline-block;\r\n}\r\n.radio-div label {\r\n cursor: pointer;\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=0)\";\r\n filter: alpha(opacity=0);\r\n opacity: 0;\r\n content: \"\";\r\n position: absolute;\r\n width: 9px;\r\n height: 10px;\r\n background: #615F60;\r\n border-radius: 2px;\r\n top: 3px;\r\n left: 3px;\r\n}\r\n.radio-div label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div .wdform-ch-rad-label:hover {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.wdform-ch-rad-label:hover + .radio-div label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=30)\";\r\n filter: alpha(opacity=30);\r\n opacity: 0.3;\r\n}\r\n.radio-div input[type=radio]:checked + label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\";\r\n filter: alpha(opacity=100);\r\n opacity: 1;\r\n}\r\n.if-ie-div-label {\r\n -ms-filter: \"progid:DXImageTransform.Microsoft.Alpha(Opacity=100)\" !important;\r\n filter: alpha(opacity=100) !important;\r\n opacity: 1 !important;\r\n}\r\n.wdform-ch-rad-label {\r\n display: inline;\r\n margin: -4px 5px 5px 5px;\r\n float: left;\r\n color: #000;\r\n cursor: pointer\r\n}\r\ntextarea {\r\n padding-top: 5px;\r\n}\r\n.wdform-date {\r\n display:inline-block;\r\n width: 105px\r\n}\r\n.wdform_footer {\r\n border-top: 1px solid #D8D6D7;\r\n padding-top: 5px;\r\n margin-top: 15px;\r\n}\r\n.page-numbers {\r\n vertical-align: middle;\r\n}\r\n.time_box {\r\n text-align: right;\r\n width: 30px;\r\n vertical-align: middle\r\n}\r\n.mini_label {\r\n font-size: 10px;\r\n font-family: \"Lucida Grande\", Tahoma, Arial, Verdana, sans-serif;\r\n color: #000;\r\n}\r\n.wdform-label {\r\n border: none;\r\n color: #000;\r\n vertical-align: top;\r\n line-height: 17px;\r\n}\r\n.wdform_colon {\r\n color: #000\r\n}\r\n.wdform_separator {\r\n font-style: bold;\r\n vertical-align: middle;\r\n color: #000;\r\n}\r\n.wdform_line {\r\n color: #000\r\n}\r\n.wdform-required {\r\n border: none;\r\n color: red;\r\n vertical-align: top;\r\n}\r\n.captcha_img {\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n cursor: pointer;\r\n border-radius: 7px;\r\n}\r\n.captcha_refresh {\r\n width: 30px;\r\n height: 30px;\r\n border-width: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n cursor: pointer;\r\n background-image: url([SITE_ROOT]/images/refresh_black.png);\r\n}\r\n.captcha_input {\r\n height: 20px;\r\n border-width: 1px;\r\n margin: 0px;\r\n padding: 0px;\r\n vertical-align: middle;\r\n}\r\n.file_upload {\r\n border: 0px solid white;\r\n border-radius: 0px;\r\n margin: 0px;\r\n padding: 0px;\r\n color: black;\r\n background-color: white;\r\n}\r\n.page_deactive {\r\n font-size: 12px;\r\n color: #006C14;\r\n cursor: pointer;\r\n background-color: #7FB589;\r\n margin: 1px;\r\n display: inline-block;\r\n height: 20px;\r\n text-align: center;\r\n vertical-align: bottom;\r\n padding-top: 5px;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_active {\r\n color: #fff;\r\n cursor: pointer;\r\n background-color: #006C14;\r\n margin: 1px;\r\n display: inline-block;\r\n vertical-align: bottom;\r\n height: 25px;\r\n text-align: center;\r\n padding: 5px 30px 0px 30px;\r\n}\r\n.page_percentage_active {\r\n padding: 0px;\r\n margin: 0px;\r\n border-spacing: 0px;\r\n height: 25px;\r\n line-height: 25px;\r\n border-top-left-radius: 17px;\r\n font-size: 15px;\r\n float: left;\r\n text-align: right !important;\r\n z-index: 1;\r\n position: relative;\r\n background: #008118 ; /* Old browsers */\r\n background: -moz-linear-gradient(left, #008118 0%, #089723 67%, #069C22 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, right top, color-stop(0%, #008118 ), color-stop(67%, #089723 ), color-stop(100%, #069C22 )); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(left, #008118 0%, #089723 67%, #069C22 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(left, #008118 0%, #089723 67%, #069C22 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(left, #008118 0%, #089723 67%, #069C22 100%); /* IE10+ */\r\nbackground: linear-gradient(to right, #008118 0%, #089723 67%, #069C22 100%);\r\n vertical-align: middle;\r\n}\r\n.page_percentage_deactive {\r\n height: 25px;\r\n line-height: 25px;\r\n background-color: #7FB589;\r\n text-align: left !important;\r\n margin-bottom: 1px;\r\n border-top-left-radius: 17px;\r\n border-top-right-radius: 17px;\r\n}\r\n.page_numbers {\r\n font-size: 14px;\r\n color: #000;\r\n}\r\n.phone_area_code {\r\n width: 50px;\r\n}\r\n.phone_number {\r\n width: 100px;\r\n}\r\nbutton {\r\n cursor: pointer;\r\n}\r\n.other_input {\r\n border-radius: 0px;\r\n border-width: 1px;\r\n height: 16px;\r\n font-size: 12px;\r\n padding: 1px;\r\n margin: 1px;\r\n margin-left: 25px;\r\n z-index: 100;\r\n position: absolute;\r\n}\r\n.wdform_page_navigation {\r\n text-align: right !important;\r\n margin-bottom: 0px;\r\n}\r\n.wdform_page_navigation span:first-child {\r\n border-top-left-radius: 17px;\r\n}\r\n.wdform_percentage_arrow {\r\ndisplay: inline-block;\r\nwidth: 21px;\r\nheight: 25px;\r\nbackground-color: #069B22;\r\nposition: relative;\r\nleft: -15px;\r\nz-index: 0;\r\nvertical-align: middle;\r\n-moz-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-webkit-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-25deg) skewY(0deg);\r\n-o-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n-ms-transform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\ntransform: scale(1) rotate(0deg) translateX(0px) translateY(0px) skewX(-10deg) skewY(0deg);\r\n}\r\n.wdform_percentage_text {\r\n margin: 3px -14px 3px 9px;\r\n color: #FFFFFF;\r\n font-weight: bold;\r\n}\r\n.wdform_percentage_title {\r\n color: #000000;\r\n font-style: italic;\r\n margin: 0px 0px 0px 40px;\r\n display: inline-block;\r\n line-height: 25px;\r\n height: 25px;\r\n vertical-align: middle;\r\n}\r\n.wdform_map {\r\n border: 6px solid #fff;\r\n}\r\n.wdform_button button {\r\n background: #e4e4e4; /* Old browsers */\r\n background: -moz-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* FF3.6+ */\r\n background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #e4e4e4), color-stop(100%, #cccccc)); /* Chrome,Safari4+ */\r\n background: -webkit-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Chrome10+,Safari5.1+ */\r\n background: -o-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* Opera 11.10+ */\r\n background: -ms-linear-gradient(top, #e4e4e4 0%, #cccccc 100%); /* IE10+ */\r\n background: linear-gradient(to bottom, #e4e4e4 0%, #cccccc 100%); /* W3C */\r\n cursor: pointer;\r\n font-size: 17px;\r\n border-radius: 7px;\r\n min-width: 80px;\r\n min-height: 27px;\r\n color: #787878;\r\n border: 0px;\r\n margin: 5px;\r\n box-shadow: 0px 0px 2px #c9c9c9;\r\n font-family: Segoe UI;\r\n}',0,1),(38,'Theme 1','{\"GPFontFamily\":\"tahoma\",\"AGPWidth\":\"100\",\"AGPSPWidth\":\"30\",\"AGPPadding\":\"\",\"AGPMargin\":\"0 auto\",\"AGPBorderColor\":\"#ffffff\",\"AGPBorderType\":\"solid\",\"AGPBorderWidth\":\"1\",\"AGPBorderRadius\":\"0\",\"AGPBoxShadow\":\"\",\"HPAlign\":\"top\",\"HPBGColor\":\"#96afab\",\"HPWidth\":\"100\",\"HTPWidth\":\"40\",\"HPPadding\":\"10px 0\",\"HPMargin\":\"\",\"HPTextAlign\":\"center\",\"HPBorderColor\":\"#b7b7b7\",\"HPBorderType\":\"solid\",\"HPBorderWidth\":\"1\",\"HPBorderRadius\":\"0\",\"HTPFontSize\":\"24\",\"HTPWeight\":\"normal\",\"HTPColor\":\"#ffffff\",\"HDPFontSize\":\"15\",\"HDPColor\":\"#607370\",\"HIPAlign\":\"top\",\"HIPWidth\":\"80\",\"HIPHeight\":\"\",\"GPBGColor\":\"\",\"GPFontSize\":\"16\",\"GPFontWeight\":\"normal\",\"GPWidth\":\"100\",\"GTPWidth\":\"60\",\"GPAlign\":\"center\",\"GPBackground\":\"\",\"GPBackgroundRepeat\":\"no-repeat\",\"GPBGPosition1\":\"\",\"GPBGPosition2\":\"\",\"GPBGSize1\":\"\",\"GPBGSize2\":\"\",\"GPColor\":\"#607370\",\"GPPadding\":\"10px\",\"GPMargin\":\"\",\"GPBorderColor\":\"#ffffff\",\"GPBorderType\":\"solid\",\"GPBorderWidth\":\"1\",\"GPBorderRadius\":\"0\",\"GPMLFontSize\":\"14\",\"GPMLFontWeight\":\"normal\",\"GPMLColor\":\"#868686\",\"GPMLPadding\":\"0px 5px 0px 0px\",\"GPMLMargin\":\"0px\",\"SEPBGColor\":\"\",\"SEPPadding\":\"\",\"SEPMargin\":\"\",\"COPPadding\":\"15px 20px\",\"COPMargin\":\"0px\",\"FPWidth\":\"70\",\"FPPadding\":\"15px 0 0 0\",\"FPMargin\":\"0 auto\",\"IPHeight\":\"26\",\"IPFontSize\":\"14\",\"IPFontWeight\":\"normal\",\"IPBGColor\":\"#ffffff\",\"IPColor\":\"#868686\",\"IPPadding\":\"0px 5px\",\"IPMargin\":\"0px\",\"IPBorderTop\":\"top\",\"IPBorderRight\":\"right\",\"IPBorderBottom\":\"bottom\",\"IPBorderLeft\":\"left\",\"IPBorderColor\":\"#dfdfdf\",\"IPBorderType\":\"solid\",\"IPBorderWidth\":\"1\",\"IPBorderRadius\":\"0\",\"IPBoxShadow\":\"\",\"SBPAppearance\":\"none\",\"SBPBackground\":\"images/themes/drop-downs/2.png\",\"SBPBGRepeat\":\"no-repeat\",\"SBPBGPos1\":\"95%\",\"SBPBGPos2\":\"50%\",\"SBPBGSize1\":\"8%\",\"SBPBGSize2\":\"32%\",\"SCPBGColor\":\"#ffffff\",\"SCPWidth\":\"16\",\"SCPHeight\":\"16\",\"SCPBorderTop\":\"top\",\"SCPBorderRight\":\"right\",\"SCPBorderBottom\":\"bottom\",\"SCPBorderLeft\":\"left\",\"SCPBorderColor\":\"#868686\",\"SCPBorderType\":\"solid\",\"SCPBorderWidth\":\"1\",\"SCPMargin\":\"0px 3px\",\"SCPBorderRadius\":\"15\",\"SCPBoxShadow\":\"\",\"SCCPBGColor\":\"#868686\",\"SCCPWidth\":\"6\",\"SCCPHeight\":\"6\",\"SCCPMargin\":\"5\",\"SCCPBorderRadius\":\"10\",\"MCPBGColor\":\"#ffffff\",\"MCPWidth\":\"16\",\"MCPHeight\":\"16\",\"MCPBorderTop\":\"top\",\"MCPBorderRight\":\"right\",\"MCPBorderBottom\":\"bottom\",\"MCPBorderLeft\":\"left\",\"MCPBorderColor\":\"#868686\",\"MCPBorderType\":\"solid\",\"MCPBorderWidth\":\"1\",\"MCPMargin\":\"0px 3px\",\"MCPBorderRadius\":\"0\",\"MCPBoxShadow\":\"\",\"MCCPBGColor\":\"\",\"MCCPBackground\":\"images/themes/checkboxes/1.png\",\"MCCPBGRepeat\":\"no-repeat\",\"MCCPBGPos1\":\"\",\"MCCPBGPos2\":\"\",\"MCCPWidth\":\"16\",\"MCCPHeight\":\"16\",\"MCCPMargin\":\"0\",\"MCCPBorderRadius\":\"0\",\"SPAlign\":\"left\",\"SPBGColor\":\"#e74c3c\",\"SPWidth\":\"\",\"SPHeight\":\"\",\"SPFontSize\":\"16\",\"SPFontWeight\":\"normal\",\"SPColor\":\"#ffffff\",\"SPPadding\":\"5px 8px\",\"SPMargin\":\"0 15px 0 0\",\"SPBorderTop\":\"top\",\"SPBorderRight\":\"right\",\"SPBorderBottom\":\"bottom\",\"SPBorderLeft\":\"left\",\"SPBorderColor\":\"#e74c3c\",\"SPBorderType\":\"solid\",\"SPBorderWidth\":\"1\",\"SPBorderRadius\":\"0\",\"SPBoxShadow\":\"\",\"SHPBGColor\":\"#701e16\",\"SHPColor\":\"#ffffff\",\"SHPBorderTop\":\"top\",\"SHPBorderRight\":\"right\",\"SHPBorderBottom\":\"bottom\",\"SHPBorderLeft\":\"left\",\"SHPBorderColor\":\"#701e16\",\"SHPBorderType\":\"solid\",\"SHPBorderWidth\":\"1\",\"BPBGColor\":\"#96afab\",\"BPWidth\":\"\",\"BPHeight\":\"\",\"BPFontSize\":\"16\",\"BPFontWeight\":\"normal\",\"BPColor\":\"#ffffff\",\"BPPadding\":\"5px 8px\",\"BPMargin\":\"0 15px 0 0\",\"BPBorderTop\":\"top\",\"BPBorderRight\":\"right\",\"BPBorderBottom\":\"bottom\",\"BPBorderLeft\":\"left\",\"BPBorderColor\":\"#8a8a8a\",\"BPBorderType\":\"solid\",\"BPBorderWidth\":\"1\",\"BPBorderRadius\":\"0\",\"BPBoxShadow\":\"\",\"BHPBGColor\":\"#5a7784\",\"BHPColor\":\"#ffffff\",\"BHPBorderTop\":\"top\",\"BHPBorderRight\":\"right\",\"BHPBorderBottom\":\"bottom\",\"BHPBorderLeft\":\"left\",\"BHPBorderColor\":\"#5a7784\",\"BHPBorderType\":\"solid\",\"BHPBorderWidth\":\"1\",\"PSAPBGColor\":\"#e74c3c\",\"PSAPFontSize\":\"16\",\"PSAPFontWeight\":\"normal\",\"PSAPColor\":\"#ffffff\",\"PSAPHeight\":\"\",\"PSAPLineHeight\":\"\",\"PSAPPadding\":\"6px\",\"PSAPMargin\":\"0 1px 0 0 \",\"PSAPBorderTop\":\"top\",\"PSAPBorderRight\":\"right\",\"PSAPBorderBottom\":\"bottom\",\"PSAPBorderLeft\":\"left\",\"PSAPBorderColor\":\"#e74c3c\",\"PSAPBorderType\":\"solid\",\"PSAPBorderWidth\":\"2\",\"PSAPBorderRadius\":\"0\",\"PSDPBGColor\":\"#ededed\",\"PSDPFontSize\":\"14\",\"PSDPFontWeight\":\"normal\",\"PSDPColor\":\"#737373\",\"PSDPHeight\":\"\",\"PSDPLineHeight\":\"\",\"PSDPPadding\":\"3px 5px\",\"PSDPMargin\":\"0 1px 0 0 \",\"PSDPBorderTop\":\"top\",\"PSDPBorderRight\":\"right\",\"PSDPBorderBottom\":\"bottom\",\"PSDPBorderLeft\":\"left\",\"PSDPBorderColor\":\"#ededed\",\"PSDPBorderType\":\"solid\",\"PSDPBorderWidth\":\"2\",\"PSDPBorderRadius\":\"0\",\"PSAPAlign\":\"right\",\"PSAPWidth\":\"\",\"PPAPWidth\":\"100%\",\"NBPBGColor\":\"\",\"NBPWidth\":\"\",\"NBPHeight\":\"\",\"NBPLineHeight\":\"\",\"NBPColor\":\"#607370\",\"NBPPadding\":\"4px 10px\",\"NBPMargin\":\"0px\",\"NBPBorderColor\":\"#777777\",\"NBPBorderType\":\"solid\",\"NBPBorderWidth\":\"1\",\"NBPBorderRadius\":\"0\",\"NBPBoxShadow\":\"\",\"NBHPBGColor\":\"\",\"NBHPColor\":\"#96afab\",\"NBHPBorderColor\":\"#787878\",\"NBHPBorderType\":\"solid\",\"NBHPBorderWidth\":\"1\",\"PBPBGColor\":\"\",\"PBPWidth\":\"100\",\"PBPHeight\":\"\",\"PBPLineHeight\":\"\",\"PBPColor\":\"#607370\",\"PBPPadding\":\"\",\"PBPMargin\":\"0px\",\"PBPBorderColor\":\"#777777\",\"PBPBorderType\":\"solid\",\"PBPBorderWidth\":\"1\",\"PBPBorderRadius\":\"0\",\"PBPBoxShadow\":\"\",\"PBHPBGColor\":\"\",\"PBHPColor\":\"#96afab\",\"PBHPBorderColor\":\"#787878\",\"PBHPBorderType\":\"solid\",\"PBHPBorderWidth\":\"1\",\"CBPPosition\":\"absolute\",\"CBPTop\":\"10px\",\"CBPRight\":\"10px\",\"CBPBottom\":\"\",\"CBPLeft\":\"\",\"CBPBGColor\":\"\",\"CBPFontSize\":\"20\",\"CBPFontWeight\":\"normal\",\"CBPColor\":\"#777777\",\"CBPPadding\":\"0px\",\"CBPMargin\":\"0px\",\"CBPBorderColor\":\"#ffffff\",\"CBPBorderType\":\"solid\",\"CBPBorderWidth\":\"1\",\"CBPBorderRadius\":\"0\",\"CBHPBGColor\":\"\",\"CBHPColor\":\"#e74c3c\",\"CBHPBorderColor\":\"#737373\",\"CBHPBorderType\":\"solid\",\"CBHPBorderWidth\":\"1\",\"MBPBGColor\":\"#96afab\",\"MBPFontSize\":\"17\",\"MBPFontWeight\":\"normal\",\"MBPColor\":\"#ffffff\",\"MBPTextAlign\":\"center\",\"MBPPadding\":\"10px\",\"MBPMargin\":\"\",\"MBPBorderTop\":\"top\",\"MBPBorderRight\":\"right\",\"MBPBorderBottom\":\"bottom\",\"MBPBorderLeft\":\"left\",\"MBPBorderColor\":\"#96afab\",\"MBPBorderType\":\"solid\",\"MBPBorderWidth\":\"2\",\"MBPBorderRadius\":\"0\",\"MBHPBGColor\":\"#96afab\",\"MBHPColor\":\"#607370\",\"MBHPBorderTop\":\"top\",\"MBHPBorderRight\":\"right\",\"MBHPBorderBottom\":\"bottom\",\"MBHPBorderLeft\":\"left\",\"MBHPBorderColor\":\"#96afab\",\"MBHPBorderType\":\"solid\",\"MBHPBorderWidth\":\"2\",\"OPDeInputColor\":\"#afafaf\",\"OPFontStyle\":\"normal\",\"OPRColor\":\"#ff1313\",\"OPDPIcon\":\"images/themes/date-pickers/2.png\",\"OPDPRepeat\":\"no-repeat\",\"OPDPPos1\":\"0%\",\"OPDPPos2\":\"10%\",\"OPDPMargin\":\"3px 0 0 -23px\",\"OPFBgUrl\":\"images/themes/file-uploads/2.png\",\"OPFBGRepeat\":\"no-repeat\",\"OPFPos1\":\"0%\",\"OPFPos2\":\"10%\",\"OPGWidth\":\"100\",\"CUPCSS\":\"\"}',1,2),(39,'Theme 2','{\"GPFontFamily\":\"Roboto Condensed\",\"AGPWidth\":\"100\",\"AGPSPWidth\":\"30\",\"AGPPadding\":\"\",\"AGPMargin\":\"0 auto\",\"AGPBorderColor\":\"#ffffff\",\"AGPBorderType\":\"solid\",\"AGPBorderWidth\":\"1\",\"AGPBorderRadius\":\"0\",\"AGPBoxShadow\":\"\",\"HPAlign\":\"top\",\"HPBGColor\":\"#16afbf\",\"HPWidth\":\"100\",\"HTPWidth\":\"40\",\"HPPadding\":\"10px 0\",\"HPMargin\":\"\",\"HPTextAlign\":\"center\",\"HPBorderColor\":\"#b7b7b7\",\"HPBorderType\":\"solid\",\"HPBorderWidth\":\"1\",\"HPBorderRadius\":\"0\",\"HTPFontSize\":\"25\",\"HTPWeight\":\"? string:? string:? string:? string:? string:? string:? string:? string:? string:? string:? string:? string:? string:? string: ? ? ? ? ? ? ? ? ? ? ? ? ? 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?\",\"HTPColor\":\"#ffffff\",\"HDPFontSize\":\"16\",\"HDPColor\":\"#354f5d\",\"HIPAlign\":\"top\",\"HIPWidth\":\"80\",\"HIPHeight\":\"\",\"GPBGColor\":\"#ededed\",\"GPFontSize\":\"16\",\"GPFontWeight\":\"normal\",\"GPWidth\":\"100\",\"GTPWidth\":\"65\",\"GPAlign\":\"center\",\"GPBackground\":\"\",\"GPBackgroundRepeat\":\"no-repeat\",\"GPBGPosition1\":\"\",\"GPBGPosition2\":\"\",\"GPBGSize1\":\"\",\"GPBGSize2\":\"\",\"GPColor\":\"#627781\",\"GPPadding\":\"10px\",\"GPMargin\":\"-25px 0 0 \",\"GPBorderColor\":\"#ffffff\",\"GPBorderType\":\"solid\",\"GPBorderWidth\":\"1\",\"GPBorderRadius\":\"0\",\"GPMLFontSize\":\"14\",\"GPMLFontWeight\":\"normal\",\"GPMLColor\":\"#bfbbbb\",\"GPMLPadding\":\"0px 5px 0px 0px\",\"GPMLMargin\":\"0px\",\"SEPBGColor\":\"#f3f3f3\",\"SEPPadding\":\"10px 15px\",\"SEPMargin\":\"\",\"COPPadding\":\"10px\",\"COPMargin\":\"0px\",\"FPWidth\":\"70\",\"FPPadding\":\"15px 0 0 0\",\"FPMargin\":\"0 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It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\r\n\r\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\r\n<h2>BREAKING DOWN \'Personal Finance\'</h2>\r\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\r\n\r\n<strong>Among the most important aspects of personal finance are:</strong>\r\n<ul>\r\n <li>Assessing expected cash flow</li>\r\n <li>Buying insurance</li>\r\n <li>Calculating and filing taxes</li>\r\n <li>Savings and investment</li>\r\n <li>Retirement planning</li>\r\n</ul>\r\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\r\n\r\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is.\r\n\r\n<strong>Click to Know:</strong> <a href=\"http://highfivefinance.com/personal-finance-planning-tips/\">Personal Finance Planning Tips</a>','WHAT IS PERSONAL FINANCE?','','publish','closed','closed','','what-is-personal-finance','','','2017-06-19 08:54:07','2017-06-19 08:54:07','',0,'http://highfivefinance.com/?page_id=53',0,'page','',0),(54,1,'2017-06-19 07:18:41','2017-06-19 07:18:41','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\r\n\r\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\r\n\r\nBREAKING DOWN \'Personal Finance\'\r\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\r\n\r\nAmong the most important aspects of personal finance are:\r\n\r\nAssessing expected cash flow\r\nBuying insurance\r\nCalculating and filing taxes\r\nSavings and investment\r\nRetirement planning\r\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\r\n\r\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is. \r\n','PERSONAL FINANCE','','inherit','closed','closed','','53-revision-v1','','','2017-06-19 07:18:41','2017-06-19 07:18:41','',53,'http://highfivefinance.com/2017/06/19/53-revision-v1/',0,'revision','',0),(55,1,'2017-06-19 08:53:59','2017-06-19 08:53:59','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\n\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\n<h2>BREAKING DOWN \'Personal Finance\'</h2>\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\n\n<strong>Among the most important aspects of personal finance are:</strong>\n<ul>\n <li>Assessing expected cash flow</li>\n <li>Buying insurance</li>\n <li>Calculating and filing taxes</li>\n <li>Savings and investment</li>\n <li>Retirement planning</li>\n</ul>\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\n\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is.\n\n<strong>Click to Know:</strong> <a href=\"http://highfivefinance.com/personal-finance-planning-tips/\">Personal Finance Planning Tips</a>','WHAT IS PERSONAL FINANCE?','','inherit','closed','closed','','53-autosave-v1','','','2017-06-19 08:53:59','2017-06-19 08:53:59','',53,'http://highfivefinance.com/2017/06/19/53-autosave-v1/',0,'revision','',0),(56,1,'2017-06-19 07:21:56','2017-06-19 07:21:56','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\r\n\r\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\r\n<h2>BREAKING DOWN \'Personal Finance\'</h2>\r\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\r\n\r\n<strong>Among the most important aspects of personal finance are:</strong>\r\n<ul>\r\n <li>Assessing expected cash flow</li>\r\n <li>Buying insurance</li>\r\n <li>Calculating and filing taxes</li>\r\n <li>Savings and investment</li>\r\n <li>Retirement planning</li>\r\n</ul>\r\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\r\n\r\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is.\r\n\r\n<strong>Click to Know:</strong> Personal Finance Planning Tips','PERSONAL FINANCE','','inherit','closed','closed','','53-revision-v1','','','2017-06-19 07:21:56','2017-06-19 07:21:56','',53,'http://highfivefinance.com/2017/06/19/53-revision-v1/',0,'revision','',0),(57,1,'2017-06-19 07:26:40','2017-06-19 07:26:40','Whether you’ve been in the workforce for years, or are a recent graduate just starting out, it\'s never too late to create financial goals, security and freedom – both now, and for the future.\r\n\r\n<strong>Here are the best practices and tips for personal finance.</strong>\r\n<h2>1. Devise a Budget</h2>\r\nSeriously. Having a budget is the first mandatory step from which savvy money management will evolve. A budget is essentially a financial roadmap allows you to live within your means, while having enough left over to save for long-term goals. The 50/30/20 budgeting method offers a great framework. It breaks down like this:\r\n<ul>\r\n <li>50% of your take-home pay or net income (after taxes, that is) goes towards living essentials, such as rent, utilities, groceries and transport</li>\r\n <li>30% is allocated to lifestyle expenses, such as dining out and shopping for clothes, etc.</li>\r\n <li>20% goes towards the future: paying down debt and saving both for retirement and for emergencies</li>\r\n</ul>\r\nIt’s never been easier to manage money, thanks to a growing number of personal budgeting apps for smartphones that put day-to-day finances in the palm of your hand. Level Money automatically updates spendable cash as you make purchases each day, providing you with a simple, real-time financial snapshot. Meanwhile, Mint streamlines cash flow, budgets, credit cards, bills and investment tracking – all from one place. It automatically updates and categorizes your financial data as info comes in, so you always know where your money is at. The app will even dish out custom tips and advice.\r\n<h2>2. Create an Emergency Fund</h2>\r\nIt’s important to “pay yourself first” to ensure money is set aside for unexpected expenses--medical bills, rent if you get laid off, etc.\r\n\r\nBetween three to six months\' worth of living expenses is the ideal safety net. Financial experts generally recommend putting away 20% of each paycheck every month (which of course, you’ve already budgeted for!). Once you’ve filled up your “rainy day” fund (for emergencies or sudden unemployment), don’t stop. Continue funneling the monthly 20% towards other financial goals such as a retirement fund.\r\n<h2>3. Limit Debt</h2>\r\nThis sounds simple enough – to avoid debt getting out of hand, don’t spend more than you earn. Of course, most people do have to borrow from time to time – and sometimes going into debt can be advantageous, if it leads to accumulating an asset. Taking out a mortgage to buy a house is one good example.\r\n\r\nThere can be other times when leasing is sometimes the better financial move to buying outright, be it in renting a place to live, leasing a car, or even getting a subscription to computer software.\r\n<h2>4. Use Credit Cards Wisely</h2>\r\nCredit cards get dinged for being major debt traps. But it\'s unrealistic not to own any in the contemporary world, and they have uses other than as a tool to buy things. Not only are they crucial to establishing your credit rating, they’re a great way to track spending – a big budgeting aid.\r\n\r\nCredit just needs to be managed correctly, which means the balance should ideally be paid off every month, or at least be kept at a credit utilization rate minimum (that is, keep your account balances below 30% of your total available credit). Given the extraordinary rewards incentives on offer (such as cash back) these days, it makes sense to charge as many purchases as possible; still, avoid maxing out credit cards at all costs, and pay bills strictly on time. One of the fastest ways to ruin your credit score is to constantly pay bills late – or even worse, miss payments. (See the Fifth Commandment.)\r\n\r\nUsing a debit card is another way to ensure you will not be paying for accumulated small purchases over an extended period – with interest.\r\n<h2>5. Monitor Your Credit Score</h2>\r\nCredit cards are the main vehicle through which your credit score is built and maintained, so watching credit spending goes hand in hand with monitoring your credit score. If you ever want to obtain a lease, mortgage or any other type of financing for that matter, you’ll need a solid credit history behind you. Factors that determine your score include: how long you\'ve had credit, payment history and your credit-to-debt ratio.\r\n\r\n<strong>Credit scores are calculated between 300 and 850. Here\'s one rough way to look at it:</strong>\r\n<ul>\r\n <li>720 = good credit</li>\r\n <li>650 = average credit</li>\r\n <li>600 or less = poor</li>\r\n</ul>\r\nTo pay bills, set up direct debiting where possible (so you never miss a payment) and subscribe to reporting agencies that provide regular credit score updates. By monitoring your report, you will be able to detect and address mistakes or fraudulent activity. Federal law allows you to obtain free credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. Reports can be obtained directly from each agency, or you can sign up at AnnualCreditReport, a site sponsored by the Big Three; you can also get a free credit score from sites such as Credit Karma or Credit Sesame. Some credit card providers, such as Capital One, will provide customers with complimentary, regular credit score updates too.\r\n<h2>6. Consider Your Family</h2>\r\nTo protect the assets in your estate and ensure that your wishes are followed when you die, be sure you make a will or trust. You also need to look into insurance: not just on your major possessions (auto, homeowners), but on your life. And be sure to periodically review your policy, to make sure it meets your family\'s needs though life\'s major milestones.\r\n\r\nOther critical documents include a living will and healthcare power of attorney. While not all these documents directly affect you, all of them can save your next-of-kin considerable time and expense when you fall ill or become otherwise incapacitated.\r\n\r\nAnd while they\'re young, take the time to teach your children about the value of money and how to save, invest and spend wisely.\r\n<h2>7. Pay Off Student Loans</h2>\r\nThere are myriad loan-repayment plans and payment reduction strategies available to graduates. If you’re stuck with a high interest rate, paying off the principal faster can make sense. On the other hand, minimizing repayments (to interest only, for instance), can free up other income to invest elsewhere. Some federal and private loans are even eligible for a rate reduction if the borrower enrolls in auto pay. Flexible federal repayment programs worth checking out include:\r\n<ul>\r\n <li>Graduated repayment – progressively increases the monthly payment over 10 years</li>\r\n <li>Extended repayment – stretches the loan out over a 25-year period</li>\r\n</ul>\r\n<h2>8. Plan (and Save) For Retirement</h2>\r\nRetirement may seem like another lifetime away, but trust us: It arrives much faster than you’d expect. Experts suggest that most people will need about 80% of their current salary in retirement. The younger you start, the more you benefit from what advisors like to call the magic of compounding interest – how small amounts grow over time. Setting aside money now for your retirement not only allows it to grow over the long term, it can reduce your current income taxes, if funds are placed in a tax-advantaged plan fund like an Individual Retirement Account (IRA), a 401(k) or a 403(b). If your employer offers one of the latter two, you should start directing a portion of your paycheck towards it. Some companies will match your contribution – essentially free money. Start contributing pronto. Failing to do so can equate to tossing out tens of thousands of dollars along the way. Take time to learn the difference between a Roth and a traditional 401(k), if your company offers both.\r\n\r\nInvesting is only one part of planning for retirement. Other strategies include waiting as long as possible before opting to receive Social Security benefits (which is smart for most people), and converting a term life insurance policy to a permanent life one.\r\n<h2>9. Maximize Tax Breaks</h2>\r\nDue to an overly complex tax code, many individuals leave hundreds or even thousands of dollars sitting on the table every year. By becoming deliberate about maximizing your tax savings, you\'ll free up money that can be invested in the reduction of past debts, your enjoyment of the present and your plans for the future.\r\n\r\nYou need to start each year saving receipts and tracking expenditures for all possible tax deductions and tax credits. Many business supply stores sell helpful \"tax organizers\" that have the main categories already pre-labeled. After you\'re organized, you\'ll then want to focus on taking advantage of every tax deduction and credit available, as well as deciding between the two when necessary. In short, a tax deduction reduces the amount of income you are taxed on, whereas a tax credit actually reduces the amount of tax you owe. This means that a $1,000 tax credit will save you much more than a $1,000 deduction.\r\n<h2>10. Give Yourself A Break</h2>\r\nBudgeting and planning can seem full of deprivations. Make sure you allow yourself some reasonable rewards now. Whether it\'s a vacation, purchase, or an occasional night on the town, you need to enjoy the fruits of your labor. Doing so gives you a taste of the financial independence you\'re working so hard for.\r\n\r\nLast but not least, don\'t forget to delegate when needed. Even though you might be competent enough to do your own taxes or manage a portfolio of individual stocks, it doesn\'t mean you should. Setting up an account at a brokerage, spending a few hundred dollars on a certified public accountant (CPA) or a financial planner – at least once – might be a good way to jump-start your planning.\r\n\r\n ','PERSONAL FINANCE PLANNING TIPS','','publish','closed','closed','','personal-finance-planning-tips','','','2017-06-19 07:26:40','2017-06-19 07:26:40','',0,'http://highfivefinance.com/?page_id=57',0,'page','',0),(58,1,'2017-06-19 07:26:40','2017-06-19 07:26:40','Whether you’ve been in the workforce for years, or are a recent graduate just starting out, it\'s never too late to create financial goals, security and freedom – both now, and for the future.\r\n\r\n<strong>Here are the best practices and tips for personal finance.</strong>\r\n<h2>1. Devise a Budget</h2>\r\nSeriously. Having a budget is the first mandatory step from which savvy money management will evolve. A budget is essentially a financial roadmap allows you to live within your means, while having enough left over to save for long-term goals. The 50/30/20 budgeting method offers a great framework. It breaks down like this:\r\n<ul>\r\n <li>50% of your take-home pay or net income (after taxes, that is) goes towards living essentials, such as rent, utilities, groceries and transport</li>\r\n <li>30% is allocated to lifestyle expenses, such as dining out and shopping for clothes, etc.</li>\r\n <li>20% goes towards the future: paying down debt and saving both for retirement and for emergencies</li>\r\n</ul>\r\nIt’s never been easier to manage money, thanks to a growing number of personal budgeting apps for smartphones that put day-to-day finances in the palm of your hand. Level Money automatically updates spendable cash as you make purchases each day, providing you with a simple, real-time financial snapshot. Meanwhile, Mint streamlines cash flow, budgets, credit cards, bills and investment tracking – all from one place. It automatically updates and categorizes your financial data as info comes in, so you always know where your money is at. The app will even dish out custom tips and advice.\r\n<h2>2. Create an Emergency Fund</h2>\r\nIt’s important to “pay yourself first” to ensure money is set aside for unexpected expenses--medical bills, rent if you get laid off, etc.\r\n\r\nBetween three to six months\' worth of living expenses is the ideal safety net. Financial experts generally recommend putting away 20% of each paycheck every month (which of course, you’ve already budgeted for!). Once you’ve filled up your “rainy day” fund (for emergencies or sudden unemployment), don’t stop. Continue funneling the monthly 20% towards other financial goals such as a retirement fund.\r\n<h2>3. Limit Debt</h2>\r\nThis sounds simple enough – to avoid debt getting out of hand, don’t spend more than you earn. Of course, most people do have to borrow from time to time – and sometimes going into debt can be advantageous, if it leads to accumulating an asset. Taking out a mortgage to buy a house is one good example.\r\n\r\nThere can be other times when leasing is sometimes the better financial move to buying outright, be it in renting a place to live, leasing a car, or even getting a subscription to computer software.\r\n<h2>4. Use Credit Cards Wisely</h2>\r\nCredit cards get dinged for being major debt traps. But it\'s unrealistic not to own any in the contemporary world, and they have uses other than as a tool to buy things. Not only are they crucial to establishing your credit rating, they’re a great way to track spending – a big budgeting aid.\r\n\r\nCredit just needs to be managed correctly, which means the balance should ideally be paid off every month, or at least be kept at a credit utilization rate minimum (that is, keep your account balances below 30% of your total available credit). Given the extraordinary rewards incentives on offer (such as cash back) these days, it makes sense to charge as many purchases as possible; still, avoid maxing out credit cards at all costs, and pay bills strictly on time. One of the fastest ways to ruin your credit score is to constantly pay bills late – or even worse, miss payments. (See the Fifth Commandment.)\r\n\r\nUsing a debit card is another way to ensure you will not be paying for accumulated small purchases over an extended period – with interest.\r\n<h2>5. Monitor Your Credit Score</h2>\r\nCredit cards are the main vehicle through which your credit score is built and maintained, so watching credit spending goes hand in hand with monitoring your credit score. If you ever want to obtain a lease, mortgage or any other type of financing for that matter, you’ll need a solid credit history behind you. Factors that determine your score include: how long you\'ve had credit, payment history and your credit-to-debt ratio.\r\n\r\n<strong>Credit scores are calculated between 300 and 850. Here\'s one rough way to look at it:</strong>\r\n<ul>\r\n <li>720 = good credit</li>\r\n <li>650 = average credit</li>\r\n <li>600 or less = poor</li>\r\n</ul>\r\nTo pay bills, set up direct debiting where possible (so you never miss a payment) and subscribe to reporting agencies that provide regular credit score updates. By monitoring your report, you will be able to detect and address mistakes or fraudulent activity. Federal law allows you to obtain free credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. Reports can be obtained directly from each agency, or you can sign up at AnnualCreditReport, a site sponsored by the Big Three; you can also get a free credit score from sites such as Credit Karma or Credit Sesame. Some credit card providers, such as Capital One, will provide customers with complimentary, regular credit score updates too.\r\n<h2>6. Consider Your Family</h2>\r\nTo protect the assets in your estate and ensure that your wishes are followed when you die, be sure you make a will or trust. You also need to look into insurance: not just on your major possessions (auto, homeowners), but on your life. And be sure to periodically review your policy, to make sure it meets your family\'s needs though life\'s major milestones.\r\n\r\nOther critical documents include a living will and healthcare power of attorney. While not all these documents directly affect you, all of them can save your next-of-kin considerable time and expense when you fall ill or become otherwise incapacitated.\r\n\r\nAnd while they\'re young, take the time to teach your children about the value of money and how to save, invest and spend wisely.\r\n<h2>7. Pay Off Student Loans</h2>\r\nThere are myriad loan-repayment plans and payment reduction strategies available to graduates. If you’re stuck with a high interest rate, paying off the principal faster can make sense. On the other hand, minimizing repayments (to interest only, for instance), can free up other income to invest elsewhere. Some federal and private loans are even eligible for a rate reduction if the borrower enrolls in auto pay. Flexible federal repayment programs worth checking out include:\r\n<ul>\r\n <li>Graduated repayment – progressively increases the monthly payment over 10 years</li>\r\n <li>Extended repayment – stretches the loan out over a 25-year period</li>\r\n</ul>\r\n<h2>8. Plan (and Save) For Retirement</h2>\r\nRetirement may seem like another lifetime away, but trust us: It arrives much faster than you’d expect. Experts suggest that most people will need about 80% of their current salary in retirement. The younger you start, the more you benefit from what advisors like to call the magic of compounding interest – how small amounts grow over time. Setting aside money now for your retirement not only allows it to grow over the long term, it can reduce your current income taxes, if funds are placed in a tax-advantaged plan fund like an Individual Retirement Account (IRA), a 401(k) or a 403(b). If your employer offers one of the latter two, you should start directing a portion of your paycheck towards it. Some companies will match your contribution – essentially free money. Start contributing pronto. Failing to do so can equate to tossing out tens of thousands of dollars along the way. Take time to learn the difference between a Roth and a traditional 401(k), if your company offers both.\r\n\r\nInvesting is only one part of planning for retirement. Other strategies include waiting as long as possible before opting to receive Social Security benefits (which is smart for most people), and converting a term life insurance policy to a permanent life one.\r\n<h2>9. Maximize Tax Breaks</h2>\r\nDue to an overly complex tax code, many individuals leave hundreds or even thousands of dollars sitting on the table every year. By becoming deliberate about maximizing your tax savings, you\'ll free up money that can be invested in the reduction of past debts, your enjoyment of the present and your plans for the future.\r\n\r\nYou need to start each year saving receipts and tracking expenditures for all possible tax deductions and tax credits. Many business supply stores sell helpful \"tax organizers\" that have the main categories already pre-labeled. After you\'re organized, you\'ll then want to focus on taking advantage of every tax deduction and credit available, as well as deciding between the two when necessary. In short, a tax deduction reduces the amount of income you are taxed on, whereas a tax credit actually reduces the amount of tax you owe. This means that a $1,000 tax credit will save you much more than a $1,000 deduction.\r\n<h2>10. Give Yourself A Break</h2>\r\nBudgeting and planning can seem full of deprivations. Make sure you allow yourself some reasonable rewards now. Whether it\'s a vacation, purchase, or an occasional night on the town, you need to enjoy the fruits of your labor. Doing so gives you a taste of the financial independence you\'re working so hard for.\r\n\r\nLast but not least, don\'t forget to delegate when needed. Even though you might be competent enough to do your own taxes or manage a portfolio of individual stocks, it doesn\'t mean you should. Setting up an account at a brokerage, spending a few hundred dollars on a certified public accountant (CPA) or a financial planner – at least once – might be a good way to jump-start your planning.\r\n\r\n ','PERSONAL FINANCE PLANNING TIPS','','inherit','closed','closed','','57-revision-v1','','','2017-06-19 07:26:40','2017-06-19 07:26:40','',57,'http://highfivefinance.com/2017/06/19/57-revision-v1/',0,'revision','',0),(59,1,'2017-06-19 07:27:33','2017-06-19 07:27:33','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\r\n\r\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\r\n<h2>BREAKING DOWN \'Personal Finance\'</h2>\r\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\r\n\r\n<strong>Among the most important aspects of personal finance are:</strong>\r\n<ul>\r\n <li>Assessing expected cash flow</li>\r\n <li>Buying insurance</li>\r\n <li>Calculating and filing taxes</li>\r\n <li>Savings and investment</li>\r\n <li>Retirement planning</li>\r\n</ul>\r\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\r\n\r\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is.\r\n\r\n<strong>Click to Know:</strong> <a href=\"http://highfivefinance.com/personal-finance-planning-tips/\">Personal Finance Planning Tips</a>','PERSONAL FINANCE','','inherit','closed','closed','','53-revision-v1','','','2017-06-19 07:27:33','2017-06-19 07:27:33','',53,'http://highfivefinance.com/2017/06/19/53-revision-v1/',0,'revision','',0),(61,1,'2017-06-19 07:45:30','2017-06-19 07:45:30','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small corporations. These corporations raise capital and then deploy this capital for productive purposes. The financial calculations that go behind raising and successfully deploying capital is what forms the basis of corporate finance. Here is a short introduction:\r\n<h2>Separation of Ownership and Management</h2>\r\nThe basis of corporate finance is the separation of ownership and management. Now, the firm is not restricted by capital which needs to be provided by an individual owner only. The general public needs avenues for investing their excess savings. They are not content with putting all their money in risk free bank accounts. They wish to take a risk with some of their money. It is because of this reason that capital markets have emerged. They serve the dual need of providing corporations with access to source of financing while at the same time they provide the general public with a plethora of choices for investment.\r\n<h2>Liaison between Firms and Capital Markets</h2>\r\nThe corporate finance domain is like a liaison between the firm and the capital markets. The purpose of the financial manager and other professionals in the corporate finance domain is twofold. Firstly, they need to ensure that the firm has adequate finances and that they are using the right sources of funds that have the minimum costs. Secondly, they have to ensure that the firm is putting the funds so raised to good use and generating maximum return for its owners. These two decisions are the basis of corporate finance and have been listed in greater detail below:\r\n<h2>Financing Decision</h2>\r\nAs stated above the firm now has access to capital markets to fulfill its financing needs. However, the firm faces multiple choices when it comes to financing. The firm can firstly choose whether it wants to raise equity capital or debt capital. Even within the equity and debt capital the firm faces multiple choices. They can opt for a bank loan, corporate loans, public fixed deposits, debentures and amongst a wide variety of options to raise funds. With financial innovation and securitization, the range of instruments that the firm can use to raise capital has become very large. The job of a financial manager therefore is to ensure that the firm is well capitalized i.e. they have the right amount of capital and that the firm has the right capital structure i.e. they have the right mix of debt and equity and other financial instruments.\r\n<h2>Investment Decision</h2>\r\nOnce the firm has gained access to capital, the financial manager faces the next big decision. This decision is to deploy the funds in a manner that it yields the maximum returns for its shareholders. For this decision, the firm must be aware of its cost of capital. Once they know their cost of capital, they can deploy their funds in a way that the returns that accrue are more than the cost of capital which the company has to pay. Finding such investments and deploying the funds successfully is the investing decision. It is also known as capital budgeting and is an integral part of corporate finance.\r\n\r\nCapital budgeting has a theoretical assumption that the firm has access to unlimited financing as long as they have feasible projects. A variation of this decision is capital rationing. Here the assumption is that the firm has limited funds and must choose amongst competing projects even though all of them may be financially viable. The firm thus has to select only those projects that will provide the best return in the long term.\r\n\r\nFinancing and investing decisions are like two sides of the same coin. The firm must raise finances only when it has suitable avenues to deploy them. The domain of corporate finance has various tools and techniques which allow managers to evaluate financing and investing decisions. It is thus essential for the financial well being of a firm.','WHAT IS CORPORATE FINANCE?','','publish','closed','closed','','what-is-corporate-finance','','','2017-06-19 08:58:14','2017-06-19 08:58:14','',0,'http://highfivefinance.com/?page_id=61',0,'page','',0),(62,1,'2017-06-19 07:45:30','2017-06-19 07:45:30','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small corporations. These corporations raise capital and then deploy this capital for productive purposes. The financial calculations that go behind raising and successfully deploying capital is what forms the basis of corporate finance. Here is a short introduction:\r\n<h2>Separation of Ownership and Management</h2>\r\nThe basis of corporate finance is the separation of ownership and management. Now, the firm is not restricted by capital which needs to be provided by an individual owner only. The general public needs avenues for investing their excess savings. They are not content with putting all their money in risk free bank accounts. They wish to take a risk with some of their money. It is because of this reason that capital markets have emerged. They serve the dual need of providing corporations with access to source of financing while at the same time they provide the general public with a plethora of choices for investment.\r\n<h2>Liaison between Firms and Capital Markets</h2>\r\nThe corporate finance domain is like a liaison between the firm and the capital markets. The purpose of the financial manager and other professionals in the corporate finance domain is twofold. Firstly, they need to ensure that the firm has adequate finances and that they are using the right sources of funds that have the minimum costs. Secondly, they have to ensure that the firm is putting the funds so raised to good use and generating maximum return for its owners. These two decisions are the basis of corporate finance and have been listed in greater detail below:\r\n<h2>Financing Decision</h2>\r\nAs stated above the firm now has access to capital markets to fulfill its financing needs. However, the firm faces multiple choices when it comes to financing. The firm can firstly choose whether it wants to raise equity capital or debt capital. Even within the equity and debt capital the firm faces multiple choices. They can opt for a bank loan, corporate loans, public fixed deposits, debentures and amongst a wide variety of options to raise funds. With financial innovation and securitization, the range of instruments that the firm can use to raise capital has become very large. The job of a financial manager therefore is to ensure that the firm is well capitalized i.e. they have the right amount of capital and that the firm has the right capital structure i.e. they have the right mix of debt and equity and other financial instruments.\r\n<h2>Investment Decision</h2>\r\nOnce the firm has gained access to capital, the financial manager faces the next big decision. This decision is to deploy the funds in a manner that it yields the maximum returns for its shareholders. For this decision, the firm must be aware of its cost of capital. Once they know their cost of capital, they can deploy their funds in a way that the returns that accrue are more than the cost of capital which the company has to pay. Finding such investments and deploying the funds successfully is the investing decision. It is also known as capital budgeting and is an integral part of corporate finance.\r\n\r\nCapital budgeting has a theoretical assumption that the firm has access to unlimited financing as long as they have feasible projects. A variation of this decision is capital rationing. Here the assumption is that the firm has limited funds and must choose amongst competing projects even though all of them may be financially viable. The firm thus has to select only those projects that will provide the best return in the long term.\r\n\r\nFinancing and investing decisions are like two sides of the same coin. The firm must raise finances only when it has suitable avenues to deploy them. The domain of corporate finance has various tools and techniques which allow managers to evaluate financing and investing decisions. It is thus essential for the financial well being of a firm.','CORPORATE FINANCE','','inherit','closed','closed','','61-revision-v1','','','2017-06-19 07:45:30','2017-06-19 07:45:30','',61,'http://highfivefinance.com/2017/06/19/61-revision-v1/',0,'revision','',0),(63,1,'2017-06-19 08:46:08','2017-06-19 08:46:08','Financial service is one of the component of the financial system, Lets look at the meaning and its importance.\r\n<h2>Meaning of financial services</h2>\r\nFinancial service is part of financial system that provides different types of finance through various credit instruments, financial products and services.\r\n\r\nIn financial instruments, we come across cheques, bills, promissory notes, debt instruments, letter of credit, etc.\r\n\r\nIn financial products, we come across different types of mutual funds. extending various types of investment opportunities. In addition, there are also products such as credit cards, debit cards, etc.\r\n\r\nIn services we have leasing, factoring, hire purchase finance etc., through which various types of assets can be acquired either for ownership or on lease. There are different types of leases as well as factoring too.\r\n\r\nThus, financial services enable the user to obtain any asset on credit, according to his convenience and at a reasonable interest rate.\r\n<h2>Importance of Financial services</h2>\r\nIt is the presence of financial services that enables a country to improve its economic condition whereby there is more production in all the sectors leading to economic growth.\r\n\r\nThe benefit of economic growth is reflected on the people in the form of economic prosperity wherein the individual enjoys higher standard of living. It is here the financial services enable an individual to acquire or obtain various consumer products through hire purchase. In the process, there are a number of financial institutions which also earn profits. The presence of these financial institutions promote investment, production, saving etc.\r\n\r\nHence, we can bring out the importance of financial services in the following points:\r\n\r\n<strong>Importance of Financial Services</strong>\r\n<ul>\r\n <li>Vibrant Capital Market.</li>\r\n <li>Expands activities of financial markets.</li>\r\n <li>Benefits of Government.</li>\r\n <li>Economic Development.</li>\r\n <li>Economic Growth.</li>\r\n <li>Ensures Greater Yield.</li>\r\n <li>Maximizes Returns.</li>\r\n <li>Minimizes Risks.</li>\r\n <li>Promotes Savings.</li>\r\n <li>Promotes Investments.</li>\r\n <li>Balanced Regional Development.</li>\r\n <li>Promotion of Domestic & Foreign Trade.</li>\r\n</ul>\r\n<h2>1. Promoting investment</h2>\r\nThe presence of financial services creates more demand for products and the producer, in order to meet the demand from the consumer goes for more investment. At this stage, the financial services comes to the rescue of the investor such as merchant banker through the new issue market, enabling the producer to raise capital.\r\n\r\nThe stock market helps in mobilizing more funds by the investor. Investments from abroad is attracted. Factoring and leasing companies, both domestic and foreign enable the producer not only to sell the products but also to acquire modern machinery/technology for further production.\r\n<h2>2. Promoting savings</h2>\r\nFinancial services such as mutual funds provide ample opportunity for different types of saving. In fact, different types of investment options are made available for the convenience of pensioners as well as aged people so that they can be assured of a reasonable return on investment without much risks.\r\n\r\nFor people interested in the growth of their savings, various reinvestment opportunities are provided. The laws enacted by the government regulate the working of various financial services in such a way that the interests of the public who save through these financial institutions are highly protected.\r\n\r\n<strong>Financial Services offered by various financial institutions</strong>\r\n<ul>\r\n <li>Factoring.</li>\r\n <li>Leasing.</li>\r\n <li>Forfaiting.</li>\r\n <li>Hire Purchase Finance.</li>\r\n <li>Credit card.</li>\r\n <li>Merchant Banking.</li>\r\n <li>Book Building.</li>\r\n <li>Asset Liability Management.</li>\r\n <li>Housing Finance.</li>\r\n <li>Portfolio Finance.</li>\r\n <li>Underwriting.</li>\r\n <li>Credit Rating.</li>\r\n <li>Interest & Credit Swap.</li>\r\n <li>Mutual Fund.</li>\r\n</ul>\r\n<h2>3. Minimizing the risks</h2>\r\nThe risks of both financial services as well as producers are minimized by the presence of insurance companies. Various types of risks are covered which not only offer protection from the fluctuating business conditions but also from risks caused by natural calamities.\r\n\r\nInsurance is not only a source of finance but also a source of savings, besides minimizing the risks. Taking this aspect into account, the government has not only privatized the life insurance but also set up a regulatory authority for the insurance companies known as IRDA, 1999 (Insurance Regulatory and Development Authority) .\r\n<h2>4. Maximizing the Returns</h2>\r\nThe presence of financial services enables businessmen to maximize their returns. This is possible due to the availability of credit at a reasonable rate. Producers can avail various types of credit facilities for acquiring assets. In certain cases, they can even go for leasing of certain assets of very high value.\r\n\r\nFactoring companies enable the seller as well as producer to increase their turnover which also increases the profit. Even under stiff competition, the producers will be in a position to sell their products at a low margin. With a higher turnover of stocks, they are able to maximize their return.\r\n<h2>5. Ensures greater Yield</h2>\r\nAs seen already, there is a subtle difference between return and yield. It is the yield which attracts more producers to enter the market and increase their production to meet the demands of the consumer. The financial services enable the producer to not only earn more profits but also maximize their wealth.\r\n\r\nFinancial services enhance their goodwill and induce them to go in for diversification. The stock market and the different types of derivative market provide ample opportunities to get a higher yield for the investor.\r\n<h2>6. Economic growth</h2>\r\nThe development of all the sectors is essential for the development of the economy. The financial services ensure equal distribution of funds to all the three sectors namely, primary, secondary and tertiary so that activities are spread over in a balanced manner in all the three sectors. This brings in a balanced growth of the economy as a result of which employment opportunities are improved.\r\n\r\nThe tertiary or service sector not only grows and this growth is an important sign of development of any economy. In a well developed country, service sector plays a major role and it contributes more to the economy than the other two sectors.\r\n<h2>7. Economic development</h2>\r\nFinancial services enable the consumers to obtain different types of products and services by which they can improve their standard of living. Purchase of car, house and other essential as well as luxurious items is made possible through hire purchase, leasing and housing finance companies. Thus, the consumer is compelled to save while he enjoys the benefits of the assets which he has acquired with the help of financial services.\r\n<h2>8. Benefit to Government</h2>\r\nThe presence of financial services enables the government to raise both short-term and long-term funds to meet both revenue and capital expenditure. Through the money market, government raises short term funds by the issue of Treasury Bills. These are purchased by commercial banks from out of their depositors’ money.\r\n\r\nIn addition to this, the government is able to raise long-term funds by the sale of government securities in the securities market which forms apart of financial market. Even foreign exchange requirements of the government can be met in the foreign exchange market.\r\n\r\nThe most important benefit for any government is the raising of finance without offering any security. In this way, the financial services are a big boon to the government.\r\n<h2>9. Expands activities of Financial Institutions</h2>\r\nThe presence of financial services enables financial institutions to not only raise finance but also get an opportunity to disburse their funds in the most profitable manner. Mutual funds, factoring, credit cards, hire purchase finance are some of the services which get financed by financial institutions.\r\n\r\nThe financial institutions are in a position to expand their activities and thus diversify the use of their funds for various activities. This ensures economic dynamism.\r\n<h2>10. Capital Market</h2>\r\nOne of the barometers of any economy is the presence of a vibrant capital market. If there is hectic activity in the capital market, then it is an indication of the presence of a positive economic condition. The financial services ensure that all the companies are able to acquire adequate funds to boost production and to reap more profits eventually.\r\n\r\nIn the absence of financial services, there will be paucity of funds which will adversely affect the working of companies and will only result in a negative growth of the capital market. When the capital market is more active, funds from foreign countries also flow in. Hence, the changes in capital market is mainly due to the availability of financial services.\r\n<h2>11. Promotion of Domestic and Foreign Trade</h2>\r\nFinancial services ensure promotion of domestic as well as foreign trade. The presence of factoring and forfaiting companies ensures increasing sale of goods in the domestic market and export of goods in the foreign market. Banking and insurance services further contribute to step up such promotional activities.\r\n<h2>12. Balanced Regional development</h2>\r\nThe government monitors the growth of economy and regions that remain backward economically are given fiscal and monetary benefits through tax and cheaper credit by which more investment is promoted. This generates more production, employment, income, demand and ultimately increase in prices.\r\n\r\nThe producers will earn more profits and can expand their activities further. So, the presence of financial services helps backward regions to develop and catch up with the rest of the country that has developed already.','WHAT IS FINANCIAL SERVICES?','','publish','closed','closed','','what-is-financial-services','','','2017-06-19 09:03:36','2017-06-19 09:03:36','',0,'http://highfivefinance.com/?page_id=63',0,'page','',0),(64,1,'2017-06-19 08:46:08','2017-06-19 08:46:08','<h2>Meaning of financial services</h2>\r\nFinancial service is part of financial system that provides different types of finance through various credit instruments, financial products and services.\r\n\r\nIn financial instruments, we come across cheques, bills, promissory notes, debt instruments, letter of credit, etc.\r\n\r\nIn financial products, we come across different types of mutual funds. extending various types of investment opportunities. In addition, there are also products such as credit cards, debit cards, etc.\r\n\r\nIn services we have leasing, factoring, hire purchase finance etc., through which various types of assets can be acquired either for ownership or on lease. There are different types of leases as well as factoring too.\r\n\r\nThus, financial services enable the user to obtain any asset on credit, according to his convenience and at a reasonable interest rate.\r\n<h2>Importance of Financial services</h2>\r\nIt is the presence of financial services that enables a country to improve its economic condition whereby there is more production in all the sectors leading to economic growth.\r\n\r\nThe benefit of economic growth is reflected on the people in the form of economic prosperity wherein the individual enjoys higher standard of living. It is here the financial services enable an individual to acquire or obtain various consumer products through hire purchase. In the process, there are a number of financial institutions which also earn profits. The presence of these financial institutions promote investment, production, saving etc.\r\n\r\nHence, we can bring out the importance of financial services in the following points:\r\n\r\n<strong>Importance of Financial Services</strong>\r\n<ul>\r\n <li>Vibrant Capital Market.</li>\r\n <li>Expands activities of financial markets.</li>\r\n <li>Benefits of Government.</li>\r\n <li>Economic Development.</li>\r\n <li>Economic Growth.</li>\r\n <li>Ensures Greater Yield.</li>\r\n <li>Maximizes Returns.</li>\r\n <li>Minimizes Risks.</li>\r\n <li>Promotes Savings.</li>\r\n <li>Promotes Investments.</li>\r\n <li>Balanced Regional Development.</li>\r\n <li>Promotion of Domestic & Foreign Trade.</li>\r\n</ul>\r\n<h2>1. Promoting investment</h2>\r\nThe presence of financial services creates more demand for products and the producer, in order to meet the demand from the consumer goes for more investment. At this stage, the financial services comes to the rescue of the investor such as merchant banker through the new issue market, enabling the producer to raise capital.\r\n\r\nThe stock market helps in mobilizing more funds by the investor. Investments from abroad is attracted. Factoring and leasing companies, both domestic and foreign enable the producer not only to sell the products but also to acquire modern machinery/technology for further production.\r\n<h2>2. Promoting savings</h2>\r\nFinancial services such as mutual funds provide ample opportunity for different types of saving. In fact, different types of investment options are made available for the convenience of pensioners as well as aged people so that they can be assured of a reasonable return on investment without much risks.\r\n\r\nFor people interested in the growth of their savings, various reinvestment opportunities are provided. The laws enacted by the government regulate the working of various financial services in such a way that the interests of the public who save through these financial institutions are highly protected.\r\n\r\n<strong>Financial Services offered by various financial institutions</strong>\r\n<ul>\r\n <li>Factoring.</li>\r\n <li>Leasing.</li>\r\n <li>Forfaiting.</li>\r\n <li>Hire Purchase Finance.</li>\r\n <li>Credit card.</li>\r\n <li>Merchant Banking.</li>\r\n <li>Book Building.</li>\r\n <li>Asset Liability Management.</li>\r\n <li>Housing Finance.</li>\r\n <li>Portfolio Finance.</li>\r\n <li>Underwriting.</li>\r\n <li>Credit Rating.</li>\r\n <li>Interest & Credit Swap.</li>\r\n <li>Mutual Fund.</li>\r\n</ul>\r\n<h2>3. Minimizing the risks</h2>\r\nThe risks of both financial services as well as producers are minimized by the presence of insurance companies. Various types of risks are covered which not only offer protection from the fluctuating business conditions but also from risks caused by natural calamities.\r\n\r\nInsurance is not only a source of finance but also a source of savings, besides minimizing the risks. Taking this aspect into account, the government has not only privatized the life insurance but also set up a regulatory authority for the insurance companies known as IRDA, 1999 (Insurance Regulatory and Development Authority) .\r\n<h2>4. Maximizing the Returns</h2>\r\nThe presence of financial services enables businessmen to maximize their returns. This is possible due to the availability of credit at a reasonable rate. Producers can avail various types of credit facilities for acquiring assets. In certain cases, they can even go for leasing of certain assets of very high value.\r\n\r\nFactoring companies enable the seller as well as producer to increase their turnover which also increases the profit. Even under stiff competition, the producers will be in a position to sell their products at a low margin. With a higher turnover of stocks, they are able to maximize their return.\r\n<h2>5. Ensures greater Yield</h2>\r\nAs seen already, there is a subtle difference between return and yield. It is the yield which attracts more producers to enter the market and increase their production to meet the demands of the consumer. The financial services enable the producer to not only earn more profits but also maximize their wealth.\r\n\r\nFinancial services enhance their goodwill and induce them to go in for diversification. The stock market and the different types of derivative market provide ample opportunities to get a higher yield for the investor.\r\n<h2>6. Economic growth</h2>\r\nThe development of all the sectors is essential for the development of the economy. The financial services ensure equal distribution of funds to all the three sectors namely, primary, secondary and tertiary so that activities are spread over in a balanced manner in all the three sectors. This brings in a balanced growth of the economy as a result of which employment opportunities are improved.\r\n\r\nThe tertiary or service sector not only grows and this growth is an important sign of development of any economy. In a well developed country, service sector plays a major role and it contributes more to the economy than the other two sectors.\r\n<h2>7. Economic development</h2>\r\nFinancial services enable the consumers to obtain different types of products and services by which they can improve their standard of living. Purchase of car, house and other essential as well as luxurious items is made possible through hire purchase, leasing and housing finance companies. Thus, the consumer is compelled to save while he enjoys the benefits of the assets which he has acquired with the help of financial services.\r\n<h2>8. Benefit to Government</h2>\r\nThe presence of financial services enables the government to raise both short-term and long-term funds to meet both revenue and capital expenditure. Through the money market, government raises short term funds by the issue of Treasury Bills. These are purchased by commercial banks from out of their depositors’ money.\r\n\r\nIn addition to this, the government is able to raise long-term funds by the sale of government securities in the securities market which forms apart of financial market. Even foreign exchange requirements of the government can be met in the foreign exchange market.\r\n\r\nThe most important benefit for any government is the raising of finance without offering any security. In this way, the financial services are a big boon to the government.\r\n<h2>9. Expands activities of Financial Institutions</h2>\r\nThe presence of financial services enables financial institutions to not only raise finance but also get an opportunity to disburse their funds in the most profitable manner. Mutual funds, factoring, credit cards, hire purchase finance are some of the services which get financed by financial institutions.\r\n\r\nThe financial institutions are in a position to expand their activities and thus diversify the use of their funds for various activities. This ensures economic dynamism.\r\n<h2>10. Capital Market</h2>\r\nOne of the barometers of any economy is the presence of a vibrant capital market. If there is hectic activity in the capital market, then it is an indication of the presence of a positive economic condition. The financial services ensure that all the companies are able to acquire adequate funds to boost production and to reap more profits eventually.\r\n\r\nIn the absence of financial services, there will be paucity of funds which will adversely affect the working of companies and will only result in a negative growth of the capital market. When the capital market is more active, funds from foreign countries also flow in. Hence, the changes in capital market is mainly due to the availability of financial services.\r\n<h2>11. Promotion of Domestic and Foreign Trade</h2>\r\nFinancial services ensure promotion of domestic as well as foreign trade. The presence of factoring and forfaiting companies ensures increasing sale of goods in the domestic market and export of goods in the foreign market. Banking and insurance services further contribute to step up such promotional activities.\r\n<h2>12. Balanced Regional development</h2>\r\nThe government monitors the growth of economy and regions that remain backward economically are given fiscal and monetary benefits through tax and cheaper credit by which more investment is promoted. This generates more production, employment, income, demand and ultimately increase in prices.\r\n\r\nThe producers will earn more profits and can expand their activities further. So, the presence of financial services helps backward regions to develop and catch up with the rest of the country that has developed already.','FINANCIAL SERVICES','','inherit','closed','closed','','63-revision-v1','','','2017-06-19 08:46:08','2017-06-19 08:46:08','',63,'http://highfivefinance.com/2017/06/19/63-revision-v1/',0,'revision','',0),(67,1,'2017-06-19 08:54:07','2017-06-19 08:54:07','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.\r\n\r\nMatters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. Banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like PayPal and Venmo.\r\n<h2>BREAKING DOWN \'Personal Finance\'</h2>\r\nAll individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. It depends on one\'s expenses, income, living requirements and individual goals and desires.\r\n\r\n<strong>Among the most important aspects of personal finance are:</strong>\r\n<ul>\r\n <li>Assessing expected cash flow</li>\r\n <li>Buying insurance</li>\r\n <li>Calculating and filing taxes</li>\r\n <li>Savings and investment</li>\r\n <li>Retirement planning</li>\r\n</ul>\r\nAs a specialized field, personal finance is a fairly recent development, though colleges and schools have taught aspects of it as \"home economics\" or \"consumer economics\" since the early 1900s. The field was initially disregarded by male economists, as \"home economics\" appeared to be the purview of home-making women. However, more recently economists have repeatedly stressed widespread education in matters of personal finance as integral to microeconomics and the overall economy.\r\n\r\nMarket theory and practice is largely guided by assuming the presence of the invisible hand: the idea that all consumers in a market economy will act rationally, or in their own self-interest. In theory, this makes market fluctuations predictable and provides assurance that their movements have been in the interest of the consumer. However, scholars and behavioral economists in the late 20th and 21st centuries began to question that assumption, arguing that consumers actually act irrationally as a result of under-education in a more complicated and less comprehensible economy. Many consumers simply do not have the information to make the most rational financial decisions for themselves, or they are manipulated by circumstance or misinformation to perceive a decision as being more rational than it actually is.\r\n\r\n<strong>Click to Know:</strong> <a href=\"http://highfivefinance.com/personal-finance-planning-tips/\">Personal Finance Planning Tips</a>','WHAT IS PERSONAL FINANCE?','','inherit','closed','closed','','53-revision-v1','','','2017-06-19 08:54:07','2017-06-19 08:54:07','',53,'http://highfivefinance.com/2017/06/19/53-revision-v1/',0,'revision','',0),(68,1,'2017-06-19 08:54:29','2017-06-19 08:54:29','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household','PERSONAL FINANCE','','publish','closed','closed','','personal-finance','','','2017-06-19 11:59:22','2017-06-19 11:59:22','',0,'http://highfivefinance.com/?page_id=68',0,'page','',0),(69,1,'2017-06-19 08:54:29','2017-06-19 08:54:29','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.','WHAT IS PERSONAL FINANCE?','','inherit','closed','closed','','68-revision-v1','','','2017-06-19 08:54:29','2017-06-19 08:54:29','',68,'http://highfivefinance.com/2017/06/19/68-revision-v1/',0,'revision','',0),(70,1,'2017-06-19 08:54:45','2017-06-19 08:54:45','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending.','PERSONAL FINANCE','','inherit','closed','closed','','68-revision-v1','','','2017-06-19 08:54:45','2017-06-19 08:54:45','',68,'http://highfivefinance.com/2017/06/19/68-revision-v1/',0,'revision','',0),(72,1,'2017-06-19 08:58:24','2017-06-19 08:58:24','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small','CORPORATE FINANCE','','publish','closed','closed','','corporate-finance','','','2017-06-19 12:00:07','2017-06-19 12:00:07','',0,'http://highfivefinance.com/?page_id=72',0,'page','',0),(73,1,'2017-06-19 08:58:09','2017-06-19 08:58:09','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small corporations. These corporations raise capital and then deploy this capital for productive purposes. The financial calculations that go behind raising and successfully deploying capital is what forms the basis of corporate finance. Here is a short introduction:\n<h2>Separation of Ownership and Management</h2>\nThe basis of corporate finance is the separation of ownership and management. Now, the firm is not restricted by capital which needs to be provided by an individual owner only. The general public needs avenues for investing their excess savings. They are not content with putting all their money in risk free bank accounts. They wish to take a risk with some of their money. It is because of this reason that capital markets have emerged. They serve the dual need of providing corporations with access to source of financing while at the same time they provide the general public with a plethora of choices for investment.\n<h2>Liaison between Firms and Capital Markets</h2>\nThe corporate finance domain is like a liaison between the firm and the capital markets. The purpose of the financial manager and other professionals in the corporate finance domain is twofold. Firstly, they need to ensure that the firm has adequate finances and that they are using the right sources of funds that have the minimum costs. Secondly, they have to ensure that the firm is putting the funds so raised to good use and generating maximum return for its owners. These two decisions are the basis of corporate finance and have been listed in greater detail below:\n<h2>Financing Decision</h2>\nAs stated above the firm now has access to capital markets to fulfill its financing needs. However, the firm faces multiple choices when it comes to financing. The firm can firstly choose whether it wants to raise equity capital or debt capital. Even within the equity and debt capital the firm faces multiple choices. They can opt for a bank loan, corporate loans, public fixed deposits, debentures and amongst a wide variety of options to raise funds. With financial innovation and securitization, the range of instruments that the firm can use to raise capital has become very large. The job of a financial manager therefore is to ensure that the firm is well capitalized i.e. they have the right amount of capital and that the firm has the right capital structure i.e. they have the right mix of debt and equity and other financial instruments.\n<h2>Investment Decision</h2>\nOnce the firm has gained access to capital, the financial manager faces the next big decision. This decision is to deploy the funds in a manner that it yields the maximum returns for its shareholders. For this decision, the firm must be aware of its cost of capital. Once they know their cost of capital, they can deploy their funds in a way that the returns that accrue are more than the cost of capital which the company has to pay. Finding such investments and deploying the funds successfully is the investing decision. It is also known as capital budgeting and is an integral part of corporate finance.\n\nCapital budgeting has a theoretical assumption that the firm has access to unlimited financing as long as they have feasible projects. A variation of this decision is capital rationing. Here the assumption is that the firm has limited funds and must choose amongst competing projects even though all of them may be financially viable. The firm thus has to select only those projects that will provide the best return in the long term.\n\nFinancing and investing decisions are like two sides of the same coin. The firm must raise finances only when it has suitable avenues to deploy them. The domain of corporate finance has various tools and techniques which allow managers to evaluate financing and investing decisions. It is thus essential for the financial well being of a firm.','WHAT IS CORPORATE FINANCE?','','inherit','closed','closed','','61-autosave-v1','','','2017-06-19 08:58:09','2017-06-19 08:58:09','',61,'http://highfivefinance.com/2017/06/19/61-autosave-v1/',0,'revision','',0),(74,1,'2017-06-19 08:58:14','2017-06-19 08:58:14','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small corporations. These corporations raise capital and then deploy this capital for productive purposes. The financial calculations that go behind raising and successfully deploying capital is what forms the basis of corporate finance. Here is a short introduction:\r\n<h2>Separation of Ownership and Management</h2>\r\nThe basis of corporate finance is the separation of ownership and management. Now, the firm is not restricted by capital which needs to be provided by an individual owner only. The general public needs avenues for investing their excess savings. They are not content with putting all their money in risk free bank accounts. They wish to take a risk with some of their money. It is because of this reason that capital markets have emerged. They serve the dual need of providing corporations with access to source of financing while at the same time they provide the general public with a plethora of choices for investment.\r\n<h2>Liaison between Firms and Capital Markets</h2>\r\nThe corporate finance domain is like a liaison between the firm and the capital markets. The purpose of the financial manager and other professionals in the corporate finance domain is twofold. Firstly, they need to ensure that the firm has adequate finances and that they are using the right sources of funds that have the minimum costs. Secondly, they have to ensure that the firm is putting the funds so raised to good use and generating maximum return for its owners. These two decisions are the basis of corporate finance and have been listed in greater detail below:\r\n<h2>Financing Decision</h2>\r\nAs stated above the firm now has access to capital markets to fulfill its financing needs. However, the firm faces multiple choices when it comes to financing. The firm can firstly choose whether it wants to raise equity capital or debt capital. Even within the equity and debt capital the firm faces multiple choices. They can opt for a bank loan, corporate loans, public fixed deposits, debentures and amongst a wide variety of options to raise funds. With financial innovation and securitization, the range of instruments that the firm can use to raise capital has become very large. The job of a financial manager therefore is to ensure that the firm is well capitalized i.e. they have the right amount of capital and that the firm has the right capital structure i.e. they have the right mix of debt and equity and other financial instruments.\r\n<h2>Investment Decision</h2>\r\nOnce the firm has gained access to capital, the financial manager faces the next big decision. This decision is to deploy the funds in a manner that it yields the maximum returns for its shareholders. For this decision, the firm must be aware of its cost of capital. Once they know their cost of capital, they can deploy their funds in a way that the returns that accrue are more than the cost of capital which the company has to pay. Finding such investments and deploying the funds successfully is the investing decision. It is also known as capital budgeting and is an integral part of corporate finance.\r\n\r\nCapital budgeting has a theoretical assumption that the firm has access to unlimited financing as long as they have feasible projects. A variation of this decision is capital rationing. Here the assumption is that the firm has limited funds and must choose amongst competing projects even though all of them may be financially viable. The firm thus has to select only those projects that will provide the best return in the long term.\r\n\r\nFinancing and investing decisions are like two sides of the same coin. The firm must raise finances only when it has suitable avenues to deploy them. The domain of corporate finance has various tools and techniques which allow managers to evaluate financing and investing decisions. It is thus essential for the financial well being of a firm.','WHAT IS CORPORATE FINANCE?','','inherit','closed','closed','','61-revision-v1','','','2017-06-19 08:58:14','2017-06-19 08:58:14','',61,'http://highfivefinance.com/2017/06/19/61-revision-v1/',0,'revision','',0),(75,1,'2017-06-19 08:58:24','2017-06-19 08:58:24','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small corporations.','CORPORATE FINANCE','','inherit','closed','closed','','72-revision-v1','','','2017-06-19 08:58:24','2017-06-19 08:58:24','',72,'http://highfivefinance.com/2017/06/19/72-revision-v1/',0,'revision','',0),(77,1,'2017-06-19 09:02:57','2017-06-19 09:02:57','<h2>Meaning of financial services</h2>\nFinancial service is part of financial system that provides different types of finance through various credit instruments, financial products and services.\n\nIn financial instruments, we come across cheques, bills, promissory notes, debt instruments, letter of credit, etc.\n\nIn financial products, we come across different types of mutual funds. extending various types of investment opportunities. In addition, there are also products such as credit cards, debit cards, etc.\n\nIn services we have leasing, factoring, hire purchase finance etc., through which various types of assets can be acquired either for ownership or on lease. There are different types of leases as well as factoring too.\n\nThus, financial services enable the user to obtain any asset on credit, according to his convenience and at a reasonable interest rate.\n<h2>Importance of Financial services</h2>\nIt is the presence of financial services that enables a country to improve its economic condition whereby there is more production in all the sectors leading to economic growth.\n\nThe benefit of economic growth is reflected on the people in the form of economic prosperity wherein the individual enjoys higher standard of living. It is here the financial services enable an individual to acquire or obtain various consumer products through hire purchase. In the process, there are a number of financial institutions which also earn profits. The presence of these financial institutions promote investment, production, saving etc.\n\nHence, we can bring out the importance of financial services in the following points:\n\n<strong>Importance of Financial Services</strong>\n<ul>\n <li>Vibrant Capital Market.</li>\n <li>Expands activities of financial markets.</li>\n <li>Benefits of Government.</li>\n <li>Economic Development.</li>\n <li>Economic Growth.</li>\n <li>Ensures Greater Yield.</li>\n <li>Maximizes Returns.</li>\n <li>Minimizes Risks.</li>\n <li>Promotes Savings.</li>\n <li>Promotes Investments.</li>\n <li>Balanced Regional Development.</li>\n <li>Promotion of Domestic & Foreign Trade.</li>\n</ul>\n<h2>1. Promoting investment</h2>\nThe presence of financial services creates more demand for products and the producer, in order to meet the demand from the consumer goes for more investment. At this stage, the financial services comes to the rescue of the investor such as merchant banker through the new issue market, enabling the producer to raise capital.\n\nThe stock market helps in mobilizing more funds by the investor. Investments from abroad is attracted. Factoring and leasing companies, both domestic and foreign enable the producer not only to sell the products but also to acquire modern machinery/technology for further production.\n<h2>2. Promoting savings</h2>\nFinancial services such as mutual funds provide ample opportunity for different types of saving. In fact, different types of investment options are made available for the convenience of pensioners as well as aged people so that they can be assured of a reasonable return on investment without much risks.\n\nFor people interested in the growth of their savings, various reinvestment opportunities are provided. The laws enacted by the government regulate the working of various financial services in such a way that the interests of the public who save through these financial institutions are highly protected.\n\n<strong>Financial Services offered by various financial institutions</strong>\n<ul>\n <li>Factoring.</li>\n <li>Leasing.</li>\n <li>Forfaiting.</li>\n <li>Hire Purchase Finance.</li>\n <li>Credit card.</li>\n <li>Merchant Banking.</li>\n <li>Book Building.</li>\n <li>Asset Liability Management.</li>\n <li>Housing Finance.</li>\n <li>Portfolio Finance.</li>\n <li>Underwriting.</li>\n <li>Credit Rating.</li>\n <li>Interest & Credit Swap.</li>\n <li>Mutual Fund.</li>\n</ul>\n<h2>3. Minimizing the risks</h2>\nThe risks of both financial services as well as producers are minimized by the presence of insurance companies. Various types of risks are covered which not only offer protection from the fluctuating business conditions but also from risks caused by natural calamities.\n\nInsurance is not only a source of finance but also a source of savings, besides minimizing the risks. Taking this aspect into account, the government has not only privatized the life insurance but also set up a regulatory authority for the insurance companies known as IRDA, 1999 (Insurance Regulatory and Development Authority) .\n<h2>4. Maximizing the Returns</h2>\nThe presence of financial services enables businessmen to maximize their returns. This is possible due to the availability of credit at a reasonable rate. Producers can avail various types of credit facilities for acquiring assets. In certain cases, they can even go for leasing of certain assets of very high value.\n\nFactoring companies enable the seller as well as producer to increase their turnover which also increases the profit. Even under stiff competition, the producers will be in a position to sell their products at a low margin. With a higher turnover of stocks, they are able to maximize their return.\n<h2>5. Ensures greater Yield</h2>\nAs seen already, there is a subtle difference between return and yield. It is the yield which attracts more producers to enter the market and increase their production to meet the demands of the consumer. The financial services enable the producer to not only earn more profits but also maximize their wealth.\n\nFinancial services enhance their goodwill and induce them to go in for diversification. The stock market and the different types of derivative market provide ample opportunities to get a higher yield for the investor.\n<h2>6. Economic growth</h2>\nThe development of all the sectors is essential for the development of the economy. The financial services ensure equal distribution of funds to all the three sectors namely, primary, secondary and tertiary so that activities are spread over in a balanced manner in all the three sectors. This brings in a balanced growth of the economy as a result of which employment opportunities are improved.\n\nThe tertiary or service sector not only grows and this growth is an important sign of development of any economy. In a well developed country, service sector plays a major role and it contributes more to the economy than the other two sectors.\n<h2>7. Economic development</h2>\nFinancial services enable the consumers to obtain different types of products and services by which they can improve their standard of living. Purchase of car, house and other essential as well as luxurious items is made possible through hire purchase, leasing and housing finance companies. Thus, the consumer is compelled to save while he enjoys the benefits of the assets which he has acquired with the help of financial services.\n<h2>8. Benefit to Government</h2>\nThe presence of financial services enables the government to raise both short-term and long-term funds to meet both revenue and capital expenditure. Through the money market, government raises short term funds by the issue of Treasury Bills. These are purchased by commercial banks from out of their depositors’ money.\n\nIn addition to this, the government is able to raise long-term funds by the sale of government securities in the securities market which forms apart of financial market. Even foreign exchange requirements of the government can be met in the foreign exchange market.\n\nThe most important benefit for any government is the raising of finance without offering any security. In this way, the financial services are a big boon to the government.\n<h2>9. Expands activities of Financial Institutions</h2>\nThe presence of financial services enables financial institutions to not only raise finance but also get an opportunity to disburse their funds in the most profitable manner. Mutual funds, factoring, credit cards, hire purchase finance are some of the services which get financed by financial institutions.\n\nThe financial institutions are in a position to expand their activities and thus diversify the use of their funds for various activities. This ensures economic dynamism.\n<h2>10. Capital Market</h2>\nOne of the barometers of any economy is the presence of a vibrant capital market. If there is hectic activity in the capital market, then it is an indication of the presence of a positive economic condition. The financial services ensure that all the companies are able to acquire adequate funds to boost production and to reap more profits eventually.\n\nIn the absence of financial services, there will be paucity of funds which will adversely affect the working of companies and will only result in a negative growth of the capital market. When the capital market is more active, funds from foreign countries also flow in. Hence, the changes in capital market is mainly due to the availability of financial services.\n<h2>11. Promotion of Domestic and Foreign Trade</h2>\nFinancial services ensure promotion of domestic as well as foreign trade. The presence of factoring and forfaiting companies ensures increasing sale of goods in the domestic market and export of goods in the foreign market. Banking and insurance services further contribute to step up such promotional activities.\n<h2>12. Balanced Regional development</h2>\nThe government monitors the growth of economy and regions that remain backward economically are given fiscal and monetary benefits through tax and cheaper credit by which more investment is promoted. This generates more production, employment, income, demand and ultimately increase in prices.\n\nThe producers will earn more profits and can expand their activities further. So, the presence of financial services helps backward regions to develop and catch up with the rest of the country that has developed already.','WHAT IS FINANCIAL SERVICES?','','inherit','closed','closed','','63-autosave-v1','','','2017-06-19 09:02:57','2017-06-19 09:02:57','',63,'http://highfivefinance.com/2017/06/19/63-autosave-v1/',0,'revision','',0),(78,1,'2017-06-19 09:04:31','2017-06-19 09:04:31','Financial service is one of the component of the financial system, Lets look at the meaning and its importance.','FINANCIAL SERVICE','','publish','closed','closed','','financial-service','','','2017-06-19 09:04:31','2017-06-19 09:04:31','',0,'http://highfivefinance.com/?page_id=78',0,'page','',0),(79,1,'2017-06-19 09:03:36','2017-06-19 09:03:36','Financial service is one of the component of the financial system, Lets look at the meaning and its importance.\r\n<h2>Meaning of financial services</h2>\r\nFinancial service is part of financial system that provides different types of finance through various credit instruments, financial products and services.\r\n\r\nIn financial instruments, we come across cheques, bills, promissory notes, debt instruments, letter of credit, etc.\r\n\r\nIn financial products, we come across different types of mutual funds. extending various types of investment opportunities. In addition, there are also products such as credit cards, debit cards, etc.\r\n\r\nIn services we have leasing, factoring, hire purchase finance etc., through which various types of assets can be acquired either for ownership or on lease. There are different types of leases as well as factoring too.\r\n\r\nThus, financial services enable the user to obtain any asset on credit, according to his convenience and at a reasonable interest rate.\r\n<h2>Importance of Financial services</h2>\r\nIt is the presence of financial services that enables a country to improve its economic condition whereby there is more production in all the sectors leading to economic growth.\r\n\r\nThe benefit of economic growth is reflected on the people in the form of economic prosperity wherein the individual enjoys higher standard of living. It is here the financial services enable an individual to acquire or obtain various consumer products through hire purchase. In the process, there are a number of financial institutions which also earn profits. The presence of these financial institutions promote investment, production, saving etc.\r\n\r\nHence, we can bring out the importance of financial services in the following points:\r\n\r\n<strong>Importance of Financial Services</strong>\r\n<ul>\r\n <li>Vibrant Capital Market.</li>\r\n <li>Expands activities of financial markets.</li>\r\n <li>Benefits of Government.</li>\r\n <li>Economic Development.</li>\r\n <li>Economic Growth.</li>\r\n <li>Ensures Greater Yield.</li>\r\n <li>Maximizes Returns.</li>\r\n <li>Minimizes Risks.</li>\r\n <li>Promotes Savings.</li>\r\n <li>Promotes Investments.</li>\r\n <li>Balanced Regional Development.</li>\r\n <li>Promotion of Domestic & Foreign Trade.</li>\r\n</ul>\r\n<h2>1. Promoting investment</h2>\r\nThe presence of financial services creates more demand for products and the producer, in order to meet the demand from the consumer goes for more investment. At this stage, the financial services comes to the rescue of the investor such as merchant banker through the new issue market, enabling the producer to raise capital.\r\n\r\nThe stock market helps in mobilizing more funds by the investor. Investments from abroad is attracted. Factoring and leasing companies, both domestic and foreign enable the producer not only to sell the products but also to acquire modern machinery/technology for further production.\r\n<h2>2. Promoting savings</h2>\r\nFinancial services such as mutual funds provide ample opportunity for different types of saving. In fact, different types of investment options are made available for the convenience of pensioners as well as aged people so that they can be assured of a reasonable return on investment without much risks.\r\n\r\nFor people interested in the growth of their savings, various reinvestment opportunities are provided. The laws enacted by the government regulate the working of various financial services in such a way that the interests of the public who save through these financial institutions are highly protected.\r\n\r\n<strong>Financial Services offered by various financial institutions</strong>\r\n<ul>\r\n <li>Factoring.</li>\r\n <li>Leasing.</li>\r\n <li>Forfaiting.</li>\r\n <li>Hire Purchase Finance.</li>\r\n <li>Credit card.</li>\r\n <li>Merchant Banking.</li>\r\n <li>Book Building.</li>\r\n <li>Asset Liability Management.</li>\r\n <li>Housing Finance.</li>\r\n <li>Portfolio Finance.</li>\r\n <li>Underwriting.</li>\r\n <li>Credit Rating.</li>\r\n <li>Interest & Credit Swap.</li>\r\n <li>Mutual Fund.</li>\r\n</ul>\r\n<h2>3. Minimizing the risks</h2>\r\nThe risks of both financial services as well as producers are minimized by the presence of insurance companies. Various types of risks are covered which not only offer protection from the fluctuating business conditions but also from risks caused by natural calamities.\r\n\r\nInsurance is not only a source of finance but also a source of savings, besides minimizing the risks. Taking this aspect into account, the government has not only privatized the life insurance but also set up a regulatory authority for the insurance companies known as IRDA, 1999 (Insurance Regulatory and Development Authority) .\r\n<h2>4. Maximizing the Returns</h2>\r\nThe presence of financial services enables businessmen to maximize their returns. This is possible due to the availability of credit at a reasonable rate. Producers can avail various types of credit facilities for acquiring assets. In certain cases, they can even go for leasing of certain assets of very high value.\r\n\r\nFactoring companies enable the seller as well as producer to increase their turnover which also increases the profit. Even under stiff competition, the producers will be in a position to sell their products at a low margin. With a higher turnover of stocks, they are able to maximize their return.\r\n<h2>5. Ensures greater Yield</h2>\r\nAs seen already, there is a subtle difference between return and yield. It is the yield which attracts more producers to enter the market and increase their production to meet the demands of the consumer. The financial services enable the producer to not only earn more profits but also maximize their wealth.\r\n\r\nFinancial services enhance their goodwill and induce them to go in for diversification. The stock market and the different types of derivative market provide ample opportunities to get a higher yield for the investor.\r\n<h2>6. Economic growth</h2>\r\nThe development of all the sectors is essential for the development of the economy. The financial services ensure equal distribution of funds to all the three sectors namely, primary, secondary and tertiary so that activities are spread over in a balanced manner in all the three sectors. This brings in a balanced growth of the economy as a result of which employment opportunities are improved.\r\n\r\nThe tertiary or service sector not only grows and this growth is an important sign of development of any economy. In a well developed country, service sector plays a major role and it contributes more to the economy than the other two sectors.\r\n<h2>7. Economic development</h2>\r\nFinancial services enable the consumers to obtain different types of products and services by which they can improve their standard of living. Purchase of car, house and other essential as well as luxurious items is made possible through hire purchase, leasing and housing finance companies. Thus, the consumer is compelled to save while he enjoys the benefits of the assets which he has acquired with the help of financial services.\r\n<h2>8. Benefit to Government</h2>\r\nThe presence of financial services enables the government to raise both short-term and long-term funds to meet both revenue and capital expenditure. Through the money market, government raises short term funds by the issue of Treasury Bills. These are purchased by commercial banks from out of their depositors’ money.\r\n\r\nIn addition to this, the government is able to raise long-term funds by the sale of government securities in the securities market which forms apart of financial market. Even foreign exchange requirements of the government can be met in the foreign exchange market.\r\n\r\nThe most important benefit for any government is the raising of finance without offering any security. In this way, the financial services are a big boon to the government.\r\n<h2>9. Expands activities of Financial Institutions</h2>\r\nThe presence of financial services enables financial institutions to not only raise finance but also get an opportunity to disburse their funds in the most profitable manner. Mutual funds, factoring, credit cards, hire purchase finance are some of the services which get financed by financial institutions.\r\n\r\nThe financial institutions are in a position to expand their activities and thus diversify the use of their funds for various activities. This ensures economic dynamism.\r\n<h2>10. Capital Market</h2>\r\nOne of the barometers of any economy is the presence of a vibrant capital market. If there is hectic activity in the capital market, then it is an indication of the presence of a positive economic condition. The financial services ensure that all the companies are able to acquire adequate funds to boost production and to reap more profits eventually.\r\n\r\nIn the absence of financial services, there will be paucity of funds which will adversely affect the working of companies and will only result in a negative growth of the capital market. When the capital market is more active, funds from foreign countries also flow in. Hence, the changes in capital market is mainly due to the availability of financial services.\r\n<h2>11. Promotion of Domestic and Foreign Trade</h2>\r\nFinancial services ensure promotion of domestic as well as foreign trade. The presence of factoring and forfaiting companies ensures increasing sale of goods in the domestic market and export of goods in the foreign market. Banking and insurance services further contribute to step up such promotional activities.\r\n<h2>12. Balanced Regional development</h2>\r\nThe government monitors the growth of economy and regions that remain backward economically are given fiscal and monetary benefits through tax and cheaper credit by which more investment is promoted. This generates more production, employment, income, demand and ultimately increase in prices.\r\n\r\nThe producers will earn more profits and can expand their activities further. So, the presence of financial services helps backward regions to develop and catch up with the rest of the country that has developed already.','WHAT IS FINANCIAL SERVICES?','','inherit','closed','closed','','63-revision-v1','','','2017-06-19 09:03:36','2017-06-19 09:03:36','',63,'http://highfivefinance.com/2017/06/19/63-revision-v1/',0,'revision','',0),(80,1,'2017-06-19 09:04:31','2017-06-19 09:04:31','Financial service is one of the component of the financial system, Lets look at the meaning and its importance.','FINANCIAL SERVICE','','inherit','closed','closed','','78-revision-v1','','','2017-06-19 09:04:31','2017-06-19 09:04:31','',78,'http://highfivefinance.com/2017/06/19/78-revision-v1/',0,'revision','',0),(82,1,'2017-06-19 09:47:08','2017-06-19 09:47:08','If you want to build wealth, become financially independent, gain control over your time, and spend your days having your money work for you rather than you working for your money, you must master saving and investing. Anything you can do to make saving an investing easier is a victory because it accelerates your ultimate arrival at the life you envision for yourself. Saving the first $100,000 is the most difficult part but once you get beyond that threshold, things get a lot easier because your money starts to compound for you as your dividends, interest, and rents pile up.\r\n\r\nTo help you understand some of the things that I think are important when it comes to saving and investing money, I\'ve put together a quick list with my thoughts on why each item matters.\r\n<h2>1. Keep Perspective. Saving and Investing Are Important But They Are Only a Means to an End</h2>\r\nYour investments and savings are ultimately a means to an end. The value of your portfolio rests in the enjoyment and security it provides for your family. This is often the reason normally rational individuals behave irrationally when it comes to their stock holdings - they secretly view each up and down tick as feast or famine. It\'s foolish; nonsense. Money is a tool. Nothing more. Nothing less. It exists to serve you and accomplish whatever it is you want it to accomplish for your life, be it making you more comfortable, giving you control over your career, living in an area you love, giving your children and grandchildren a head start in life, or being able to pursue a passion that you otherwise would not be able to afford.\r\n\r\nThe moment you begin to prioritize saving and investing for its own sake, you\'re probably going to make bad decisions and miss out on some of the most valuable experiences in life. For some people frugality becomes a type of sickness; a religious-like asceticism that enslaves them to the debits and credits on their personal ledger.\r\n<h2>2. Saving and Investing Becomes a Lot Easier When You Step Off the Consumption Treadmill</h2>\r\nOn a related note to the last item, just as you can be too parsimonious, you don\'t want to turn into a total profligate, unable to deny yourself by choosing what you actually want over your short-term desires. Moderation is the key. Prudence and temperance is the secret. In the same way consuming too little or too much food or drink can cause misery and death in the body, so too can hoarding or squandering capital in the soul.\r\n\r\nYou probably know what I mean. You see people who always have credit card debt; who always need a new car even if they can\'t afford it. They go through life making a good living but hardly ever able to scrape two pennies together unless they\'re promising to sell future hours of their life (which is what happens when most people borrow money - you\'re quite literally agreeing to give up some of the 27,375 days you\'ve been given if you\'re a perfectly average person plus interest, in many cases). To add insult to injury, these folks hardly ever think about lifecycle costs or economies of scale. They could live so much better than they do if they were only intelligent about it but impulsiveness wrecks any hope of that.\r\n\r\nIf this is an area with which you struggle, I\'m a fan of a behavioral psychology tool called \"gamification\". Effectively, you take the rules, rewards, and mechanics of a video game, board game, or other game and apply it to your personal economics. You make it a personal challenge to find ways to purposely cut expenses by $100 a month and move it into savings, instead, walking home instead of taking the bus or skipping ordering a glass of tea with lunch, requesting water, instead. It becomes its own reward system. There are numerous phone apps, tablet apps, and software programs these days that can do it for you, even allowing you to create avatars that level-up at pre-determined milestones.\r\n\r\nIt\'s worth it. You must master this if you have any hope to enjoy life. You can never experience financial freedom until you have stepped off the consumption treadmill.\r\n\r\nOnce you slip into the habit of borrowing tomorrow’s income to pay for today’s expenditures, you will begin to loathe money and possibly even your job or occupation. Instead of viewing it as an outlet for your talents, gifts and ambitions, it becomes a series of endless tasks you must complete if you hope to break even at the end of each month.\r\n<h2>3. Saving and Investing Money Becomes a Lot Easier If You Setup Auto-Withdrawals from Your Checking or Savings Account</h2>\r\nMany brokerage firms allow you to set up regular deposits by electronically transferring money from your checking or savings account each week, month or quarter. This is a very effective way to begin saving because you don’t actually see or miss the cash as it is moved directly into your brokerage account. On the same note, if your employer offers an automatic withdrawal option for your retirement account, you may want to consider joining.\r\n<h2>4. Educate Your Mind. The More You Know, the More Excited You Get About Saving and Investing Because You Realize You\'re Buying Yourself Freedom</h2>\r\nThere are hundreds of excellent finance, investing, economics, accounting, business and management books in the world. A few hours of well-directed reading each week can have a fattening effect on your pocketbook as well as give you something to talk about with your friends and family. One small example is how fun it is to see the world through the lens of creating passive income; of measuring your annual success through the level of passive income you generate each twelve months. Another is learning how you can get paid in exchange to promise other people you\'ll buy a stock you wanted to buy, at a price you wanted to pay. It sounds crazy but it\'s true.\r\n\r\nConsume knowledge. Amass wisdom. Be a learning machine, always adding to your arsenal of practical, applicable strategies and techniques. A few good ideas spread out over a lifetime, intelligently implemented, can mean all of the difference.\r\n<h2>5. Saving and Investing Money Is Easier If You Reward Yourself from Time to Time</h2>\r\nClipping coupons and reducing household expenditures does not mean you have to live the life of a miser. Once you\'ve established your personal investing goal, reward yourself for reaching specific milestone. Perhaps take a vacation once you cross your first $100,000 in savings. Maybe allow yourself to buy a lake cabin when you pay off all of your debt and have a solid emergency fund; a place where you, your children, and your children\'s children will spend summers. Figuring out how to space rewards with goals that cause you to reach, to deny yourself just enough to be uncomfortable and the accomplishment truly is a personal, emotional victory, may take some time but it is worth it.\r\n\r\nPositive economic incentives can do marvels for productivity, and you may not find it nearly as difficult forgoing current consumption if you know a new pair of Allen Edmonds is in your future. Besides, when you associate a luxury good with an accomplishment, it has much more meaning and value.\r\n\r\n ','WAYS TO MAKE SAVING AND INVESTING EASIER','','publish','closed','closed','','ways-to-make-saving-and-investing-easier','','','2017-06-19 09:47:08','2017-06-19 09:47:08','',0,'http://highfivefinance.com/?page_id=82',0,'page','',0),(83,1,'2017-06-19 09:46:10','2017-06-19 09:46:10','If you want to build wealth, become financially independent, gain control over your time, and spend your days','SAVING AND INVESTMENT','','publish','closed','closed','','saving-and-investment','','','2017-06-19 12:00:51','2017-06-19 12:00:51','',0,'http://highfivefinance.com/?page_id=83',0,'page','',0),(84,1,'2017-06-19 09:46:10','2017-06-19 09:46:10','If you want to build wealth, become financially independent, gain control over your time, and spend your days having your money','SAVING AND INVESTMENT','','inherit','closed','closed','','83-revision-v1','','','2017-06-19 09:46:10','2017-06-19 09:46:10','',83,'http://highfivefinance.com/2017/06/19/83-revision-v1/',0,'revision','',0),(85,1,'2017-06-19 09:47:08','2017-06-19 09:47:08','If you want to build wealth, become financially independent, gain control over your time, and spend your days having your money work for you rather than you working for your money, you must master saving and investing. Anything you can do to make saving an investing easier is a victory because it accelerates your ultimate arrival at the life you envision for yourself. Saving the first $100,000 is the most difficult part but once you get beyond that threshold, things get a lot easier because your money starts to compound for you as your dividends, interest, and rents pile up.\r\n\r\nTo help you understand some of the things that I think are important when it comes to saving and investing money, I\'ve put together a quick list with my thoughts on why each item matters.\r\n<h2>1. Keep Perspective. Saving and Investing Are Important But They Are Only a Means to an End</h2>\r\nYour investments and savings are ultimately a means to an end. The value of your portfolio rests in the enjoyment and security it provides for your family. This is often the reason normally rational individuals behave irrationally when it comes to their stock holdings - they secretly view each up and down tick as feast or famine. It\'s foolish; nonsense. Money is a tool. Nothing more. Nothing less. It exists to serve you and accomplish whatever it is you want it to accomplish for your life, be it making you more comfortable, giving you control over your career, living in an area you love, giving your children and grandchildren a head start in life, or being able to pursue a passion that you otherwise would not be able to afford.\r\n\r\nThe moment you begin to prioritize saving and investing for its own sake, you\'re probably going to make bad decisions and miss out on some of the most valuable experiences in life. For some people frugality becomes a type of sickness; a religious-like asceticism that enslaves them to the debits and credits on their personal ledger.\r\n<h2>2. Saving and Investing Becomes a Lot Easier When You Step Off the Consumption Treadmill</h2>\r\nOn a related note to the last item, just as you can be too parsimonious, you don\'t want to turn into a total profligate, unable to deny yourself by choosing what you actually want over your short-term desires. Moderation is the key. Prudence and temperance is the secret. In the same way consuming too little or too much food or drink can cause misery and death in the body, so too can hoarding or squandering capital in the soul.\r\n\r\nYou probably know what I mean. You see people who always have credit card debt; who always need a new car even if they can\'t afford it. They go through life making a good living but hardly ever able to scrape two pennies together unless they\'re promising to sell future hours of their life (which is what happens when most people borrow money - you\'re quite literally agreeing to give up some of the 27,375 days you\'ve been given if you\'re a perfectly average person plus interest, in many cases). To add insult to injury, these folks hardly ever think about lifecycle costs or economies of scale. They could live so much better than they do if they were only intelligent about it but impulsiveness wrecks any hope of that.\r\n\r\nIf this is an area with which you struggle, I\'m a fan of a behavioral psychology tool called \"gamification\". Effectively, you take the rules, rewards, and mechanics of a video game, board game, or other game and apply it to your personal economics. You make it a personal challenge to find ways to purposely cut expenses by $100 a month and move it into savings, instead, walking home instead of taking the bus or skipping ordering a glass of tea with lunch, requesting water, instead. It becomes its own reward system. There are numerous phone apps, tablet apps, and software programs these days that can do it for you, even allowing you to create avatars that level-up at pre-determined milestones.\r\n\r\nIt\'s worth it. You must master this if you have any hope to enjoy life. You can never experience financial freedom until you have stepped off the consumption treadmill.\r\n\r\nOnce you slip into the habit of borrowing tomorrow’s income to pay for today’s expenditures, you will begin to loathe money and possibly even your job or occupation. Instead of viewing it as an outlet for your talents, gifts and ambitions, it becomes a series of endless tasks you must complete if you hope to break even at the end of each month.\r\n<h2>3. Saving and Investing Money Becomes a Lot Easier If You Setup Auto-Withdrawals from Your Checking or Savings Account</h2>\r\nMany brokerage firms allow you to set up regular deposits by electronically transferring money from your checking or savings account each week, month or quarter. This is a very effective way to begin saving because you don’t actually see or miss the cash as it is moved directly into your brokerage account. On the same note, if your employer offers an automatic withdrawal option for your retirement account, you may want to consider joining.\r\n<h2>4. Educate Your Mind. The More You Know, the More Excited You Get About Saving and Investing Because You Realize You\'re Buying Yourself Freedom</h2>\r\nThere are hundreds of excellent finance, investing, economics, accounting, business and management books in the world. A few hours of well-directed reading each week can have a fattening effect on your pocketbook as well as give you something to talk about with your friends and family. One small example is how fun it is to see the world through the lens of creating passive income; of measuring your annual success through the level of passive income you generate each twelve months. Another is learning how you can get paid in exchange to promise other people you\'ll buy a stock you wanted to buy, at a price you wanted to pay. It sounds crazy but it\'s true.\r\n\r\nConsume knowledge. Amass wisdom. Be a learning machine, always adding to your arsenal of practical, applicable strategies and techniques. A few good ideas spread out over a lifetime, intelligently implemented, can mean all of the difference.\r\n<h2>5. Saving and Investing Money Is Easier If You Reward Yourself from Time to Time</h2>\r\nClipping coupons and reducing household expenditures does not mean you have to live the life of a miser. Once you\'ve established your personal investing goal, reward yourself for reaching specific milestone. Perhaps take a vacation once you cross your first $100,000 in savings. Maybe allow yourself to buy a lake cabin when you pay off all of your debt and have a solid emergency fund; a place where you, your children, and your children\'s children will spend summers. Figuring out how to space rewards with goals that cause you to reach, to deny yourself just enough to be uncomfortable and the accomplishment truly is a personal, emotional victory, may take some time but it is worth it.\r\n\r\nPositive economic incentives can do marvels for productivity, and you may not find it nearly as difficult forgoing current consumption if you know a new pair of Allen Edmonds is in your future. Besides, when you associate a luxury good with an accomplishment, it has much more meaning and value.\r\n\r\n ','WAYS TO MAKE SAVING AND INVESTING EASIER','','inherit','closed','closed','','82-revision-v1','','','2017-06-19 09:47:08','2017-06-19 09:47:08','',82,'http://highfivefinance.com/2017/06/19/82-revision-v1/',0,'revision','',0),(88,1,'2017-06-19 10:02:20','2017-06-19 10:02:20','Investment bonds are life insurance policies where you invest a lump sum in a variety of available funds. Some investment bonds run for a fixed term, others have no set investment term. When you cash investment bonds in, how much you get back depends on how well – or how badly – the investment has done.\r\n<ul>\r\n <li>When might investment bonds be for you?</li>\r\n <li>How investment bonds work</li>\r\n <li>Risk and return</li>\r\n <li>Access to your money</li>\r\n <li>Charges</li>\r\n <li>Are investment bonds safe and secure?</li>\r\n <li>Tax on investment bonds</li>\r\n <li>Where to get investment bonds</li>\r\n <li>If things go wrong</li>\r\n</ul>\r\n<h2>When might investment bonds be for you?</h2>\r\nYou want to invest a lump sum – usually at least £5,000\r\nYou can tie up your money for at least five years\r\nYou are comfortable with the fact that the value of your investment can go down as well as up and you may get back less than you invested\r\n<h2>How investment bonds work</h2>\r\nYou invest a lump sum – the minimum is usually between £5,000 and £10,000.\r\n\r\nMost investment bonds are whole of life. There is no minimum term, usually, although surrender penalties may apply in the early years.\r\nUsually you or your adviser has a choice of funds to invest the money into.\r\nAt surrender or on death (or if not a whole of life bond at the end of the term), a lump sum will be paid out. The amount depends on the bond’s terms and conditions and may depend on investment performance.\r\nSome investment bonds may guarantee your capital or your returns. These guarantees usually involve a counterparty. If so they carry the risk of counterparty failure.\r\n\r\n<strong>How your money is invested</strong>\r\n\r\nYou have a choice of two types of funds – with-profits or unit-linked. Both have the same tax rules where tax is paid on both growth and income accrued in the fund by the insurer.\r\n<h2><strong>Risk and return</strong></h2>\r\nSome investments offer a guarantee that you won’t get back less than you originally invested.\r\nBy choosing a bond that allows you to invest in a variety of investment funds and switch funds easily you may weather the ups and downs of the market better. Find out more about diversifying.\r\nBecause there’s an element of life assurance, your investment bond policy may pay out slightly more than the value of the fund if you die during its term.\r\n<h2><strong>Access to your money</strong></h2>\r\nYou can usually withdraw some or all of your money whenever you need to, but a surrender penalty may apply if you do so in the first few years. There may also be a tax charge. If you think you may want access to your money early, consider alternatives: Popular investments at a glance.opens in new window\r\nInvestment bonds also allow you to make regular withdrawals each year up to a specified limit. Withdrawals of up to 5% each year of the amount that you invested can be taken without triggering any immediate tax liability. However, the tax is in effect only deferred as, when the bond is cashed in, withdrawals will be added to any profit made and taxed as income in that tax year.\r\nAlways look at policy conditions to work out what charges may apply to full or partial withdrawals.\r\n<h2><strong>Charges</strong></h2>\r\nThere may be charges to pay when you take out the bond.\r\nChoosing a bond that guarantees that you won’t lose money, could mean you may pay more in charges.\r\nSwitching between an insurer’s investment funds is usually free, but you may be charged if you switch frequently.\r\nYou may have to pay a charge if you cash in within the first few years.\r\n\r\nInsurers often offer a range of charging structures. Make sure you are happy and understand how your money will be charged\r\n<h2>Are investment bonds safe and secure?</h2>\r\nYour money is secure except in the unlikely event of the insurance company going bust.\r\n\r\nYou cannot claim compensation simply because the value of your investment falls.\r\n<h2>Tax on investment bonds</h2>\r\nAll gains and income earned within an investment bond are taxed at 20% and paid directly out of the investment bond. Withdrawals of up to 5% a year are allowed for up to 20 years without incurring an additional tax charge. If you don’t use your 5% allowance in a given year, the allowance is carried over to the following year i.e. if you make no withdrawals in year one, you could draw up to 10% the following year without incurring a tax liability.\r\n\r\nSo if you’re a higher rate or additional rate taxpayer, paying 40% or 45% tax on income in the current tax year, an investment bond can minimise your income tax bill. However, your tax bill does not disappear entirely. Instead, the tax is deferred and any additional tax due will be payable at the time you cash in the bond, or when it matures. All capital gains are treated as income at this point. Although tax at 20% has already been deducted, you may have an additional income tax bill if your gains push your income over the higher or additional rate tax threshold in the year they mature.\r\n\r\nYou may be able to avoid this by using a method known as ‘top slicing’. Top slicing works by dividing your profit over the lifetime of your bond (including withdrawals) by the number of years the bond has been held. If the resulting figure, when added to your other income for the tax year, is below the higher-rate tax threshold, there is no extra tax to pay. However, if the top-sliced profits still push you over the higher rate tax threshold for the year, then additional tax must be paid on the entire gain.\r\n<h2>Where to get investment bonds</h2>\r\nYou can buy investment bonds through a financial adviser or directly from an insurance company.\r\n\r\nIf you’re not sure whether an investment bond fits your needs, it’s a good idea to talk to an Independent Financial Adviser (IFA).','INVESTMENT BONDS','','publish','closed','closed','','investment-bonds','','','2017-06-19 13:14:49','2017-06-19 13:14:49','',0,'http://highfivefinance.com/?page_id=88',0,'page','',0),(89,1,'2017-06-19 10:02:20','2017-06-19 10:02:20','Investment bonds are life insurance policies where you invest a lump sum in a variety of available funds. Some investment bonds run for a fixed term, others have no set investment term. When you cash investment bonds in, how much you get back depends on how well – or how badly – the investment has done.\r\n<ul>\r\n <li>When might investment bonds be for you?</li>\r\n <li>How investment bonds work</li>\r\n <li>Risk and return</li>\r\n <li>Access to your money</li>\r\n <li>Charges</li>\r\n <li>Are investment bonds safe and secure?</li>\r\n <li>Tax on investment bonds</li>\r\n <li>Where to get investment bonds</li>\r\n <li>If things go wrong</li>\r\n</ul>\r\n<h2>When might investment bonds be for you?</h2>\r\nYou want to invest a lump sum – usually at least £5,000\r\nYou can tie up your money for at least five years\r\nYou are comfortable with the fact that the value of your investment can go down as well as up and you may get back less than you invested\r\n<h2>How investment bonds work</h2>\r\nYou invest a lump sum – the minimum is usually between £5,000 and £10,000.\r\n\r\nMost investment bonds are whole of life. There is no minimum term, usually, although surrender penalties may apply in the early years.\r\nUsually you or your adviser has a choice of funds to invest the money into.\r\nAt surrender or on death (or if not a whole of life bond at the end of the term), a lump sum will be paid out. The amount depends on the bond’s terms and conditions and may depend on investment performance.\r\nSome investment bonds may guarantee your capital or your returns. These guarantees usually involve a counterparty. If so they carry the risk of counterparty failure.\r\n\r\n<strong>How your money is invested</strong>\r\n\r\nYou have a choice of two types of funds – with-profits or unit-linked. Both have the same tax rules where tax is paid on both growth and income accrued in the fund by the insurer.\r\n<h2><strong>Risk and return</strong></h2>\r\nSome investments offer a guarantee that you won’t get back less than you originally invested.\r\nBy choosing a bond that allows you to invest in a variety of investment funds and switch funds easily you may weather the ups and downs of the market better. Find out more about diversifying.\r\nBecause there’s an element of life assurance, your investment bond policy may pay out slightly more than the value of the fund if you die during its term.\r\n<h2><strong>Access to your money</strong></h2>\r\nYou can usually withdraw some or all of your money whenever you need to, but a surrender penalty may apply if you do so in the first few years. There may also be a tax charge. If you think you may want access to your money early, consider alternatives: Popular investments at a glance.opens in new window\r\nInvestment bonds also allow you to make regular withdrawals each year up to a specified limit. Withdrawals of up to 5% each year of the amount that you invested can be taken without triggering any immediate tax liability. However, the tax is in effect only deferred as, when the bond is cashed in, withdrawals will be added to any profit made and taxed as income in that tax year.\r\nAlways look at policy conditions to work out what charges may apply to full or partial withdrawals.\r\n<h2><strong>Charges</strong></h2>\r\nThere may be charges to pay when you take out the bond.\r\nChoosing a bond that guarantees that you won’t lose money, could mean you may pay more in charges.\r\nSwitching between an insurer’s investment funds is usually free, but you may be charged if you switch frequently.\r\nYou may have to pay a charge if you cash in within the first few years.\r\n\r\nInsurers often offer a range of charging structures. Make sure you are happy and understand how your money will be charged\r\n<h2>Are investment bonds safe and secure?</h2>\r\nYour money is secure except in the unlikely event of the insurance company going bust.\r\n\r\nYou cannot claim compensation simply because the value of your investment falls.\r\n<h2>Tax on investment bonds</h2>\r\nAll gains and income earned within an investment bond are taxed at 20% and paid directly out of the investment bond. Withdrawals of up to 5% a year are allowed for up to 20 years without incurring an additional tax charge. If you don’t use your 5% allowance in a given year, the allowance is carried over to the following year i.e. if you make no withdrawals in year one, you could draw up to 10% the following year without incurring a tax liability.\r\n\r\nSo if you’re a higher rate or additional rate taxpayer, paying 40% or 45% tax on income in the current tax year, an investment bond can minimise your income tax bill. However, your tax bill does not disappear entirely. Instead, the tax is deferred and any additional tax due will be payable at the time you cash in the bond, or when it matures. All capital gains are treated as income at this point. Although tax at 20% has already been deducted, you may have an additional income tax bill if your gains push your income over the higher or additional rate tax threshold in the year they mature.\r\n\r\nYou may be able to avoid this by using a method known as ‘top slicing’. Top slicing works by dividing your profit over the lifetime of your bond (including withdrawals) by the number of years the bond has been held. If the resulting figure, when added to your other income for the tax year, is below the higher-rate tax threshold, there is no extra tax to pay. However, if the top-sliced profits still push you over the higher rate tax threshold for the year, then additional tax must be paid on the entire gain.\r\n<h2>Where to get investment bonds</h2>\r\nYou can buy investment bonds through a financial adviser or directly from an insurance company.\r\n\r\nIf you’re not sure whether an investment bond fits your needs, it’s a good idea to talk to an Independent Financial Adviser (IFA).','INVESTMENT BONDS','','inherit','closed','closed','','88-revision-v1','','','2017-06-19 10:02:20','2017-06-19 10:02:20','',88,'http://highfivefinance.com/2017/06/19/88-revision-v1/',0,'revision','',0),(91,1,'2017-06-19 11:22:48','2017-06-19 11:22:48','Most adults in America invest in some kind of mutual fund. They’re an easy, hands-off way to buy and diversify part of your portfolio. But there are costs to handing off your investment decisions to someone else.\r\n\r\nHere I’ll cover the basics of mutual funds, the secret most investors don’t know, and which fund I invest in. I will also make fun of stupid things people do with mutual funds.\r\n<h2>What is a mutual fund?</h2>\r\nA mutual fund is a collection of some kind of investment, usually stocks. By pooling your money with other investors, you’re able to create collections that a single investor wouldn’t normally be able to afford. They’re extremely popular. Your parents own at least one mutual fund if they’ve ever worked at a company.\r\n<h2>How mutual funds work</h2>\r\nMutual funds work like this: You pick a fund you like (e.g., growth, value, technology, international…), buy shares of the fund, and let a money manager pick the stocks he thinks will yield the best return. In exchange for this diversification and his expertise, you pay an annual fee.\r\n\r\nAdvantages: Hands-off approach means an expert money manager makes investment decisions for you. Mutual fund (ostensibly) holds many varied stocks, so if one company tanks, your fund doesn’t go down with it (i.e., it’s “diversified”).\r\n\r\nDisadvantages: Annual fees can equal tens of thousands of dollars or more (!) over the lifetime of an investment. If you invest in two mutual funds, they may overlap in investments, yielding a less-diversified portfolio than you really think.\r\n\r\nIn other words, if both funds hold Microsoft and Microsoft tanks, you get hit twice. Although you’re paying an expert to manage your money, they rarely beat the market—the mutual fund industry’s dirty secret!\r\n<h2>The mutual fund manager</h2>\r\nEach mutual fund has a fund manager overseeing all investments. He’s usually a talented financial expert whose bonus is based on the fund’s performance, so he’ll get (say) a $2 million bonus if the fund returns X%. Because they actively manage your money, you’ll sometimes hear mutual funds called “actively managed funds.”\r\n\r\nFund managers are highly compensated but also subject to being fired if the fund performs poorly. The main reason you should care about the fund manager is that you’re basically investing in him—by putting your money in his fund, you’re betting he’ll make you money.\r\n<h2>The different types of mutual funds</h2>\r\nIf you want to buy a mutual fund, you have some choices to make. It’s kind of like the 50 kinds of toothpaste you can choose at Target. Except there are thousands of funds and we’re talking about your life savings. Anyway, you can pick a mutual fund of almost any imaginable type, based on many factors (e.g., risk, return, sector, geographic area of investment, etc). For example, you could invest in a value fund, an emerging-markets fund, or a medical-device fund.\r\n\r\nThe key is to invest in what you understand. If I were going to buy a mutual fund, I’d get a technology fund because that’s what I know. Even though biotech sounds sexy, I don’t know enough about biotech to choose a “good” vs. “bad” fund, so I’d steer clear. You can sort through funds using ETrade or MorningStar.\r\n<h2>How exactly do you “buy” into a mutual fund?</h2>\r\nMutual funds have ticker symbols just like stocks.\r\n\r\nJust browse the funds using ETrade or MorningStar and you’ll see that buying shares of a mutual fund is almost exactly the same as buying shares of stock.\r\n<h2>Mutual-fund costs</h2>\r\nYour fund manager doesn’t come cheap. Actually, investing in mutual funds is damn expensive. Remember, you have to pay an annual fee in exchange for his expertise and the fund’s hands-off diversification.\r\n\r\nThe main fee you’re charged is called an expense ratio, which consists of the management fee (goes to your fund manager), administrative costs, and the 12b-1 distribution fee, which is used to advertise your fund. How ridiculous. Most funds charge somewhere around a 1.5% expense ratio.\r\n\r\nAlso, when you buy a mutual fund, you may be asked for a commission; this is also known as a front-end load or back-end load. Avoid commissions! You want a no-load fund. If your broker tries to convince you that a loaded fund is better, he is lying. You shouldn’t even be talking to a broker, anyway. Use a discount online broker like ETrade, Datek, Schwab, anything.\r\n\r\nWhy am I so against loaded funds? Easy: Loads cut into your profits and there’s no evidence that they produce better results. In fact, look at this data I ripped off of Yahoo Finance:\r\n\r\n“Assuming a $10,000 investment with a conservative nine percent annual net return rate (after annual fund operating expenses) over three years…\r\n\r\nIn cumulative ROI after three years in this illustration, the 100 percent no-load fund outperforms the five percent front-end load fund by 39.3 percent and the back-end load fund by 24.4 percent — even though a nine percent annual return rate is identical for all three funds!”\r\n\r\nOne more reason mutual funds are expensive: Your manager is constantly buying and selling stocks, which incurs trading fees and HUGE amounts of taxes. This is part of why you can expect at least 2% of your returns to be eaten up by mutual-fund-related fees.\r\n<h2>The dirty secret of mutual funds</h2>\r\nEarlier I told you how most adults in America have mutual funds. Now let me explain why they are pretty stupid. Ok, you are paying for expert advice and a Very Smart Person to invest your money.\r\n\r\nStay with me. Remember when I told you that the market returns about 11% per year?\r\n\r\nNow, with all your Smart Money Manager’s tools and resources, you’d of course expect him to beat that. But…\r\n\r\nOver 85% of mutual funds fail to beat the market.\r\n\r\nWoah. Why would anyone invest in a mutual fund, which costs you tremendous amounts of money just for maintenance when you won’t even beat the market? Could it just be because people are lazy and don’t know what to do? What if there were a way to invest directly in the market?\r\n<h2>How do I invest directly in the market? Index funds</h2>\r\nI’m glad you asked.\r\n\r\nIndex funds are a special type of mutual fund. Instead of being actively managed by a fund manager, a computer simply matches the stocks in the market. So the Vanguard S&P 500 index fund has every stock that the actual S&P 500 has—the Vanguard index fund is an index of the market.\r\n\r\nThere are index funds for the S&P 500, NASDAQ, and more.\r\n\r\nThe advantages are simple:\r\n\r\n<strong>YOU MAKE A LOT MORE MONEY AND SAVE ON DUMB COSTS.</strong>\r\n\r\nBecause index funds don’t have money managers and other BS costs, your expense ratio is vastly lower. Compared to usual mutual funds (whose expense ratios average around 1.5%), index funds are routinely lower than 0.2%.\r\n\r\nThe differences are serious. In yet another scenario I ripped off—this time from Vanguard—let’s say you invest $10,000. You put half of it in a mutual fund with a 1.3% expense ratio. The other half goes in a fund with an 0.3% expense ratio. In 20 years, the expensive fund would cost you over $28,000. See details here.\r\n\r\nThe first and biggest advocate of index funds was Vanguard, which now has the most popular funds out there. I invest part of my portfolio in the Vanguard Index Funds 500 Index (VFINX), which has an expense ratio of 0.18%.\r\n<h2>Mutual funds sound dumb compared to index funds. Why do people like my parents still have them?</h2>\r\nI ask myself this a lot. There are no clear advantages to an actively managed mutual fund vs. an index fund. Yes, if you happen to have a mutual fund that beats the market, you’re better off investing in a mutual fund—-but fewer than 15% of all funds do that.\r\n\r\nThe basic answer is sad but revealing. First, most Americans just don’t know how mutual funds work. Fees sound small per year (2%! So what?) but over 20 years, they add up to tens of thousands of dollars or even more. Second, nobody knows what an index fund is. In fact, when was the last time you heard of one? Finally, buying and holding an index fund isn’t as sexy as thinking of a smart New York fund manager barking instructions to his minions.\r\n\r\nGive me a break. When my butler Jeeves is helping me recline on gold sheets and reaching for my jewel-encrusted remote control, I will be just fine with “boring” index funds.\r\n\r\n ','MUTUAL FUNDS','','publish','closed','closed','','mutual-funds','','','2017-06-20 09:47:02','2017-06-20 09:47:02','',0,'http://highfivefinance.com/?page_id=91',0,'page','',0),(92,1,'2017-06-19 11:22:48','2017-06-19 11:22:48','Most adults in America invest in some kind of mutual fund. They’re an easy, hands-off way to buy and diversify part of your portfolio. But there are costs to handing off your investment decisions to someone else.\r\n\r\nHere I’ll cover the basics of mutual funds, the secret most investors don’t know, and which fund I invest in. I will also make fun of stupid things people do with mutual funds.\r\n<h2>What is a mutual fund?</h2>\r\nA mutual fund is a collection of some kind of investment, usually stocks. By pooling your money with other investors, you’re able to create collections that a single investor wouldn’t normally be able to afford. They’re extremely popular. Your parents own at least one mutual fund if they’ve ever worked at a company.\r\n<h2>How mutual funds work</h2>\r\nMutual funds work like this: You pick a fund you like (e.g., growth, value, technology, international…), buy shares of the fund, and let a money manager pick the stocks he thinks will yield the best return. In exchange for this diversification and his expertise, you pay an annual fee.\r\n\r\nAdvantages: Hands-off approach means an expert money manager makes investment decisions for you. Mutual fund (ostensibly) holds many varied stocks, so if one company tanks, your fund doesn’t go down with it (i.e., it’s “diversified”).\r\n\r\nDisadvantages: Annual fees can equal tens of thousands of dollars or more (!) over the lifetime of an investment. If you invest in two mutual funds, they may overlap in investments, yielding a less-diversified portfolio than you really think.\r\n\r\nIn other words, if both funds hold Microsoft and Microsoft tanks, you get hit twice. Although you’re paying an expert to manage your money, they rarely beat the market—the mutual fund industry’s dirty secret!\r\n<h2>The mutual fund manager</h2>\r\nEach mutual fund has a fund manager overseeing all investments. He’s usually a talented financial expert whose bonus is based on the fund’s performance, so he’ll get (say) a $2 million bonus if the fund returns X%. Because they actively manage your money, you’ll sometimes hear mutual funds called “actively managed funds.”\r\n\r\nFund managers are highly compensated but also subject to being fired if the fund performs poorly. The main reason you should care about the fund manager is that you’re basically investing in him—by putting your money in his fund, you’re betting he’ll make you money.\r\n<h2>The different types of mutual funds</h2>\r\nIf you want to buy a mutual fund, you have some choices to make. It’s kind of like the 50 kinds of toothpaste you can choose at Target. Except there are thousands of funds and we’re talking about your life savings. Anyway, you can pick a mutual fund of almost any imaginable type, based on many factors (e.g., risk, return, sector, geographic area of investment, etc). For example, you could invest in a value fund, an emerging-markets fund, or a medical-device fund.\r\n\r\nThe key is to invest in what you understand. If I were going to buy a mutual fund, I’d get a technology fund because that’s what I know. Even though biotech sounds sexy, I don’t know enough about biotech to choose a “good” vs. “bad” fund, so I’d steer clear. You can sort through funds using ETrade or MorningStar.\r\n<h2>How exactly do you “buy” into a mutual fund?</h2>\r\nMutual funds have ticker symbols just like stocks.\r\n\r\nJust browse the funds using ETrade or MorningStar and you’ll see that buying shares of a mutual fund is almost exactly the same as buying shares of stock.\r\n<h2>Mutual-fund costs</h2>\r\nYour fund manager doesn’t come cheap. Actually, investing in mutual funds is damn expensive. Remember, you have to pay an annual fee in exchange for his expertise and the fund’s hands-off diversification.\r\n\r\nThe main fee you’re charged is called an expense ratio, which consists of the management fee (goes to your fund manager), administrative costs, and the 12b-1 distribution fee, which is used to advertise your fund. How ridiculous. Most funds charge somewhere around a 1.5% expense ratio.\r\n\r\nAlso, when you buy a mutual fund, you may be asked for a commission; this is also known as a front-end load or back-end load. Avoid commissions! You want a no-load fund. If your broker tries to convince you that a loaded fund is better, he is lying. You shouldn’t even be talking to a broker, anyway. Use a discount online broker like ETrade, Datek, Schwab, anything.\r\n\r\nWhy am I so against loaded funds? Easy: Loads cut into your profits and there’s no evidence that they produce better results. In fact, look at this data I ripped off of Yahoo Finance:\r\n\r\n“Assuming a $10,000 investment with a conservative nine percent annual net return rate (after annual fund operating expenses) over three years…\r\n\r\nIn cumulative ROI after three years in this illustration, the 100 percent no-load fund outperforms the five percent front-end load fund by 39.3 percent and the back-end load fund by 24.4 percent — even though a nine percent annual return rate is identical for all three funds!”\r\n\r\nSee. Always get a no-load fund.\r\n\r\nOne more reason mutual funds are expensive: Your manager is constantly buying and selling stocks, which incurs trading fees and HUGE amounts of taxes. This is part of why you can expect at least 2% of your returns to be eaten up by mutual-fund-related fees.\r\n<h2>The dirty secret of mutual funds</h2>\r\nEarlier I told you how most adults in America have mutual funds. Now let me explain why they are pretty stupid. Ok, you are paying for expert advice and a Very Smart Person to invest your money.\r\n\r\nStay with me. Remember when I told you that the market returns about 11% per year?\r\n\r\nNow, with all your Smart Money Manager’s tools and resources, you’d of course expect him to beat that. But…\r\n\r\nOver 85% of mutual funds fail to beat the market.\r\n\r\nWoah. Why would anyone invest in a mutual fund, which costs you tremendous amounts of money just for maintenance when you won’t even beat the market? Could it just be because people are lazy and don’t know what to do? What if there were a way to invest directly in the market?\r\n<h2>How do I invest directly in the market? Index funds</h2>\r\nI’m glad you asked.\r\n\r\nIndex funds are a special type of mutual fund. Instead of being actively managed by a fund manager, a computer simply matches the stocks in the market. So the Vanguard S&P 500 index fund has every stock that the actual S&P 500 has—the Vanguard index fund is an index of the market.\r\n\r\nThere are index funds for the S&P 500, NASDAQ, and more.\r\n\r\nThe advantages are simple:\r\n\r\n<strong>YOU MAKE A LOT MORE MONEY AND SAVE ON DUMB COSTS.</strong>\r\n\r\nBecause index funds don’t have money managers and other BS costs, your expense ratio is vastly lower. Compared to usual mutual funds (whose expense ratios average around 1.5%), index funds are routinely lower than 0.2%.\r\n\r\nThe differences are serious. In yet another scenario I ripped off—this time from Vanguard—let’s say you invest $10,000. You put half of it in a mutual fund with a 1.3% expense ratio. The other half goes in a fund with an 0.3% expense ratio. In 20 years, the expensive fund would cost you over $28,000. See details here.\r\n\r\nThe first and biggest advocate of index funds was Vanguard, which now has the most popular funds out there. I invest part of my portfolio in the Vanguard Index Funds 500 Index (VFINX), which has an expense ratio of 0.18%.\r\n<h2>Mutual funds sound dumb compared to index funds. Why do people like my parents still have them?</h2>\r\nI ask myself this a lot. There are no clear advantages to an actively managed mutual fund vs. an index fund. Yes, if you happen to have a mutual fund that beats the market, you’re better off investing in a mutual fund—-but fewer than 15% of all funds do that.\r\n\r\nThe basic answer is sad but revealing. First, most Americans just don’t know how mutual funds work. Fees sound small per year (2%! So what?) but over 20 years, they add up to tens of thousands of dollars or even more. Second, nobody knows what an index fund is. In fact, when was the last time you heard of one? Finally, buying and holding an index fund isn’t as sexy as thinking of a smart New York fund manager barking instructions to his minions.\r\n\r\nGive me a break. When my butler Jeeves is helping me recline on gold sheets and reaching for my jewel-encrusted remote control, I will be just fine with “boring” index funds.\r\n\r\n ','MUTUAL FUNDS','','inherit','closed','closed','','91-revision-v1','','','2017-06-19 11:22:48','2017-06-19 11:22:48','',91,'http://highfivefinance.com/2017/06/19/91-revision-v1/',0,'revision','',0),(93,1,'2017-06-19 11:36:35','2017-06-19 11:36:35','The best money market accounts (MMAs) can be a great low-risk investment for building that emergency fund or storing extra cash. They offer better interest rates than personal savings accounts but are more liquid than certificates of deposit (CDs).\r\n\r\nThe best strategy to start your search by using an online tool like the one below. With this tool, you can easily set the type of account you are looking for and your approximate balance to get a range of choices to compare.\r\n\r\nUnfortunately, even the best money market accounts haven’t been immune to sinking interest rates. According to Bankrate, the average MMA interest rate has sunk from 0.52% at the beginning of 2012 to 0.26% in 2016. Not super impressive, but savings accounts and one-year CDs are faring even worse with average rates of 0.08% and 0.26%, respectively. If you want to know more about the differences between money market accounts, savings accounts, and CDs, keep reading.\r\n\r\n<strong>In 2016, the best money market account rates hovered near 1.0% APY regardless of minimum deposit.</strong>\r\n\r\nThere are many competitive options that will keep you near these benchmarks for the best money market rates. Internet banks, traditional banks and alternative lending institutions are all jockeying for your deposits.\r\n\r\nIf you don’t feel like searching through so many options, and you want to just skip to the best money market accounts, read on.\r\n<h2>The Three Best Money Market Accounts in 2017</h2>\r\nI’ve combed through several MMAs with competitive interest rates to find the best options for you. I’ll detail my criteria further down. For now, here are the top three money market accounts:\r\n<ul>\r\n <li>Ally Money Market Account</li>\r\n <li>Sallie Mae Money Market Account</li>\r\n <li>EverBank Yield Pledge Money Market Account</li>\r\n</ul>\r\n<h2>1: Ally Bank Money Market Account</h2>\r\nAlly Money Market Account is the MMA to beat because of its combination of high interest rates, easy-to-understand disclosures, and customer-pleasing perks. The 0.85% APY is among the best available, and there are no maintenance fees. Though other withdrawals are limited to six per month (standard for money market accounts), Ally allows unlimited ATM withdrawals. The account also offers mobile check deposit and check-writing privileges. In my research, what really set Ally apart was its “straight talk product guide,” which laid out all the account details without requiring me to comb through fine print.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Competitive interest rate</li>\r\n <li>Unlimited ATM withdrawals</li>\r\n <li>No minimum deposit or maintenance fees</li>\r\n <li>Mobile check deposit</li>\r\n <li>Easy-to-understand terms</li>\r\n <li>Check writing</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<h2>2: Sallie Mae Money Market Account</h2>\r\nThough they’re better known for student loans, Sallie Mae has an online bank offering high-yield savings options, including a money market account. Sallie Mae actually bests Ally with a slightly higher interest rate of 0.9% APY. There are no minimum deposits or monthly fees with Sallie Mae, which also offers check writing and mobile check deposit. The major downside here compared to Ally is that there are no ATM withdrawals, which can make your cash a bit harder to access.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Competitive interest rate</li>\r\n <li>No minimum deposit or maintenance fees</li>\r\n <li>Mobile check deposit</li>\r\n <li>Check writing</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<strong>Downsides</strong>\r\n<ul>\r\n <li>No ATM withdrawals</li>\r\n</ul>\r\n<h2>3: EverBank Yield Pledge Money Market Account</h2>\r\nEverBank sets itself apart from the crowd by promising to keep its interest rate among the top 5% of banks nationwide. It also offers a new-customer promotional APY of 1.10% for a year. Other perks include no fees on positive balances, check writing, and mobile check deposit. On the downside, you need $1,500 to open an account. Also, though the promotional APY is impressive and the yield pledge is unique, EverBank’s ongoing APY of 0.61% isn’t as impressive as the interest rates offered by some of its online-bank competitors.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Interest-rate pledge</li>\r\n <li>No monthly service fees as long as you have a positive balance</li>\r\n <li>Check writing</li>\r\n <li>Mobile check deposit</li>\r\n <li>ATM withdrawals</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<strong>Downsides</strong>\r\n<ul>\r\n <li>Minimum deposit is $1,500</li>\r\n <li>Non-promotional interest rate lower than some competitors</li>\r\n</ul>\r\n<h2>The Rest of the Best Money Market Accounts</h2>\r\nIn my research, I found a few more MMAs worth noting that didn’t quite crack my top three. Still, they could be a good pick for you depending on your circumstances.\r\n\r\nThe <strong>ableBanking Money Market Savings</strong> is offering 1.02% APY — higher than the non-promotional rates of any other MMAs I evaluated. This bank prides itself on low overhead, and returns part of that savings in the form of a $25 bonus to any charity you choose when you open an account. There’s a $250 minimum to open an account. Major downsides? No check writing and higher fees than the competition, including $30 for overdrafts.\r\n\r\n<strong>Synchrony Bank’s Optimizer Plus Money Market Account</strong> offers a competitive 0.85% APY with no minimum balance. Check writing and ATM withdrawals are among the perks. The catch is that you have to keep at least $1,500 in your account to avoid a $15 monthly service fee.\r\n\r\n<strong>Bank of Internet USA’s Money Market Savings Account</strong> doesn’t require a minimum balance and there are no monthly service fees. Check writing, mobile deposits, and even bill-paying services are included. You’ll need $100 to open an account. The 0.75% APY is solid, though not as impressive as other options. Fees can also be hefty here, including a $30 outgoing wire fee.\r\n\r\n<strong>Discover Bank’s Money Market Account</strong> is one of the most convenient MMA options, with free withdrawals at more than 60,000 ATMs, check writing, debit card access, and bill pay. The catch for all these perks is a slightly lower interest rate — 0.95% APY — and a minimum balance of $1,000 to open an account. If you’ve got $100,000 on hand, you’ll earn a 1.01% interest rate.','MONEY MARKET ACCOUNTS','','publish','closed','closed','','money-market-accounts','','','2017-06-19 13:16:28','2017-06-19 13:16:28','',0,'http://highfivefinance.com/?page_id=93',0,'page','',0),(94,1,'2017-06-19 11:36:35','2017-06-19 11:36:35','The best money market accounts (MMAs) can be a great low-risk investment for building that emergency fund or storing extra cash. They offer better interest rates than personal savings accounts but are more liquid than certificates of deposit (CDs).\r\n\r\nThe best strategy to start your search by using an online tool like the one below. With this tool, you can easily set the type of account you are looking for and your approximate balance to get a range of choices to compare.\r\n\r\nUnfortunately, even the best money market accounts haven’t been immune to sinking interest rates. According to Bankrate, the average MMA interest rate has sunk from 0.52% at the beginning of 2012 to 0.26% in 2016. Not super impressive, but savings accounts and one-year CDs are faring even worse with average rates of 0.08% and 0.26%, respectively. If you want to know more about the differences between money market accounts, savings accounts, and CDs, keep reading.\r\n\r\n<strong>In 2016, the best money market account rates hovered near 1.0% APY regardless of minimum deposit.</strong>\r\n\r\nThere are many competitive options that will keep you near these benchmarks for the best money market rates. Internet banks, traditional banks and alternative lending institutions are all jockeying for your deposits.\r\n\r\nIf you don’t feel like searching through so many options, and you want to just skip to the best money market accounts, read on.\r\n<h2>The Three Best Money Market Accounts in 2017</h2>\r\nI’ve combed through several MMAs with competitive interest rates to find the best options for you. I’ll detail my criteria further down. For now, here are the top three money market accounts:\r\n<ul>\r\n <li>Ally Money Market Account</li>\r\n <li>Sallie Mae Money Market Account</li>\r\n <li>EverBank Yield Pledge Money Market Account</li>\r\n</ul>\r\n<h2>1: Ally Bank Money Market Account</h2>\r\nAlly Money Market Account is the MMA to beat because of its combination of high interest rates, easy-to-understand disclosures, and customer-pleasing perks. The 0.85% APY is among the best available, and there are no maintenance fees. Though other withdrawals are limited to six per month (standard for money market accounts), Ally allows unlimited ATM withdrawals. The account also offers mobile check deposit and check-writing privileges. In my research, what really set Ally apart was its “straight talk product guide,” which laid out all the account details without requiring me to comb through fine print.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Competitive interest rate</li>\r\n <li>Unlimited ATM withdrawals</li>\r\n <li>No minimum deposit or maintenance fees</li>\r\n <li>Mobile check deposit</li>\r\n <li>Easy-to-understand terms</li>\r\n <li>Check writing</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<h2>2: Sallie Mae Money Market Account</h2>\r\nThough they’re better known for student loans, Sallie Mae has an online bank offering high-yield savings options, including a money market account. Sallie Mae actually bests Ally with a slightly higher interest rate of 0.9% APY. There are no minimum deposits or monthly fees with Sallie Mae, which also offers check writing and mobile check deposit. The major downside here compared to Ally is that there are no ATM withdrawals, which can make your cash a bit harder to access.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Competitive interest rate</li>\r\n <li>No minimum deposit or maintenance fees</li>\r\n <li>Mobile check deposit</li>\r\n <li>Check writing</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<strong>Downsides</strong>\r\n<ul>\r\n <li>No ATM withdrawals</li>\r\n</ul>\r\n<h2>3: EverBank Yield Pledge Money Market Account</h2>\r\nEverBank sets itself apart from the crowd by promising to keep its interest rate among the top 5% of banks nationwide. It also offers a new-customer promotional APY of 1.10% for a year. Other perks include no fees on positive balances, check writing, and mobile check deposit. On the downside, you need $1,500 to open an account. Also, though the promotional APY is impressive and the yield pledge is unique, EverBank’s ongoing APY of 0.61% isn’t as impressive as the interest rates offered by some of its online-bank competitors.\r\n\r\n<strong>Upsides</strong>\r\n<ul>\r\n <li>Interest-rate pledge</li>\r\n <li>No monthly service fees as long as you have a positive balance</li>\r\n <li>Check writing</li>\r\n <li>Mobile check deposit</li>\r\n <li>ATM withdrawals</li>\r\n <li>24/7 online access</li>\r\n</ul>\r\n<strong>Downsides</strong>\r\n<ul>\r\n <li>Minimum deposit is $1,500</li>\r\n <li>Non-promotional interest rate lower than some competitors</li>\r\n</ul>\r\n<h2>The Rest of the Best Money Market Accounts</h2>\r\nIn my research, I found a few more MMAs worth noting that didn’t quite crack my top three. Still, they could be a good pick for you depending on your circumstances.\r\n\r\nThe <strong>ableBanking Money Market Savings</strong> is offering 1.02% APY — higher than the non-promotional rates of any other MMAs I evaluated. This bank prides itself on low overhead, and returns part of that savings in the form of a $25 bonus to any charity you choose when you open an account. There’s a $250 minimum to open an account. Major downsides? No check writing and higher fees than the competition, including $30 for overdrafts.\r\n\r\n<strong>Synchrony Bank’s Optimizer Plus Money Market Account</strong> offers a competitive 0.85% APY with no minimum balance. Check writing and ATM withdrawals are among the perks. The catch is that you have to keep at least $1,500 in your account to avoid a $15 monthly service fee.\r\n\r\n<strong>Bank of Internet USA’s Money Market Savings Account</strong> doesn’t require a minimum balance and there are no monthly service fees. Check writing, mobile deposits, and even bill-paying services are included. You’ll need $100 to open an account. The 0.75% APY is solid, though not as impressive as other options. Fees can also be hefty here, including a $30 outgoing wire fee.\r\n\r\n<strong>Discover Bank’s Money Market Account</strong> is one of the most convenient MMA options, with free withdrawals at more than 60,000 ATMs, check writing, debit card access, and bill pay. The catch for all these perks is a slightly lower interest rate — 0.95% APY — and a minimum balance of $1,000 to open an account. If you’ve got $100,000 on hand, you’ll earn a 1.01% interest rate.','MONEY MARKET ACCOUNTS','','inherit','closed','closed','','93-revision-v1','','','2017-06-19 11:36:35','2017-06-19 11:36:35','',93,'http://highfivefinance.com/2017/06/19/93-revision-v1/',0,'revision','',0),(96,1,'2017-06-19 11:49:47','2017-06-19 11:49:47','<h2>WHAT IT IS:</h2>\r\nExchange-traded funds (ETFs) are securities that closely resemble index funds, but can be bought and sold during the day just like common stocks. These investment vehicles allow investors a convenient way to purchase a broad basket of securities in a single transaction. Essentially, ETFs offer the convenience of a stock along with the diversification of a mutual fund.\r\n<h2>HOW IT WORKS (EXAMPLE):</h2>\r\nExchange-traded funds are some of the most popular and innovative new securities to hit the market since the introduction of the mutual fund. The first ETF was the Standard and Poor\'s Deposit Receipt (SPDR, or \"Spider\"), which was first launched in 1993. Purchasing Spiders gave investors a way to mimic the performance of the S&P 500 without having to purchase an index fund. Furthermore, because they traded like a stock, SPDRs could be bought and sold throughout the day, purchased on margin, or even sold short.\r\n\r\nWhenever an investor purchases an ETF, he or she is basically investing in the performance of an underlying bundle of securities -- usually those representing a particular index or sector. Unit Investment Trusts (UITs) are often organized in the same manner. However, the unusual legal structure of an ETF makes the product somewhat unique.\r\n\r\nExchange-traded funds don\'t sell shares directly to investors. Instead, each ETF\'s sponsor issues large blocks (often of 50,000 shares or more) that are known as creation units. These units are then bought by an \"authorized participant\" -- typically a market maker, specialist or institutional investor -- which obtains shares of the underlying securities and places them in a trust. The authorized participant then splits up these creation units into ETF shares -- each of which represents a legal claim to a tiny fraction of the assets in the creation unit -- and then sells them on a secondary market.\r\n\r\nJust as closed-end funds don\'t always trade at a price that precisely reflects the value of the underlying assets in each share of the portfolio, it is also possible for an ETF to trade at a premium or a discount to its actual worth. To liquidate their holdings, most investors simply sell their ETF shares to other investors on the open market. However, it is possible to amass enough ETF shares to redeem them for one creation unit and then redeem the creation unit for the underlying securities. Because of the large number of shares involved, individual investors seldom use this option.\r\n<h2>WHY IT MATTERS:</h2>\r\nExchange-traded funds have grown increasingly popular in recent years, and the number of offerings has swelled. Today, these securities compete with mutual funds and offer a number of advantages over their predecessors, including:\r\n\r\n<strong>Low Cost --</strong> Unlike traditional mutual and index funds, ETFs have no front- or back-end loads. In addition, because they are not actively managed, most ETFs have minimal expense ratios, making them much more affordable than most other diversified investment vehicles. Most mutual funds also have minimum investment requirements, making them impractical for some smaller investors. By contrast, investors can purchase as little as one share of the ETF of their choice.\r\n\r\n<strong>Liquidity --</strong> Whereas traditional mutual funds are only priced at the end of the day, ETFs can be bought and sold at any time throughout the trading day. Many have average daily trading volumes in the hundreds of thousands (and in some cases millions) of shares per day, making them extremely liquid.\r\n\r\n<strong>Tax-Advantages --</strong> In a traditional mutual fund, managers are typically forced to sell off portfolio assets in order to meet redemptions. Often, this act triggers capital gains taxes, to which all shareholders are exposed. By contrast, the buying and selling of shares on the open market has no impact on an ETF\'s tax liability, and those that choose to redeem their ETFs are paid in shares of stock rather than in cash. This minimizes an ETF\'s tax burden because it does not have to sell shares (and therefore potentially realize taxable capital gains) to obtain cash to return to investors. Furthermore, those who redeem their ETFs are paid with the lowest-cost-basis shares in the fund, which increases the cost basis for the remaining holdings, thereby minimizing the ETF\'s capital gains exposure.\r\n\r\nAlthough exchange-traded funds offer several advantages over traditional mutual funds, they also have two distinct disadvantages. To begin, the securities that an ETF tracks are largely fixed, so investors that prefer active management will probably find ETFs wholly unsuitable. Furthermore, because they trade as stocks, each ETF purchase will be charged a brokerage commission. For those that make regular periodic investments -- such as a monthly dollar-cost averaging investment plan -- these recurring commissions might quickly become cost-prohibitive.\r\n\r\nAs with any security, the pros and cons should be weighed carefully, and investors should first do their homework to determine whether exchange-traded funds are the appropriate vehicle to meet their individual goals and objectives.\r\n\r\n ','EXCHANGE-TRADED FUND (ETF)','','publish','closed','closed','','exchange-traded-fund-etf','','','2017-06-19 13:16:57','2017-06-19 13:16:57','',0,'http://highfivefinance.com/?page_id=96',0,'page','',0),(97,1,'2017-06-19 11:49:47','2017-06-19 11:49:47','<h2>WHAT IT IS:</h2>\r\nExchange-traded funds (ETFs) are securities that closely resemble index funds, but can be bought and sold during the day just like common stocks. These investment vehicles allow investors a convenient way to purchase a broad basket of securities in a single transaction. Essentially, ETFs offer the convenience of a stock along with the diversification of a mutual fund.\r\n<h2>HOW IT WORKS (EXAMPLE):</h2>\r\nExchange-traded funds are some of the most popular and innovative new securities to hit the market since the introduction of the mutual fund. The first ETF was the Standard and Poor\'s Deposit Receipt (SPDR, or \"Spider\"), which was first launched in 1993. Purchasing Spiders gave investors a way to mimic the performance of the S&P 500 without having to purchase an index fund. Furthermore, because they traded like a stock, SPDRs could be bought and sold throughout the day, purchased on margin, or even sold short.\r\n\r\nWhenever an investor purchases an ETF, he or she is basically investing in the performance of an underlying bundle of securities -- usually those representing a particular index or sector. Unit Investment Trusts (UITs) are often organized in the same manner. However, the unusual legal structure of an ETF makes the product somewhat unique.\r\n\r\nExchange-traded funds don\'t sell shares directly to investors. Instead, each ETF\'s sponsor issues large blocks (often of 50,000 shares or more) that are known as creation units. These units are then bought by an \"authorized participant\" -- typically a market maker, specialist or institutional investor -- which obtains shares of the underlying securities and places them in a trust. The authorized participant then splits up these creation units into ETF shares -- each of which represents a legal claim to a tiny fraction of the assets in the creation unit -- and then sells them on a secondary market.\r\n\r\nJust as closed-end funds don\'t always trade at a price that precisely reflects the value of the underlying assets in each share of the portfolio, it is also possible for an ETF to trade at a premium or a discount to its actual worth. To liquidate their holdings, most investors simply sell their ETF shares to other investors on the open market. However, it is possible to amass enough ETF shares to redeem them for one creation unit and then redeem the creation unit for the underlying securities. Because of the large number of shares involved, individual investors seldom use this option.\r\n<h2>WHY IT MATTERS:</h2>\r\nExchange-traded funds have grown increasingly popular in recent years, and the number of offerings has swelled. Today, these securities compete with mutual funds and offer a number of advantages over their predecessors, including:\r\n\r\n<strong>Low Cost --</strong> Unlike traditional mutual and index funds, ETFs have no front- or back-end loads. In addition, because they are not actively managed, most ETFs have minimal expense ratios, making them much more affordable than most other diversified investment vehicles. Most mutual funds also have minimum investment requirements, making them impractical for some smaller investors. By contrast, investors can purchase as little as one share of the ETF of their choice.\r\n\r\n<strong>Liquidity --</strong> Whereas traditional mutual funds are only priced at the end of the day, ETFs can be bought and sold at any time throughout the trading day. Many have average daily trading volumes in the hundreds of thousands (and in some cases millions) of shares per day, making them extremely liquid.\r\n\r\n<strong>Tax-Advantages --</strong> In a traditional mutual fund, managers are typically forced to sell off portfolio assets in order to meet redemptions. Often, this act triggers capital gains taxes, to which all shareholders are exposed. By contrast, the buying and selling of shares on the open market has no impact on an ETF\'s tax liability, and those that choose to redeem their ETFs are paid in shares of stock rather than in cash. This minimizes an ETF\'s tax burden because it does not have to sell shares (and therefore potentially realize taxable capital gains) to obtain cash to return to investors. Furthermore, those who redeem their ETFs are paid with the lowest-cost-basis shares in the fund, which increases the cost basis for the remaining holdings, thereby minimizing the ETF\'s capital gains exposure.\r\n\r\nAlthough exchange-traded funds offer several advantages over traditional mutual funds, they also have two distinct disadvantages. To begin, the securities that an ETF tracks are largely fixed, so investors that prefer active management will probably find ETFs wholly unsuitable. Furthermore, because they trade as stocks, each ETF purchase will be charged a brokerage commission. For those that make regular periodic investments -- such as a monthly dollar-cost averaging investment plan -- these recurring commissions might quickly become cost-prohibitive.\r\n\r\nAs with any security, the pros and cons should be weighed carefully, and investors should first do their homework to determine whether exchange-traded funds are the appropriate vehicle to meet their individual goals and objectives.\r\n\r\n ','EXCHANGE-TRADED FUND (ETF)','','inherit','closed','closed','','96-revision-v1','','','2017-06-19 11:49:47','2017-06-19 11:49:47','',96,'http://highfivefinance.com/2017/06/19/96-revision-v1/',0,'revision','',0),(101,1,'2017-06-19 11:59:22','2017-06-19 11:59:22','Personal finance is the science of handling money. It involves all financial decisions and activities of an individual or household','PERSONAL FINANCE','','inherit','closed','closed','','68-revision-v1','','','2017-06-19 11:59:22','2017-06-19 11:59:22','',68,'http://highfivefinance.com/2017/06/19/68-revision-v1/',0,'revision','',0),(102,1,'2017-06-19 12:00:07','2017-06-19 12:00:07','Corporate finance is one of the most important subjects in the financial domain. It is deep rooted in our daily lives. All of us work in big or small','CORPORATE FINANCE','','inherit','closed','closed','','72-revision-v1','','','2017-06-19 12:00:07','2017-06-19 12:00:07','',72,'http://highfivefinance.com/2017/06/19/72-revision-v1/',0,'revision','',0),(103,1,'2017-06-19 12:00:51','2017-06-19 12:00:51','If you want to build wealth, become financially independent, gain control over your time, and spend your days','SAVING AND INVESTMENT','','inherit','closed','closed','','83-revision-v1','','','2017-06-19 12:00:51','2017-06-19 12:00:51','',83,'http://highfivefinance.com/2017/06/19/83-revision-v1/',0,'revision','',0),(106,1,'2017-06-19 12:17:24','2017-06-19 12:17:24','Finding financing in any economic climate can be challenging, whether you\'re looking for start-up funds, capital to expand or money to hold on through the tough times. But given our current state of affairs, securing funds is as tough as ever. To help you find the money you need, we\'ve compiled a guide on 10 financing techniques and what you should know when pursuing them.\r\n<h2>1. Consider Factoring</h2>\r\nFactoring is a finance method where a company sells its receivables at a discount to get cash up-front. It\'s often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. However, it\'s an expensive way to raise funds. Companies selling receivables generally pay a fee that\'s a percentage of the total amount. If you pay a 2 percent fee to get funds 30 days in advance, it\'s equivalent to an annual interest rate of about 24 percent. For that reason, the business has gotten a bad reputation over the years. That said, the economic downturn has forced companies to look to alternative financing methods and companies like The Receivables Exchange are trying to make factoring more competitive. The exchange allows companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other finance companies. These lenders will bid on the invoices, which can be sold in a bundle or one at a time.\r\n<h2>2. Get a Bank Loan</h2>\r\nLending standards have gotten much stricter, but banks such as J.P. Morgan Chase and Bank of America have earmarked additional funds for small business lending. So why not apply?\r\n<h2>3. Use a Credit Card</h2>\r\nUsing a credit card to fund your business is some serious risky business. Fall behind on your payment and your credit score gets whacked. Pay just the minimum each month and you could create a hole you\'ll never get out of. However, used responsibly, a credit card can get you out of the occasional jam and even extend your accounts payable period to shore up your cash flow.\r\n<h2>4. Tap into Your 401(k)</h2>\r\nIf you\'re unemployed and thinking about starting your own business, those funds you\'ve accumulated in your 401(k) over the years can look pretty tempting. And thanks to provisions in the tax code, you actually can tap into them without penalty if you follow the right steps. The steps are simple enough, but legally complex, so you\'ll need someone with experience setting up a C corporation and the appropriate retirement plan to roll your retirement assets into. Remember that you\'re investing your retirement funds, which means if things don\'t pan out, not only do you lose your business, but your nest egg, too.\r\n<h2>5. Try Crowdfunding</h2>\r\nA crowdfunding site like Kickstarter.com can be a fun and effective way to raise money for a relatively low cost, creative project. You\'ll set a goal for how money you\'d like to raise over a period of time, say, $1,500 over 40 days. Your friends, family, and strangers then use the site to pledge money. Kickstarter has funded roughly 1,000 projects, from rock albums to documentary films since its launch last year. But keep in mind, this isn\'t about long-term funding. Rather, it\'s supposed to facilitate the asking for and giving of support for single, one-off ideas. Usually, project-creators offer incentives for pledging, such as if you give a writer $15, you\'ll get a book in return. There\'s no long-term return on investment for supporters and not even the ability to write off donations for tax purposes. Still, that hasn\'t stopped close to 100,000 people from pledging to Kickstarter projects.\r\n<h2>6. Pledge Some of Your Future Earnings</h2>\r\nYoung, ambitious and willing to make a bet on your future earnings? Consider how Kjerstin Erickson, Saul Garlick and Jon Gosier are trying to raise money. Through an online marketplace called the Thrust Fund, the three have offered up a percentage of their future lifetime earnings in exchange for upfront, undesignated venture funding. Erickson is willing to swap 6 percent of her future lifetime earnings for $600,000. The other two entrepreneurs are each offering 3 percent of future earnings for $300,000. Beware: the legality and enforceability of these \"personal investment contracts\" have yet to be established.\r\n<h2>7. Attract an Angel Investor</h2>\r\nWhen pitching an angel investor, all the old rules still apply: be succinct, avoid jargon, have an exit strategy. But the economic turmoil of the last few years has made a complicated game even trickier. Here are some tips to win over angel interest:\r\n<ul>\r\n <li>Add experience: Seeing some gray hair on your management team will help ease investors\' fears about your company\'s ability to deal with a tough economy. Even an unpaid, but highly experienced adviser could add to your credibility.</li>\r\n <li>Don\'t be a fad-follower: Did you start your company because you are truly passionate about your idea or because you want to cash in on the latest trend? Angels can spot the difference and won\'t give much attention to those whose companies are essentially get-rich-quick schemes.</li>\r\n <li>Know your stuff: You\'ll need market assessments, competitive analysis and solid marketing and sales plans if you expect to get anywhere with an angel. Even young companies need to demonstrate an expert knowledge of the market they are about to enter as well as the discipline to follow through with their game plan.</li>\r\n <li>Keep in touch: An angel may not be interested in your business right away, especially if you don\'t have a track record as a successful entrepreneur. To combat that, you should formulate a way to keep them in the loop on big developments, like a major sale.</li>\r\n</ul>\r\n<h2>8. Secure an SBA Loan</h2>\r\nWith banks reluctant to take any chances with their own money in the wake of the credit crisis, loans guaranteed by the U.S. Small Business Administration have become a hot commodity. Indeed, funds to support special breaks on fees and guarantees on SBA-backed loans have run out a number of times. And while SBA-backed loans are open to any small business, there are a number of qualifications, including:\r\n<ul>\r\n <li>Under law, the SBA can\'t guarantee loans to businesses that can obtain the money they need on their own. So you have to apply for a loan on your own from a bank or other financial institution and be turned down.</li>\r\n <li>In order to qualify as a small business, your firm needs to meet the government\'s definition of a small business for your industry.</li>\r\n <li>Your business may need to meet other criteria depending on the type of loan.</li>\r\n <li>After determining that your business meets the qualifications, you need to apply for a commercial loan from a financial company that processes SBA loans since the SBA doesn\'t provide\r\nloans directly. The bank\'s qualifications can be more stringent.</li>\r\n</ul>\r\n<h2>9. Raise Money from Your Family and Friends</h2>\r\nHitting up family and friends is the most common way to finance a start-up. But when you turn loved ones into creditors, you\'re risking their financial future and jeopardizing important personal relationships. A classic mistake is approaching friends and family before a formal business plan is even in place. To avoid it, you should supply formal financial projections, as well as an evidence-based assessment of when your loved ones will see their money again. This should reduce the likelihood of unpleasant surprises. It also lets your investors know you take their money seriously. You also need to seriously consider how the arrangement will be structured. Are you offering equity? Or will this be a loan? Perhaps most importantly, you need to emphasize the risk involved. Offer up a strong business plan, but remind them there is a good chance their money will be lost. It\'s better to mention that upfront to Aunt Gladys rather than over Thanksgiving dinner.\r\n<h2>10. Get a Microloan</h2>\r\nThe lack of a credit history, collateral or the inability to secure a loan through a bank doesn\'t mean no one will lend to you. One option would be to apply for a microloan, a small business loan ranging from $500 to $35,000. Microloans are often so small that commercial banks can\'t be bothered lending the funds. Instead of a bank, you need to turn to a microlender. a non-profit organization that works differently than banks. Microlenders offer smaller loan sizes, usually require less documentation than banks, and often apply more flexible underwriting criteria. There are a few hundred microlenders throughout the U.S. and they often charge slightly higher interest rates for loans than banks. \"Microloans are really for that startup entrepreneur or an entrepreneur in an existing business facing a capital gap who needs to secure capital for new equipment or to service a contract,\" says Connie Evans, president and CEO of AEO, which represents 400 mostly non-profit microlenders and microenterprise organizations.','WAYS TO FINANCE YOUR BUSINESS','','publish','closed','closed','','ways-to-finance-your-business','','','2017-06-19 12:17:24','2017-06-19 12:17:24','',0,'http://highfivefinance.com/?page_id=106',0,'page','',0),(107,1,'2017-06-19 12:17:24','2017-06-19 12:17:24','Finding financing in any economic climate can be challenging, whether you\'re looking for start-up funds, capital to expand or money to hold on through the tough times. But given our current state of affairs, securing funds is as tough as ever. To help you find the money you need, we\'ve compiled a guide on 10 financing techniques and what you should know when pursuing them.\r\n<h2>1. Consider Factoring</h2>\r\nFactoring is a finance method where a company sells its receivables at a discount to get cash up-front. It\'s often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. However, it\'s an expensive way to raise funds. Companies selling receivables generally pay a fee that\'s a percentage of the total amount. If you pay a 2 percent fee to get funds 30 days in advance, it\'s equivalent to an annual interest rate of about 24 percent. For that reason, the business has gotten a bad reputation over the years. That said, the economic downturn has forced companies to look to alternative financing methods and companies like The Receivables Exchange are trying to make factoring more competitive. The exchange allows companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other finance companies. These lenders will bid on the invoices, which can be sold in a bundle or one at a time.\r\n<h2>2. Get a Bank Loan</h2>\r\nLending standards have gotten much stricter, but banks such as J.P. Morgan Chase and Bank of America have earmarked additional funds for small business lending. So why not apply?\r\n<h2>3. Use a Credit Card</h2>\r\nUsing a credit card to fund your business is some serious risky business. Fall behind on your payment and your credit score gets whacked. Pay just the minimum each month and you could create a hole you\'ll never get out of. However, used responsibly, a credit card can get you out of the occasional jam and even extend your accounts payable period to shore up your cash flow.\r\n<h2>4. Tap into Your 401(k)</h2>\r\nIf you\'re unemployed and thinking about starting your own business, those funds you\'ve accumulated in your 401(k) over the years can look pretty tempting. And thanks to provisions in the tax code, you actually can tap into them without penalty if you follow the right steps. The steps are simple enough, but legally complex, so you\'ll need someone with experience setting up a C corporation and the appropriate retirement plan to roll your retirement assets into. Remember that you\'re investing your retirement funds, which means if things don\'t pan out, not only do you lose your business, but your nest egg, too.\r\n<h2>5. Try Crowdfunding</h2>\r\nA crowdfunding site like Kickstarter.com can be a fun and effective way to raise money for a relatively low cost, creative project. You\'ll set a goal for how money you\'d like to raise over a period of time, say, $1,500 over 40 days. Your friends, family, and strangers then use the site to pledge money. Kickstarter has funded roughly 1,000 projects, from rock albums to documentary films since its launch last year. But keep in mind, this isn\'t about long-term funding. Rather, it\'s supposed to facilitate the asking for and giving of support for single, one-off ideas. Usually, project-creators offer incentives for pledging, such as if you give a writer $15, you\'ll get a book in return. There\'s no long-term return on investment for supporters and not even the ability to write off donations for tax purposes. Still, that hasn\'t stopped close to 100,000 people from pledging to Kickstarter projects.\r\n<h2>6. Pledge Some of Your Future Earnings</h2>\r\nYoung, ambitious and willing to make a bet on your future earnings? Consider how Kjerstin Erickson, Saul Garlick and Jon Gosier are trying to raise money. Through an online marketplace called the Thrust Fund, the three have offered up a percentage of their future lifetime earnings in exchange for upfront, undesignated venture funding. Erickson is willing to swap 6 percent of her future lifetime earnings for $600,000. The other two entrepreneurs are each offering 3 percent of future earnings for $300,000. Beware: the legality and enforceability of these \"personal investment contracts\" have yet to be established.\r\n<h2>7. Attract an Angel Investor</h2>\r\nWhen pitching an angel investor, all the old rules still apply: be succinct, avoid jargon, have an exit strategy. But the economic turmoil of the last few years has made a complicated game even trickier. Here are some tips to win over angel interest:\r\n<ul>\r\n <li>Add experience: Seeing some gray hair on your management team will help ease investors\' fears about your company\'s ability to deal with a tough economy. Even an unpaid, but highly experienced adviser could add to your credibility.</li>\r\n <li>Don\'t be a fad-follower: Did you start your company because you are truly passionate about your idea or because you want to cash in on the latest trend? Angels can spot the difference and won\'t give much attention to those whose companies are essentially get-rich-quick schemes.</li>\r\n <li>Know your stuff: You\'ll need market assessments, competitive analysis and solid marketing and sales plans if you expect to get anywhere with an angel. Even young companies need to demonstrate an expert knowledge of the market they are about to enter as well as the discipline to follow through with their game plan.</li>\r\n <li>Keep in touch: An angel may not be interested in your business right away, especially if you don\'t have a track record as a successful entrepreneur. To combat that, you should formulate a way to keep them in the loop on big developments, like a major sale.</li>\r\n</ul>\r\n<h2>8. Secure an SBA Loan</h2>\r\nWith banks reluctant to take any chances with their own money in the wake of the credit crisis, loans guaranteed by the U.S. Small Business Administration have become a hot commodity. Indeed, funds to support special breaks on fees and guarantees on SBA-backed loans have run out a number of times. And while SBA-backed loans are open to any small business, there are a number of qualifications, including:\r\n<ul>\r\n <li>Under law, the SBA can\'t guarantee loans to businesses that can obtain the money they need on their own. So you have to apply for a loan on your own from a bank or other financial institution and be turned down.</li>\r\n <li>In order to qualify as a small business, your firm needs to meet the government\'s definition of a small business for your industry.</li>\r\n <li>Your business may need to meet other criteria depending on the type of loan.</li>\r\n <li>After determining that your business meets the qualifications, you need to apply for a commercial loan from a financial company that processes SBA loans since the SBA doesn\'t provide\r\nloans directly. The bank\'s qualifications can be more stringent.</li>\r\n</ul>\r\n<h2>9. Raise Money from Your Family and Friends</h2>\r\nHitting up family and friends is the most common way to finance a start-up. But when you turn loved ones into creditors, you\'re risking their financial future and jeopardizing important personal relationships. A classic mistake is approaching friends and family before a formal business plan is even in place. To avoid it, you should supply formal financial projections, as well as an evidence-based assessment of when your loved ones will see their money again. This should reduce the likelihood of unpleasant surprises. It also lets your investors know you take their money seriously. You also need to seriously consider how the arrangement will be structured. Are you offering equity? Or will this be a loan? Perhaps most importantly, you need to emphasize the risk involved. Offer up a strong business plan, but remind them there is a good chance their money will be lost. It\'s better to mention that upfront to Aunt Gladys rather than over Thanksgiving dinner.\r\n<h2>10. Get a Microloan</h2>\r\nThe lack of a credit history, collateral or the inability to secure a loan through a bank doesn\'t mean no one will lend to you. One option would be to apply for a microloan, a small business loan ranging from $500 to $35,000. Microloans are often so small that commercial banks can\'t be bothered lending the funds. Instead of a bank, you need to turn to a microlender. a non-profit organization that works differently than banks. Microlenders offer smaller loan sizes, usually require less documentation than banks, and often apply more flexible underwriting criteria. There are a few hundred microlenders throughout the U.S. and they often charge slightly higher interest rates for loans than banks. \"Microloans are really for that startup entrepreneur or an entrepreneur in an existing business facing a capital gap who needs to secure capital for new equipment or to service a contract,\" says Connie Evans, president and CEO of AEO, which represents 400 mostly non-profit microlenders and microenterprise organizations.','WAYS TO FINANCE YOUR BUSINESS','','inherit','closed','closed','','106-revision-v1','','','2017-06-19 12:17:24','2017-06-19 12:17:24','',106,'http://highfivefinance.com/2017/06/19/106-revision-v1/',0,'revision','',0),(109,1,'2017-06-19 12:40:35','2017-06-19 12:40:35','With prices averaging more than $31,000 for a new vehicle and $17,000 for a used model from a dealership, you might consider financing or leasing your next vehicle.\r\n<h2>Financing Options</h2>\r\nYou have two financing options: direct lending or dealership financing.\r\n\r\n<strong>Direct Lending</strong>\r\nIn direct lending, you get a loan directly from a bank, finance company, or credit union. You agree to pay, over a period of time, the amount financed, plus a finance charge. Once you enter into a contract with a dealership to buy a vehicle, you use the loan from the direct lender to pay for the vehicle.\r\n\r\n<strong>Direct lending may offer you:</strong>\r\n<ul>\r\n <li>Comparisons. You have the chance to shop around and ask several lenders directly about their credit terms before you agree to buy a specific vehicle.</li>\r\n <li>Credit terms in advance. By getting financing before you buy the vehicle, you will know your rate and other terms when you are shopping.</li>\r\n</ul>\r\n<strong>Dealership Financing</strong>\r\nIn dealership financing — another common type of vehicle financing — you get financing through the dealership. You and a dealer enter into a contract where you buy a vehicle and agree to pay, over a period of time, the amount financed plus a finance charge. The dealer may retain the contract, but typically sells it to a bank, finance company or credit union — called an assignee — that services the account and collects your payments.\r\n\r\n<strong>Dealership financing may offer you:</strong>\r\n<ul>\r\n <li>Convenience. Dealers offer vehicles and financing in one location and may have extended hours, like evenings and weekends.</li>\r\n <li>Multiple financing options. The dealer’s relationships with a variety of banks and finance companies may mean it can offer you a range of financing choices.</li>\r\n <li>Special programs. Dealers sometimes offer manufacturer-sponsored, low-rate or incentive programs to buyers. The programs may be limited to certain vehicles or may have special requirements, like a larger down payment or shorter contract length (36 or 48 months). These programs might require a strong credit rating; check to see if you qualify.</li>\r\n</ul>\r\n<strong>Remember:</strong> Shop around before you make a decision about buying or leasing. Consider offers from different dealers and several sources of financing, including banks, credit unions, and finance companies. Comparison shopping is the best way to find both the vehicle and the finance or lease terms that best suit your needs.\r\n<h2>Before You Buy or Lease a Vehicle</h2>\r\n<strong>Consider Federal and State Laws</strong>\r\nReview the federal and state laws that affect the vehicle financing and leasing process. These laws offer important information that can help you negotiate a better deal or better understand the process. They also give you certain rights.\r\n\r\n<strong>Determine How Much You Can Afford</strong>\r\nBefore you finance or lease a vehicle, take a look at your financial situation to make sure you have enough income to cover your monthly living expenses. Then, if you want to finance a vehicle, know that the total amount you will pay will depend on several factors, including the price you negotiate for the vehicle, the Annual Percentage Rate (APR), which may be negotiable, and the length of the credit contract.\r\n\r\nFinance or lease a vehicle only when you can afford to take on a new obligation. Check the overall costs for the purchase or lease. Consider the monthly payment in finance or lease negotiations. You may want to use the “Monthly Spending Plan” worksheet as a guide.\r\n\r\nThe only time to consider taking on additional debt is when you are spending less than you take home. The additional debt load should not cut into any amount you have committed to saving for emergencies and other top priorities or life goals. Saving for a down payment or trading in a vehicle can reduce the amount you need to finance and reduce your financing costs. In some cases, your trade-in vehicle will take care of the down payment on your new vehicle.\r\n\r\nIf you owe more on your vehicle than its market value, you have negative equity in your vehicle. This is a consideration if you plan to use your vehicle as a trade-in. The longer your new credit contract, the longer it will be before you have positive equity in the new vehicle — that is, before it is worth more than you owe. If you have negative equity, you may need to make a bigger down payment. Or the dealer may offer to include the negative equity in your new finance contract by increasing the amount financed to include the amount you still owe on your current vehicle. This will increase your monthly payments on the new contract in two ways: it adds to the amount financed and increases the finance charge. If you have negative equity in your vehicle, consider paying down the debt before you buy another vehicle. If you use the vehicle for a trade-in, ask how the negative equity affects your new credit obligation.\r\n<h2>When You Apply for Financing</h2>\r\nMost dealerships have a Finance and Insurance (F&I) Department that will tell you about its available financing options. The F&I Department manager will ask you to complete a credit application, which may include your:\r\n<ul>\r\n <li>name;</li>\r\n <li>Social Security number;</li>\r\n <li>date of birth;</li>\r\n <li>current and previous address(es) and length of stay;\r\ncurrent and previous employer(s) and length of employment;</li>\r\n <li>occupation;</li>\r\n <li>sources of income;</li>\r\n <li>total gross monthly income; and</li>\r\n <li>financial information on current credit accounts, including debt obligations.</li>\r\n</ul>\r\nMost dealerships will get a copy of your credit report, which has information about your current and past credit obligations, your payment record, and data from public records (for example, a bankruptcy filing from court documents). For each account, your credit report shows your account number, the type and terms of the account, the credit limit, the most recent balance and the most recent payment. The comments section describes the status of your account, including the creditor’s summary of past due information and legal steps that may have been taken to collect on those obligations.\r\n\r\nThe dealership typically submits your credit application to one or more potential assignees, such as a bank, finance company or credit union, to determine their willingness to buy your contract from the dealer.\r\n\r\nThe finance companies or other potential assignees evaluate your credit application using automated techniques like credit scoring, where factors like your credit history, length of employment, income, and expenses may be weighted and scored.\r\n\r\nThe potential assignee will not deal directly with you when you finance through a dealer. It bases its evaluation on your credit report and credit score, the completed credit application, and the terms of the sale, such as the amount of the down payment. Each potential assignee decides whether it is willing to buy the contract, notifies the dealership of its decision and, if applicable, offers the dealership a wholesale rate, often called the buy rate, at which the assignee will buy the contract.\r\n\r\nYour dealer may offer manufacturer incentives, such as reduced finance rates or cash back on certain models. You may see these specials advertised in your area and online. Make sure you ask your dealer if the model you are interested in has any special financing offers. Generally, these discounted rates are not negotiable, may be limited by a consumer’s credit history, and/or are available only for certain makes, models, or model-year vehicles.\r\n\r\nWhen no special financing offers are available, you usually can negotiate the APR and the terms for payment with the dealership, just as you would negotiate the price of the vehicle. The APR that you negotiate with the dealer usually is higher than the wholesale rate, because it includes an amount that compensates the dealer for handling the financing. Negotiation can take place before or after the dealership accepts and processes your credit application. Try to negotiate the lowest APR with the dealer, just as you would negotiate the best price for the vehicle.\r\n\r\nDealers who promote rebates, discounts or special prices must clearly explain what is required to qualify for these incentives. For example, these offers may involve being a recent college graduate or a member of the military, or they may involve reductions for only specific vehicles. Check to see if you qualify for any available rebates, discounts or offers as they can reduce your price and, therefore, the amount you finance or that is part of your lease.\r\n\r\nMost consumers who apply for credit will get a free credit score disclosure notice. This notice includes a credit score, the source of that score, and information about where your score falls with respect to other consumers.\r\n\r\nAsk questions about the terms of the contract before you sign. For example, ask whether the terms of the contract are final and have been fully approved before you sign and leave the dealership with the vehicle. If the dealer says they are still working on the approval, be aware that the deal is not yet final. Consider waiting to sign the contract and keeping your current vehicle until the financing has been fully approved. Or check other financing sources before you sign and before you leave your car at the dealership.\r\n<h2>Should I Lease a Vehicle?</h2>\r\nWhen you lease a vehicle, you have the right to use it for an agreed number of months and miles. At lease end, you may return the vehicle, pay any end-of-lease fees and charges, and “walk away.” You may buy the vehicle for the additional agreed-upon price if you have a purchase option, a typical provision in lease agreements. If you end the lease early, in most cases you will be responsible for an early termination charge that could be substantial.\r\n\r\nThe monthly payments on a lease usually are lower than monthly finance payments on the same vehicle because you are paying for the vehicle’s expected depreciation during the lease period, plus a rent charge, taxes, and fees. But at the end of a lease, you must return the vehicle unless the lease agreement lets you buy it and you agree to the purchase costs and terms.\r\n\r\n<strong>To determine if leasing fits your situation:</strong>\r\n<ul>\r\n <li>Consider the beginning, middle and end of lease costs.</li>\r\n <li>Compare different lease offers and terms, including mileage limits.</li>\r\n <li>Consider how long you may want to keep the vehicle.</li>\r\n</ul>\r\nThe mileage limit in most standard leases is based on a certain number of miles you can drive, typically 15,000 or fewer per year. You can negotiate a higher mileage limit, but that normally increases the monthly payment because the vehicle depreciates more during the life of the lease. If you go beyond the mileage limit in the lease agreement, you probably will have to pay an additional charge when you return the vehicle.\r\n\r\nWhen you lease, you are responsible for excess wear and damage and any missing equipment. You also must service the vehicle according to the manufacturer’s recommendations and maintain insurance that meets the leasing company’s standards.\r\n\r\nFor more information, see Keys to Vehicle Leasing, a publication of the Federal Reserve Board.\r\n<h2>What about a Co-signer?</h2>\r\nA creditor may require that you have a co-signer on the finance contract to make up for any deficiencies in your credit history. As a co-signer, you assume equal responsibility for the contract. The account payment history will appear on both the borrower’s and co-signer’s credit reports. For this reason, use caution if you are asked to co-sign for someone. Co-signers are legally obligated to repay the contract, so make sure you know the terms of the contract and can afford to take on the payments before you agree to co-sign for someone.\r\n\r\n ','UNDERSTANDING VEHICLE FINANCING','','publish','closed','closed','','understanding-vehicle-financing','','','2017-06-19 12:40:35','2017-06-19 12:40:35','',0,'http://highfivefinance.com/?page_id=109',0,'page','',0),(110,1,'2017-06-19 12:40:35','2017-06-19 12:40:35','With prices averaging more than $31,000 for a new vehicle and $17,000 for a used model from a dealership, you might consider financing or leasing your next vehicle.\r\n<h2>Financing Options</h2>\r\nYou have two financing options: direct lending or dealership financing.\r\n\r\n<strong>Direct Lending</strong>\r\nIn direct lending, you get a loan directly from a bank, finance company, or credit union. You agree to pay, over a period of time, the amount financed, plus a finance charge. Once you enter into a contract with a dealership to buy a vehicle, you use the loan from the direct lender to pay for the vehicle.\r\n\r\n<strong>Direct lending may offer you:</strong>\r\n<ul>\r\n <li>Comparisons. You have the chance to shop around and ask several lenders directly about their credit terms before you agree to buy a specific vehicle.</li>\r\n <li>Credit terms in advance. By getting financing before you buy the vehicle, you will know your rate and other terms when you are shopping.</li>\r\n</ul>\r\n<strong>Dealership Financing</strong>\r\nIn dealership financing — another common type of vehicle financing — you get financing through the dealership. You and a dealer enter into a contract where you buy a vehicle and agree to pay, over a period of time, the amount financed plus a finance charge. The dealer may retain the contract, but typically sells it to a bank, finance company or credit union — called an assignee — that services the account and collects your payments.\r\n\r\n<strong>Dealership financing may offer you:</strong>\r\n<ul>\r\n <li>Convenience. Dealers offer vehicles and financing in one location and may have extended hours, like evenings and weekends.</li>\r\n <li>Multiple financing options. The dealer’s relationships with a variety of banks and finance companies may mean it can offer you a range of financing choices.</li>\r\n <li>Special programs. Dealers sometimes offer manufacturer-sponsored, low-rate or incentive programs to buyers. The programs may be limited to certain vehicles or may have special requirements, like a larger down payment or shorter contract length (36 or 48 months). These programs might require a strong credit rating; check to see if you qualify.</li>\r\n</ul>\r\n<strong>Remember:</strong> Shop around before you make a decision about buying or leasing. Consider offers from different dealers and several sources of financing, including banks, credit unions, and finance companies. Comparison shopping is the best way to find both the vehicle and the finance or lease terms that best suit your needs.\r\n<h2>Before You Buy or Lease a Vehicle</h2>\r\n<strong>Consider Federal and State Laws</strong>\r\nReview the federal and state laws that affect the vehicle financing and leasing process. These laws offer important information that can help you negotiate a better deal or better understand the process. They also give you certain rights.\r\n\r\n<strong>Determine How Much You Can Afford</strong>\r\nBefore you finance or lease a vehicle, take a look at your financial situation to make sure you have enough income to cover your monthly living expenses. Then, if you want to finance a vehicle, know that the total amount you will pay will depend on several factors, including the price you negotiate for the vehicle, the Annual Percentage Rate (APR), which may be negotiable, and the length of the credit contract.\r\n\r\nFinance or lease a vehicle only when you can afford to take on a new obligation. Check the overall costs for the purchase or lease. Consider the monthly payment in finance or lease negotiations. You may want to use the “Monthly Spending Plan” worksheet as a guide.\r\n\r\nThe only time to consider taking on additional debt is when you are spending less than you take home. The additional debt load should not cut into any amount you have committed to saving for emergencies and other top priorities or life goals. Saving for a down payment or trading in a vehicle can reduce the amount you need to finance and reduce your financing costs. In some cases, your trade-in vehicle will take care of the down payment on your new vehicle.\r\n\r\nIf you owe more on your vehicle than its market value, you have negative equity in your vehicle. This is a consideration if you plan to use your vehicle as a trade-in. The longer your new credit contract, the longer it will be before you have positive equity in the new vehicle — that is, before it is worth more than you owe. If you have negative equity, you may need to make a bigger down payment. Or the dealer may offer to include the negative equity in your new finance contract by increasing the amount financed to include the amount you still owe on your current vehicle. This will increase your monthly payments on the new contract in two ways: it adds to the amount financed and increases the finance charge. If you have negative equity in your vehicle, consider paying down the debt before you buy another vehicle. If you use the vehicle for a trade-in, ask how the negative equity affects your new credit obligation.\r\n<h2>When You Apply for Financing</h2>\r\nMost dealerships have a Finance and Insurance (F&I) Department that will tell you about its available financing options. The F&I Department manager will ask you to complete a credit application, which may include your:\r\n<ul>\r\n <li>name;</li>\r\n <li>Social Security number;</li>\r\n <li>date of birth;</li>\r\n <li>current and previous address(es) and length of stay;\r\ncurrent and previous employer(s) and length of employment;</li>\r\n <li>occupation;</li>\r\n <li>sources of income;</li>\r\n <li>total gross monthly income; and</li>\r\n <li>financial information on current credit accounts, including debt obligations.</li>\r\n</ul>\r\nMost dealerships will get a copy of your credit report, which has information about your current and past credit obligations, your payment record, and data from public records (for example, a bankruptcy filing from court documents). For each account, your credit report shows your account number, the type and terms of the account, the credit limit, the most recent balance and the most recent payment. The comments section describes the status of your account, including the creditor’s summary of past due information and legal steps that may have been taken to collect on those obligations.\r\n\r\nThe dealership typically submits your credit application to one or more potential assignees, such as a bank, finance company or credit union, to determine their willingness to buy your contract from the dealer.\r\n\r\nThe finance companies or other potential assignees evaluate your credit application using automated techniques like credit scoring, where factors like your credit history, length of employment, income, and expenses may be weighted and scored.\r\n\r\nThe potential assignee will not deal directly with you when you finance through a dealer. It bases its evaluation on your credit report and credit score, the completed credit application, and the terms of the sale, such as the amount of the down payment. Each potential assignee decides whether it is willing to buy the contract, notifies the dealership of its decision and, if applicable, offers the dealership a wholesale rate, often called the buy rate, at which the assignee will buy the contract.\r\n\r\nYour dealer may offer manufacturer incentives, such as reduced finance rates or cash back on certain models. You may see these specials advertised in your area and online. Make sure you ask your dealer if the model you are interested in has any special financing offers. Generally, these discounted rates are not negotiable, may be limited by a consumer’s credit history, and/or are available only for certain makes, models, or model-year vehicles.\r\n\r\nWhen no special financing offers are available, you usually can negotiate the APR and the terms for payment with the dealership, just as you would negotiate the price of the vehicle. The APR that you negotiate with the dealer usually is higher than the wholesale rate, because it includes an amount that compensates the dealer for handling the financing. Negotiation can take place before or after the dealership accepts and processes your credit application. Try to negotiate the lowest APR with the dealer, just as you would negotiate the best price for the vehicle.\r\n\r\nDealers who promote rebates, discounts or special prices must clearly explain what is required to qualify for these incentives. For example, these offers may involve being a recent college graduate or a member of the military, or they may involve reductions for only specific vehicles. Check to see if you qualify for any available rebates, discounts or offers as they can reduce your price and, therefore, the amount you finance or that is part of your lease.\r\n\r\nMost consumers who apply for credit will get a free credit score disclosure notice. This notice includes a credit score, the source of that score, and information about where your score falls with respect to other consumers.\r\n\r\nAsk questions about the terms of the contract before you sign. For example, ask whether the terms of the contract are final and have been fully approved before you sign and leave the dealership with the vehicle. If the dealer says they are still working on the approval, be aware that the deal is not yet final. Consider waiting to sign the contract and keeping your current vehicle until the financing has been fully approved. Or check other financing sources before you sign and before you leave your car at the dealership.\r\n<h2>Should I Lease a Vehicle?</h2>\r\nWhen you lease a vehicle, you have the right to use it for an agreed number of months and miles. At lease end, you may return the vehicle, pay any end-of-lease fees and charges, and “walk away.” You may buy the vehicle for the additional agreed-upon price if you have a purchase option, a typical provision in lease agreements. If you end the lease early, in most cases you will be responsible for an early termination charge that could be substantial.\r\n\r\nThe monthly payments on a lease usually are lower than monthly finance payments on the same vehicle because you are paying for the vehicle’s expected depreciation during the lease period, plus a rent charge, taxes, and fees. But at the end of a lease, you must return the vehicle unless the lease agreement lets you buy it and you agree to the purchase costs and terms.\r\n\r\n<strong>To determine if leasing fits your situation:</strong>\r\n<ul>\r\n <li>Consider the beginning, middle and end of lease costs.</li>\r\n <li>Compare different lease offers and terms, including mileage limits.</li>\r\n <li>Consider how long you may want to keep the vehicle.</li>\r\n</ul>\r\nThe mileage limit in most standard leases is based on a certain number of miles you can drive, typically 15,000 or fewer per year. You can negotiate a higher mileage limit, but that normally increases the monthly payment because the vehicle depreciates more during the life of the lease. If you go beyond the mileage limit in the lease agreement, you probably will have to pay an additional charge when you return the vehicle.\r\n\r\nWhen you lease, you are responsible for excess wear and damage and any missing equipment. You also must service the vehicle according to the manufacturer’s recommendations and maintain insurance that meets the leasing company’s standards.\r\n\r\nFor more information, see Keys to Vehicle Leasing, a publication of the Federal Reserve Board.\r\n<h2>What about a Co-signer?</h2>\r\nA creditor may require that you have a co-signer on the finance contract to make up for any deficiencies in your credit history. As a co-signer, you assume equal responsibility for the contract. The account payment history will appear on both the borrower’s and co-signer’s credit reports. For this reason, use caution if you are asked to co-sign for someone. Co-signers are legally obligated to repay the contract, so make sure you know the terms of the contract and can afford to take on the payments before you agree to co-sign for someone.\r\n\r\n ','UNDERSTANDING VEHICLE FINANCING','','inherit','closed','closed','','109-revision-v1','','','2017-06-19 12:40:35','2017-06-19 12:40:35','',109,'http://highfivefinance.com/2017/06/19/109-revision-v1/',0,'revision','',0),(113,1,'2017-06-19 12:53:10','2017-06-19 12:53:10','There is no question that it\'s a great idea to work in partnership with certain financing companies to provide your customers with more payment options. However, you want to be very selective in which companies you choose to partner with as your endorsement carries some responsibility and could impact your reputation should customers have poor experiences with the financing companies.\r\n\r\nThe first step is to look for financing companies that have experience with providing credit to businesses in your industry. In your case, you will want financing companies that have extensive experience in construction. These companies understand the risks & business models of customers purchasing customized construction products.\r\n\r\nThe next step is to search online, review financing trade publications, Better Business Bureau (BBB) reports and find out which financing companies your competitors are using for their own offering. After doing a search on your own, then consult with third parties that are experienced experts in your field for additional insight.\r\n\r\nOnce you have a list of 5 to 10 companies, the next step is to start contacting the financing companies. Once in contact, I would ask them at least the following questions about their business:\r\n\r\n1. How long have you been in business?\r\n2. How many partners, customers and employees do you have?\r\n3. Who are your competitors and how is your offering different, better?\r\n4. Can you describe your customer screening process?\r\n5. What risks are there for your customers that may cause a breach in the financing agreement?\r\n6. What happens when the customer breaches the financing agreement?\r\n7. Can your company offer any favorable terms to our customers?\r\n8. Do you have any partners and customers that we can speak to for third party references?\r\n\r\nBe sure to take copious notes to better compare companies after all the calls are completed. Then, schedule a meeting or two with the top three companies based on your own assessment. You will get a feeling for which company or companies you want to partner with after the meetings.','HOW CAN I SOURCE FINANCING COMPANIES FOR MY CUSTOMERS?','','publish','closed','closed','','how-can-i-source-financing-companies-for-my-customers','','','2017-06-19 12:53:10','2017-06-19 12:53:10','',0,'http://highfivefinance.com/?page_id=113',0,'page','',0),(114,1,'2017-06-19 12:53:10','2017-06-19 12:53:10','There is no question that it\'s a great idea to work in partnership with certain financing companies to provide your customers with more payment options. However, you want to be very selective in which companies you choose to partner with as your endorsement carries some responsibility and could impact your reputation should customers have poor experiences with the financing companies.\r\n\r\nThe first step is to look for financing companies that have experience with providing credit to businesses in your industry. In your case, you will want financing companies that have extensive experience in construction. These companies understand the risks & business models of customers purchasing customized construction products.\r\n\r\nThe next step is to search online, review financing trade publications, Better Business Bureau (BBB) reports and find out which financing companies your competitors are using for their own offering. After doing a search on your own, then consult with third parties that are experienced experts in your field for additional insight.\r\n\r\nOnce you have a list of 5 to 10 companies, the next step is to start contacting the financing companies. Once in contact, I would ask them at least the following questions about their business:\r\n\r\n1. How long have you been in business?\r\n2. How many partners, customers and employees do you have?\r\n3. Who are your competitors and how is your offering different, better?\r\n4. Can you describe your customer screening process?\r\n5. What risks are there for your customers that may cause a breach in the financing agreement?\r\n6. What happens when the customer breaches the financing agreement?\r\n7. Can your company offer any favorable terms to our customers?\r\n8. Do you have any partners and customers that we can speak to for third party references?\r\n\r\nBe sure to take copious notes to better compare companies after all the calls are completed. Then, schedule a meeting or two with the top three companies based on your own assessment. You will get a feeling for which company or companies you want to partner with after the meetings.','HOW CAN I SOURCE FINANCING COMPANIES FOR MY CUSTOMERS?','','inherit','closed','closed','','113-revision-v1','','','2017-06-19 12:53:10','2017-06-19 12:53:10','',113,'http://highfivefinance.com/2017/06/19/113-revision-v1/',0,'revision','',0),(115,1,'2017-06-19 12:56:51','2017-06-19 12:56:51','','slide2','','inherit','open','closed','','slide2','','','2017-06-19 12:56:51','2017-06-19 12:56:51','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/slide2.jpg',0,'attachment','image/jpeg',0),(116,1,'2017-06-19 12:57:55','2017-06-19 12:57:55','','slide3','','inherit','open','closed','','slide3','','','2017-06-19 12:57:55','2017-06-19 12:57:55','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/slide3.jpg',0,'attachment','image/jpeg',0),(117,1,'2017-06-19 12:58:15','2017-06-19 12:58:15','','slide1','','inherit','open','closed','','slide1','','','2017-06-19 12:58:15','2017-06-19 12:58:15','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/slide1.jpg',0,'attachment','image/jpeg',0),(119,1,'2017-06-19 13:14:44','2017-06-19 13:14:44','','INVESTMENT BONDS','','inherit','open','closed','','investment-bonds-2','','','2017-06-19 13:14:44','2017-06-19 13:14:44','',88,'http://highfivefinance.com/wp-content/uploads/2017/06/INVESTMENT-BONDS.jpg',0,'attachment','image/jpeg',0),(120,1,'2017-06-19 13:15:40','2017-06-19 13:15:40','','Business people shaking hands in office','Business people shaking hands in office','inherit','open','closed','','business-people-shaking-hands-in-office','','','2017-06-19 13:15:40','2017-06-19 13:15:40','',91,'http://highfivefinance.com/wp-content/uploads/2017/06/MUTUAL.jpg',0,'attachment','image/jpeg',0),(121,1,'2017-06-19 13:16:24','2017-06-19 13:16:24','','MONEY MARKET','','inherit','open','closed','','money-market','','','2017-06-19 13:16:24','2017-06-19 13:16:24','',93,'http://highfivefinance.com/wp-content/uploads/2017/06/MONEY-MARKET.jpg',0,'attachment','image/jpeg',0),(122,1,'2017-06-19 13:16:52','2017-06-19 13:16:52','','MONEY MARKET1','','inherit','open','closed','','money-market1','','','2017-06-19 13:16:52','2017-06-19 13:16:52','',96,'http://highfivefinance.com/wp-content/uploads/2017/06/MONEY-MARKET1.png',0,'attachment','image/png',0),(124,1,'2017-06-19 13:41:36','2017-06-19 13:41:36','<strong>Before Visiting Any Dealership:</strong>\r\n<ul>\r\n <li>Identify your transportation needs.</li>\r\n <li>Figure out your financial situation and budget. Using the worksheets in this booklet, determine how much you can afford to finance and spend for a vehicle. Remember that a longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same), but you will pay more money over time.</li>\r\n <li>Get and read a copy of your credit report. Errors or accurate negative information can affect your ability to get credit. Generally, you will be able to get a lower rate if you have paid your credit obligations when they are due. You have a right to dispute inaccurate information in the report, and you should do that before you apply for vehicle financing or a lease.</li>\r\n <li>Check auto buying guides, newspaper ads, and other publications and websites to find out the price range and other information for the vehicle you are interested in. Visit dealer websites. Some list their inventory online, by location.</li>\r\n <li>Find out the cost of insurance from your insurer in advance, so you can factor in that amount.</li>\r\n <li>Determine the market value of your current vehicle before you negotiate the purchase of a new vehicle and find out the net outstanding balance on your credit contract. If your vehicle’s value is less than the amount you owe (negative equity), consider paying down the debt.</li>\r\n <li>Compare APRs and financing terms from several sources, such as banks, credit unions, finance companies, and dealerships. Shop for information about current offers online. You may find restrictions on the most attractive rates or terms from any credit source.</li>\r\n <li>Know the difference between buying and leasing a vehicle.</li>\r\n</ul>\r\n<strong>At the Dealership:</strong>\r\n<ul>\r\n <li>Stay within your price range.</li>\r\n <li>Try to negotiate both your purchase price and your finance or lease terms.</li>\r\n <li>Determine whether an offer meets your budget and transportation needs.\r\nUnderstand the value and cost of any optional products or services offered to you, such as an extended service contract, credit insurance, or guaranteed auto protection. Make sure the payments or other terms quoted do not include these products unless you want them. If you do not want these products, do not sign for them.</li>\r\n <li>Read the entire contract carefully and ask questions about the terms of the contract before you sign. If you are using dealership financing or leasing, ask if the terms are final. Once you sign the contract, you are legally obligated.</li>\r\n</ul>\r\n<strong>After Signing:</strong>\r\n<ul>\r\n <li>Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership. Do not agree to have the papers mailed or provided to you later because the documents may get misplaced or lost.</li>\r\n <li>Know that if you financed the vehicle, the finance source has a lien on the vehicle’s title (and in some cases holds the actual title) until you have paid the contract in full.</li>\r\n <li>Make your payments on time. Late or missed payments can have serious consequences; late fees, repossession, and negative entries on your credit report can make it more difficult to get credit in the future.</li>\r\n</ul>\r\nIf You Experience Financial Problems:\r\n<ul>\r\n <li>Contact your creditor as soon as you realize you will be late with a payment. Many creditors work with consumers they believe will be able to pay soon, even if slightly late. You may be able to negotiate a delay in your payment or a revised schedule of payments. If you can reach an agreement to change your original contract, get it in writing to avoid questions later.</li>\r\n <li>Know your obligations. If you are late with your vehicle payments or, in some states, if you do not have the required auto insurance, your vehicle could be repossessed. The creditor or assignee may repossess the vehicle in full satisfaction of the credit agreement or may sell the vehicle and apply the proceeds from the sale to the outstanding balance on your credit agreement. If the vehicle is sold for less than what you owe, you may be responsible for the difference.</li>\r\n <li>Know that the law in some states allows the creditor or assignee to repossess your vehicle without going to court.</li>\r\n</ul>\r\n<h2>Federal and State Laws</h2>\r\n<strong>Federal Laws</strong>\r\nSome federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.\r\n\r\n<strong>Consumer Leasing Act —</strong> requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount due at lease signing or delivery; the number and amounts of monthly payments; all fees charged, including license fees and taxes; the charges for default or late payments; whether the lease can be ended early; whether the leased vehicle can be bought at the end of the lease; the price to buy at the end of the lease; and any extra payments that may be required at the end of the lease. The lessor also must disclose the annual mileage allowance and charges for excessive mileage.\r\n\r\n<strong>Credit Practices Rule —</strong> requires creditors to provide a written notice to potential co-signers about their liability if the other person fails to pay; prohibits late charges in some situations; and prohibits creditors from using certain contract provisions that the government has found to be unfair to consumers.\r\n\r\n<strong>Equal Credit Opportunity Act —</strong> prohibits discrimination related to credit because of gender, race, color, marital status, religion, national origin or age. It also prohibits discrimination related to credit based on the fact that you are receiving public assistance or that you have exercised your rights under the federal Consumer Credit Protection Act. It requires certain creditors to provide consumers with information if the creditor denies them financing or takes other adverse action.\r\n\r\n<strong>Fair Credit Reporting Act —</strong> gives consumers many rights, including the right to one free credit report each year from each of the three nationwide consumer reporting agencies. It allows consumers to call one number to notify credit reporting agencies of identity theft. It also provides a process for consumers to dispute information in their credit reports that they believe is inaccurate or incomplete. It requires creditors to give consumers their credit reports and credit scores if a creditor used a credit score in denying them credit or taking other adverse action against them; and it requires creditors to provide consumers with their credit scores and related information in certain other circumstances.\r\n\r\n<strong>Risk-Based Pricing Rule —</strong> gives most consumers information about their credit scores when they apply for financing. Most creditors comply with the rule by providing consumers who apply for vehicle financing with a Credit Score Disclosure Notice. This notice contains a consumer’s credit score and additional information to put the score in context (for example, it indicates how the credit score compares to the credit scores of other consumers).\r\n\r\n<strong>Truth in Lending Act —</strong> requires that, before you sign the agreement, creditors give you written disclosure of important terms of the credit agreement, like the annual percentage rate (APR), finance charge, monthly payment amount, payment due dates, amount financed, length of the credit agreement, and any charges for late payment.','IMPORTANT THINGS TO REMEMBER VEHICLE FINANCING','','publish','closed','closed','','important-things-to-remember-vehicle-financing','','','2017-06-19 13:41:36','2017-06-19 13:41:36','',0,'http://highfivefinance.com/?page_id=124',0,'page','',0),(125,1,'2017-06-19 13:41:36','2017-06-19 13:41:36','<strong>Before Visiting Any Dealership:</strong>\r\n<ul>\r\n <li>Identify your transportation needs.</li>\r\n <li>Figure out your financial situation and budget. Using the worksheets in this booklet, determine how much you can afford to finance and spend for a vehicle. Remember that a longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same), but you will pay more money over time.</li>\r\n <li>Get and read a copy of your credit report. Errors or accurate negative information can affect your ability to get credit. Generally, you will be able to get a lower rate if you have paid your credit obligations when they are due. You have a right to dispute inaccurate information in the report, and you should do that before you apply for vehicle financing or a lease.</li>\r\n <li>Check auto buying guides, newspaper ads, and other publications and websites to find out the price range and other information for the vehicle you are interested in. Visit dealer websites. Some list their inventory online, by location.</li>\r\n <li>Find out the cost of insurance from your insurer in advance, so you can factor in that amount.</li>\r\n <li>Determine the market value of your current vehicle before you negotiate the purchase of a new vehicle and find out the net outstanding balance on your credit contract. If your vehicle’s value is less than the amount you owe (negative equity), consider paying down the debt.</li>\r\n <li>Compare APRs and financing terms from several sources, such as banks, credit unions, finance companies, and dealerships. Shop for information about current offers online. You may find restrictions on the most attractive rates or terms from any credit source.</li>\r\n <li>Know the difference between buying and leasing a vehicle.</li>\r\n</ul>\r\n<strong>At the Dealership:</strong>\r\n<ul>\r\n <li>Stay within your price range.</li>\r\n <li>Try to negotiate both your purchase price and your finance or lease terms.</li>\r\n <li>Determine whether an offer meets your budget and transportation needs.\r\nUnderstand the value and cost of any optional products or services offered to you, such as an extended service contract, credit insurance, or guaranteed auto protection. Make sure the payments or other terms quoted do not include these products unless you want them. If you do not want these products, do not sign for them.</li>\r\n <li>Read the entire contract carefully and ask questions about the terms of the contract before you sign. If you are using dealership financing or leasing, ask if the terms are final. Once you sign the contract, you are legally obligated.</li>\r\n</ul>\r\n<strong>After Signing:</strong>\r\n<ul>\r\n <li>Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership. Do not agree to have the papers mailed or provided to you later because the documents may get misplaced or lost.</li>\r\n <li>Know that if you financed the vehicle, the finance source has a lien on the vehicle’s title (and in some cases holds the actual title) until you have paid the contract in full.</li>\r\n <li>Make your payments on time. Late or missed payments can have serious consequences; late fees, repossession, and negative entries on your credit report can make it more difficult to get credit in the future.</li>\r\n</ul>\r\nIf You Experience Financial Problems:\r\n<ul>\r\n <li>Contact your creditor as soon as you realize you will be late with a payment. Many creditors work with consumers they believe will be able to pay soon, even if slightly late. You may be able to negotiate a delay in your payment or a revised schedule of payments. If you can reach an agreement to change your original contract, get it in writing to avoid questions later.</li>\r\n <li>Know your obligations. If you are late with your vehicle payments or, in some states, if you do not have the required auto insurance, your vehicle could be repossessed. The creditor or assignee may repossess the vehicle in full satisfaction of the credit agreement or may sell the vehicle and apply the proceeds from the sale to the outstanding balance on your credit agreement. If the vehicle is sold for less than what you owe, you may be responsible for the difference.</li>\r\n <li>Know that the law in some states allows the creditor or assignee to repossess your vehicle without going to court.</li>\r\n</ul>\r\n<h2>Federal and State Laws</h2>\r\n<strong>Federal Laws</strong>\r\nSome federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.\r\n\r\n<strong>Consumer Leasing Act —</strong> requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount due at lease signing or delivery; the number and amounts of monthly payments; all fees charged, including license fees and taxes; the charges for default or late payments; whether the lease can be ended early; whether the leased vehicle can be bought at the end of the lease; the price to buy at the end of the lease; and any extra payments that may be required at the end of the lease. The lessor also must disclose the annual mileage allowance and charges for excessive mileage.\r\n\r\n<strong>Credit Practices Rule —</strong> requires creditors to provide a written notice to potential co-signers about their liability if the other person fails to pay; prohibits late charges in some situations; and prohibits creditors from using certain contract provisions that the government has found to be unfair to consumers.\r\n\r\n<strong>Equal Credit Opportunity Act —</strong> prohibits discrimination related to credit because of gender, race, color, marital status, religion, national origin or age. It also prohibits discrimination related to credit based on the fact that you are receiving public assistance or that you have exercised your rights under the federal Consumer Credit Protection Act. It requires certain creditors to provide consumers with information if the creditor denies them financing or takes other adverse action.\r\n\r\n<strong>Fair Credit Reporting Act —</strong> gives consumers many rights, including the right to one free credit report each year from each of the three nationwide consumer reporting agencies. It allows consumers to call one number to notify credit reporting agencies of identity theft. It also provides a process for consumers to dispute information in their credit reports that they believe is inaccurate or incomplete. It requires creditors to give consumers their credit reports and credit scores if a creditor used a credit score in denying them credit or taking other adverse action against them; and it requires creditors to provide consumers with their credit scores and related information in certain other circumstances.\r\n\r\n<strong>Risk-Based Pricing Rule —</strong> gives most consumers information about their credit scores when they apply for financing. Most creditors comply with the rule by providing consumers who apply for vehicle financing with a Credit Score Disclosure Notice. This notice contains a consumer’s credit score and additional information to put the score in context (for example, it indicates how the credit score compares to the credit scores of other consumers).\r\n\r\n<strong>Truth in Lending Act —</strong> requires that, before you sign the agreement, creditors give you written disclosure of important terms of the credit agreement, like the annual percentage rate (APR), finance charge, monthly payment amount, payment due dates, amount financed, length of the credit agreement, and any charges for late payment.','IMPORTANT THINGS TO REMEMBER VEHICLE FINANCING','','inherit','closed','closed','','124-revision-v1','','','2017-06-19 13:41:36','2017-06-19 13:41:36','',124,'http://highfivefinance.com/2017/06/19/124-revision-v1/',0,'revision','',0),(127,1,'2017-06-19 13:45:02','2017-06-19 13:45:02','','FINANCIAL BASICS','','inherit','open','closed','','financial-basics','','','2017-06-19 13:45:02','2017-06-19 13:45:02','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/FINANCIAL-BASICS.jpeg',0,'attachment','image/jpeg',0),(131,1,'2017-06-19 14:01:44','2017-06-19 14:01:44','<h2>Pay Off Credit Card Debt</h2>\r\nCredit card debt is the number one obstacle to getting ahead financially.\r\nThose little pieces of plastic are so easy to use, and it\'s so easy to forget that it\'s real money we\'re dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don\'t, and end up paying far more for things than we would have paid if we had used cash.','Pay Off Credit Card Debt','','publish','closed','closed','','pay-off-credit-card-debt','','','2017-06-19 14:01:44','2017-06-19 14:01:44','',0,'http://highfivefinance.com/?page_id=131',0,'page','',0),(132,1,'2017-06-19 14:01:38','2017-06-19 14:01:38','','Pay Off Credit Card Debt','','inherit','open','closed','','pay-off-credit-card-debt','','','2017-06-19 14:01:38','2017-06-19 14:01:38','',131,'http://highfivefinance.com/wp-content/uploads/2017/06/Pay-Off-Credit-Card-Debt.jpg',0,'attachment','image/jpeg',0),(133,1,'2017-06-19 14:01:44','2017-06-19 14:01:44','<h2>Pay Off Credit Card Debt</h2>\r\nCredit card debt is the number one obstacle to getting ahead financially.\r\nThose little pieces of plastic are so easy to use, and it\'s so easy to forget that it\'s real money we\'re dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don\'t, and end up paying far more for things than we would have paid if we had used cash.','Pay Off Credit Card Debt','','inherit','closed','closed','','131-revision-v1','','','2017-06-19 14:01:44','2017-06-19 14:01:44','',131,'http://highfivefinance.com/2017/06/19/131-revision-v1/',0,'revision','',0),(134,1,'2017-06-19 14:05:11','2017-06-19 14:05:11','<h2>Contribute to a Retirement Plan</h2>\r\nIf your employer has a 401(k) plan and you don\'t contribute to it, you\'re walking away from one of the best deals out there. Ask your employer if they have a 401(k) plan (or similar plan), and sign up today. If you\'re already contributing, try to increase your contribution. If your employer doesn\'t offer a retirement plan, consider an IRA.','Contribute to a Retirement Plan','','publish','closed','closed','','contribute-to-a-retirement-plan','','','2017-06-19 14:05:11','2017-06-19 14:05:11','',0,'http://highfivefinance.com/?page_id=134',0,'page','',0),(135,1,'2017-06-19 14:04:07','2017-06-19 14:04:07','','Contribute to a Retirement Plan','','inherit','open','closed','','contribute-to-a-retirement-plan','','','2017-06-19 14:04:07','2017-06-19 14:04:07','',134,'http://highfivefinance.com/wp-content/uploads/2017/06/Contribute-to-a-Retirement-Plan.png',0,'attachment','image/png',0),(136,1,'2017-06-19 14:05:11','2017-06-19 14:05:11','<h2>Contribute to a Retirement Plan</h2>\r\nIf your employer has a 401(k) plan and you don\'t contribute to it, you\'re walking away from one of the best deals out there. Ask your employer if they have a 401(k) plan (or similar plan), and sign up today. If you\'re already contributing, try to increase your contribution. If your employer doesn\'t offer a retirement plan, consider an IRA.','Contribute to a Retirement Plan','','inherit','closed','closed','','134-revision-v1','','','2017-06-19 14:05:11','2017-06-19 14:05:11','',134,'http://highfivefinance.com/2017/06/19/134-revision-v1/',0,'revision','',0),(137,1,'2017-06-19 14:06:18','2017-06-19 14:06:18','<h2>Have a Savings Plan</h2>\r\nYou\'ve heard it before: Pay yourself first! If you wait until you\'ve met all your other financial obligations before seeing what\'s left over for saving, chances are you\'ll never have a healthy savings account or investments. Resolve to set aside a minimum of 5% to 10% of your salary for savings BEFORE you start paying your bills. Better yet, have money automatically deducted from your paycheck and deposited into a separate account.','Have a Savings Plan','','publish','closed','closed','','have-a-savings-plan','','','2017-06-19 14:06:18','2017-06-19 14:06:18','',0,'http://highfivefinance.com/?page_id=137',0,'page','',0),(138,1,'2017-06-19 14:06:14','2017-06-19 14:06:14','','Have a Savings Plan','','inherit','open','closed','','have-a-savings-plan','','','2017-06-19 14:06:14','2017-06-19 14:06:14','',137,'http://highfivefinance.com/wp-content/uploads/2017/06/Have-a-Savings-Plan.jpg',0,'attachment','image/jpeg',0),(139,1,'2017-06-19 14:06:18','2017-06-19 14:06:18','<h2>Have a Savings Plan</h2>\r\nYou\'ve heard it before: Pay yourself first! If you wait until you\'ve met all your other financial obligations before seeing what\'s left over for saving, chances are you\'ll never have a healthy savings account or investments. Resolve to set aside a minimum of 5% to 10% of your salary for savings BEFORE you start paying your bills. Better yet, have money automatically deducted from your paycheck and deposited into a separate account.','Have a Savings Plan','','inherit','closed','closed','','137-revision-v1','','','2017-06-19 14:06:18','2017-06-19 14:06:18','',137,'http://highfivefinance.com/2017/06/19/137-revision-v1/',0,'revision','',0),(140,1,'2017-06-19 14:09:35','2017-06-19 14:09:35','<h2>Maximize Your Employment Benefits</h2>\r\nEmployment benefits like a 401(k) plan, flexible spending accounts, medical and dental insurance, etc., are worth big bucks. Make sure you\'re maximizing yours and taking advantage of the ones that can save you money by reducing taxes or out-of-pocket expenses.','Maximize Your Employment Benefits','','publish','closed','closed','','maximize-your-employment-benefits','','','2017-06-19 14:09:35','2017-06-19 14:09:35','',0,'http://highfivefinance.com/?page_id=140',0,'page','',0),(141,1,'2017-06-19 14:09:28','2017-06-19 14:09:28','','Maximize Your Employment Benefits','','inherit','open','closed','','maximize-your-employment-benefits','','','2017-06-19 14:09:28','2017-06-19 14:09:28','',140,'http://highfivefinance.com/wp-content/uploads/2017/06/Maximize-Your-Employment-Benefits.jpg',0,'attachment','image/jpeg',0),(142,1,'2017-06-19 14:09:35','2017-06-19 14:09:35','<h2>Maximize Your Employment Benefits</h2>\r\nEmployment benefits like a 401(k) plan, flexible spending accounts, medical and dental insurance, etc., are worth big bucks. Make sure you\'re maximizing yours and taking advantage of the ones that can save you money by reducing taxes or out-of-pocket expenses.','Maximize Your Employment Benefits','','inherit','closed','closed','','140-revision-v1','','','2017-06-19 14:09:35','2017-06-19 14:09:35','',140,'http://highfivefinance.com/2017/06/19/140-revision-v1/',0,'revision','',0),(143,1,'2017-06-19 14:13:03','2017-06-19 14:13:03','<h2>Review Your Insurance Coverages</h2>\r\nToo many people are talked into paying too much for life and disability insurance, whether it\'s by adding these coverages to car loans, buying whole-life insurance policies when term-life makes more sense, or buying life insurance when you have no dependents.','Review Your Insurance Coverages','','publish','closed','closed','','review-your-insurance-coverages','','','2017-06-19 14:13:03','2017-06-19 14:13:03','',0,'http://highfivefinance.com/?page_id=143',0,'page','',0),(144,1,'2017-06-19 14:12:58','2017-06-19 14:12:58','','Review','','inherit','open','closed','','review','','','2017-06-19 14:12:58','2017-06-19 14:12:58','',143,'http://highfivefinance.com/wp-content/uploads/2017/06/Review.jpg',0,'attachment','image/jpeg',0),(145,1,'2017-06-19 14:13:03','2017-06-19 14:13:03','<h2>Review Your Insurance Coverages</h2>\r\nToo many people are talked into paying too much for life and disability insurance, whether it\'s by adding these coverages to car loans, buying whole-life insurance policies when term-life makes more sense, or buying life insurance when you have no dependents.','Review Your Insurance Coverages','','inherit','closed','closed','','143-revision-v1','','','2017-06-19 14:13:03','2017-06-19 14:13:03','',143,'http://highfivefinance.com/2017/06/19/143-revision-v1/',0,'revision','',0),(146,1,'2017-06-19 14:14:13','0000-00-00 00:00:00','','Home','','draft','closed','closed','','','','','2017-06-19 14:14:13','0000-00-00 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14:17:47','','HOME','','publish','closed','closed','','home','','','2017-06-19 14:35:31','2017-06-19 14:35:31','',0,'http://highfivefinance.com/?p=170',1,'nav_menu_item','',0),(175,1,'2017-06-19 14:33:42','2017-06-19 14:33:42','Subscribe to Environmental Finance to benefit from:\r\n<ul>\r\n <li>In-depth special reports and analysis</li>\r\n <li>Commentary and insight from leading industry specialists</li>\r\n <li>Discounts for Environmental Finance events</li>\r\n</ul>\r\n[newsletter]','SUBSCRIBE','','publish','closed','closed','','subscribe','','','2017-06-20 07:55:39','2017-06-20 07:55:39','',0,'http://highfivefinance.com/?page_id=175',0,'page','',0),(176,1,'2017-06-19 14:33:42','2017-06-19 14:33:42','','SUBSCRIBE','','inherit','closed','closed','','175-revision-v1','','','2017-06-19 14:33:42','2017-06-19 14:33:42','',175,'http://highfivefinance.com/2017/06/19/175-revision-v1/',0,'revision','',0),(177,1,'2017-06-19 14:33:59','2017-06-19 14:33:59','[contact-form-7 id=\"268\" title=\"Unsubscribe\"]','UNSUBSCRIBE','','publish','closed','closed','','unsubscribe','','','2017-12-11 11:12:55','2017-12-11 11:12:55','',0,'http://highfivefinance.com/?page_id=177',0,'page','',0),(178,1,'2017-06-19 14:33:59','2017-06-19 14:33:59','','UNSUBSCRIBE','','inherit','closed','closed','','177-revision-v1','','','2017-06-19 14:33:59','2017-06-19 14:33:59','',177,'http://highfivefinance.com/2017/06/19/177-revision-v1/',0,'revision','',0),(179,1,'2017-06-19 14:34:13','2017-06-19 14:34:13','[contact-form-7 id=\"266\" title=\"Contact us\"]','CONTACT US','','publish','closed','closed','','contact-us','','','2017-12-09 06:24:01','2017-12-09 06:24:01','',0,'http://highfivefinance.com/?page_id=179',0,'page','',0),(180,1,'2017-06-19 14:34:13','2017-06-19 14:34:13','','CONTACT US','','inherit','closed','closed','','179-revision-v1','','','2017-06-19 14:34:13','2017-06-19 14:34:13','',179,'http://highfivefinance.com/2017/06/19/179-revision-v1/',0,'revision','',0),(181,1,'2017-06-19 14:34:34','2017-06-19 14:34:34','<h2>Overview</h2>\r\nHigh Five Finance contains links to other sites and we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information (PII).\r\n\r\nHigh Five Finance takes privacy concerns seriously. This privacy policy outlines what information is collected when you visit our site.\r\n\r\nHigh Five Finance gathers information about its users mainly to enhance their experience on the site and on email newsletters. This information is used to bring you content that is relevant to your interests. Additionally, High Five Finance, along with our advertising partners, gather information about you anonymously to provide you with more targeted advertising messages that are catered to your location and interests. You can opt out of information gathering for advertising purposes below.\r\n<h2>Information Collected</h2>\r\n<h2>Personal Information/ Information You Directly Provide To High Five Finance:</h2>\r\nWhen registering, commenting, or signing up for newsletters, you may provide High Five Finance with personal information, including but not limited to:\r\n<ul>\r\n <li>Personal contact information (name, zip code, e-mail address, phone numbers)</li>\r\n <li>Comments</li>\r\n <li>User names (including social media user names)</li>\r\n <li>Correspondence with High Five Finance staff</li>\r\n <li>Billing Information (for paid High Five Finance products)</li>\r\n</ul>\r\nYou are not required to provide High Five Finance with any personal information in order to use the site. All information that is collected is the sole property of the site, and that information is not distributed outside of the site unless required by law.\r\n<h2>Non-Personal Information Automatically Collected</h2>\r\nThis type of information is collected anonymously through the use of tracking technology using third-party cookies, web beacons, and other similar methods. No Personally Identifiable Information (PII) is collected through this methodology. This information may include, but is not limited to:\r\n<ul>\r\n <li>Hardware/software information (geographic location, IP address, browser type, device type, operating system, bandwidth, etc.)</li>\r\n <li>Analytics information (time spent on site, number of pages viewed, referring web page, browsing information, etc.)</li>\r\n <li>Advertising information (type of ads seen, number of times ads were served, pages where the ads were served)</li>\r\n <li>Information collected through HTML cookies, web beacons, and similar technologies.</li>\r\n</ul>\r\n<h2>Information Collected Through Third-Party Sources</h2>\r\nThis type of information is collected anonymously by approved third-party partners (such as online marketing firms, research companies, social media companies, ad targeting firms, and other partners). None of the information collected by these sources contains any PII. This type of information includes but is not limited to:\r\n<ul>\r\n <li>Demographic information (gender, age, HHI, job title, interests, etc.)</li>\r\n <li>Advertising information (clicks, interactions, post-impression performance data)</li>\r\n <li>Social networking information (Facebook, Twitter, LinkedIn, etc.)</li>\r\n <li>Research information (data collected from partners such as Nielsen, Comscore, Quantcast, etc.)</li>\r\n</ul>\r\n<h2>What Is Done With The Collected Information?</h2>\r\nEmail Communications: High Five Finance may use the information that you submit to send you email communications, such as newsletters, breaking news, information about the site, alerts, and promotional messages from advertising partners.\r\n\r\nSite Analysis: High Five Finance uses the information collected through third-party sources to learn and analyze how the site is used. We use this information to enhance the site by making improvements based on the data collected.\r\n\r\nAdvertising: Display Ads are delivered from our adserver, DoubleClick, powered by WPP’s Real Media Group. At times third-party information is used to deliver targeted ads to you, your location, and your interests. We also use Third-Party Ad Platforms (such as Google AdSense) to deliver ads on our site. No PII is exchanged with any type of advertising message on High Five Finance.\r\n<h2>How We Share Information Collected</h2>\r\nThere are very few specific circumstances when your information is shared outside of the company, these circumstances include but are not limited to:\r\n<ul>\r\n <li>If you comment or use the Facebook app on High Five Finance, the information you submit (including your social media user name, etc) is viewable to the public.</li>\r\n <li>High Five Finance may need to disclose personal information to comply with a judicial proceeding, a court order, or any other legal process.</li>\r\n <li>We employ third-party services to distribute email newsletters and these third-parties have access to specific information only for the purposes of fulfilling contracts on our behalf</li>\r\n <li>In the event High Five Finance goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, users\' personal information will, in most instances, be part of the assets transferred.</li>\r\n</ul>\r\n<h2>Email Policy</h2>\r\nHigh Five Finance does not allow any third-party company to use your email address for commercial purposes without your expressed permission. We will send you newsletter communications, partner sponsorship messages, account alerts, and any other emails you have requested to receive.\r\n<h2>Notices</h2>\r\nChildren Under 13: High Five Finance does not knowingly target adverting to, or collect information from children under the age of 13.\r\n\r\nData Retention: Your personal information is retained for as long as necessary to fulfill the purposes outlined in this privacy policy.\r\n\r\nSecurity: High Five Financeuses all reasonable means to safeguard data against unauthorized use and theft.\r\n\r\nChanges to This Policy: High Five Finance may at any time change this Privacy Policy to reflect any changes in our practices, service offerings, or market regulations. If the policy is updated, we will update the Effective Date at the top of the policy.\r\n\r\nQuestions/Suggestions: If you have any questions or suggestions for this Privacy Policy, please contact the editor of <a href=\"mailto:contact@highfivefinance.com\">contact@highfivefinance.com</a>','PRIVACY POLICY','','publish','closed','closed','','privacy-policy','','','2017-07-03 11:58:31','2017-07-03 11:58:31','',0,'http://highfivefinance.com/?page_id=181',0,'page','',0),(182,1,'2017-06-19 14:34:34','2017-06-19 14:34:34','','PRIVACY POLICY','','inherit','closed','closed','','181-revision-v1','','','2017-06-19 14:34:34','2017-06-19 14:34:34','',181,'http://highfivefinance.com/2017/06/19/181-revision-v1/',0,'revision','',0),(183,1,'2017-06-19 14:35:03','2017-06-19 14:35:03','High Five Finance (the \"Site\") is a web site owned by High Five Finance. You are invited to submit articles, post comments, sign up to receive newsletters and visit the Site. By using the Site, you expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use(Terms). These Terms constitute a legally binding agreement between you and the Site. By accessing the Site or Service and/or by clicking \"I agree\", you agree to be bound by these Terms.\r\n\r\nThese terms of use (Terms) constitute a legally binding agreement between you and the Company regarding your use of the Site and any services offered by the company including but not limited to delivery of content via the Site, any mobile or internet connected device or otherwise (the \"the Service\"). By accessing the Site or Service and/or by clicking \"I agree\", you agree to be bound by these Terms. You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or above and are capable of entering, performing and adhering to these Terms and that you agree to be bound by the following terms and conditions. While individuals under the age of 18 may utilize the Service of the site, they shall do so only with the involvement & guidance of their parents and / or legal guardians, under such Parent /Legal guardian\'s registered account . You agree to register prior to uploading any content and / or comment and any other use or services of this site and provide your details including but not limited to complete name, age, email address, residential address, contact number.\r\n\r\nDefinition of \"User\" or \"You\": means any person who access or avail this site of the Company for the purpose of hosting, publishing, sharing, transacting, displaying or uploading information or views and includes other persons jointly participating in using the site of the Company.\r\n\r\nIf you do not agree to be bound by these Terms of Use, you may not use the Site. The Site reserves the right to modify these Terms of Use at any time and will publish notifications of material modifications at its sole discretion. By continuing to access the Site after notice of such modifications have been published, you signify your agreement to be bound by them.\r\n\r\n ','TERMS AND CONDITIONS','','publish','closed','closed','','terms-and-conditions','','','2017-07-03 12:02:00','2017-07-03 12:02:00','',0,'http://highfivefinance.com/?page_id=183',0,'page','',0),(184,1,'2017-06-19 14:35:03','2017-06-19 14:35:03','','TERMS AND CONDITIONS','','inherit','closed','closed','','183-revision-v1','','','2017-06-19 14:35:03','2017-06-19 14:35:03','',183,'http://highfivefinance.com/2017/06/19/183-revision-v1/',0,'revision','',0),(185,1,'2017-06-19 14:35:31','2017-06-19 14:35:31',' ','','','publish','closed','closed','','185','','','2017-06-19 14:35:31','2017-06-19 14:35:31','',0,'http://highfivefinance.com/?p=185',2,'nav_menu_item','',0),(186,1,'2017-06-19 14:35:31','2017-06-19 14:35:31',' ','','','publish','closed','closed','','186','','','2017-06-19 14:35:31','2017-06-19 14:35:31','',0,'http://highfivefinance.com/?p=186',3,'nav_menu_item','',0),(188,1,'2017-06-19 14:44:12','2017-06-19 14:44:12','<strong>Before Visiting Any Dealership:</strong>\r\n<ul>\r\n <li>Identify your transportation needs.</li>\r\n <li>Figure out your financial situation and budget. Using the worksheets in this booklet, determine how much you can afford to finance and spend for a vehicle. Remember that a longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same), but you will pay more money over time.</li>\r\n <li>Get and read a copy of your credit report. Errors or accurate negative information can affect your ability to get credit. Generally, you will be able to get a lower rate if you have paid your credit obligations when they are due. You have a right to dispute inaccurate information in the report, and you should do that before you apply for vehicle financing or a lease.</li>\r\n <li>Check auto buying guides, newspaper ads, and other publications and websites to find out the price range and other information for the vehicle you are interested in. Visit dealer websites. Some list their inventory online, by location.</li>\r\n <li>Find out the cost of insurance from your insurer in advance, so you can factor in that amount.</li>\r\n <li>Determine the market value of your current vehicle before you negotiate the purchase of a new vehicle and find out the net outstanding balance on your credit contract. If your vehicle’s value is less than the amount you owe (negative equity), consider paying down the debt.</li>\r\n <li>Compare APRs and financing terms from several sources, such as banks, credit unions, finance companies, and dealerships. Shop for information about current offers online. You may find restrictions on the most attractive rates or terms from any credit source.</li>\r\n <li>Know the difference between buying and leasing a vehicle.</li>\r\n</ul>\r\n<strong>At the Dealership:</strong>\r\n<ul>\r\n <li>Stay within your price range.</li>\r\n <li>Try to negotiate both your purchase price and your finance or lease terms.</li>\r\n <li>Determine whether an offer meets your budget and transportation needs.\r\nUnderstand the value and cost of any optional products or services offered to you, such as an extended service contract, credit insurance, or guaranteed auto protection. Make sure the payments or other terms quoted do not include these products unless you want them. If you do not want these products, do not sign for them.</li>\r\n <li>Read the entire contract carefully and ask questions about the terms of the contract before you sign. If you are using dealership financing or leasing, ask if the terms are final. Once you sign the contract, you are legally obligated.</li>\r\n</ul>\r\n<strong>After Signing:</strong>\r\n<ul>\r\n <li>Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership. Do not agree to have the papers mailed or provided to you later because the documents may get misplaced or lost.</li>\r\n <li>Know that if you financed the vehicle, the finance source has a lien on the vehicle’s title (and in some cases holds the actual title) until you have paid the contract in full.</li>\r\n <li>Make your payments on time. Late or missed payments can have serious consequences; late fees, repossession, and negative entries on your credit report can make it more difficult to get credit in the future.</li>\r\n</ul>\r\nIf You Experience Financial Problems:\r\n<ul>\r\n <li>Contact your creditor as soon as you realize you will be late with a payment. Many creditors work with consumers they believe will be able to pay soon, even if slightly late. You may be able to negotiate a delay in your payment or a revised schedule of payments. If you can reach an agreement to change your original contract, get it in writing to avoid questions later.</li>\r\n <li>Know your obligations. If you are late with your vehicle payments or, in some states, if you do not have the required auto insurance, your vehicle could be repossessed. The creditor or assignee may repossess the vehicle in full satisfaction of the credit agreement or may sell the vehicle and apply the proceeds from the sale to the outstanding balance on your credit agreement. If the vehicle is sold for less than what you owe, you may be responsible for the difference.</li>\r\n <li>Know that the law in some states allows the creditor or assignee to repossess your vehicle without going to court.</li>\r\n</ul>\r\n<h2>Federal and State Laws</h2>\r\n<strong>Federal Laws</strong>\r\nSome federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.\r\n\r\n<strong>Consumer Leasing Act —</strong> requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount due at lease signing or delivery; the number and amounts of monthly payments; all fees charged, including license fees and taxes; the charges for default or late payments; whether the lease can be ended early; whether the leased vehicle can be bought at the end of the lease; the price to buy at the end of the lease; and any extra payments that may be required at the end of the lease. The lessor also must disclose the annual mileage allowance and charges for excessive mileage.\r\n\r\n<strong>Credit Practices Rule —</strong> requires creditors to provide a written notice to potential co-signers about their liability if the other person fails to pay; prohibits late charges in some situations; and prohibits creditors from using certain contract provisions that the government has found to be unfair to consumers.\r\n\r\n<strong>Equal Credit Opportunity Act —</strong> prohibits discrimination related to credit because of gender, race, color, marital status, religion, national origin or age. It also prohibits discrimination related to credit based on the fact that you are receiving public assistance or that you have exercised your rights under the federal Consumer Credit Protection Act. It requires certain creditors to provide consumers with information if the creditor denies them financing or takes other adverse action.\r\n\r\n<strong>Fair Credit Reporting Act —</strong> gives consumers many rights, including the right to one free credit report each year from each of the three nationwide consumer reporting agencies. It allows consumers to call one number to notify credit reporting agencies of identity theft. It also provides a process for consumers to dispute information in their credit reports that they believe is inaccurate or incomplete. It requires creditors to give consumers their credit reports and credit scores if a creditor used a credit score in denying them credit or taking other adverse action against them; and it requires creditors to provide consumers with their credit scores and related information in certain other circumstances.\r\n\r\n<strong>Risk-Based Pricing Rule —</strong> gives most consumers information about their credit scores when they apply for financing. Most creditors comply with the rule by providing consumers who apply for vehicle financing with a Credit Score Disclosure Notice. This notice contains a consumer’s credit score and additional information to put the score in context (for example, it indicates how the credit score compares to the credit scores of other consumers).\r\n\r\n<strong>Truth in Lending Act —</strong> requires that, before you sign the agreement, creditors give you written disclosure of important terms of the credit agreement, like the annual percentage rate (APR), finance charge, monthly payment amount, payment due dates, amount financed, length of the credit agreement, and any charges for late payment.','IMPORTANT THINGS TO REMEMBER VEHICLE FINANCING','','publish','closed','closed','','important-things-to-remember-vehicle-financing','','','2017-06-20 10:19:12','2017-06-20 10:19:12','',0,'http://highfivefinance.com/?p=188',0,'post','',0),(189,1,'2017-06-19 14:44:08','2017-06-19 14:44:08','','IMPORTANT THINGS TO REMEMBER','','inherit','open','closed','','important-things-to-remember','','','2017-06-19 14:44:08','2017-06-19 14:44:08','',188,'http://highfivefinance.com/wp-content/uploads/2017/06/IMPORTANT-THINGS-TO-REMEMBER.jpg',0,'attachment','image/jpeg',0),(190,1,'2017-06-19 14:44:12','2017-06-19 14:44:12','<strong>Before Visiting Any Dealership:</strong>\r\n<ul>\r\n <li>Identify your transportation needs.</li>\r\n <li>Figure out your financial situation and budget. Using the worksheets in this booklet, determine how much you can afford to finance and spend for a vehicle. Remember that a longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same), but you will pay more money over time.</li>\r\n <li>Get and read a copy of your credit report. Errors or accurate negative information can affect your ability to get credit. Generally, you will be able to get a lower rate if you have paid your credit obligations when they are due. You have a right to dispute inaccurate information in the report, and you should do that before you apply for vehicle financing or a lease.</li>\r\n <li>Check auto buying guides, newspaper ads, and other publications and websites to find out the price range and other information for the vehicle you are interested in. Visit dealer websites. Some list their inventory online, by location.</li>\r\n <li>Find out the cost of insurance from your insurer in advance, so you can factor in that amount.</li>\r\n <li>Determine the market value of your current vehicle before you negotiate the purchase of a new vehicle and find out the net outstanding balance on your credit contract. If your vehicle’s value is less than the amount you owe (negative equity), consider paying down the debt.</li>\r\n <li>Compare APRs and financing terms from several sources, such as banks, credit unions, finance companies, and dealerships. Shop for information about current offers online. You may find restrictions on the most attractive rates or terms from any credit source.</li>\r\n <li>Know the difference between buying and leasing a vehicle.</li>\r\n</ul>\r\n<strong>At the Dealership:</strong>\r\n<ul>\r\n <li>Stay within your price range.</li>\r\n <li>Try to negotiate both your purchase price and your finance or lease terms.</li>\r\n <li>Determine whether an offer meets your budget and transportation needs.\r\nUnderstand the value and cost of any optional products or services offered to you, such as an extended service contract, credit insurance, or guaranteed auto protection. Make sure the payments or other terms quoted do not include these products unless you want them. If you do not want these products, do not sign for them.</li>\r\n <li>Read the entire contract carefully and ask questions about the terms of the contract before you sign. If you are using dealership financing or leasing, ask if the terms are final. Once you sign the contract, you are legally obligated.</li>\r\n</ul>\r\n<strong>After Signing:</strong>\r\n<ul>\r\n <li>Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership. Do not agree to have the papers mailed or provided to you later because the documents may get misplaced or lost.</li>\r\n <li>Know that if you financed the vehicle, the finance source has a lien on the vehicle’s title (and in some cases holds the actual title) until you have paid the contract in full.</li>\r\n <li>Make your payments on time. Late or missed payments can have serious consequences; late fees, repossession, and negative entries on your credit report can make it more difficult to get credit in the future.</li>\r\n</ul>\r\nIf You Experience Financial Problems:\r\n<ul>\r\n <li>Contact your creditor as soon as you realize you will be late with a payment. Many creditors work with consumers they believe will be able to pay soon, even if slightly late. You may be able to negotiate a delay in your payment or a revised schedule of payments. If you can reach an agreement to change your original contract, get it in writing to avoid questions later.</li>\r\n <li>Know your obligations. If you are late with your vehicle payments or, in some states, if you do not have the required auto insurance, your vehicle could be repossessed. The creditor or assignee may repossess the vehicle in full satisfaction of the credit agreement or may sell the vehicle and apply the proceeds from the sale to the outstanding balance on your credit agreement. If the vehicle is sold for less than what you owe, you may be responsible for the difference.</li>\r\n <li>Know that the law in some states allows the creditor or assignee to repossess your vehicle without going to court.</li>\r\n</ul>\r\n<h2>Federal and State Laws</h2>\r\n<strong>Federal Laws</strong>\r\nSome federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.\r\n\r\n<strong>Consumer Leasing Act —</strong> requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount due at lease signing or delivery; the number and amounts of monthly payments; all fees charged, including license fees and taxes; the charges for default or late payments; whether the lease can be ended early; whether the leased vehicle can be bought at the end of the lease; the price to buy at the end of the lease; and any extra payments that may be required at the end of the lease. The lessor also must disclose the annual mileage allowance and charges for excessive mileage.\r\n\r\n<strong>Credit Practices Rule —</strong> requires creditors to provide a written notice to potential co-signers about their liability if the other person fails to pay; prohibits late charges in some situations; and prohibits creditors from using certain contract provisions that the government has found to be unfair to consumers.\r\n\r\n<strong>Equal Credit Opportunity Act —</strong> prohibits discrimination related to credit because of gender, race, color, marital status, religion, national origin or age. It also prohibits discrimination related to credit based on the fact that you are receiving public assistance or that you have exercised your rights under the federal Consumer Credit Protection Act. It requires certain creditors to provide consumers with information if the creditor denies them financing or takes other adverse action.\r\n\r\n<strong>Fair Credit Reporting Act —</strong> gives consumers many rights, including the right to one free credit report each year from each of the three nationwide consumer reporting agencies. It allows consumers to call one number to notify credit reporting agencies of identity theft. It also provides a process for consumers to dispute information in their credit reports that they believe is inaccurate or incomplete. It requires creditors to give consumers their credit reports and credit scores if a creditor used a credit score in denying them credit or taking other adverse action against them; and it requires creditors to provide consumers with their credit scores and related information in certain other circumstances.\r\n\r\n<strong>Risk-Based Pricing Rule —</strong> gives most consumers information about their credit scores when they apply for financing. Most creditors comply with the rule by providing consumers who apply for vehicle financing with a Credit Score Disclosure Notice. This notice contains a consumer’s credit score and additional information to put the score in context (for example, it indicates how the credit score compares to the credit scores of other consumers).\r\n\r\n<strong>Truth in Lending Act —</strong> requires that, before you sign the agreement, creditors give you written disclosure of important terms of the credit agreement, like the annual percentage rate (APR), finance charge, monthly payment amount, payment due dates, amount financed, length of the credit agreement, and any charges for late payment.','IMPORTANT THINGS TO REMEMBER VEHICLE FINANCING','','inherit','closed','closed','','188-revision-v1','','','2017-06-19 14:44:12','2017-06-19 14:44:12','',188,'http://highfivefinance.com/2017/06/19/188-revision-v1/',0,'revision','',0),(191,1,'2017-06-19 14:45:08','2017-06-19 14:45:08','<strong>Before Visiting Any Dealership:</strong>\r\n<ul>\r\n <li>Identify your transportation needs.</li>\r\n <li>Figure out your financial situation and budget. Using the worksheets in this booklet, determine how much you can afford to finance and spend for a vehicle. Remember that a longer-term finance contract may mean smaller monthly payments than a shorter-term finance contract (if all other terms are the same), but you will pay more money over time.</li>\r\n <li>Get and read a copy of your credit report. Errors or accurate negative information can affect your ability to get credit. Generally, you will be able to get a lower rate if you have paid your credit obligations when they are due. You have a right to dispute inaccurate information in the report, and you should do that before you apply for vehicle financing or a lease.</li>\r\n <li>Check auto buying guides, newspaper ads, and other publications and websites to find out the price range and other information for the vehicle you are interested in. Visit dealer websites. Some list their inventory online, by location.</li>\r\n <li>Find out the cost of insurance from your insurer in advance, so you can factor in that amount.</li>\r\n <li>Determine the market value of your current vehicle before you negotiate the purchase of a new vehicle and find out the net outstanding balance on your credit contract. If your vehicle’s value is less than the amount you owe (negative equity), consider paying down the debt.</li>\r\n <li>Compare APRs and financing terms from several sources, such as banks, credit unions, finance companies, and dealerships. Shop for information about current offers online. You may find restrictions on the most attractive rates or terms from any credit source.</li>\r\n <li>Know the difference between buying and leasing a vehicle.</li>\r\n</ul>\r\n<strong>At the Dealership:</strong>\r\n<ul>\r\n <li>Stay within your price range.</li>\r\n <li>Try to negotiate both your purchase price and your finance or lease terms.</li>\r\n <li>Determine whether an offer meets your budget and transportation needs.\r\nUnderstand the value and cost of any optional products or services offered to you, such as an extended service contract, credit insurance, or guaranteed auto protection. Make sure the payments or other terms quoted do not include these products unless you want them. If you do not want these products, do not sign for them.</li>\r\n <li>Read the entire contract carefully and ask questions about the terms of the contract before you sign. If you are using dealership financing or leasing, ask if the terms are final. Once you sign the contract, you are legally obligated.</li>\r\n</ul>\r\n<strong>After Signing:</strong>\r\n<ul>\r\n <li>Be sure you have a copy of the credit contract or lease agreement, with all signatures and terms filled in, before you leave the dealership. Do not agree to have the papers mailed or provided to you later because the documents may get misplaced or lost.</li>\r\n <li>Know that if you financed the vehicle, the finance source has a lien on the vehicle’s title (and in some cases holds the actual title) until you have paid the contract in full.</li>\r\n <li>Make your payments on time. Late or missed payments can have serious consequences; late fees, repossession, and negative entries on your credit report can make it more difficult to get credit in the future.</li>\r\n</ul>\r\nIf You Experience Financial Problems:\r\n<ul>\r\n <li>Contact your creditor as soon as you realize you will be late with a payment. Many creditors work with consumers they believe will be able to pay soon, even if slightly late. You may be able to negotiate a delay in your payment or a revised schedule of payments. If you can reach an agreement to change your original contract, get it in writing to avoid questions later.</li>\r\n <li>Know your obligations. If you are late with your vehicle payments or, in some states, if you do not have the required auto insurance, your vehicle could be repossessed. The creditor or assignee may repossess the vehicle in full satisfaction of the credit agreement or may sell the vehicle and apply the proceeds from the sale to the outstanding balance on your credit agreement. If the vehicle is sold for less than what you owe, you may be responsible for the difference.</li>\r\n <li>Know that the law in some states allows the creditor or assignee to repossess your vehicle without going to court.</li>\r\n</ul>\r\n<h2>Federal and State Laws</h2>\r\n<strong>Federal Laws</strong>\r\nSome federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.\r\n\r\n<strong>Consumer Leasing Act —</strong> requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount due at lease signing or delivery; the number and amounts of monthly payments; all fees charged, including license fees and taxes; the charges for default or late payments; whether the lease can be ended early; whether the leased vehicle can be bought at the end of the lease; the price to buy at the end of the lease; and any extra payments that may be required at the end of the lease. The lessor also must disclose the annual mileage allowance and charges for excessive mileage.\r\n\r\n<strong>Credit Practices Rule —</strong> requires creditors to provide a written notice to potential co-signers about their liability if the other person fails to pay; prohibits late charges in some situations; and prohibits creditors from using certain contract provisions that the government has found to be unfair to consumers.\r\n\r\n<strong>Equal Credit Opportunity Act —</strong> prohibits discrimination related to credit because of gender, race, color, marital status, religion, national origin or age. It also prohibits discrimination related to credit based on the fact that you are receiving public assistance or that you have exercised your rights under the federal Consumer Credit Protection Act. It requires certain creditors to provide consumers with information if the creditor denies them financing or takes other adverse action.\r\n\r\n<strong>Fair Credit Reporting Act —</strong> gives consumers many rights, including the right to one free credit report each year from each of the three nationwide consumer reporting agencies. It allows consumers to call one number to notify credit reporting agencies of identity theft. It also provides a process for consumers to dispute information in their credit reports that they believe is inaccurate or incomplete. It requires creditors to give consumers their credit reports and credit scores if a creditor used a credit score in denying them credit or taking other adverse action against them; and it requires creditors to provide consumers with their credit scores and related information in certain other circumstances.\r\n\r\n<strong>Risk-Based Pricing Rule —</strong> gives most consumers information about their credit scores when they apply for financing. Most creditors comply with the rule by providing consumers who apply for vehicle financing with a Credit Score Disclosure Notice. This notice contains a consumer’s credit score and additional information to put the score in context (for example, it indicates how the credit score compares to the credit scores of other consumers).\r\n\r\n<strong>Truth in Lending Act —</strong> requires that, before you sign the agreement, creditors give you written disclosure of important terms of the credit agreement, like the annual percentage rate (APR), finance charge, monthly payment amount, payment due dates, amount financed, length of the credit agreement, and any charges for late payment.','IMPORTANT THINGS TO REMEMBER VEHICLE FINANCING','','inherit','closed','closed','','188-autosave-v1','','','2017-06-19 14:45:08','2017-06-19 14:45:08','',188,'http://highfivefinance.com/2017/06/19/188-autosave-v1/',0,'revision','',0),(197,1,'2017-06-20 05:09:21','2017-06-20 05:09:21','<h2>Short On Cash?</h2>\r\nKeith Voigts has cash flow on his mind. As CFO of iSeatz, Voigts needs to make sure the $5 million company has enough cash to pay the bills. But New Orleans-based iSeatz, which arranges travel packages for clients like Orbitz and Travelocity, has no collateral for a bank loan. And its customers sometimes take 90 days to pay up. Voigts has considered factoring--selling the company\'s receivables at a discount to get cash up-front. In the past, however, he has always avoided it because of its high costs and bad reputation. \"I wouldn\'t say it\'s a shady business, but there\'s a stigma to it,\" he says.\r\n\r\nNow Voigts is taking another look. iSeatz will be one of the first companies to list its invoices on The Receivables Exchange, or TRE, which is launching in the first quarter of 2008. Founded by Justin Brownhill and Nic Perkin, TRE aims to change the factoring model altogether. The exchange will allow companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other \"liquidity providers,\" in TRE\'s parlance. These lenders will bid on the invoices, which can be sold in a bundle or one at a time. The increased competition, Brownhill and Perkin say, will make it easier and cheaper for growing companies to raise working capital. \"We hope to allow companies to grow quicker, faster, better than they otherwise would,\" says Brownhill, the exchange\'s CEO. So far, several dozen companies--\"issuers,\" in TRE\'s lingo--have signed up, with annual revenue ranging from $5 million to $100 million.\r\n\r\nFactoring is an unloved form of financing, at least in the United States. It\'s often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. But it\'s an expensive way to raise funds. Companies selling receivables generally pay a fee ranging from 2 percent to 7 percent of the total amount, according to Bert Goldberg, executive director of the International Factoring Association. If you pay a 2 percent fee to get funds 30 days in advance, it\'s equivalent to an annual interest rate of about 24 percent. No wonder, then, that in the U.S., factoring is often seen as the corporate equivalent of a check-cashing storefront in a battered neighborhood.\r\n\r\nThe industry\'s reputation has improved in recent years. But Brownhill and Perkin want the U.S. receivables market to look more like the market in Europe. The factoring market is still relatively immature in the U.S., partly because only a few big American banks, including Wells Fargo (NYSE:WFC) and CIT (NYSE:CIT), are major players in the industry. For the most part, factoring remains a fragmented industry composed of many small players. Across the pond, by contrast, the major banks buy receivables. They tend to charge lower fees and offer a higher degree of credibility. In 2006, $127 billion of receivables were sold in the U.S., making it fourth in the world for factoring after the United Kingdom ($328 billion), Italy ($159 billion), and France ($132 billion), according to the trade group Factors Chain International. (FCI publishes the numbers in euros; we converted them using the exchange rate on the last business day of 2006.)\r\n\r\nBrownhill and Perkin think Americans, given the right opportunity, would take to factoring much as they have taken to Ikea and H&M. Both co-founders know a thing or two about building businesses. Brownhill was an executive at Lava Trading, an equity and foreign exchange trading firm, and helped take it from 30 people to 300 before it was bought by Citigroup (NYSE:C), in 2004. Perkin, TRE\'s president, was head of global business development at Massive, a company that places ads in video games, until it was sold to Microsoft (NASDAQ:MSFT), in May 2006. The two have secured $4.2 million in financing from Prism VentureWorks and another seven-figure investment from Fidelity Ventures, an affiliate of the financial giant Fidelity Investments. Larry Cheng, a partner with Fidelity Ventures, says he was drawn to TRE\'s simplicity. \"It\'s almost like eBay--post your invoice and let everyone bid on it,\" says Cheng.\r\n\r\nThe receivables industry has been jostled by a number of new players, bringing new models. The Trade Receivable Exchange, known as T-REX, was launched in May 2007. T-REX is an auction marketplace for all sorts of Chapter 11 bankruptcy claims. If one of your clients goes bankrupt, you could wait years for payment while the bankruptcy case works its way through the courts. T-REX allows you to get cash immediately by selling those receivables to hedge funds and other buyers, sometimes for pennies on the dollar, sometimes for almost the face value of the invoice. Another new company, Factorlane.com, is essentially a relationship broker that helps companies connect with factoring firms, known in the industry as factors.\r\n\r\nBut TRE aims to spur a major shift in the way the industry works. Unlike Factorlane, TRE allows you to sell just one receivable. Suppose a customer owes you $100,000 but won\'t pay for another 60 days--and you need cash now. Traditionally, you would shop around for a factoring provider, going through due diligence several times before settling on one company and developing a relationship. But with TRE, you have to go through the due diligence process only once, with the exchange. After you register your company online and upload your financial statements, TRE spends up to two weeks checking your credit rating, looking for unpaid debts, and searching bankruptcy records.\r\n\r\nOnce your application is approved, you can put up your receivables for bid. For that $100,000 invoice, you could get $98,000 or much less. TRE allows you to set a minimum bid, and if none of the bids reach that minimum, you can reject them all. But if the highest bid beats your minimum, it\'s automatically accepted. The winning lender sends the cash through TRE, which takes a commission of .25 to .5 percent. Six weeks later, when you receive payment from your client, you repay the factor the full $100,000--again through TRE, which takes another commission. You have essentially taken out a loan, with your receivable as collateral. The transaction is classified as a sale, not a loan, under Louisiana law. Nevertheless, unpaid accounts could land at a collection agency and would show up on your credit report.\r\n\r\nBrownhill acknowledges that factors have some security concerns. They worry about buying fake invoices and may be reluctant to let TRE do their due diligence for them. Also, some factors are wary of letting the exchange disburse funds. \"They\'re going to have to be able to do that efficiently and securely, so the liquidity providers know their investments are being monitored,\" says Pat Haney, president of Commercial Capital Lending, a factor in Baton Rouge, Louisiana. TRE\'s founders hope the benefits for factors--a steady supply of high-quality receivables--will outweigh the potential downsides. And despite their concerns, Haney and about 10 other liquidity providers have decided to give it a shot.\r\n\r\n ','Financing your business with factoring','','publish','closed','closed','','financing-your-business-with-factoring','','','2017-06-20 10:19:25','2017-06-20 10:19:25','',0,'http://highfivefinance.com/?p=197',0,'post','',0),(198,1,'2017-06-20 05:09:14','2017-06-20 05:09:14','','Financing your business with factoring','','inherit','open','closed','','financing-your-business-with-factoring','','','2017-06-20 05:09:14','2017-06-20 05:09:14','',197,'http://highfivefinance.com/wp-content/uploads/2017/06/Financing-your-business-with-factoring.jpg',0,'attachment','image/jpeg',0),(199,1,'2017-06-20 05:09:21','2017-06-20 05:09:21','Short On Cash?\r\n\r\nKeith Voigts has cash flow on his mind. As CFO of iSeatz, Voigts needs to make sure the $5 million company has enough cash to pay the bills. But New Orleans-based iSeatz, which arranges travel packages for clients like Orbitz and Travelocity, has no collateral for a bank loan. And its customers sometimes take 90 days to pay up. Voigts has considered factoring--selling the company\'s receivables at a discount to get cash up-front. In the past, however, he has always avoided it because of its high costs and bad reputation. \"I wouldn\'t say it\'s a shady business, but there\'s a stigma to it,\" he says.\r\n\r\nNow Voigts is taking another look. iSeatz will be one of the first companies to list its invoices on The Receivables Exchange, or TRE, which is launching in the first quarter of 2008. Founded by Justin Brownhill and Nic Perkin, TRE aims to change the factoring model altogether. The exchange will allow companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other \"liquidity providers,\" in TRE\'s parlance. These lenders will bid on the invoices, which can be sold in a bundle or one at a time. The increased competition, Brownhill and Perkin say, will make it easier and cheaper for growing companies to raise working capital. \"We hope to allow companies to grow quicker, faster, better than they otherwise would,\" says Brownhill, the exchange\'s CEO. So far, several dozen companies--\"issuers,\" in TRE\'s lingo--have signed up, with annual revenue ranging from $5 million to $100 million.\r\n\r\nFactoring is an unloved form of financing, at least in the United States. It\'s often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. But it\'s an expensive way to raise funds. Companies selling receivables generally pay a fee ranging from 2 percent to 7 percent of the total amount, according to Bert Goldberg, executive director of the International Factoring Association. If you pay a 2 percent fee to get funds 30 days in advance, it\'s equivalent to an annual interest rate of about 24 percent. No wonder, then, that in the U.S., factoring is often seen as the corporate equivalent of a check-cashing storefront in a battered neighborhood.\r\n\r\nThe industry\'s reputation has improved in recent years. But Brownhill and Perkin want the U.S. receivables market to look more like the market in Europe. The factoring market is still relatively immature in the U.S., partly because only a few big American banks, including Wells Fargo (NYSE:WFC) and CIT (NYSE:CIT), are major players in the industry. For the most part, factoring remains a fragmented industry composed of many small players. Across the pond, by contrast, the major banks buy receivables. They tend to charge lower fees and offer a higher degree of credibility. In 2006, $127 billion of receivables were sold in the U.S., making it fourth in the world for factoring after the United Kingdom ($328 billion), Italy ($159 billion), and France ($132 billion), according to the trade group Factors Chain International. (FCI publishes the numbers in euros; we converted them using the exchange rate on the last business day of 2006.)\r\n\r\nBrownhill and Perkin think Americans, given the right opportunity, would take to factoring much as they have taken to Ikea and H&M. Both co-founders know a thing or two about building businesses. Brownhill was an executive at Lava Trading, an equity and foreign exchange trading firm, and helped take it from 30 people to 300 before it was bought by Citigroup (NYSE:C), in 2004. Perkin, TRE\'s president, was head of global business development at Massive, a company that places ads in video games, until it was sold to Microsoft (NASDAQ:MSFT), in May 2006. The two have secured $4.2 million in financing from Prism VentureWorks and another seven-figure investment from Fidelity Ventures, an affiliate of the financial giant Fidelity Investments. Larry Cheng, a partner with Fidelity Ventures, says he was drawn to TRE\'s simplicity. \"It\'s almost like eBay--post your invoice and let everyone bid on it,\" says Cheng.\r\n\r\nThe receivables industry has been jostled by a number of new players, bringing new models. The Trade Receivable Exchange, known as T-REX, was launched in May 2007. T-REX is an auction marketplace for all sorts of Chapter 11 bankruptcy claims. If one of your clients goes bankrupt, you could wait years for payment while the bankruptcy case works its way through the courts. T-REX allows you to get cash immediately by selling those receivables to hedge funds and other buyers, sometimes for pennies on the dollar, sometimes for almost the face value of the invoice. Another new company, Factorlane.com, is essentially a relationship broker that helps companies connect with factoring firms, known in the industry as factors.\r\n\r\nBut TRE aims to spur a major shift in the way the industry works. Unlike Factorlane, TRE allows you to sell just one receivable. Suppose a customer owes you $100,000 but won\'t pay for another 60 days--and you need cash now. Traditionally, you would shop around for a factoring provider, going through due diligence several times before settling on one company and developing a relationship. But with TRE, you have to go through the due diligence process only once, with the exchange. After you register your company online and upload your financial statements, TRE spends up to two weeks checking your credit rating, looking for unpaid debts, and searching bankruptcy records.\r\n\r\nOnce your application is approved, you can put up your receivables for bid. For that $100,000 invoice, you could get $98,000 or much less. TRE allows you to set a minimum bid, and if none of the bids reach that minimum, you can reject them all. But if the highest bid beats your minimum, it\'s automatically accepted. The winning lender sends the cash through TRE, which takes a commission of .25 to .5 percent. Six weeks later, when you receive payment from your client, you repay the factor the full $100,000--again through TRE, which takes another commission. You have essentially taken out a loan, with your receivable as collateral. The transaction is classified as a sale, not a loan, under Louisiana law. Nevertheless, unpaid accounts could land at a collection agency and would show up on your credit report.\r\n\r\nBrownhill acknowledges that factors have some security concerns. They worry about buying fake invoices and may be reluctant to let TRE do their due diligence for them. Also, some factors are wary of letting the exchange disburse funds. \"They\'re going to have to be able to do that efficiently and securely, so the liquidity providers know their investments are being monitored,\" says Pat Haney, president of Commercial Capital Lending, a factor in Baton Rouge, Louisiana. TRE\'s founders hope the benefits for factors--a steady supply of high-quality receivables--will outweigh the potential downsides. And despite their concerns, Haney and about 10 other liquidity providers have decided to give it a shot.\r\n\r\n ','Financing your business with factoring','','inherit','closed','closed','','197-revision-v1','','','2017-06-20 05:09:21','2017-06-20 05:09:21','',197,'http://highfivefinance.com/2017/06/20/197-revision-v1/',0,'revision','',0),(201,1,'2017-06-20 05:18:36','2017-06-20 05:18:36','<h2>How to Fill Out a Loan Application</h2>\r\nIt takes money to make money, or so the old adage goes. Many entrepreneurs launch businesses with their personal savings, by running up their personal credit cards, or by borrowing funds from friends and family. If you want to avoid these means of raising capital, you may choose instead to go to a bank. Lately, however, banks have been exercising much tighter restrictions on lending. In this environment, then, the loan application – usually a standard form supplied by your prospective lender – is something you simply do not want to botch.\r\n\r\nThe process of applying for a loan typically takes two to three months, from the time you begin applying to the time the bank approves or rejects your loan application. When approaching a lender, it pays to be meticulous when you fill out your forms, and to provide ample documentation and back-up. You should also plan on answering a series of questions both about your business and about your personal financial situation. Here\'s what you need to know.\r\n<h2>Filling Out a Loan Application: Before You Get Started</h2>\r\nChances are, you\'ll fill out several loan applications in a bid to get money. At the outset, you\'ll want to consider whether to target large national institutions with whom you might do other banking, or small, community-based organizations that might be kinder to local entrepreneurs in this economic climate.\r\n\r\nIn either case, before beginning the application process, make sure you personally have good credit. What prior debts, if any – including both business and personal – do you have? Will they affect your ability to maintain a consistent payment schedule? \"How you manage your personal finances is very reflective of how you might be able to manage business finances,\" says John E. Clarkin, a professor of entrepreneurship at the College of Charleston, South Carolina. \"That includes your personal credit.\"\r\n\r\nOne area where many would-be entrepreneurs are tripped up: Having too much personal credit. If you carry several credit cards in your wallet, each with a high level of available credit, a bank may worry that you are a threat to run into more debt by using that extra credit if the business runs into trouble.\r\n\r\nAfter you make certain that your personal financial situation will not be a barrier to borrowing money, it\'s time to make a plan for how you will position yourself and your business idea. Ask yourself these questions: Precisely why do you need a loan in order to start or to expand your company? How will you spend the money? If you intend to buy inventory or equipment, from whom will you buyt it? Who at your company will manage the loan, if not you? Having a game plan to tackle these questions will make the process of filling out a loan application easier.\r\n<h2>Filling Out a Loan Application: The Basics of the Form</h2>\r\nMost loan applications start with the basics: Asking your business name and phone and fax numbers, as well as the legal structure for your business (LLC or S-Corporation, for example), and the date of incorporation. If you are just starting a company, you should meet with an accountant to determine your method of incorporation ideally before you go to the bank.\r\n\r\nThe next few questions on the loan application will inquire as to the \"type of business\" you run. For starters, you\'ll need to know just how your business is covered under the North American Industry Classification System, commonly referred to as the NAICS code. (To learn more, go to the Census Bureau\'s website, http://www.census.gov.) Then, under \"description of products and services,\" you should include a pithy explanation of what your business does. There\'s no need to be long-winded, but it makes sense to explain exactly how you make money—your sources of revenue, a phrase describing products, the sorts of customers you have, and what your typical deal or sale looks like.\r\n\r\nFor the next section, on finances, you\'ll enter your current bank account information, including your account number and recent deposit information. For gross annual income, list your business\'s income for the year. And remember to stick to your current numbers: You should enter the income earned in the past year, not your expected income in the future. The same goes for the number of employees, cash balance, debt payments, etc. You\'ll want to check with your accountant or financial advisor before listing your fiscal assets and deciding on a fiscal year-end, since that can vary depending on what type of company you are.\r\n\r\nThe next question on an application is often: Are you in good standing with your secretary of state? Basically, the bank wants to know whether you have paid your business taxes for the past three years. If yours is a new entity, check with your secretary of state to make sure you are properly registered and in good standing before checking this box.\r\n\r\nThese days, lenders tend to ask small businesses owners for collateral or a personal guarantee – or to put up personal money should your business not be able to repay its loan. So when you are asked whether you wish to pledge as collateral your accounts receivables, inventory, or equipment, you should weigh your options carefully. Pledging collateral, just as in making a personal guarantee, can improve the chance of approval. But keep in mind that it also increases your exposure.\r\n\r\nThe loan application\'s next section will also remind you that the obligation you hope to take on could have serious personal financial consequences. Most applications will ask for additional personal information, including everything from a breakdown of the business\'s ownership (do you own 100 percent of the company, or share equity with other principals?) to your personal cell phone number.\r\n\r\nIt will also inquire as to whether you are married and are filing the loan application jointly with your spouse. If your spouce will play an integral role in the company, especially if you will both work from home, this is something to consider, because you both have a stake in the business\'s success. But if it is a venture you are embarking upon with non family-members, bringing your spouce and his or her financial interest into the venture has the potential to cause complication down the road. You\'d be wise to consider first consulting both of your financial and legal advisors before putting in a joint loan application.\r\n\r\nFinally, most loan applications will conclude with a section of financial questions that can vary from state to state and from institution to institution. Most commonly, this section includes a question or two about whether your business complies with state law, such as whether one customer will take up a large share of your sales.\r\n\r\nAdditionally, you may be asked to provide personal tax information, which you can attach or provide in separate documentation. Information on whether you or others will provide a personal guarantee is often requested at this point. If your business partners or investors are able and willing to not only pledge some startup funding but put up backing in case the business cannot repay its loan, the bank will want to know how much of a guarantee each co-signer intends to make. Making a personal guarantee not only shows the bank you have financial stability, but also have faith in your project.\r\n\r\n ','Filling out a loan application.','','publish','closed','closed','','filling-out-a-loan-application','','','2017-06-20 05:30:04','2017-06-20 05:30:04','',0,'http://highfivefinance.com/?p=201',0,'post','',0),(202,1,'2017-06-20 05:16:55','2017-06-20 05:16:55','','How to Fill Out a Loan Application','','inherit','open','closed','','how-to-fill-out-a-loan-application','','','2017-06-20 05:16:55','2017-06-20 05:16:55','',201,'http://highfivefinance.com/wp-content/uploads/2017/06/How-to-Fill-Out-a-Loan-Application.jpg',0,'attachment','image/jpeg',0),(203,1,'2017-06-20 05:18:36','2017-06-20 05:18:36','<h2>How to Fill Out a Loan Application</h2>\r\nIt takes money to make money, or so the old adage goes. Many entrepreneurs launch businesses with their personal savings, by running up their personal credit cards, or by borrowing funds from friends and family. If you want to avoid these means of raising capital, you may choose instead to go to a bank. Lately, however, banks have been exercising much tighter restrictions on lending. In this environment, then, the loan application – usually a standard form supplied by your prospective lender – is something you simply do not want to botch.\r\n\r\nThe process of applying for a loan typically takes two to three months, from the time you begin applying to the time the bank approves or rejects your loan application. When approaching a lender, it pays to be meticulous when you fill out your forms, and to provide ample documentation and back-up. You should also plan on answering a series of questions both about your business and about your personal financial situation. Here\'s what you need to know.\r\n<h2>Filling Out a Loan Application: Before You Get Started</h2>\r\nChances are, you\'ll fill out several loan applications in a bid to get money. At the outset, you\'ll want to consider whether to target large national institutions with whom you might do other banking, or small, community-based organizations that might be kinder to local entrepreneurs in this economic climate.\r\n\r\nIn either case, before beginning the application process, make sure you personally have good credit. What prior debts, if any – including both business and personal – do you have? Will they affect your ability to maintain a consistent payment schedule? \"How you manage your personal finances is very reflective of how you might be able to manage business finances,\" says John E. Clarkin, a professor of entrepreneurship at the College of Charleston, South Carolina. \"That includes your personal credit.\"\r\n\r\nOne area where many would-be entrepreneurs are tripped up: Having too much personal credit. If you carry several credit cards in your wallet, each with a high level of available credit, a bank may worry that you are a threat to run into more debt by using that extra credit if the business runs into trouble.\r\n\r\nAfter you make certain that your personal financial situation will not be a barrier to borrowing money, it\'s time to make a plan for how you will position yourself and your business idea. Ask yourself these questions: Precisely why do you need a loan in order to start or to expand your company? How will you spend the money? If you intend to buy inventory or equipment, from whom will you buyt it? Who at your company will manage the loan, if not you? Having a game plan to tackle these questions will make the process of filling out a loan application easier.\r\n<h2>Filling Out a Loan Application: The Basics of the Form</h2>\r\nMost loan applications start with the basics: Asking your business name and phone and fax numbers, as well as the legal structure for your business (LLC or S-Corporation, for example), and the date of incorporation. If you are just starting a company, you should meet with an accountant to determine your method of incorporation ideally before you go to the bank.\r\n\r\nThe next few questions on the loan application will inquire as to the \"type of business\" you run. For starters, you\'ll need to know just how your business is covered under the North American Industry Classification System, commonly referred to as the NAICS code. (To learn more, go to the Census Bureau\'s website, http://www.census.gov.) Then, under \"description of products and services,\" you should include a pithy explanation of what your business does. There\'s no need to be long-winded, but it makes sense to explain exactly how you make money—your sources of revenue, a phrase describing products, the sorts of customers you have, and what your typical deal or sale looks like.\r\n\r\nFor the next section, on finances, you\'ll enter your current bank account information, including your account number and recent deposit information. For gross annual income, list your business\'s income for the year. And remember to stick to your current numbers: You should enter the income earned in the past year, not your expected income in the future. The same goes for the number of employees, cash balance, debt payments, etc. You\'ll want to check with your accountant or financial advisor before listing your fiscal assets and deciding on a fiscal year-end, since that can vary depending on what type of company you are.\r\n\r\nThe next question on an application is often: Are you in good standing with your secretary of state? Basically, the bank wants to know whether you have paid your business taxes for the past three years. If yours is a new entity, check with your secretary of state to make sure you are properly registered and in good standing before checking this box.\r\n\r\nThese days, lenders tend to ask small businesses owners for collateral or a personal guarantee – or to put up personal money should your business not be able to repay its loan. So when you are asked whether you wish to pledge as collateral your accounts receivables, inventory, or equipment, you should weigh your options carefully. Pledging collateral, just as in making a personal guarantee, can improve the chance of approval. But keep in mind that it also increases your exposure. \"If you\'re going to start a business, you\'ve got to be willing to lose some money, but don\'t lose your entire future, your house and your children\'s college education by pledging too much,\" says Dan Short, a professor of accounting at the Neeley School of Business at Texas Christian University.\r\n\r\nThe loan application\'s next section will also remind you that the obligation you hope to take on could have serious personal financial consequences. Most applications will ask for additional personal information, including everything from a breakdown of the business\'s ownership (do you own 100 percent of the company, or share equity with other principals?) to your personal cell phone number.\r\n\r\nIt will also inquire as to whether you are married and are filing the loan application jointly with your spouse. If your spouce will play an integral role in the company, especially if you will both work from home, this is something to consider, because you both have a stake in the business\'s success. But if it is a venture you are embarking upon with non family-members, bringing your spouce and his or her financial interest into the venture has the potential to cause complication down the road. You\'d be wise to consider first consulting both of your financial and legal advisors before putting in a joint loan application.\r\n\r\nFinally, most loan applications will conclude with a section of financial questions that can vary from state to state and from institution to institution. Most commonly, this section includes a question or two about whether your business complies with state law, such as whether one customer will take up a large share of your sales.\r\n\r\nAdditionally, you may be asked to provide personal tax information, which you can attach or provide in separate documentation. Information on whether you or others will provide a personal guarantee is often requested at this point. If your business partners or investors are able and willing to not only pledge some startup funding but put up backing in case the business cannot repay its loan, the bank will want to know how much of a guarantee each co-signer intends to make. Making a personal guarantee not only shows the bank you have financial stability, but also have faith in your project.\r\n\r\n\"The personal guarantee is something that just about every young business is going to have to offer,\" says John E. Clarkin, a professor of entrepreneurship at the College of Charleston, South Carolina. \"You\'re making personal decisions, such as how much money to take out of the business, so the bank needs to make sure you\'re prevented from running all your expenses through your business.\"','Filling out a loan application.','','inherit','closed','closed','','201-revision-v1','','','2017-06-20 05:18:36','2017-06-20 05:18:36','',201,'http://highfivefinance.com/2017/06/20/201-revision-v1/',0,'revision','',0),(204,1,'2017-06-20 05:29:54','2017-06-20 05:29:54','<h2>How to Fill Out a Loan Application</h2>\nIt takes money to make money, or so the old adage goes. Many entrepreneurs launch businesses with their personal savings, by running up their personal credit cards, or by borrowing funds from friends and family. If you want to avoid these means of raising capital, you may choose instead to go to a bank. Lately, however, banks have been exercising much tighter restrictions on lending. In this environment, then, the loan application – usually a standard form supplied by your prospective lender – is something you simply do not want to botch.\n\nThe process of applying for a loan typically takes two to three months, from the time you begin applying to the time the bank approves or rejects your loan application. When approaching a lender, it pays to be meticulous when you fill out your forms, and to provide ample documentation and back-up. You should also plan on answering a series of questions both about your business and about your personal financial situation. Here\'s what you need to know.\n<h2>Filling Out a Loan Application: Before You Get Started</h2>\nChances are, you\'ll fill out several loan applications in a bid to get money. At the outset, you\'ll want to consider whether to target large national institutions with whom you might do other banking, or small, community-based organizations that might be kinder to local entrepreneurs in this economic climate.\n\nIn either case, before beginning the application process, make sure you personally have good credit. What prior debts, if any – including both business and personal – do you have? Will they affect your ability to maintain a consistent payment schedule? \"How you manage your personal finances is very reflective of how you might be able to manage business finances,\" says John E. Clarkin, a professor of entrepreneurship at the College of Charleston, South Carolina. \"That includes your personal credit.\"\n\nOne area where many would-be entrepreneurs are tripped up: Having too much personal credit. If you carry several credit cards in your wallet, each with a high level of available credit, a bank may worry that you are a threat to run into more debt by using that extra credit if the business runs into trouble.\n\nAfter you make certain that your personal financial situation will not be a barrier to borrowing money, it\'s time to make a plan for how you will position yourself and your business idea. Ask yourself these questions: Precisely why do you need a loan in order to start or to expand your company? How will you spend the money? If you intend to buy inventory or equipment, from whom will you buyt it? Who at your company will manage the loan, if not you? Having a game plan to tackle these questions will make the process of filling out a loan application easier.\n<h2>Filling Out a Loan Application: The Basics of the Form</h2>\nMost loan applications start with the basics: Asking your business name and phone and fax numbers, as well as the legal structure for your business (LLC or S-Corporation, for example), and the date of incorporation. If you are just starting a company, you should meet with an accountant to determine your method of incorporation ideally before you go to the bank.\n\nThe next few questions on the loan application will inquire as to the \"type of business\" you run. For starters, you\'ll need to know just how your business is covered under the North American Industry Classification System, commonly referred to as the NAICS code. (To learn more, go to the Census Bureau\'s website, http://www.census.gov.) Then, under \"description of products and services,\" you should include a pithy explanation of what your business does. There\'s no need to be long-winded, but it makes sense to explain exactly how you make money—your sources of revenue, a phrase describing products, the sorts of customers you have, and what your typical deal or sale looks like.\n\nFor the next section, on finances, you\'ll enter your current bank account information, including your account number and recent deposit information. For gross annual income, list your business\'s income for the year. And remember to stick to your current numbers: You should enter the income earned in the past year, not your expected income in the future. The same goes for the number of employees, cash balance, debt payments, etc. You\'ll want to check with your accountant or financial advisor before listing your fiscal assets and deciding on a fiscal year-end, since that can vary depending on what type of company you are.\n\nThe next question on an application is often: Are you in good standing with your secretary of state? Basically, the bank wants to know whether you have paid your business taxes for the past three years. If yours is a new entity, check with your secretary of state to make sure you are properly registered and in good standing before checking this box.\n\nThese days, lenders tend to ask small businesses owners for collateral or a personal guarantee – or to put up personal money should your business not be able to repay its loan. So when you are asked whether you wish to pledge as collateral your accounts receivables, inventory, or equipment, you should weigh your options carefully. Pledging collateral, just as in making a personal guarantee, can improve the chance of approval. But keep in mind that it also increases your exposure.\n\nThe loan application\'s next section will also remind you that the obligation you hope to take on could have serious personal financial consequences. Most applications will ask for additional personal information, including everything from a breakdown of the business\'s ownership (do you own 100 percent of the company, or share equity with other principals?) to your personal cell phone number.\n\nIt will also inquire as to whether you are married and are filing the loan application jointly with your spouse. If your spouce will play an integral role in the company, especially if you will both work from home, this is something to consider, because you both have a stake in the business\'s success. But if it is a venture you are embarking upon with non family-members, bringing your spouce and his or her financial interest into the venture has the potential to cause complication down the road. You\'d be wise to consider first consulting both of your financial and legal advisors before putting in a joint loan application.\n\nFinally, most loan applications will conclude with a section of financial questions that can vary from state to state and from institution to institution. Most commonly, this section includes a question or two about whether your business complies with state law, such as whether one customer will take up a large share of your sales.\n\nAdditionally, you may be asked to provide personal tax information, which you can attach or provide in separate documentation. Information on whether you or others will provide a personal guarantee is often requested at this point. If your business partners or investors are able and willing to not only pledge some startup funding but put up backing in case the business cannot repay its loan, the bank will want to know how much of a guarantee each co-signer intends to make. Making a personal guarantee not only shows the bank you have financial stability, but also have faith in your project.\n\n ','Filling out a loan application.','','inherit','closed','closed','','201-autosave-v1','','','2017-06-20 05:29:54','2017-06-20 05:29:54','',201,'http://highfivefinance.com/2017/06/20/201-autosave-v1/',0,'revision','',0),(205,1,'2017-06-20 05:30:04','2017-06-20 05:30:04','<h2>How to Fill Out a Loan Application</h2>\r\nIt takes money to make money, or so the old adage goes. Many entrepreneurs launch businesses with their personal savings, by running up their personal credit cards, or by borrowing funds from friends and family. If you want to avoid these means of raising capital, you may choose instead to go to a bank. Lately, however, banks have been exercising much tighter restrictions on lending. In this environment, then, the loan application – usually a standard form supplied by your prospective lender – is something you simply do not want to botch.\r\n\r\nThe process of applying for a loan typically takes two to three months, from the time you begin applying to the time the bank approves or rejects your loan application. When approaching a lender, it pays to be meticulous when you fill out your forms, and to provide ample documentation and back-up. You should also plan on answering a series of questions both about your business and about your personal financial situation. Here\'s what you need to know.\r\n<h2>Filling Out a Loan Application: Before You Get Started</h2>\r\nChances are, you\'ll fill out several loan applications in a bid to get money. At the outset, you\'ll want to consider whether to target large national institutions with whom you might do other banking, or small, community-based organizations that might be kinder to local entrepreneurs in this economic climate.\r\n\r\nIn either case, before beginning the application process, make sure you personally have good credit. What prior debts, if any – including both business and personal – do you have? Will they affect your ability to maintain a consistent payment schedule? \"How you manage your personal finances is very reflective of how you might be able to manage business finances,\" says John E. Clarkin, a professor of entrepreneurship at the College of Charleston, South Carolina. \"That includes your personal credit.\"\r\n\r\nOne area where many would-be entrepreneurs are tripped up: Having too much personal credit. If you carry several credit cards in your wallet, each with a high level of available credit, a bank may worry that you are a threat to run into more debt by using that extra credit if the business runs into trouble.\r\n\r\nAfter you make certain that your personal financial situation will not be a barrier to borrowing money, it\'s time to make a plan for how you will position yourself and your business idea. Ask yourself these questions: Precisely why do you need a loan in order to start or to expand your company? How will you spend the money? If you intend to buy inventory or equipment, from whom will you buyt it? Who at your company will manage the loan, if not you? Having a game plan to tackle these questions will make the process of filling out a loan application easier.\r\n<h2>Filling Out a Loan Application: The Basics of the Form</h2>\r\nMost loan applications start with the basics: Asking your business name and phone and fax numbers, as well as the legal structure for your business (LLC or S-Corporation, for example), and the date of incorporation. If you are just starting a company, you should meet with an accountant to determine your method of incorporation ideally before you go to the bank.\r\n\r\nThe next few questions on the loan application will inquire as to the \"type of business\" you run. For starters, you\'ll need to know just how your business is covered under the North American Industry Classification System, commonly referred to as the NAICS code. (To learn more, go to the Census Bureau\'s website, http://www.census.gov.) Then, under \"description of products and services,\" you should include a pithy explanation of what your business does. There\'s no need to be long-winded, but it makes sense to explain exactly how you make money—your sources of revenue, a phrase describing products, the sorts of customers you have, and what your typical deal or sale looks like.\r\n\r\nFor the next section, on finances, you\'ll enter your current bank account information, including your account number and recent deposit information. For gross annual income, list your business\'s income for the year. And remember to stick to your current numbers: You should enter the income earned in the past year, not your expected income in the future. The same goes for the number of employees, cash balance, debt payments, etc. You\'ll want to check with your accountant or financial advisor before listing your fiscal assets and deciding on a fiscal year-end, since that can vary depending on what type of company you are.\r\n\r\nThe next question on an application is often: Are you in good standing with your secretary of state? Basically, the bank wants to know whether you have paid your business taxes for the past three years. If yours is a new entity, check with your secretary of state to make sure you are properly registered and in good standing before checking this box.\r\n\r\nThese days, lenders tend to ask small businesses owners for collateral or a personal guarantee – or to put up personal money should your business not be able to repay its loan. So when you are asked whether you wish to pledge as collateral your accounts receivables, inventory, or equipment, you should weigh your options carefully. Pledging collateral, just as in making a personal guarantee, can improve the chance of approval. But keep in mind that it also increases your exposure.\r\n\r\nThe loan application\'s next section will also remind you that the obligation you hope to take on could have serious personal financial consequences. Most applications will ask for additional personal information, including everything from a breakdown of the business\'s ownership (do you own 100 percent of the company, or share equity with other principals?) to your personal cell phone number.\r\n\r\nIt will also inquire as to whether you are married and are filing the loan application jointly with your spouse. If your spouce will play an integral role in the company, especially if you will both work from home, this is something to consider, because you both have a stake in the business\'s success. But if it is a venture you are embarking upon with non family-members, bringing your spouce and his or her financial interest into the venture has the potential to cause complication down the road. You\'d be wise to consider first consulting both of your financial and legal advisors before putting in a joint loan application.\r\n\r\nFinally, most loan applications will conclude with a section of financial questions that can vary from state to state and from institution to institution. Most commonly, this section includes a question or two about whether your business complies with state law, such as whether one customer will take up a large share of your sales.\r\n\r\nAdditionally, you may be asked to provide personal tax information, which you can attach or provide in separate documentation. Information on whether you or others will provide a personal guarantee is often requested at this point. If your business partners or investors are able and willing to not only pledge some startup funding but put up backing in case the business cannot repay its loan, the bank will want to know how much of a guarantee each co-signer intends to make. Making a personal guarantee not only shows the bank you have financial stability, but also have faith in your project.\r\n\r\n ','Filling out a loan application.','','inherit','closed','closed','','201-revision-v1','','','2017-06-20 05:30:04','2017-06-20 05:30:04','',201,'http://highfivefinance.com/2017/06/20/201-revision-v1/',0,'revision','',0),(206,1,'2017-06-20 05:38:54','2017-06-20 05:38:54','<h2>1. Don’t procrastinate.</h2>\r\nOne of the biggest mistakes Branch sees new entrepreneurs make is that they put off their bookkeeping needs. If you aren’t financially-minded, programs such as Quickbooks can make small-business accounting seem completely unmanageable, especially if all you need to do is send out a few invoices and track a few expenses.\r\n\r\nThe problem is, of course, that if you put off your accounting work, it doesn’t go away. It just gets bigger, and eventually you’re going to be faced with an overwhelming mess that you’ll need to sort out. The bigger the mess, the more you’re likely to procrastinate.\r\n\r\nFortunately, though, Branch argues that small-business bookkeeping is actually very simple. If you break everything down into small categories -- categorizing expenses, paying employees, sending invoices -- the whole thing becomes much more manageable and the compulsion to put it off lessens.\r\n<h2>2. Understand your seasonal cash flow.</h2>\r\nAnother cautionary tip Branch gives to young startups is to understand seasonal cash flow -- and that pointer comes directly from his personal experience. LessAccounting, for example, has major seasonal spikes that occur during tax season, followed by a slowing of conversions from April to October. It wasn’t an easy lesson to learn, but Branch eventually realized that he needed to maintain a three- to four-month cash cushion to help get the company through these slower periods.\r\n\r\nYou need to know your sales cycles as well. If you’re a business-to-consumer retailer that sells $20 items, your sales cycle is likely fast enough that having a cash buffer on hand is less of a concern. But if you’re a business-to-business company whose sales cycles last months, or even years, having extra capital in the bank can mean the difference between being able to weather the long periods before revenue from past sales manifests and having to fold early because your cash has dried up.\r\n<h2>3. Focus on your core strengths.</h2>\r\nOne issue that both Branch and I see far too much is startup owners, particularly software-as-a-service providers, believing that they need to create everything from scratch. I get it. If you’ve already got a coder on your team, it can be seriously tempting to have him or her build internal apps and products rather than investing in existing solutions.\r\n\r\nThe problem with this approach is that it wastes your time. It might save you a few pennies at the end of the day, but the cash you’ll save is peanuts compared to what it cost you to take a key employee away from those activities that drive revenue for your business. Instead, it’s far more cost-effective to work with existing providers and use the tools that they’ve already perfected, rather than trying to reinvent the wheel on your own.\r\n<h2>4. If you have to work 80 hours a week, you’re not profitable.</h2>\r\nThis lesson from Branch was an interesting one for me. I’m big on growth hacking (I don’t run a website called Growth Everywhere for nothing!), but Branch’s approach to business has been much more moderate. Of particular interest to me was his assertion that, if you have to work 80 hours a week to keep your business afloat, you’re not profitable.\r\n\r\nToo many startup entrepreneurs blow through the earliest stages of their company\'s growth by putting all their time and energy into their businesses at the expense of their health and relationships. While I’d argue that that’s fine for short periods, I get why Branch says that this shouldn’t be a part of your long-term financial calculations. It’s simply not sustainable.\r\n\r\nIf your company is only in the black because you’re working yourself to the bone, your numbers are going to take a major turn once you scale back your workload -- if you don’t collapse from exhaustion first, that is.\r\n\r\nWhether you choose to apply Branch’s “no growth hacking” philosophy to your business, make sure that your labor costs are fully accounted for. Undervaluing the time you invest in your business hurts everyone involved.\r\n<h2>5. Ask for discounts.</h2>\r\nFinally, here’s a fun tip from Branch: if you’re seriously tight on available funds but you want to take advantage of existing solutions, try emailing the founder and asking for a discount. It won’t work in every case, but you’ll be surprised by how often you can get free stuff just by asking.','5 Finance Tips All Business Owners Should Follow','','publish','closed','closed','','5-finance-tips-all-business-owners-should-follow','','','2017-06-20 05:39:00','2017-06-20 05:39:00','',0,'http://highfivefinance.com/?page_id=206',0,'page','',0),(207,1,'2017-06-20 05:38:54','2017-06-20 05:38:54','<h2>1. Don’t procrastinate.</h2>\r\nOne of the biggest mistakes Branch sees new entrepreneurs make is that they put off their bookkeeping needs. If you aren’t financially-minded, programs such as Quickbooks can make small-business accounting seem completely unmanageable, especially if all you need to do is send out a few invoices and track a few expenses.\r\n\r\nThe problem is, of course, that if you put off your accounting work, it doesn’t go away. It just gets bigger, and eventually you’re going to be faced with an overwhelming mess that you’ll need to sort out. The bigger the mess, the more you’re likely to procrastinate.\r\n\r\nFortunately, though, Branch argues that small-business bookkeeping is actually very simple. If you break everything down into small categories -- categorizing expenses, paying employees, sending invoices -- the whole thing becomes much more manageable and the compulsion to put it off lessens.\r\n<h2>2. Understand your seasonal cash flow.</h2>\r\nAnother cautionary tip Branch gives to young startups is to understand seasonal cash flow -- and that pointer comes directly from his personal experience. LessAccounting, for example, has major seasonal spikes that occur during tax season, followed by a slowing of conversions from April to October. It wasn’t an easy lesson to learn, but Branch eventually realized that he needed to maintain a three- to four-month cash cushion to help get the company through these slower periods.\r\n\r\nYou need to know your sales cycles as well. If you’re a business-to-consumer retailer that sells $20 items, your sales cycle is likely fast enough that having a cash buffer on hand is less of a concern. But if you’re a business-to-business company whose sales cycles last months, or even years, having extra capital in the bank can mean the difference between being able to weather the long periods before revenue from past sales manifests and having to fold early because your cash has dried up.\r\n<h2>3. Focus on your core strengths.</h2>\r\nOne issue that both Branch and I see far too much is startup owners, particularly software-as-a-service providers, believing that they need to create everything from scratch. I get it. If you’ve already got a coder on your team, it can be seriously tempting to have him or her build internal apps and products rather than investing in existing solutions.\r\n\r\nThe problem with this approach is that it wastes your time. It might save you a few pennies at the end of the day, but the cash you’ll save is peanuts compared to what it cost you to take a key employee away from those activities that drive revenue for your business. Instead, it’s far more cost-effective to work with existing providers and use the tools that they’ve already perfected, rather than trying to reinvent the wheel on your own.\r\n<h2>4. If you have to work 80 hours a week, you’re not profitable.</h2>\r\nThis lesson from Branch was an interesting one for me. I’m big on growth hacking (I don’t run a website called Growth Everywhere for nothing!), but Branch’s approach to business has been much more moderate. Of particular interest to me was his assertion that, if you have to work 80 hours a week to keep your business afloat, you’re not profitable.\r\n\r\nToo many startup entrepreneurs blow through the earliest stages of their company\'s growth by putting all their time and energy into their businesses at the expense of their health and relationships. While I’d argue that that’s fine for short periods, I get why Branch says that this shouldn’t be a part of your long-term financial calculations. It’s simply not sustainable.\r\n\r\nIf your company is only in the black because you’re working yourself to the bone, your numbers are going to take a major turn once you scale back your workload -- if you don’t collapse from exhaustion first, that is.\r\n\r\nWhether you choose to apply Branch’s “no growth hacking” philosophy to your business, make sure that your labor costs are fully accounted for. Undervaluing the time you invest in your business hurts everyone involved.\r\n<h2>5. Ask for discounts.</h2>\r\nFinally, here’s a fun tip from Branch: if you’re seriously tight on available funds but you want to take advantage of existing solutions, try emailing the founder and asking for a discount. It won’t work in every case, but you’ll be surprised by how often you can get free stuff just by asking.','5 Finance Tips All Business Owners Should Follow','','inherit','closed','closed','','206-revision-v1','','','2017-06-20 05:38:54','2017-06-20 05:38:54','',206,'http://highfivefinance.com/2017/06/20/206-revision-v1/',0,'revision','',0),(208,1,'2017-06-20 05:49:29','2017-06-20 05:49:29','<h2>1. Ignorance can be bliss, but be careful with those assumptions.</h2>\r\nBefore I launched Lemonlight, I conducted research to understand the market. And I probably spent more time at this task than many of my more established competitors.\r\n\r\nNonetheless, I still made poor assumptions. For example, I assumed it would be easy to hire freelancers to shoot video all around the country. Right? Wrong. I quickly learned that freelancers have their own styles and agendas and that it takes a lot of work to find the great ones. Thus, many of those we worked with early on were, frankly, unqualified.\r\n\r\nI also ran into unforeseen expenses, such as a $40,000 server or payroll for media managers to move footage around internally. These costs added up fast. To compound that, I struggled with pricing early on since I really didn\'t know how much it would cost to make the product.\r\n<h2>2. Balance your fresh perspective with expert experience.</h2>\r\nWhile it\'s important to maintain your can-do rookie outlook, it\'s also critical to bolster it with the advice of industry insiders who have domain experience.\r\n\r\nLike me -- and all entrepreneurs -- you\'ll inevitably be forced to learn some tough lessons quickly. Don\'t let that discourage you. When CAN Capital\'s Small Business Health Index surveyed small business owners about their expectations for the upcoming year, 64 percent of those surveyed anticipated growth.\r\n\r\nWhen I started Lemonlight, I often took solace in the fact that, with no customers, growth was the only option. You, too, should have a growth mindset. If you don\'t have the capacity to stay optimistic, observe others who do and reach out to them. You\'ll often find them running other businesses.\r\n\r\nAfter bringing on a co-founder with a background in film, I needed a while to reconcile his expectations about high-quality video content with my dream of providing it at unprecedented low prices. I wanted to sell all of our videos for $500, for example, and we managed to do that for a while!\r\n\r\nStill, my co-founder would constantly remind me that we couldn\'t hire the right teams for so little money. Without them, our business would go under. So, working in tandem, we two slowly raised our prices until we found a price point that made sense for us and for our customers.\r\n\r\n ','Tips for Starting a Company in an Unfamiliar Industry','','publish','closed','closed','','tips-for-starting-a-company-in-an-unfamiliar-industry','','','2017-06-20 05:49:29','2017-06-20 05:49:29','',0,'http://highfivefinance.com/?page_id=208',0,'page','',0),(209,1,'2017-06-20 05:49:29','2017-06-20 05:49:29','<h2>1. Ignorance can be bliss, but be careful with those assumptions.</h2>\r\nBefore I launched Lemonlight, I conducted research to understand the market. And I probably spent more time at this task than many of my more established competitors.\r\n\r\nNonetheless, I still made poor assumptions. For example, I assumed it would be easy to hire freelancers to shoot video all around the country. Right? Wrong. I quickly learned that freelancers have their own styles and agendas and that it takes a lot of work to find the great ones. Thus, many of those we worked with early on were, frankly, unqualified.\r\n\r\nI also ran into unforeseen expenses, such as a $40,000 server or payroll for media managers to move footage around internally. These costs added up fast. To compound that, I struggled with pricing early on since I really didn\'t know how much it would cost to make the product.\r\n<h2>2. Balance your fresh perspective with expert experience.</h2>\r\nWhile it\'s important to maintain your can-do rookie outlook, it\'s also critical to bolster it with the advice of industry insiders who have domain experience.\r\n\r\nLike me -- and all entrepreneurs -- you\'ll inevitably be forced to learn some tough lessons quickly. Don\'t let that discourage you. When CAN Capital\'s Small Business Health Index surveyed small business owners about their expectations for the upcoming year, 64 percent of those surveyed anticipated growth.\r\n\r\nWhen I started Lemonlight, I often took solace in the fact that, with no customers, growth was the only option. You, too, should have a growth mindset. If you don\'t have the capacity to stay optimistic, observe others who do and reach out to them. You\'ll often find them running other businesses.\r\n\r\nAfter bringing on a co-founder with a background in film, I needed a while to reconcile his expectations about high-quality video content with my dream of providing it at unprecedented low prices. I wanted to sell all of our videos for $500, for example, and we managed to do that for a while!\r\n\r\nStill, my co-founder would constantly remind me that we couldn\'t hire the right teams for so little money. Without them, our business would go under. So, working in tandem, we two slowly raised our prices until we found a price point that made sense for us and for our customers.\r\n\r\n ','Tips for Starting a Company in an Unfamiliar Industry','','inherit','closed','closed','','208-revision-v1','','','2017-06-20 05:49:29','2017-06-20 05:49:29','',208,'http://highfivefinance.com/2017/06/20/208-revision-v1/',0,'revision','',0),(210,1,'2017-06-20 05:54:51','2017-06-20 05:54:51','<strong>Here are few finance and accounting tips to meet business challenges:</strong>\r\n<h2>1.Keep Accurate Records:</h2>\r\nIt is essential for small businesses to have a proper record keeping system in place. It is critical that the accounts are up to date and accurate so that true and fair annual accounts can be drawn up. Much of the small business’ day-to-day accounting can be tracked and handled via online banking services but it is better to have all the financial records in one place for the sake of simplicity. Careful record keeping can also help the small business with tax returns and also in the prevention of theft and fraud. It also helps small businesses in tracking expenses, creditors and debts, apply for funding, save accountancy costs and pay accurate tax on time.\r\n<h2>2.Have a Modern Accounting System in Place:</h2>\r\nSmall businesses must adopt a sound accounting system which can help them to produce updated and accurate financial information. Its importance is such that, its failure can lead to malfunctions in other systems. Effective and efficient filling and documentation systems are also included in such systems. The persons that are usually involved in preparing financial information are also highly qualified.\r\n\r\nThe financial statements that are drawn are usually based on outlined accounting standards and concepts. Accounting apps can also be used as they seamlessly integrate into various services for efficient and easier use. Accounting systems not only make every day work easier to perform, they also record accounting activities in the background when documents are being prepared. The amount of time an accounting system can save for a business enterprise is too significant to ignore.\r\n<h2>3.Carry out Accurate Invoicing:</h2>\r\nHaving an efficient and accurate invoicing system is critical for small businesses as they can ensure that they are getting paid for the work they have done or the products or service they have sold. Invoices also contain specific customer information, have to be processed and delivered swiftly and require the highest standards of accuracy.\r\n\r\nInvoices are more than just prompts for the customers to make payments, they are physical records of terms of a transaction and therefore, it is critical that information that is entered is accurate and complete. Adding additional info to an invoice, cancelling an erroneous invoice or creating multiple versions will only hamper the accounting and accounts receivable process. By reviewing the invoices, the expenses of doing business can be controlled.\r\n<h2>4.Practice Generally Accepted Accounting Principles (GAAP):</h2>\r\nGAAP is centered on certain principles that dictate to the accountants the items that have to be recognized in the financial statements, how the amounts and items must be displayed, which amounts have to be reported and what disclosures will be beneficial to the readers of the financial statements. GAAP instills a sense of trust among the people and stakeholders that the true performance of the small business is being shown to them.\r\n\r\nComplex financial numbers are broken down and it even allows verification’s and audits to be conducted on a small business’ accounts. GAAP makes it easy for donors, lenders and other stakeholders to clearly understand financial statements based on which small businesses can seek loan from banks or other avenues. Lenders know that these numbers signify the true worth of the business and there are no concerns while issuing loans. Adoption of GAAP principles can drive the accounting management in a new direction.\r\n<h2>5.Hire a Professional to Handle Taxes:</h2>\r\nIt is critical for small businesses to hire the right tax professional which can save a lot of money for the business. The tax professional must have specific experience and knowledge in helping small businesses and it is even better if the person already has good knowledge about the type of small business or industry. Small business owners tend to do their taxes themselves and try to save some money. But not hiring a tax professional can cost the small business a lot down the road.\r\n\r\nNot all deductions may be claimed even though the small business is qualified for it or they may underpay the tax bill resulting in penalties and other fees. Tax professionals keep themselves updated on the ever-changing tax laws and even help the small business to plan ahead for potential tax hikes. It is advisable to build a strong relationship with the tax professional so that they can be called at any time year-round.\r\n\r\nIt takes discipline and desire along with the right systems and controls to manage the finances of a small business. Access to the right tools and resources and leveraging technological advances can drastically narrow the financing and accounting gap for small businesses. If a small business does not have a fully staffed financial department, they can rely on a professional finance and accounting outsourcing service provider to gain a competitive edge in the market.\r\n\r\n ','Finance and Accounting Tips for Small Businesses','','publish','closed','closed','','finance-and-accounting-tips-for-small-businesses','','','2017-06-20 05:54:51','2017-06-20 05:54:51','',0,'http://highfivefinance.com/?page_id=210',0,'page','',0),(211,1,'2017-06-20 05:54:51','2017-06-20 05:54:51','<strong>Here are few finance and accounting tips to meet business challenges:</strong>\r\n<h2>1.Keep Accurate Records:</h2>\r\nIt is essential for small businesses to have a proper record keeping system in place. It is critical that the accounts are up to date and accurate so that true and fair annual accounts can be drawn up. Much of the small business’ day-to-day accounting can be tracked and handled via online banking services but it is better to have all the financial records in one place for the sake of simplicity. Careful record keeping can also help the small business with tax returns and also in the prevention of theft and fraud. It also helps small businesses in tracking expenses, creditors and debts, apply for funding, save accountancy costs and pay accurate tax on time.\r\n<h2>2.Have a Modern Accounting System in Place:</h2>\r\nSmall businesses must adopt a sound accounting system which can help them to produce updated and accurate financial information. Its importance is such that, its failure can lead to malfunctions in other systems. Effective and efficient filling and documentation systems are also included in such systems. The persons that are usually involved in preparing financial information are also highly qualified.\r\n\r\nThe financial statements that are drawn are usually based on outlined accounting standards and concepts. Accounting apps can also be used as they seamlessly integrate into various services for efficient and easier use. Accounting systems not only make every day work easier to perform, they also record accounting activities in the background when documents are being prepared. The amount of time an accounting system can save for a business enterprise is too significant to ignore.\r\n<h2>3.Carry out Accurate Invoicing:</h2>\r\nHaving an efficient and accurate invoicing system is critical for small businesses as they can ensure that they are getting paid for the work they have done or the products or service they have sold. Invoices also contain specific customer information, have to be processed and delivered swiftly and require the highest standards of accuracy.\r\n\r\nInvoices are more than just prompts for the customers to make payments, they are physical records of terms of a transaction and therefore, it is critical that information that is entered is accurate and complete. Adding additional info to an invoice, cancelling an erroneous invoice or creating multiple versions will only hamper the accounting and accounts receivable process. By reviewing the invoices, the expenses of doing business can be controlled.\r\n<h2>4.Practice Generally Accepted Accounting Principles (GAAP):</h2>\r\nGAAP is centered on certain principles that dictate to the accountants the items that have to be recognized in the financial statements, how the amounts and items must be displayed, which amounts have to be reported and what disclosures will be beneficial to the readers of the financial statements. GAAP instills a sense of trust among the people and stakeholders that the true performance of the small business is being shown to them.\r\n\r\nComplex financial numbers are broken down and it even allows verification’s and audits to be conducted on a small business’ accounts. GAAP makes it easy for donors, lenders and other stakeholders to clearly understand financial statements based on which small businesses can seek loan from banks or other avenues. Lenders know that these numbers signify the true worth of the business and there are no concerns while issuing loans. Adoption of GAAP principles can drive the accounting management in a new direction.\r\n<h2>5.Hire a Professional to Handle Taxes:</h2>\r\nIt is critical for small businesses to hire the right tax professional which can save a lot of money for the business. The tax professional must have specific experience and knowledge in helping small businesses and it is even better if the person already has good knowledge about the type of small business or industry. Small business owners tend to do their taxes themselves and try to save some money. But not hiring a tax professional can cost the small business a lot down the road.\r\n\r\nNot all deductions may be claimed even though the small business is qualified for it or they may underpay the tax bill resulting in penalties and other fees. Tax professionals keep themselves updated on the ever-changing tax laws and even help the small business to plan ahead for potential tax hikes. It is advisable to build a strong relationship with the tax professional so that they can be called at any time year-round.\r\n\r\nIt takes discipline and desire along with the right systems and controls to manage the finances of a small business. Access to the right tools and resources and leveraging technological advances can drastically narrow the financing and accounting gap for small businesses. If a small business does not have a fully staffed financial department, they can rely on a professional finance and accounting outsourcing service provider to gain a competitive edge in the market.\r\n\r\n ','Finance and Accounting Tips for Small Businesses','','inherit','closed','closed','','210-revision-v1','','','2017-06-20 05:54:51','2017-06-20 05:54:51','',210,'http://highfivefinance.com/2017/06/20/210-revision-v1/',0,'revision','',0),(212,1,'2017-06-20 06:04:09','2017-06-20 06:04:09','If the financial side of your small business has you lost, these experts offer practical finance do\'s and don\'ts to get you back on track.\r\n\r\nBeing a small business owner doesn\'t automatically make you an expert in finance or small business accounting. In reality, most rookie entrepreneurs have to learn the basics of funding, bookkeeping, and what really matters to lenders and investors as they go.\r\n\r\nIf the financial side of your small business has you lost, these experts offer practical finance do\'s and don\'ts to get you back on track.\r\n<h2>1. Focus on Meaning, Not Money</h2>\r\n\"We meet with entrepreneurs all the time and they tell us what they think we want to hear, that they want to make money. When we hear that, it\'s so depressing. It took me 20 years to come to this understanding, but the companies that are successful are the ones who create meaning. Create the next curve; don\'t improve on sameness.\"\r\n<h2>2. Remember That Your Team Defines Your Business</h2>\r\n\"Investors put their money in people, not a business. The better team you have, the more money you will be able to attract. Get people on your team that have industry expertise and that have been there before. Investors want track records.\"\r\n<h2>3. Leverage Technology to Avoid High Startup Costs</h2>\r\n\"Gone are the days when a business needs thousands of dollars in upfront costs just to get started. Today anyone can start a business of their own on a minimal budget through the use of the many online services, marketing and management tools available. Take advantage of automating your business through social media tools like HootSuite, accepting payments and sending out invoices through services like Freshbooks, Paypal and Stripe and also eliminating the need to travel around the world by using live conferencing tools like GoToWebinar and Skype.\"\r\n<h2>4. Don\'t Be Afraid of Zero</h2>\r\n\"The irony is that it is often easier to raise money or acquire other resources when you have zero revenue, zero customers, and zero traction than when you have a small amount. Zero invites imagination, but small numbers invite questions about whether large numbers will ever materialize.\"\r\n<h2>5. Stay Hands-On With Your Business Finances</h2>\r\n\"Take an active role in your business\' financial organization-be close to the information and pay attention to the numbers. Many small businesses are busy with operational issues, building the business and what not, and may not be creating and monitoring financial reports and cash flows very regularly. Two times a year is not enough-try to do it on a monthly basis at the very least.\"\r\n<h2>6. Re-think Your Profit Formula</h2>\r\n\"The old, been-around-forever, profitless formula is: Sales-Expenses = Profit. The new, Profit First Formula is: Sales-Profit = Expenses. The math in both formulas is the same. Logically, nothing has changed. But Profit First speaks to human behavior-it accounts for the regular Joes of the world.\"\r\n<h2>7. Budget Every Dollar Spent On Your Business</h2>\r\n\"Successful businesspeople use budgets and realistic sales projections to run their businesses. They know by the 15th of the month how well their business did financially the month prior. They do not spend money on travel, events or trade shows that are not budgeted. They do not hire staff without have the money or contracts in place in advance. They also understand how to use a line of credit. They use it carefully for short-term cash needs, and not long-term funding needs such as marketing expenses.\"\r\n<h2>8. Prioritize Proper Accounting Methods</h2>\r\n\"Every business owner wants to run a profitable business, but few entrepreneurs dedicate enough time to measuring actual results. The only way to do this is to have a dedicated accounting function. Just as sales can\'t happen without paying attention to prospects, good financial decisions cannot happen without paying attention to the numbers. It might seem like you can \"get along\" without accurate accounting during the good times, but it is impossible to navigate lean months without clear financial records.\"\r\n<h2>9. Hire Professionals (It\'s Worth the Cost)</h2>\r\nSmall business owners aren\'t expected to be an expert in the finance, accounting, and legal side of the business, which is why there are professionals like accountants, bankers and lawyers out there. Money spent wisely on a good CPA or lawyer will be returned in multiples of extra profit.','Dos and Don’ts From Small Business Finance','','publish','closed','closed','','dos-and-donts-from-small-business-finance','','','2017-06-20 06:04:09','2017-06-20 06:04:09','',0,'http://highfivefinance.com/?page_id=212',0,'page','',0),(213,1,'2017-06-20 06:04:09','2017-06-20 06:04:09','If the financial side of your small business has you lost, these experts offer practical finance do\'s and don\'ts to get you back on track.\r\n\r\nBeing a small business owner doesn\'t automatically make you an expert in finance or small business accounting. In reality, most rookie entrepreneurs have to learn the basics of funding, bookkeeping, and what really matters to lenders and investors as they go.\r\n\r\nIf the financial side of your small business has you lost, these experts offer practical finance do\'s and don\'ts to get you back on track.\r\n<h2>1. Focus on Meaning, Not Money</h2>\r\n\"We meet with entrepreneurs all the time and they tell us what they think we want to hear, that they want to make money. When we hear that, it\'s so depressing. It took me 20 years to come to this understanding, but the companies that are successful are the ones who create meaning. Create the next curve; don\'t improve on sameness.\"\r\n<h2>2. Remember That Your Team Defines Your Business</h2>\r\n\"Investors put their money in people, not a business. The better team you have, the more money you will be able to attract. Get people on your team that have industry expertise and that have been there before. Investors want track records.\"\r\n<h2>3. Leverage Technology to Avoid High Startup Costs</h2>\r\n\"Gone are the days when a business needs thousands of dollars in upfront costs just to get started. Today anyone can start a business of their own on a minimal budget through the use of the many online services, marketing and management tools available. Take advantage of automating your business through social media tools like HootSuite, accepting payments and sending out invoices through services like Freshbooks, Paypal and Stripe and also eliminating the need to travel around the world by using live conferencing tools like GoToWebinar and Skype.\"\r\n<h2>4. Don\'t Be Afraid of Zero</h2>\r\n\"The irony is that it is often easier to raise money or acquire other resources when you have zero revenue, zero customers, and zero traction than when you have a small amount. Zero invites imagination, but small numbers invite questions about whether large numbers will ever materialize.\"\r\n<h2>5. Stay Hands-On With Your Business Finances</h2>\r\n\"Take an active role in your business\' financial organization-be close to the information and pay attention to the numbers. Many small businesses are busy with operational issues, building the business and what not, and may not be creating and monitoring financial reports and cash flows very regularly. Two times a year is not enough-try to do it on a monthly basis at the very least.\"\r\n<h2>6. Re-think Your Profit Formula</h2>\r\n\"The old, been-around-forever, profitless formula is: Sales-Expenses = Profit. The new, Profit First Formula is: Sales-Profit = Expenses. The math in both formulas is the same. Logically, nothing has changed. But Profit First speaks to human behavior-it accounts for the regular Joes of the world.\"\r\n<h2>7. Budget Every Dollar Spent On Your Business</h2>\r\n\"Successful businesspeople use budgets and realistic sales projections to run their businesses. They know by the 15th of the month how well their business did financially the month prior. They do not spend money on travel, events or trade shows that are not budgeted. They do not hire staff without have the money or contracts in place in advance. They also understand how to use a line of credit. They use it carefully for short-term cash needs, and not long-term funding needs such as marketing expenses.\"\r\n<h2>8. Prioritize Proper Accounting Methods</h2>\r\n\"Every business owner wants to run a profitable business, but few entrepreneurs dedicate enough time to measuring actual results. The only way to do this is to have a dedicated accounting function. Just as sales can\'t happen without paying attention to prospects, good financial decisions cannot happen without paying attention to the numbers. It might seem like you can \"get along\" without accurate accounting during the good times, but it is impossible to navigate lean months without clear financial records.\"\r\n<h2>9. Hire Professionals (It\'s Worth the Cost)</h2>\r\nSmall business owners aren\'t expected to be an expert in the finance, accounting, and legal side of the business, which is why there are professionals like accountants, bankers and lawyers out there. Money spent wisely on a good CPA or lawyer will be returned in multiples of extra profit.','Dos and Don’ts From Small Business Finance','','inherit','closed','closed','','212-revision-v1','','','2017-06-20 06:04:09','2017-06-20 06:04:09','',212,'http://highfivefinance.com/2017/06/20/212-revision-v1/',0,'revision','',0),(214,1,'2017-06-20 06:05:59','2017-06-20 06:05:59',' ','','','publish','closed','closed','','214','','','2017-06-20 06:05:59','2017-06-20 06:05:59','',0,'http://highfivefinance.com/?p=214',1,'nav_menu_item','',0),(215,1,'2017-06-20 06:05:59','2017-06-20 06:05:59',' ','','','publish','closed','closed','','215','','','2017-06-20 06:05:59','2017-06-20 06:05:59','',0,'http://highfivefinance.com/?p=215',2,'nav_menu_item','',0),(216,1,'2017-06-20 06:05:59','2017-06-20 06:05:59',' ','','','publish','closed','closed','','216','','','2017-06-20 06:05:59','2017-06-20 06:05:59','',0,'http://highfivefinance.com/?p=216',3,'nav_menu_item','',0),(217,1,'2017-06-20 06:05:59','2017-06-20 06:05:59',' ','','','publish','closed','closed','','217','','','2017-06-20 06:05:59','2017-06-20 06:05:59','',0,'http://highfivefinance.com/?p=217',4,'nav_menu_item','',0),(221,1,'2017-06-20 06:21:42','2017-06-20 06:21:42','','bottom','','inherit','open','closed','','bottom-2','','','2017-06-20 06:21:42','2017-06-20 06:21:42','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bottom-1.gif',0,'attachment','image/gif',0),(225,1,'2017-06-20 06:24:46','2017-06-20 06:24:46','','bottom','','inherit','open','closed','','bottom','','','2017-06-20 06:24:46','2017-06-20 06:24:46','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bottom.gif',0,'attachment','image/gif',0),(229,1,'2017-06-20 07:13:29','2017-06-20 07:13:29','<h2>Short On Cash?</h2>\r\nKeith Voigts has cash flow on his mind. As CFO of iSeatz, Voigts needs to make sure the $5 million company has enough cash to pay the bills. But New Orleans-based iSeatz, which arranges travel packages for clients like Orbitz and Travelocity, has no collateral for a bank loan. And its customers sometimes take 90 days to pay up. Voigts has considered factoring--selling the company\'s receivables at a discount to get cash up-front. In the past, however, he has always avoided it because of its high costs and bad reputation. \"I wouldn\'t say it\'s a shady business, but there\'s a stigma to it,\" he says.\r\n\r\nNow Voigts is taking another look. iSeatz will be one of the first companies to list its invoices on The Receivables Exchange, or TRE, which is launching in the first quarter of 2008. Founded by Justin Brownhill and Nic Perkin, TRE aims to change the factoring model altogether. The exchange will allow companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other \"liquidity providers,\" in TRE\'s parlance. These lenders will bid on the invoices, which can be sold in a bundle or one at a time. The increased competition, Brownhill and Perkin say, will make it easier and cheaper for growing companies to raise working capital. \"We hope to allow companies to grow quicker, faster, better than they otherwise would,\" says Brownhill, the exchange\'s CEO. So far, several dozen companies--\"issuers,\" in TRE\'s lingo--have signed up, with annual revenue ranging from $5 million to $100 million.\r\n\r\nFactoring is an unloved form of financing, at least in the United States. It\'s often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. But it\'s an expensive way to raise funds. Companies selling receivables generally pay a fee ranging from 2 percent to 7 percent of the total amount, according to Bert Goldberg, executive director of the International Factoring Association. If you pay a 2 percent fee to get funds 30 days in advance, it\'s equivalent to an annual interest rate of about 24 percent. No wonder, then, that in the U.S., factoring is often seen as the corporate equivalent of a check-cashing storefront in a battered neighborhood.\r\n\r\nThe industry\'s reputation has improved in recent years. But Brownhill and Perkin want the U.S. receivables market to look more like the market in Europe. The factoring market is still relatively immature in the U.S., partly because only a few big American banks, including Wells Fargo (NYSE:WFC) and CIT (NYSE:CIT), are major players in the industry. For the most part, factoring remains a fragmented industry composed of many small players. Across the pond, by contrast, the major banks buy receivables. They tend to charge lower fees and offer a higher degree of credibility. In 2006, $127 billion of receivables were sold in the U.S., making it fourth in the world for factoring after the United Kingdom ($328 billion), Italy ($159 billion), and France ($132 billion), according to the trade group Factors Chain International. (FCI publishes the numbers in euros; we converted them using the exchange rate on the last business day of 2006.)\r\n\r\nBrownhill and Perkin think Americans, given the right opportunity, would take to factoring much as they have taken to Ikea and H&M. Both co-founders know a thing or two about building businesses. Brownhill was an executive at Lava Trading, an equity and foreign exchange trading firm, and helped take it from 30 people to 300 before it was bought by Citigroup (NYSE:C), in 2004. Perkin, TRE\'s president, was head of global business development at Massive, a company that places ads in video games, until it was sold to Microsoft (NASDAQ:MSFT), in May 2006. The two have secured $4.2 million in financing from Prism VentureWorks and another seven-figure investment from Fidelity Ventures, an affiliate of the financial giant Fidelity Investments. Larry Cheng, a partner with Fidelity Ventures, says he was drawn to TRE\'s simplicity. \"It\'s almost like eBay--post your invoice and let everyone bid on it,\" says Cheng.\r\n\r\nThe receivables industry has been jostled by a number of new players, bringing new models. The Trade Receivable Exchange, known as T-REX, was launched in May 2007. T-REX is an auction marketplace for all sorts of Chapter 11 bankruptcy claims. If one of your clients goes bankrupt, you could wait years for payment while the bankruptcy case works its way through the courts. T-REX allows you to get cash immediately by selling those receivables to hedge funds and other buyers, sometimes for pennies on the dollar, sometimes for almost the face value of the invoice. Another new company, Factorlane.com, is essentially a relationship broker that helps companies connect with factoring firms, known in the industry as factors.\r\n\r\nBut TRE aims to spur a major shift in the way the industry works. Unlike Factorlane, TRE allows you to sell just one receivable. Suppose a customer owes you $100,000 but won\'t pay for another 60 days--and you need cash now. Traditionally, you would shop around for a factoring provider, going through due diligence several times before settling on one company and developing a relationship. But with TRE, you have to go through the due diligence process only once, with the exchange. After you register your company online and upload your financial statements, TRE spends up to two weeks checking your credit rating, looking for unpaid debts, and searching bankruptcy records.\r\n\r\nOnce your application is approved, you can put up your receivables for bid. For that $100,000 invoice, you could get $98,000 or much less. TRE allows you to set a minimum bid, and if none of the bids reach that minimum, you can reject them all. But if the highest bid beats your minimum, it\'s automatically accepted. The winning lender sends the cash through TRE, which takes a commission of .25 to .5 percent. Six weeks later, when you receive payment from your client, you repay the factor the full $100,000--again through TRE, which takes another commission. You have essentially taken out a loan, with your receivable as collateral. The transaction is classified as a sale, not a loan, under Louisiana law. Nevertheless, unpaid accounts could land at a collection agency and would show up on your credit report.\r\n\r\nBrownhill acknowledges that factors have some security concerns. They worry about buying fake invoices and may be reluctant to let TRE do their due diligence for them. Also, some factors are wary of letting the exchange disburse funds. \"They\'re going to have to be able to do that efficiently and securely, so the liquidity providers know their investments are being monitored,\" says Pat Haney, president of Commercial Capital Lending, a factor in Baton Rouge, Louisiana. TRE\'s founders hope the benefits for factors--a steady supply of high-quality receivables--will outweigh the potential downsides. And despite their concerns, Haney and about 10 other liquidity providers have decided to give it a shot.\r\n\r\n ','Financing your business with factoring','','inherit','closed','closed','','197-revision-v1','','','2017-06-20 07:13:29','2017-06-20 07:13:29','',197,'http://highfivefinance.com/2017/06/20/197-revision-v1/',0,'revision','',0),(230,1,'2017-06-20 07:27:55','2017-06-20 07:27:55','','bg3','','inherit','open','closed','','bg3','','','2017-06-20 07:27:55','2017-06-20 07:27:55','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bg3.jpg',0,'attachment','image/jpeg',0),(232,1,'2017-06-20 07:29:32','2017-06-20 07:29:32','','Euro notes background','Various euro notes background texture','inherit','open','closed','','euro-notes-background','','','2017-06-20 07:29:32','2017-06-20 07:29:32','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bg.jpg',0,'attachment','image/jpeg',0),(233,1,'2017-06-20 07:31:53','2017-06-20 07:31:53','','bg2','','inherit','open','closed','','bg2','','','2017-06-20 07:31:53','2017-06-20 07:31:53','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bg2.jpeg',0,'attachment','image/jpeg',0),(235,1,'2017-06-20 07:55:18','2017-06-20 07:55:18','Subscribe to Environmental Finance to benefit from:\n<ul>\n <li>In-depth special reports and analysis</li>\n <li>Commentary and insight from leading industry specialists</li>\n <li>Discounts for Environmental Finance events\n[]</li>\n</ul>','SUBSCRIBE','','inherit','closed','closed','','175-autosave-v1','','','2017-06-20 07:55:18','2017-06-20 07:55:18','',175,'http://highfivefinance.com/2017/06/20/175-autosave-v1/',0,'revision','',0),(236,1,'2017-06-20 07:55:39','2017-06-20 07:55:39','Subscribe to Environmental Finance to benefit from:\r\n<ul>\r\n <li>In-depth special reports and analysis</li>\r\n <li>Commentary and insight from leading industry specialists</li>\r\n <li>Discounts for Environmental Finance events</li>\r\n</ul>\r\n[newsletter]','SUBSCRIBE','','inherit','closed','closed','','175-revision-v1','','','2017-06-20 07:55:39','2017-06-20 07:55:39','',175,'http://highfivefinance.com/2017/06/20/175-revision-v1/',0,'revision','',0),(238,1,'2017-06-20 08:35:03','2017-06-20 08:35:03','[newsletter]','Newsletter','','publish','closed','closed','','newsletter','','','2017-06-20 08:35:03','2017-06-20 08:35:03','',0,'http://highfivefinance.com/newsletter/',0,'page','',0),(240,1,'2017-06-20 08:45:42','2017-06-20 08:45:42','[contact-form-7 id=\"239\" title=\"Unsubscribe\"]','UNSUBSCRIBE','','inherit','closed','closed','','177-revision-v1','','','2017-06-20 08:45:42','2017-06-20 08:45:42','',177,'http://highfivefinance.com/2017/06/20/177-revision-v1/',0,'revision','',0),(241,1,'2017-06-20 08:46:46','2017-06-20 08:46:46','[email_verification]','Email Verification','','publish','closed','closed','','email-verification','','','2017-11-28 04:57:20','2017-11-28 04:57:20','',0,'http://highfivefinance.com/2017/06/20/email-verification/',0,'fmemailverification','',0),(242,1,'2017-06-20 08:55:48','2017-06-20 08:55:48','[wd_contact_form id=\"8\"]','CONTACT US','','inherit','closed','closed','','179-revision-v1','','','2017-06-20 08:55:48','2017-06-20 08:55:48','',179,'http://highfivefinance.com/2017/06/20/179-revision-v1/',0,'revision','',0),(244,1,'2017-06-20 09:25:56','2017-06-20 09:25:56','','LOGO','','inherit','open','closed','','logo','','','2017-06-20 09:25:56','2017-06-20 09:25:56','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/LOGO.png',0,'attachment','image/png',0),(246,1,'2017-06-20 09:29:43','2017-06-20 09:29:43','http://highfivefinance.com/wp-content/uploads/2017/06/cropped-LOGO.png','cropped-LOGO.png','','inherit','open','closed','','cropped-logo-png','','','2017-06-20 09:29:43','2017-06-20 09:29:43','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/cropped-LOGO.png',0,'attachment','image/png',0),(250,1,'2017-06-20 09:35:10','2017-06-20 09:35:10','','bg1','','inherit','open','closed','','bg1','','','2017-06-20 09:35:10','2017-06-20 09:35:10','',0,'http://highfivefinance.com/wp-content/uploads/2017/06/bg1.jpg',0,'attachment','image/jpeg',0),(252,1,'2017-06-20 09:47:02','2017-06-20 09:47:02','Most adults in America invest in some kind of mutual fund. They’re an easy, hands-off way to buy and diversify part of your portfolio. But there are costs to handing off your investment decisions to someone else.\r\n\r\nHere I’ll cover the basics of mutual funds, the secret most investors don’t know, and which fund I invest in. I will also make fun of stupid things people do with mutual funds.\r\n<h2>What is a mutual fund?</h2>\r\nA mutual fund is a collection of some kind of investment, usually stocks. By pooling your money with other investors, you’re able to create collections that a single investor wouldn’t normally be able to afford. They’re extremely popular. Your parents own at least one mutual fund if they’ve ever worked at a company.\r\n<h2>How mutual funds work</h2>\r\nMutual funds work like this: You pick a fund you like (e.g., growth, value, technology, international…), buy shares of the fund, and let a money manager pick the stocks he thinks will yield the best return. In exchange for this diversification and his expertise, you pay an annual fee.\r\n\r\nAdvantages: Hands-off approach means an expert money manager makes investment decisions for you. Mutual fund (ostensibly) holds many varied stocks, so if one company tanks, your fund doesn’t go down with it (i.e., it’s “diversified”).\r\n\r\nDisadvantages: Annual fees can equal tens of thousands of dollars or more (!) over the lifetime of an investment. If you invest in two mutual funds, they may overlap in investments, yielding a less-diversified portfolio than you really think.\r\n\r\nIn other words, if both funds hold Microsoft and Microsoft tanks, you get hit twice. Although you’re paying an expert to manage your money, they rarely beat the market—the mutual fund industry’s dirty secret!\r\n<h2>The mutual fund manager</h2>\r\nEach mutual fund has a fund manager overseeing all investments. He’s usually a talented financial expert whose bonus is based on the fund’s performance, so he’ll get (say) a $2 million bonus if the fund returns X%. Because they actively manage your money, you’ll sometimes hear mutual funds called “actively managed funds.”\r\n\r\nFund managers are highly compensated but also subject to being fired if the fund performs poorly. The main reason you should care about the fund manager is that you’re basically investing in him—by putting your money in his fund, you’re betting he’ll make you money.\r\n<h2>The different types of mutual funds</h2>\r\nIf you want to buy a mutual fund, you have some choices to make. It’s kind of like the 50 kinds of toothpaste you can choose at Target. Except there are thousands of funds and we’re talking about your life savings. Anyway, you can pick a mutual fund of almost any imaginable type, based on many factors (e.g., risk, return, sector, geographic area of investment, etc). For example, you could invest in a value fund, an emerging-markets fund, or a medical-device fund.\r\n\r\nThe key is to invest in what you understand. If I were going to buy a mutual fund, I’d get a technology fund because that’s what I know. Even though biotech sounds sexy, I don’t know enough about biotech to choose a “good” vs. “bad” fund, so I’d steer clear. You can sort through funds using ETrade or MorningStar.\r\n<h2>How exactly do you “buy” into a mutual fund?</h2>\r\nMutual funds have ticker symbols just like stocks.\r\n\r\nJust browse the funds using ETrade or MorningStar and you’ll see that buying shares of a mutual fund is almost exactly the same as buying shares of stock.\r\n<h2>Mutual-fund costs</h2>\r\nYour fund manager doesn’t come cheap. Actually, investing in mutual funds is damn expensive. Remember, you have to pay an annual fee in exchange for his expertise and the fund’s hands-off diversification.\r\n\r\nThe main fee you’re charged is called an expense ratio, which consists of the management fee (goes to your fund manager), administrative costs, and the 12b-1 distribution fee, which is used to advertise your fund. How ridiculous. Most funds charge somewhere around a 1.5% expense ratio.\r\n\r\nAlso, when you buy a mutual fund, you may be asked for a commission; this is also known as a front-end load or back-end load. Avoid commissions! You want a no-load fund. If your broker tries to convince you that a loaded fund is better, he is lying. You shouldn’t even be talking to a broker, anyway. Use a discount online broker like ETrade, Datek, Schwab, anything.\r\n\r\nWhy am I so against loaded funds? Easy: Loads cut into your profits and there’s no evidence that they produce better results. In fact, look at this data I ripped off of Yahoo Finance:\r\n\r\n“Assuming a $10,000 investment with a conservative nine percent annual net return rate (after annual fund operating expenses) over three years…\r\n\r\nIn cumulative ROI after three years in this illustration, the 100 percent no-load fund outperforms the five percent front-end load fund by 39.3 percent and the back-end load fund by 24.4 percent — even though a nine percent annual return rate is identical for all three funds!”\r\n\r\nOne more reason mutual funds are expensive: Your manager is constantly buying and selling stocks, which incurs trading fees and HUGE amounts of taxes. This is part of why you can expect at least 2% of your returns to be eaten up by mutual-fund-related fees.\r\n<h2>The dirty secret of mutual funds</h2>\r\nEarlier I told you how most adults in America have mutual funds. Now let me explain why they are pretty stupid. Ok, you are paying for expert advice and a Very Smart Person to invest your money.\r\n\r\nStay with me. Remember when I told you that the market returns about 11% per year?\r\n\r\nNow, with all your Smart Money Manager’s tools and resources, you’d of course expect him to beat that. But…\r\n\r\nOver 85% of mutual funds fail to beat the market.\r\n\r\nWoah. Why would anyone invest in a mutual fund, which costs you tremendous amounts of money just for maintenance when you won’t even beat the market? Could it just be because people are lazy and don’t know what to do? What if there were a way to invest directly in the market?\r\n<h2>How do I invest directly in the market? Index funds</h2>\r\nI’m glad you asked.\r\n\r\nIndex funds are a special type of mutual fund. Instead of being actively managed by a fund manager, a computer simply matches the stocks in the market. So the Vanguard S&P 500 index fund has every stock that the actual S&P 500 has—the Vanguard index fund is an index of the market.\r\n\r\nThere are index funds for the S&P 500, NASDAQ, and more.\r\n\r\nThe advantages are simple:\r\n\r\n<strong>YOU MAKE A LOT MORE MONEY AND SAVE ON DUMB COSTS.</strong>\r\n\r\nBecause index funds don’t have money managers and other BS costs, your expense ratio is vastly lower. Compared to usual mutual funds (whose expense ratios average around 1.5%), index funds are routinely lower than 0.2%.\r\n\r\nThe differences are serious. In yet another scenario I ripped off—this time from Vanguard—let’s say you invest $10,000. You put half of it in a mutual fund with a 1.3% expense ratio. The other half goes in a fund with an 0.3% expense ratio. In 20 years, the expensive fund would cost you over $28,000. See details here.\r\n\r\nThe first and biggest advocate of index funds was Vanguard, which now has the most popular funds out there. I invest part of my portfolio in the Vanguard Index Funds 500 Index (VFINX), which has an expense ratio of 0.18%.\r\n<h2>Mutual funds sound dumb compared to index funds. Why do people like my parents still have them?</h2>\r\nI ask myself this a lot. There are no clear advantages to an actively managed mutual fund vs. an index fund. Yes, if you happen to have a mutual fund that beats the market, you’re better off investing in a mutual fund—-but fewer than 15% of all funds do that.\r\n\r\nThe basic answer is sad but revealing. First, most Americans just don’t know how mutual funds work. Fees sound small per year (2%! So what?) but over 20 years, they add up to tens of thousands of dollars or even more. Second, nobody knows what an index fund is. In fact, when was the last time you heard of one? Finally, buying and holding an index fund isn’t as sexy as thinking of a smart New York fund manager barking instructions to his minions.\r\n\r\nGive me a break. When my butler Jeeves is helping me recline on gold sheets and reaching for my jewel-encrusted remote control, I will be just fine with “boring” index funds.\r\n\r\n ','MUTUAL FUNDS','','inherit','closed','closed','','91-revision-v1','','','2017-06-20 09:47:02','2017-06-20 09:47:02','',91,'http://highfivefinance.com/2017/06/20/91-revision-v1/',0,'revision','',0),(254,1,'2017-07-03 11:58:29','2017-07-03 11:58:29','<h2>Overview</h2>\nHigh Five Finance contains links to other sites and we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information (PII).\n\nHigh Five Finance takes privacy concerns seriously. This privacy policy outlines what information is collected when you visit our site.\n\nHigh Five Finance gathers information about its users mainly to enhance their experience on the site and on email newsletters. This information is used to bring you content that is relevant to your interests. Additionally, High Five Finance, along with our advertising partners, gather information about you anonymously to provide you with more targeted advertising messages that are catered to your location and interests. You can opt out of information gathering for advertising purposes below.\n<h2>Information Collected</h2>\n<h2>Personal Information/ Information You Directly Provide To High Five Finance:</h2>\nWhen registering, commenting, or signing up for newsletters, you may provide High Five Finance with personal information, including but not limited to:\n<ul>\n <li>Personal contact information (name, zip code, e-mail address, phone numbers)</li>\n <li>Comments</li>\n <li>User names (including social media user names)</li>\n <li>Correspondence with High Five Finance staff</li>\n <li>Billing Information (for paid High Five Finance products)</li>\n</ul>\nYou are not required to provide High Five Finance with any personal information in order to use the site. All information that is collected is the sole property of the site, and that information is not distributed outside of the site unless required by law.\n<h2>Non-Personal Information Automatically Collected</h2>\nThis type of information is collected anonymously through the use of tracking technology using third-party cookies, web beacons, and other similar methods. No Personally Identifiable Information (PII) is collected through this methodology. This information may include, but is not limited to:\n<ul>\n <li>Hardware/software information (geographic location, IP address, browser type, device type, operating system, bandwidth, etc.)</li>\n <li>Analytics information (time spent on site, number of pages viewed, referring web page, browsing information, etc.)</li>\n <li>Advertising information (type of ads seen, number of times ads were served, pages where the ads were served)</li>\n <li>Information collected through HTML cookies, web beacons, and similar technologies.</li>\n</ul>\n<h2>Information Collected Through Third-Party Sources</h2>\nThis type of information is collected anonymously by approved third-party partners (such as online marketing firms, research companies, social media companies, ad targeting firms, and other partners). None of the information collected by these sources contains any PII. This type of information includes but is not limited to:\n<ul>\n <li>Demographic information (gender, age, HHI, job title, interests, etc.)</li>\n <li>Advertising information (clicks, interactions, post-impression performance data)</li>\n <li>Social networking information (Facebook, Twitter, LinkedIn, etc.)</li>\n <li>Research information (data collected from partners such as Nielsen, Comscore, Quantcast, etc.)</li>\n</ul>\n<h2>What Is Done With The Collected Information?</h2>\nEmail Communications: High Five Finance may use the information that you submit to send you email communications, such as newsletters, breaking news, information about the site, alerts, and promotional messages from advertising partners.\n\nSite Analysis: High Five Finance uses the information collected through third-party sources to learn and analyze how the site is used. 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No PII is exchanged with any type of advertising message on High Five Finance.\n<h2>How We Share Information Collected</h2>\nThere are very few specific circumstances when your information is shared outside of the company, these circumstances include but are not limited to:\n<ul>\n <li>If you comment or use the Facebook app on High Five Finance, the information you submit (including your social media user name, etc) is viewable to the public.</li>\n <li>High Five Finance may need to disclose personal information to comply with a judicial proceeding, a court order, or any other legal process.</li>\n <li>We employ third-party services to distribute email newsletters and these third-parties have access to specific information only for the purposes of fulfilling contracts on our behalf</li>\n <li>In the event High Five Finance goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, users\' personal information will, in most instances, be part of the assets transferred.</li>\n</ul>\n<h2>Email Policy</h2>\nHigh Five Finance does not allow any third-party company to use your email address for commercial purposes without your expressed permission. We will send you newsletter communications, partner sponsorship messages, account alerts, and any other emails you have requested to receive.\n<h2>Notices</h2>\nChildren Under 13: High Five Finance does not knowingly target adverting to, or collect information from children under the age of 13.\n\nData Retention: Your personal information is retained for as long as necessary to fulfill the purposes outlined in this privacy policy.\n\nSecurity: High Five Financeuses all reasonable means to safeguard data against unauthorized use and theft.\n\nChanges to This Policy: High Five Finance may at any time change this Privacy Policy to reflect any changes in our practices, service offerings, or market regulations. If the policy is updated, we will update the Effective Date at the top of the policy.\n\nQuestions/Suggestions: If you have any questions or suggestions for this Privacy Policy, please contact the editor of <a href=\"mailto:contact@highfivefinance.com\">contachighfivefinance.com</a>','PRIVACY POLICY','','inherit','closed','closed','','181-autosave-v1','','','2017-07-03 11:58:29','2017-07-03 11:58:29','',181,'http://highfivefinance.com/2017/07/03/181-autosave-v1/',0,'revision','',0),(255,1,'2017-07-03 07:59:01','2017-07-03 07:59:01','<h2>Overview</h2>\r\nHigh Five Finance contains links to other sites and we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information (PII).\r\n\r\nHigh Five Finance takes privacy concerns seriously. This privacy policy outlines what information is collected when you visit our site.\r\n\r\nHigh Five Finance gathers information about its users mainly to enhance their experience on the site and on email newsletters. This information is used to bring you content that is relevant to your interests. Additionally, High Five Finance, along with our advertising partners, gather information about you anonymously to provide you with more targeted advertising messages that are catered to your location and interests. You can opt out of information gathering for advertising purposes below.\r\n<h2>Information Collected</h2>\r\n<h2>Personal Information/ Information You Directly Provide To High Five Finance:</h2>\r\nWhen registering, commenting, or signing up for newsletters, you may provide High Five Finance with personal information, including but not limited to:\r\n<ul>\r\n <li>Personal contact information (name, zip code, e-mail address, phone numbers)</li>\r\n <li>Comments</li>\r\n <li>User names (including social media user names)</li>\r\n <li>Correspondence with High Five Finance staff</li>\r\n <li>Billing Information (for paid High Five Finance products)</li>\r\n</ul>\r\nYou are not required to provide High Five Finance with any personal information in order to use the site. All information that is collected is the sole property of the site, and that information is not distributed outside of the site unless required by law.\r\n<h2>Non-Personal Information Automatically Collected</h2>\r\nThis type of information is collected anonymously through the use of tracking technology using third-party cookies, web beacons, and other similar methods. No Personally Identifiable Information (PII) is collected through this methodology. This information may include, but is not limited to:\r\n<ul>\r\n <li>Hardware/software information (geographic location, IP address, browser type, device type, operating system, bandwidth, etc.)</li>\r\n <li>Analytics information (time spent on site, number of pages viewed, referring web page, browsing information, etc.)</li>\r\n <li>Advertising information (type of ads seen, number of times ads were served, pages where the ads were served)</li>\r\n <li>Information collected through HTML cookies, web beacons, and similar technologies.</li>\r\n</ul>\r\n<h2>Information Collected Through Third-Party Sources</h2>\r\nThis type of information is collected anonymously by approved third-party partners (such as online marketing firms, research companies, social media companies, ad targeting firms, and other partners). None of the information collected by these sources contains any PII. This type of information includes but is not limited to:\r\n<ul>\r\n <li>Demographic information (gender, age, HHI, job title, interests, etc.)</li>\r\n <li>Advertising information (clicks, interactions, post-impression performance data)</li>\r\n <li>Social networking information (Facebook, Twitter, LinkedIn, etc.)</li>\r\n <li>Research information (data collected from partners such as Nielsen, Comscore, Quantcast, etc.)</li>\r\n</ul>\r\n<h2>What Is Done With The Collected Information?</h2>\r\nEmail Communications: High Five Finance may use the information that you submit to send you email communications, such as newsletters, breaking news, information about the site, alerts, and promotional messages from advertising partners.\r\n\r\nSite Analysis: High Five Finance uses the information collected through third-party sources to learn and analyze how the site is used. We use this information to enhance the site by making improvements based on the data collected.\r\n\r\nAdvertising: Display Ads are delivered from our adserver, DoubleClick, powered by WPP’s Real Media Group. At times third-party information is used to deliver targeted ads to you, your location, and your interests. We also use Third-Party Ad Platforms (such as Google AdSense) to deliver ads on our site. No PII is exchanged with any type of advertising message on High Five Finance.\r\n<h2>How We Share Information Collected</h2>\r\nThere are very few specific circumstances when your information is shared outside of the company, these circumstances include but are not limited to:\r\n\r\nIf you comment or use the Facebook app on High Five Finance, the information you submit (including your social media user name, etc) is viewable to the public.\r\nHigh Five Finance may need to disclose personal information to comply with a judicial proceeding, a court order, or any other legal process.\r\nWe employ third-party services to distribute email newsletters and these third-parties have access to specific information only for the purposes of fulfilling contracts on our behalf\r\nIn the event High Five Finance goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, users\' personal information will, in most instances, be part of the assets transferred.\r\n<h2>Email Policy</h2>\r\nHigh Five Finance does not allow any third-party company to use your email address for commercial purposes without your expressed permission. We will send you newsletter communications, partner sponsorship messages, account alerts, and any other emails you have requested to receive.\r\n\r\nNotices\r\n\r\nChildren Under 13: High Five Finance does not knowingly target adverting to, or collect information from children under the age of 13.\r\n\r\nData Retention: Your personal information is retained for as long as necessary to fulfill the purposes outlined in this privacy policy.\r\n\r\nSecurity: High Five Financeuses all reasonable means to safeguard data against unauthorized use and theft.\r\n\r\nChanges to This Policy: High Five Finance may at any time change this Privacy Policy to reflect any changes in our practices, service offerings, or market regulations. If the policy is updated, we will update the Effective Date at the top of the policy.\r\n\r\nQuestions/Suggestions: If you have any questions or suggestions for this Privacy Policy, please contact the editor of <a href=\"http://highfivefinance.com\">highfivefinance.com</a>','PRIVACY POLICY','','inherit','closed','closed','','181-revision-v1','','','2017-07-03 07:59:01','2017-07-03 07:59:01','',181,'http://highfivefinance.com/2017/07/03/181-revision-v1/',0,'revision','',0),(256,1,'2017-07-03 08:01:33','2017-07-03 08:01:33','<h2>Overview</h2>\r\nHigh Five Finance contains links to other sites and we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information (PII).\r\n\r\nHigh Five Finance takes privacy concerns seriously. This privacy policy outlines what information is collected when you visit our site.\r\n\r\nHigh Five Finance gathers information about its users mainly to enhance their experience on the site and on email newsletters. This information is used to bring you content that is relevant to your interests. Additionally, High Five Finance, along with our advertising partners, gather information about you anonymously to provide you with more targeted advertising messages that are catered to your location and interests. You can opt out of information gathering for advertising purposes below.\r\n<h2>Information Collected</h2>\r\n<h2>Personal Information/ Information You Directly Provide To High Five Finance:</h2>\r\nWhen registering, commenting, or signing up for newsletters, you may provide High Five Finance with personal information, including but not limited to:\r\n<ul>\r\n <li>Personal contact information (name, zip code, e-mail address, phone numbers)</li>\r\n <li>Comments</li>\r\n <li>User names (including social media user names)</li>\r\n <li>Correspondence with High Five Finance staff</li>\r\n <li>Billing Information (for paid High Five Finance products)</li>\r\n</ul>\r\nYou are not required to provide High Five Finance with any personal information in order to use the site. All information that is collected is the sole property of the site, and that information is not distributed outside of the site unless required by law.\r\n<h2>Non-Personal Information Automatically Collected</h2>\r\nThis type of information is collected anonymously through the use of tracking technology using third-party cookies, web beacons, and other similar methods. No Personally Identifiable Information (PII) is collected through this methodology. This information may include, but is not limited to:\r\n<ul>\r\n <li>Hardware/software information (geographic location, IP address, browser type, device type, operating system, bandwidth, etc.)</li>\r\n <li>Analytics information (time spent on site, number of pages viewed, referring web page, browsing information, etc.)</li>\r\n <li>Advertising information (type of ads seen, number of times ads were served, pages where the ads were served)</li>\r\n <li>Information collected through HTML cookies, web beacons, and similar technologies.</li>\r\n</ul>\r\n<h2>Information Collected Through Third-Party Sources</h2>\r\nThis type of information is collected anonymously by approved third-party partners (such as online marketing firms, research companies, social media companies, ad targeting firms, and other partners). None of the information collected by these sources contains any PII. This type of information includes but is not limited to:\r\n<ul>\r\n <li>Demographic information (gender, age, HHI, job title, interests, etc.)</li>\r\n <li>Advertising information (clicks, interactions, post-impression performance data)</li>\r\n <li>Social networking information (Facebook, Twitter, LinkedIn, etc.)</li>\r\n <li>Research information (data collected from partners such as Nielsen, Comscore, Quantcast, etc.)</li>\r\n</ul>\r\n<h2>What Is Done With The Collected Information?</h2>\r\nEmail Communications: High Five Finance may use the information that you submit to send you email communications, such as newsletters, breaking news, information about the site, alerts, and promotional messages from advertising partners.\r\n\r\nSite Analysis: High Five Finance uses the information collected through third-party sources to learn and analyze how the site is used. We use this information to enhance the site by making improvements based on the data collected.\r\n\r\nAdvertising: Display Ads are delivered from our adserver, DoubleClick, powered by WPP’s Real Media Group. At times third-party information is used to deliver targeted ads to you, your location, and your interests. We also use Third-Party Ad Platforms (such as Google AdSense) to deliver ads on our site. No PII is exchanged with any type of advertising message on High Five Finance.\r\n<h2>How We Share Information Collected</h2>\r\nThere are very few specific circumstances when your information is shared outside of the company, these circumstances include but are not limited to:\r\n<ul>\r\n <li>If you comment or use the Facebook app on High Five Finance, the information you submit (including your social media user name, etc) is viewable to the public.</li>\r\n <li>High Five Finance may need to disclose personal information to comply with a judicial proceeding, a court order, or any other legal process.</li>\r\n <li>We employ third-party services to distribute email newsletters and these third-parties have access to specific information only for the purposes of fulfilling contracts on our behalf</li>\r\n <li>In the event High Five Finance goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, users\' personal information will, in most instances, be part of the assets transferred.</li>\r\n</ul>\r\n<h2>Email Policy</h2>\r\nHigh Five Finance does not allow any third-party company to use your email address for commercial purposes without your expressed permission. We will send you newsletter communications, partner sponsorship messages, account alerts, and any other emails you have requested to receive.\r\n<h2>Notices</h2>\r\nChildren Under 13: High Five Finance does not knowingly target adverting to, or collect information from children under the age of 13.\r\n\r\nData Retention: Your personal information is retained for as long as necessary to fulfill the purposes outlined in this privacy policy.\r\n\r\nSecurity: High Five Financeuses all reasonable means to safeguard data against unauthorized use and theft.\r\n\r\nChanges to This Policy: High Five Finance may at any time change this Privacy Policy to reflect any changes in our practices, service offerings, or market regulations. If the policy is updated, we will update the Effective Date at the top of the policy.\r\n\r\nQuestions/Suggestions: If you have any questions or suggestions for this Privacy Policy, please contact the editor of <a href=\"http://highfivefinance.com\">highfivefinance.com</a>','PRIVACY POLICY','','inherit','closed','closed','','181-revision-v1','','','2017-07-03 08:01:33','2017-07-03 08:01:33','',181,'http://highfivefinance.com/2017/07/03/181-revision-v1/',0,'revision','',0),(257,1,'2017-07-03 08:41:10','2017-07-03 08:41:10','High Five Finance (the \"Site\") is a web site owned by High Five Finance. You are invited to submit articles, post comments, sign up to receive newsletters and visit the Site. By using the Site, you expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use(Terms). These Terms constitute a legally binding agreement between you and the Site. By accessing the Site or Service and/or by clicking \"I agree\", you agree to be bound by these Terms.\r\n\r\nThese terms of use (Terms) constitute a legally binding agreement between you and the Company regarding your use of the Site and any services offered by the company including but not limited to delivery of content via the Site, any mobile or internet connected device or otherwise (the \"the Service\"). By accessing the Site or Service and/or by clicking \"I agree\", you agree to be bound by these Terms. You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or above and are capable of entering, performing and adhering to these Terms and that you agree to be bound by the following terms and conditions. While individuals under the age of 18 may utilize the Service of the site, they shall do so only with the involvement & guidance of their parents and / or legal guardians, under such Parent /Legal guardian\'s registered account . You agree to register prior to uploading any content and / or comment and any other use or services of this site and provide your details including but not limited to complete name, age, email address, residential address, contact number.\r\n\r\nDefinition of \"User\" or \"You\": means any person who access or avail this site of the Company for the purpose of hosting, publishing, sharing, transacting, displaying or uploading information or views and includes other persons jointly participating in using the site of the Company.\r\n\r\nIf you do not agree to be bound by these Terms of Use, you may not use the Site. The Site reserves the right to modify these Terms of Use at any time and will publish notifications of material modifications at its sole discretion. By continuing to access the Site after notice of such modifications have been published, you signify your agreement to be bound by them.\r\n\r\n ','TERMS AND CONDITIONS','','inherit','closed','closed','','183-revision-v1','','','2017-07-03 08:41:10','2017-07-03 08:41:10','',183,'http://highfivefinance.com/2017/07/03/183-revision-v1/',0,'revision','',0),(258,1,'2017-07-03 11:58:31','2017-07-03 11:58:31','<h2>Overview</h2>\r\nHigh Five Finance contains links to other sites and we are not responsible for the privacy practices or content of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information (PII).\r\n\r\nHigh Five Finance takes privacy concerns seriously. This privacy policy outlines what information is collected when you visit our site.\r\n\r\nHigh Five Finance gathers information about its users mainly to enhance their experience on the site and on email newsletters. This information is used to bring you content that is relevant to your interests. Additionally, High Five Finance, along with our advertising partners, gather information about you anonymously to provide you with more targeted advertising messages that are catered to your location and interests. You can opt out of information gathering for advertising purposes below.\r\n<h2>Information Collected</h2>\r\n<h2>Personal Information/ Information You Directly Provide To High Five Finance:</h2>\r\nWhen registering, commenting, or signing up for newsletters, you may provide High Five Finance with personal information, including but not limited to:\r\n<ul>\r\n <li>Personal contact information (name, zip code, e-mail address, phone numbers)</li>\r\n <li>Comments</li>\r\n <li>User names (including social media user names)</li>\r\n <li>Correspondence with High Five Finance staff</li>\r\n <li>Billing Information (for paid High Five Finance products)</li>\r\n</ul>\r\nYou are not required to provide High Five Finance with any personal information in order to use the site. All information that is collected is the sole property of the site, and that information is not distributed outside of the site unless required by law.\r\n<h2>Non-Personal Information Automatically Collected</h2>\r\nThis type of information is collected anonymously through the use of tracking technology using third-party cookies, web beacons, and other similar methods. No Personally Identifiable Information (PII) is collected through this methodology. This information may include, but is not limited to:\r\n<ul>\r\n <li>Hardware/software information (geographic location, IP address, browser type, device type, operating system, bandwidth, etc.)</li>\r\n <li>Analytics information (time spent on site, number of pages viewed, referring web page, browsing information, etc.)</li>\r\n <li>Advertising information (type of ads seen, number of times ads were served, pages where the ads were served)</li>\r\n <li>Information collected through HTML cookies, web beacons, and similar technologies.</li>\r\n</ul>\r\n<h2>Information Collected Through Third-Party Sources</h2>\r\nThis type of information is collected anonymously by approved third-party partners (such as online marketing firms, research companies, social media companies, ad targeting firms, and other partners). None of the information collected by these sources contains any PII. This type of information includes but is not limited to:\r\n<ul>\r\n <li>Demographic information (gender, age, HHI, job title, interests, etc.)</li>\r\n <li>Advertising information (clicks, interactions, post-impression performance data)</li>\r\n <li>Social networking information (Facebook, Twitter, LinkedIn, etc.)</li>\r\n <li>Research information (data collected from partners such as Nielsen, Comscore, Quantcast, etc.)</li>\r\n</ul>\r\n<h2>What Is Done With The Collected Information?</h2>\r\nEmail Communications: High Five Finance may use the information that you submit to send you email communications, such as newsletters, breaking news, information about the site, alerts, and promotional messages from advertising partners.\r\n\r\nSite Analysis: High Five Finance uses the information collected through third-party sources to learn and analyze how the site is used. We use this information to enhance the site by making improvements based on the data collected.\r\n\r\nAdvertising: Display Ads are delivered from our adserver, DoubleClick, powered by WPP’s Real Media Group. At times third-party information is used to deliver targeted ads to you, your location, and your interests. We also use Third-Party Ad Platforms (such as Google AdSense) to deliver ads on our site. No PII is exchanged with any type of advertising message on High Five Finance.\r\n<h2>How We Share Information Collected</h2>\r\nThere are very few specific circumstances when your information is shared outside of the company, these circumstances include but are not limited to:\r\n<ul>\r\n <li>If you comment or use the Facebook app on High Five Finance, the information you submit (including your social media user name, etc) is viewable to the public.</li>\r\n <li>High Five Finance may need to disclose personal information to comply with a judicial proceeding, a court order, or any other legal process.</li>\r\n <li>We employ third-party services to distribute email newsletters and these third-parties have access to specific information only for the purposes of fulfilling contracts on our behalf</li>\r\n <li>In the event High Five Finance goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, users\' personal information will, in most instances, be part of the assets transferred.</li>\r\n</ul>\r\n<h2>Email Policy</h2>\r\nHigh Five Finance does not allow any third-party company to use your email address for commercial purposes without your expressed permission. We will send you newsletter communications, partner sponsorship messages, account alerts, and any other emails you have requested to receive.\r\n<h2>Notices</h2>\r\nChildren Under 13: High Five Finance does not knowingly target adverting to, or collect information from children under the age of 13.\r\n\r\nData Retention: Your personal information is retained for as long as necessary to fulfill the purposes outlined in this privacy policy.\r\n\r\nSecurity: High Five Financeuses all reasonable means to safeguard data against unauthorized use and theft.\r\n\r\nChanges to This Policy: High Five Finance may at any time change this Privacy Policy to reflect any changes in our practices, service offerings, or market regulations. If the policy is updated, we will update the Effective Date at the top of the policy.\r\n\r\nQuestions/Suggestions: If you have any questions or suggestions for this Privacy Policy, please contact the editor of <a href=\"mailto:contact@highfivefinance.com\">contact@highfivefinance.com</a>','PRIVACY POLICY','','inherit','closed','closed','','181-revision-v1','','','2017-07-03 11:58:31','2017-07-03 11:58:31','',181,'http://highfivefinance.com/2017/07/03/181-revision-v1/',0,'revision','',0),(259,1,'2017-07-03 13:45:03','2017-07-03 13:45:03','[wd_contact_form id=\"8\"]\n\n \n\n \n','CONTACT US','','inherit','closed','closed','','179-autosave-v1','','','2017-07-03 13:45:03','2017-07-03 13:45:03','',179,'http://highfivefinance.com/2017/07/03/179-autosave-v1/',0,'revision','',0),(265,1,'2017-12-09 06:17:52','2017-12-09 06:17:52','[contact-form-7 id=\"237\" title=\"Contact US\"]','CONTACT US','','inherit','closed','closed','','179-revision-v1','','','2017-12-09 06:17:52','2017-12-09 06:17:52','',179,'http://highfivefinance.com/2017/12/09/179-revision-v1/',0,'revision','',0),(266,1,'2017-12-09 06:22:05','2017-12-09 06:22:05','<label> Your Name (required)\r\n [text* your-name] </label>\r\n\r\n<label> Your Email (required)\r\n [email* your-email] </label>\r\n\r\n<label> Subject\r\n [text your-subject] </label>\r\n\r\n<label> Your Message\r\n [textarea your-message] </label>\r\n\r\n[submit \"Send\"]\n1\nHigh Five Finance \"[your-subject]\"\n[your-name] <contact@highfivefinance.com>\ncontact@highfivefinance.com\nFrom: [your-name] <[your-email]>\r\nSubject: [your-subject]\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a contact form on High Five Finance (http://highfivefinance.com)\nReply-To: [your-email]\n\n\n\n1\nHigh Five Finance \"[your-subject]\"\nHigh Five Finance <contact@highfivefinance.com>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a contact form on High Five Finance (http://highfivefinance.com)\nReply-To: rajeshkanna.prof@gmail.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Contact us','','publish','closed','closed','','contact-form-1','','','2017-12-09 06:23:34','2017-12-09 06:23:34','',0,'http://highfivefinance.com/?post_type=wpcf7_contact_form&p=266',0,'wpcf7_contact_form','',0),(267,1,'2017-12-09 06:23:53','2017-12-09 06:23:53','[contact-form-7 id=\"266\" title=\"Contact us\"]','CONTACT US','','inherit','closed','closed','','179-revision-v1','','','2017-12-09 06:23:53','2017-12-09 06:23:53','',179,'http://highfivefinance.com/2017/12/09/179-revision-v1/',0,'revision','',0),(268,1,'2017-12-11 11:08:54','2017-12-11 11:08:54','<label> Your Name (required)\r\n [text* your-name] </label>\r\n\r\n<label> Your Email (required)\r\n [email* your-email] </label>\r\n\r\n[submit \"Send\"]\n1\nHigh Five Finance \"[Unsubscribe]\"\n[your-name] <contact@highfivefinance.com>\ncontact@highfivefinance.com\nFrom: [your-name] <[your-email]>\r\nSubject: [your-subject]\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a unsubscribe form on High Five Finance (http://highfivefinance.com)\nReply-To: [your-email]\n\n\n\n1\nHigh Five Finance \"[Unsubscribe]\"\nHigh Five Finance <contact@highfivefinance.com>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a unsubscribe form on High Five Finance (http://highfivefinance.com)\nReply-To: contact@highfivefinance.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. 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